Wisconsin

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Whitefish Bay, Wisconsin Credit Union Savings Rates

You are viewing savings rates from credit unions in Whitefish Bay, Wisconsin

 

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Whitefish Bay, WI - December 13, 2024

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Covantage


Restrictions

4.75%

4.25%
4.10%
3.50%
2.50%
0.85%

$750,000

$500,000
$250,000
$100,000
$25,000
$0
Learn More

Rate History: 3.50% → 4.25%

Rate History: 2.28% → 3.55% → 3.50%

| Dec 7, 2023

100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More

Rate History: 3.43% → 3.38% → 3.37% → 3.36% → 3.47%

Landmark


Restrictions

3.15%

3.00%
2.90%
0.90%
0.10%

$100,000

$75,000
$50,000
$10,000
$2,500
Learn More

Rate History: 4.26% → 3.77% → 3.26% → 3.16% → 3.01%

| Feb 3, 2023

So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... Read More

| Aug 7, 2020

We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More

Rate History: 1.25% → 1.05%

| Feb 12, 2022

Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More

Westconsin


Restrictions

0.80%

$25,000

Learn More

| Dec 1, 2024

Trent Ziebol is amazing with his hands. Glad he is not with his ex Jo. Read More

Rate History: 1.00% → 0.80%

| Feb 12, 2022

Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Cr... Read More

0.75%

$2,500

Learn More

Pcm


Restrictions

0.70%

$25,000

Learn More

R.i.a.


Restrictions

0.70%

$25,000

Learn More

Indianhead


Restrictions

0.60%

$25,000

Learn More

0.60%

0.50%
0.35%
0.25%
0.15%

$50,000

$25,000
$10,000
$7,500
$2,500
Learn More

Pcm


Restrictions

0.60%

$10,000

Learn More

Dupaco Community


Restrictions

0.60%

$25,000

Learn More

Tri-county


Restrictions

0.55%

$25,000

Learn More

Cloverbelt


Restrictions

0.55%

$25,000

Learn More

0.55%

$1,500

Learn More

Capital


Restrictions

0.50%

$25,000

Learn More

Co-op


Restrictions

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

0.50%

$25,000

Learn More

Tomah Area


Restrictions

0.45%

$25,000

Learn More

Cone


Restrictions

0.45%

$25,000

Learn More

Fox Communities


Restrictions

0.45%

$25,000

Learn More

| Oct 13, 2022

Manager at WI Ave was disrespectful with pompous attitude. BEWARE! Read More

Co-op


Restrictions

0.45%

$10,000

Learn More

Westby Co-op


Restrictions

0.45%

$25,000

Learn More

Unison


Restrictions

0.45%

$25,000

Learn More

Indianhead


Restrictions

0.40%

$10,000

Learn More

0.40%

$25,000

Learn More

Cone


Restrictions

0.40%

$25,000

Learn More

1st Community


Restrictions

0.40%

$25,000

Learn More

Capital


Restrictions

0.40%

$10,000

Learn More

Arcadia


Restrictions

0.40%

$10,000

Learn More

0.40%

$10,000

Learn More

Tri-county


Restrictions

0.40%

$10,000

Learn More

N.e.w.


Restrictions

0.40%

$25,000

Learn More

Dupaco Community


Restrictions

0.40%

$10,000

Learn More

Advia


Restrictions

0.40%

$25,000

Learn More

| Dec 9, 2018

I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is c... Read More

Cloverbelt


Restrictions

0.40%

$10,000

Learn More

0.40%

$25,000

Learn More

Badger-globe


Restrictions

0.40%

$25,000

Learn More

Thrivent


Restrictions

0.40%

$10,000

Learn More

0.40%

$10,000

Learn More

0.40%

$25,000

Learn More

0.40%

$2,500

Learn More

Tomah Area


Restrictions

0.35%

$10,000

Learn More

Cone


Restrictions

0.35%

$10,000

Learn More

Fox Communities


Restrictions

0.35%

$10,000

Learn More

| Oct 13, 2022

Manager at WI Ave was disrespectful with pompous attitude. BEWARE! Read More

Westby Co-op


Restrictions

0.35%

$10,000

Learn More

N.e.w.


Restrictions

0.35%

$10,000

Learn More

Park City


Restrictions

0.35%

$25,000

Learn More

Shipbuilders


Restrictions

0.35%

$25,000

Learn More

Unison


Restrictions

0.35%

$10,000

Learn More

Badger-globe


Restrictions

0.35%

$10,000

Learn More

Bay Shore


Restrictions

0.33%

$10,000

Learn More

Cone


Restrictions

0.30%

$10,000

Learn More

Oakdale


Restrictions

0.30%

$2,500

Learn More

1st Community


Restrictions

0.30%

$10,000

Learn More

Westconsin


Restrictions

0.30%

$2,500

Learn More

| Dec 1, 2024

Trent Ziebol is amazing with his hands. Glad he is not with his ex Jo. Read More

Capital


Restrictions

0.30%

$2,500

Learn More

Pcm


Restrictions

0.30%

$2,500

Learn More

0.30%

$2,500

Learn More

Arcadia


Restrictions

0.30%

$2,500

Learn More

Unitedone


Restrictions

0.30%

$25,000

Learn More

Kohler


Restrictions

0.30%

$25,000

Learn More

Tri-county


Restrictions

0.30%

$2,500

Learn More

N.e.w.


Restrictions

0.30%

$2,500

Learn More

Ripco


Restrictions

0.30%

$25,000

Learn More

R.i.a.


Restrictions

0.30%

$10,000

Learn More

Advia


Restrictions

0.30%

$10,000

Learn More

| Dec 9, 2018

I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is c... Read More

0.30%

$25,000

Learn More

0.30%

$10,000

Learn More

Prospera


Restrictions

0.30%

$25,000

Learn More

Thrivent


Restrictions

0.30%

$25,000

Learn More

Simplicity


Restrictions

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

0.30%

$10,000

Learn More

0.29%

$25,000

Learn More

Appletree


Restrictions

0.29%

$10,000

Learn More

0.28%

$25,000

Learn More

0.28%

$25,000

Learn More

Sentry


Restrictions

0.25%

$1

Learn More

Star Usa


Restrictions

0.25%

$50,000

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Marine


Restrictions

0.25%

$25,000

Learn More

Tomah Area


Restrictions

0.25%

$1,000

Learn More

1st Community


Restrictions

0.25%

$1,000

Learn More

Cone


Restrictions

0.25%

$2,500

Learn More

Indianhead


Restrictions

0.25%

$2,500

Learn More

Westconsin


Restrictions

0.25%

$2,500

Learn More

| Dec 1, 2024

Trent Ziebol is amazing with his hands. Glad he is not with his ex Jo. Read More

Capital


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

Unitedone


Restrictions

0.25%

$10,000

Learn More

0.25%

$25,000

Learn More

| Jul 2, 2018

Unhelpful, do not return calls timely, unwilling to assist me in getting my auto loan up to date, when I forgot a payment. Expected a 500 dollar payment up front. Impossible. Don't recommend Read More

Westby Co-op


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

Fond Du Lac


Restrictions

0.25%

$25,000

Learn More

Glacier Hills


Restrictions

0.25%

$25,000

Learn More

| Jul 19, 2020

Until they started this "transition" we loved this CU! Have had accounts here for at least 10 years. Now, we cannot get into an estate account to move some money and from our personal account now know th... Read More

Dupaco Community


Restrictions

0.25%

$2,500

Learn More

0.25%

$10,000

Learn More

Ripco


Restrictions

0.25%

$10,000

Learn More

Fort Community


Restrictions

0.25%

$25,000

Learn More

Firefighters


Restrictions

0.25%

$10,000

Learn More

0.25%

$10,000

Learn More

Shipbuilders


Restrictions

0.25%

$10,000

Learn More

Cloverbelt


Restrictions

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

0.25%

$2,500

Learn More

Unison


Restrictions

0.25%

$10,000

Learn More

Badger-globe


Restrictions

0.25%

$2,500

Learn More

Thrivent


Restrictions

0.25%

$10,000

Learn More

Simplicity


Restrictions

0.25%

$2,500

Learn More

Empower


Restrictions

0.25%

$25,000

Learn More

Marine


Restrictions

0.20%

$10,000

Learn More

Edu


Restrictions

0.20%

$0

Learn More

0.20%

$1,000

Learn More

Fox Communities


Restrictions

0.20%

$2,500

Learn More

| Oct 13, 2022

Manager at WI Ave was disrespectful with pompous attitude. BEWARE! Read More

0.20%

$2,500

Learn More

Co-op


Restrictions

0.20%

$2,500

Learn More

Premier Financial


Restrictions

0.20%

$25,000

Learn More

Kohler


Restrictions

0.20%

$10,000

Learn More

0.20%

$10,000

Learn More

| Jul 2, 2018

Unhelpful, do not return calls timely, unwilling to assist me in getting my auto loan up to date, when I forgot a payment. Expected a 500 dollar payment up front. Impossible. Don't recommend Read More

0.20%

$10,000

Learn More

Post Office


Restrictions

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

Fond Du Lac


Restrictions

0.20%

$10,000

Learn More

Glacier Hills


Restrictions

0.20%

$10,000

Learn More

| Jul 19, 2020

Until they started this "transition" we loved this CU! Have had accounts here for at least 10 years. Now, we cannot get into an estate account to move some money and from our personal account now know th... Read More

Dupaco Community


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Ripco


Restrictions

0.20%

$2,500

Learn More

R.i.a.


Restrictions

0.20%

$2,500

Learn More

Advia


Restrictions

0.20%

$2,500

Learn More

| Dec 9, 2018

I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is c... Read More

Altra


Restrictions

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

Cloverbelt


Restrictions

0.20%

$2,500

Learn More

Brokaw


Restrictions

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

| Mar 18, 2021

Great rates on auto, RV and winter/summer toy loans, flexible payment options, Read More

0.20%

$10,000

Learn More

Unison


Restrictions

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

Empower


Restrictions

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

First Choice


Restrictions

0.20%

$2,500

Learn More

0.19%

$10,000

Learn More

Appletree


Restrictions

0.19%

$2,500

Learn More

1st Community


Restrictions

0.15%

$25

Learn More

Star Usa


Restrictions

0.15%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Marine


Restrictions

0.15%

$2,000

Learn More

0.15%

$10,000

Learn More

Arcadia


Restrictions

0.15%

$2,500

Learn More

Premier Financial


Restrictions

0.15%

$10,000

Learn More

Westby Co-op


Restrictions

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

Dane County


Restrictions

0.15%

$25,000

Learn More

Heartland


Restrictions

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

Post Office


Restrictions

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

Tri-county


Restrictions

0.15%

$2,500

Learn More

Bay Shore


Restrictions

0.15%

$2,500

Learn More

Fond Du Lac


Restrictions

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

Southern Lakes


Restrictions

0.15%

$25,000

Learn More

Firefighters


Restrictions

0.15%

$2,500

Learn More

Shoreline


Restrictions

0.15%

$10,000

Learn More

Brokaw


Restrictions

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

| Mar 18, 2021

Great rates on auto, RV and winter/summer toy loans, flexible payment options, Read More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

Prime Financial


Restrictions

0.15%

$10,000

Learn More

Unison


Restrictions

0.15%

$2,500

Learn More

Badger-globe


Restrictions

0.15%

$2,500

Learn More

Thrivent


Restrictions

0.15%

$2,500

Learn More

Central Wisconsin


Restrictions

0.15%

$10,000

Learn More

Focus


Restrictions

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

Educators


Restrictions

0.14%

$25,000

Learn More

0.12%

$25,000

Learn More

Educators


Restrictions

0.11%

$10,000

Learn More

Cone


Restrictions

0.10%

$2,500

Learn More

Star Usa


Restrictions

0.10%

$10

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Marine


Restrictions

0.10%

$5

Learn More

Central Wisconsin


Restrictions

0.10%

$5

Learn More

0.10%

$25

Learn More

Service


Restrictions

0.10%

$2,500

Learn More

| Jun 5, 2019

Hi who can join? Read More

Tomah Area


Restrictions

0.10%

$25

Learn More

Rate History: 0.25% → 0.10%

| Feb 3, 2023

So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... Read More

| Aug 7, 2020

We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More

| Dec 7, 2023

100% a Rogue Bank. Wish I could give them a negative star. Banks like superior choice CU are the example why Americans are behind on building better credit portfolio. They for some strange reasons ar... Read More

Hayward Community


Restrictions

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

Kohler


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Jul 2, 2018

Unhelpful, do not return calls timely, unwilling to assist me in getting my auto loan up to date, when I forgot a payment. Expected a 500 dollar payment up front. Impossible. Don't recommend Read More

0.10%

$2,500

Learn More

Dane County


Restrictions

0.10%

$2,500

Learn More

Heartland


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

Post Office


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Apr 17, 2021

They treat people awful! Read More

N.e.w.


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Glacier Hills


Restrictions

0.10%

$2,500

Learn More

| Jul 19, 2020

Until they started this "transition" we loved this CU! Have had accounts here for at least 10 years. Now, we cannot get into an estate account to move some money and from our personal account now know th... Read More

0.10%

$10,000

Learn More

Fort Community


Restrictions

0.10%

$10,000

Learn More

R.i.a.


Restrictions

0.10%

$2,500

Learn More

Southern Lakes


Restrictions

0.10%

$2,500

Learn More

Altra


Restrictions

0.10%

$2,500

Learn More

Shipbuilders


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Brokaw


Restrictions

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Mar 18, 2021

Great rates on auto, RV and winter/summer toy loans, flexible payment options, Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

Unison


Restrictions

0.10%

$2,500

Learn More

Prospera


Restrictions

0.10%

$2,500

Learn More

Thrivent


Restrictions

0.10%

$2,500

Learn More

Focus


Restrictions

0.10%

$10,000

Learn More

0.09%

$2,500

Learn More

Heartland


Restrictions

0.08%

$2,500

Learn More

0.08%

$2,500

Learn More

0.08%

$2,500

Learn More

Educators


Restrictions

0.08%

$2,500

Learn More

Fond Du Lac


Restrictions

0.07%

$2,500

Learn More

0.07%

$2,500

Learn More

Appletree


Restrictions

0.06%

$2,500

Learn More

Sheboygan Area


Restrictions

0.06%

$25,000

Learn More

0.06%

$2,500

Learn More

Educators


Restrictions

0.06%

$2,500

Learn More

0.06%

$2,500

Learn More

Empower


Restrictions

0.06%

$2,500

Learn More

Star Usa


Restrictions

0.05%

$5

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

Oakdale


Restrictions

0.05%

$2,500

Learn More

Sentry


Restrictions

0.05%

$5

Learn More

Hayward Community


Restrictions

0.05%

$2,500

Learn More

Unitedone


Restrictions

0.05%

$2,500

Learn More

Sheboygan Area


Restrictions

0.05%

$10,000

Learn More

Premier Financial


Restrictions

0.05%

$2,500

Learn More

Kohler


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Jul 2, 2018

Unhelpful, do not return calls timely, unwilling to assist me in getting my auto loan up to date, when I forgot a payment. Expected a 500 dollar payment up front. Impossible. Don't recommend Read More

Dane County


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

Park City


Restrictions

0.05%

$2,500

Learn More

Fort Community


Restrictions

0.05%

$2,500

Learn More

Advia


Restrictions

0.05%

$2,500

Learn More

| Dec 9, 2018

I have been a member of this credit union for more than 40 years. Over time it has had many changes but the worst one they did was to hire the man that is the manager of the Cranston Road Branch. He is c... Read More

Firefighters


Restrictions

0.05%

$2,500

Learn More

Altra


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

Shoreline


Restrictions

0.05%

$2,500

Learn More

Guardian


Restrictions

0.05%

$10,000

Learn More

Enterprise


Restrictions

0.05%

$10,000

Learn More

Prime Financial


Restrictions

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.04%

$2,500

Learn More

Focus


Restrictions

0.04%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$100

Learn More

Sheboygan Area


Restrictions

0.03%

$2,500

Learn More

Guardian


Restrictions

0.03%

$2,500

Learn More

Enterprise


Restrictions

0.03%

$2,500

Learn More

Heritage


Restrictions

0.02%

$2,500

Learn More

Oshkosh Community


Restrictions

0.02%

$2,500

Learn More

Edu


Restrictions

0.01%

$1

Learn More

Enterprise


Restrictions

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

SAVINGS & CD CALCULATOR

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