Best Local Bank Savings and Money Market Rates in Arlington, Texas, TX June 15, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Arlington, TX - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Texas Capital Bank Fort Worth Tower Branch	5.10%	$0	Learn More
6CellBattery \| Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More Reviews (2)
State Bank Of Texas Irving Branch	4.65%	$100,000	Learn More
High Rate Jumbo Money Market Account. Rate History: 5.22% → 4.65%
Maricia \| Oct 5, 2023 You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Other... Read More Reviews (11)
Citibank, National Association Las Colinas Employee Financial Cente Branch	4.35% 0.20%	$0 $1	Learn More
Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%. Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (22)
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	4.25%	$1	Learn More
Rate History: 4.50% → 4.25%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Truist Bank Camp Bowie Branch	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Capital One, National Association Lake Worth Branch	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Regions Bank Ft Worth Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Texas Brand Bank Ennis Branch	3.50% 2.50% 2.40%	$100,000 $25,000 $1,000	Learn More Add Review
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Nexbank Preston Center Branch	3.25% 2.25%	$100,000 $1,000	Learn More
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
Bank Of Hope Fort Worth Branch	3.05%	$1,000	Learn More
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Southside Bank Southside Bank Branch	3.04% 2.12% 1.11% 1.00% 0.75% 0.65% 0.25% 0.18% 0.10%	$5,000,000 $3,000,000 $500,000 $250,000 $100,000 $75,000 $50,000 $20,000 $0	Learn More Add Review
Capital One, National Association Lake Worth Branch	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Harmony Bank Ennis Branch	2.25%	$0	Learn More Add Review
Frost Bank City View Branch	2.05% 2.00%	$50,000 $0	Learn More Add Review
Zions Bancorporation, N.a. North Irving Branch	2.02% 1.71% 1.51% 0.80%	$500,000 $250,000 $100,000 $5,000	Learn More Add Review
Washington Federal Bank Midtown Branch	2.00% 1.50% 0.30% 0.15%	$500,000 $90,000 $15,000 $1,000	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
Nexbank Preston Center Branch	1.50%	$0	Learn More
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
Zions Bancorporation, N.a. North Irving Branch	1.46% 0.70%	$100,000 $1,000	Learn More Add Review
Rate History: 2.02% → 1.46%
Southside Bank Southside Bank Branch	1.41% 1.26% 0.90% 0.60% 0.40% 0.30% 0.20%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $0	Learn More Add Review
Rate History: 1.00% → 1.41%
Bokf, National Association Lake Worth Branch	1.25% 1.00% 0.85% 0.75%	$250,000 $100,000 $50,000 $25,000	Learn More
Rate History: 1.00% → 1.50% → 1.25%
Aku \| May 29, 2020 Dua Read More Reviews (1)
Wells Fargo Bank, National Association White Settlement Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Bokf, National Association Lake Worth Branch	0.50%	$25,000	Learn More
Rate History: 0.55% → 0.50%
Aku \| May 29, 2020 Dua Read More Reviews (1)
Frost Bank City View Branch	0.50%	$0	Learn More Add Review
Rate History: 1.00% → 0.90% → 0.70% → 0.50%
Bank Of Desoto, National Association Bank Of Desoto, National Association Branch	0.50%	$25,000	Learn More
Splashgirl1961@gmail.com \| Jan 8, 2024 Awful, rude unprofessional! Beware Read More Reviews (1)
First United Bank And Trust Company Dallas Branch	0.40%	$25,000	Learn More Add Review
Bank Of Desoto, National Association Bank Of Desoto, National Association Branch	0.40%	$2,500	Learn More
Splashgirl1961@gmail.com \| Jan 8, 2024 Awful, rude unprofessional! Beware Read More Reviews (1)
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Spectra Bank Riverbend Motor Bank Branch	0.35%	$20,000	Learn More Add Review
First National Bank First National Bank Mortgage Branch	0.35%	$25,000	Learn More Add Review
Ciera Bank Fort Worth Branch	0.35%	$10,000	Learn More Add Review
First United Bank And Trust Company Dallas Branch	0.35%	$10,000	Learn More Add Review
One World Bank One World Bank Branch	0.35%	$25,000	Learn More Add Review
Spectra Bank Riverbend Motor Bank Branch	0.30%	$10,000	Learn More Add Review
First United Bank And Trust Company Dallas Branch	0.30%	$2,500	Learn More Add Review
American First National Bank Arlington Branch	0.30%	$25,000	Learn More Add Review
Ennis State Bank Trinity Capital Bank Of Texas, A Branch Of Ennis State Bank Branch	0.30%	$2,500	Learn More Add Review
Shinhan Bank America Dallas Branch	0.30%	$25,000	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Spectra Bank Riverbend Motor Bank Branch	0.25%	$2,500	Learn More Add Review
Ciera Bank Fort Worth Branch	0.25%	$2,500	Learn More Add Review
Cendera Bank, National Association Cendera Bank, N.A. Branch	0.25%	$10,000	Learn More Add Review
American First National Bank Arlington Branch	0.25%	$10,000	Learn More Add Review
Nbh Bank Dallas-Mckinney Branch	0.24%	$25,000	Learn More Add Review
Pinnacle Bank Benbrook Branch	0.20%	$2,500	Learn More Add Review
City Bank Mckinnon Street Branch	0.20%	$25,000	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Plainscapital Bank Western Branch, The	0.20%	$25,000	Learn More Add Review
Ciera Bank Fort Worth Branch	0.20%	$2,500	Learn More Add Review
Inwood National Bank Inwood National Bank Branch	0.20%	$2,500	Learn More Add Review
American First National Bank Arlington Branch	0.20%	$2,500	Learn More Add Review
Shinhan Bank America Dallas Branch	0.20%	$2,500	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
One World Bank One World Bank Branch	0.20%	$2,500	Learn More Add Review
Zions Bancorporation, N.a. North Irving Branch	0.19% 0.16%	$100,000 $0	Learn More Add Review
First National Bank First National Bank Mortgage Branch	0.15%	$10,000	Learn More Add Review
City Bank Mckinnon Street Branch	0.15%	$2,500	Learn More Add Review
Prosperity Bank Stockyards Branch	0.15%	$2,500	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
Plainscapital Bank Western Branch, The	0.15%	$10,000	Learn More Add Review
Cendera Bank, National Association Cendera Bank, N.A. Branch	0.15%	$2,500	Learn More Add Review
Umb Bank, National Association Fort Worth Branch	0.15%	$25,000	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
American First National Bank Arlington Branch	0.15%	$2,500	Learn More Add Review
Commercial Bank Of Texas, National Association Bedford Branch	0.15%	$2,500	Learn More Add Review
Affiliated Bank, National Association Affiliated Bank Branch	0.15%	$2,500	Learn More
Rhepler \| Aug 4, 2022 Great CD rates & service Read More Reviews (1)
One World Bank One World Bank Branch	0.15%	$2,500	Learn More Add Review
Texas Exchange Bank, Ssb Texas Exchange Bank, Ssb Branch	0.15%	$2,500	Learn More
Solddaboat \| Dec 18, 2018 Rate after Dec 14, 2018 is 2.88 1yr Read More Reviews (3)
Great Southern Bank Great Southern Bank Branch	0.12%	$25,000	Learn More Add Review
Pegasus Bank Pegasus Bank Branch	0.11%	$25,000	Learn More
Peggy Sterioti \| Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More Reviews (1)
Great Southern Bank Great Southern Bank Branch	0.10%	$100	Learn More Add Review
Hanmi Bank Arlington Branch	0.10%	$2,500	Learn More Add Review
Washington Federal Bank Midtown Branch	0.10%	$100	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
Bokf, National Association Lake Worth Branch	0.10%	$0	Learn More
Rate History: 0.20% → 0.10%
Aku \| May 29, 2020 Dua Read More Reviews (1)
East West Bank Harry Hines Branch	0.10%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
First National Bank First National Bank Mortgage Branch	0.10%	$2,500	Learn More Add Review
City Bank Mckinnon Street Branch	0.10%	$2,500	Learn More Add Review
Legend Bank, N.a. North Fort Worth Branch	0.10%	$10,000	Learn More Add Review
Interbank Fort Worth Office Branch	0.10%	$2,500	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
First National Bank Texas Clifford Street Banking Center - Rc Branch	0.10%	$25,000	Learn More Add Review
Herring Bank Grand Prairie Branch	0.10%	$2,500	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
Vista Bank Ft. Worth Loan Prod Office Branch	0.10%	$25,000	Learn More Add Review
Plainscapital Bank Western Branch, The	0.10%	$2,500	Learn More Add Review
North Dallas Bank & Trust Co. Irving Branch	0.10%	$2,500	Learn More Add Review
Cendera Bank, National Association Cendera Bank, N.A. Branch	0.10%	$2,500	Learn More Add Review
Colonial Savings, F.a. Oakmont Branch	0.10%	$2,500	Learn More
joann.burbridge@yahoo.com \| Mar 16, 2020 What is the current 30 year mortgage rate? Read More Reviews (1)
Inwood National Bank Inwood National Bank Branch	0.10%	$2,500	Learn More Add Review
Umb Bank, National Association Fort Worth Branch	0.10%	$10,000	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Veritex Community Bank Westside Branch	0.10%	$2,500	Learn More Add Review
Commercial Bank Of Texas, National Association Bedford Branch	0.10%	$10,000	Learn More Add Review
Origin Bank Camp Bowie Banking Center Branch	0.10%	$2,500	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Bank Of Desoto, National Association Bank Of Desoto, National Association Branch	0.10%	$2,500	Learn More
Splashgirl1961@gmail.com \| Jan 8, 2024 Awful, rude unprofessional! Beware Read More Reviews (1)
Ennis State Bank Trinity Capital Bank Of Texas, A Branch Of Ennis State Bank Branch	0.10%	$2,500	Learn More Add Review
Wallis Bank Dallas Branch	0.10%	$2,500	Learn More Add Review
Affiliated Bank, National Association Affiliated Bank Branch	0.10%	$2,500	Learn More
Rhepler \| Aug 4, 2022 Great CD rates & service Read More Reviews (1)
Texas Exchange Bank, Ssb Texas Exchange Bank, Ssb Branch	0.10%	$2,500	Learn More
Solddaboat \| Dec 18, 2018 Rate after Dec 14, 2018 is 2.88 1yr Read More Reviews (3)
First National Bank Of Burleson First National Bank Of Burleson Branch	0.10%	$25,000	Learn More Add Review
First Financial Bank, National Association Cleburne Branch	0.10%	$2,500	Learn More Add Review
Nbh Bank Dallas-Mckinney Branch	0.09%	$2,500	Learn More Add Review
First National Bank Texas Clifford Street Banking Center - Rc Branch	0.08%	$2,500	Learn More Add Review
Bank Of The West William D. Tate Branch	0.08%	$10,000	Learn More Add Review
Umb Bank, National Association Fort Worth Branch	0.08%	$2,500	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Great Southern Bank Great Southern Bank Branch	0.07%	$10,000	Learn More Add Review
Pegasus Bank Pegasus Bank Branch	0.07%	$2,500	Learn More
Peggy Sterioti \| Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More Reviews (1)
Spectra Bank Riverbend Motor Bank Branch	0.05%	$200	Learn More Add Review
Benchmark Bank Mckinney Branch	0.05%	$2,500	Learn More Add Review
Nbh Bank Dallas-Mckinney Branch	0.05%	$2,500	Learn More Add Review
East West Bank Harry Hines Branch	0.05%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
Hanmi Bank Arlington Branch	0.05%	$2,500	Learn More Add Review
Legend Bank, N.a. North Fort Worth Branch	0.05%	$250	Learn More Add Review
Interbank Fort Worth Office Branch	0.05%	$2,500	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
First National Bank Texas Clifford Street Banking Center - Rc Branch	0.05%	$2,500	Learn More Add Review
Vista Bank Ft. Worth Loan Prod Office Branch	0.05%	$2,500	Learn More Add Review
Bank Ozk Keller Branch	0.05%	$0	Learn More
HB \| Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More Reviews (11)
Plainscapital Bank Western Branch, The	0.05%	$2,500	Learn More Add Review
Bank Of The West William D. Tate Branch	0.05%	$2,500	Learn More Add Review
Community National Bank & Trust Of Texas White Settlement Branch	0.05%	$10,000	Learn More Add Review
First United Bank And Trust Company Dallas Branch	0.05%	$2,500	Learn More Add Review
First Guaranty Bank Fort Worth Branch	0.05%	$2,500	Learn More Add Review
Colonial Savings, F.a. Oakmont Branch	0.05%	$2,500	Learn More
joann.burbridge@yahoo.com \| Mar 16, 2020 What is the current 30 year mortgage rate? Read More Reviews (1)
The American National Bank Of Texas 7th Street Branch	0.05%	$2,500	Learn More Add Review
Umb Bank, National Association Fort Worth Branch	0.05%	$2,500	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Veritex Community Bank Westside Branch	0.05%	$10,000	Learn More Add Review
Commercial Bank Of Texas, National Association Bedford Branch	0.05%	$2,500	Learn More Add Review
Prosperity Bank Stockyards Branch	0.05%	$2,500	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
First Command Bank First Command Bank Branch	0.05%	$2,500	Learn More Add Review
First National Bank Of Burleson First National Bank Of Burleson Branch	0.05%	$2,500	Learn More Add Review
First Financial Bank, National Association Cleburne Branch	0.05%	$10,000	Learn More Add Review
Community National Bank & Trust Of Texas White Settlement Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Lake Worth And Paul Meador Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	0.02%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Great Southern Bank Great Southern Bank Branch	0.02%	$2,500	Learn More Add Review
First Financial Bank, National Association Cleburne Branch	0.02%	$2,500	Learn More Add Review
Community National Bank & Trust Of Texas White Settlement Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Clifford And Western Trade Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
Regions Bank Ft Worth Branch	0.01%	$0	Learn More Add Review
Worthington Bank Downtown Fort Worth Branch	0.01%	$300	Learn More Add Review
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	0.01%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
First Financial Bank, National Association Cleburne Branch	0.01%	$2,500	Learn More Add Review
The National Bank Of Texas At Fort Worth The National Bank Of Texas At Fort W Branch	0.01%	$2,500	Learn More Add Review
Citizens National Bank Of Texas Burleson Branch	0.00%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info around Arlington, TX - June 15, 2025

Branch	Street	City	State
Texas Capital Bank Fort Worth Tower Branch	300 Throckmorton Street, Suite 100	Fort Worth	TX
State Bank of Texas Irving Branch	605 W. Airport Freeway	Irving	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	6388 Camp Bowie	Fort Worth	TX
Truist Bank Camp Bowie Branch	4605 Camp Bowie Boulevard	Fort Worth	TX
Capital One, National Association Lake Worth Branch	4100 Boat Club Road	Lake Worth	TX
Regions Bank Ft Worth Branch	3017 W. Seventh Street	Fort Worth	TX
Harmony Bank Ennis Branch	909 South Clay Street	Ennis	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
Bank of Hope Fort Worth Branch	7553 Boulevard 26	North Richland Hills	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Capital One, National Association Lake Worth Branch	4100 Boat Club Road	Lake Worth	TX
Harmony Bank Ennis Branch	909 South Clay Street	Ennis	TX
Harmony Bank Ennis Branch	909 South Clay Street	Ennis	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
Harmony Bank Ennis Branch	909 South Clay Street	Ennis	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Frost Bank City View Branch	5651 Bryant Irvin Road	Fort Worth	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
Frost Bank City View Branch	5651 Bryant Irvin Road	Fort Worth	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Regions Bank Ft Worth Branch	3017 W. Seventh Street	Fort Worth	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Wells Fargo Bank, National Association White Settlement Branch	101 Jim Wright Freeway North	Fort Worth	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
Frost Bank City View Branch	5651 Bryant Irvin Road	Fort Worth	TX
Bank of DeSoto, National Association Bank Of Desoto, National Association Branch	2011 North Hampton Road	De Soto	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
First United Bank and Trust Company Dallas Branch	8201 Preston Road, Suite 265	Dallas	TX
Bank of DeSoto, National Association Bank Of Desoto, National Association Branch	2011 North Hampton Road	De Soto	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
Spectra Bank Riverbend Motor Bank Branch	2000 Handly Edderville Road	Fort Worth	TX
First National Bank First National Bank Mortgage Branch	402 North Carroll	Southlake	TX
Ciera Bank Fort Worth Branch	1501 Summit Avenue	Fort Worth	TX
First United Bank and Trust Company Dallas Branch	8201 Preston Road, Suite 265	Dallas	TX
One World Bank One World Bank Branch	2449 Walnut Hill Lane	Dallas	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
Spectra Bank Riverbend Motor Bank Branch	2000 Handly Edderville Road	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
First United Bank and Trust Company Dallas Branch	8201 Preston Road, Suite 265	Dallas	TX
American First National Bank Arlington Branch	2200 New York Ave.	Arlington	TX
Ennis State Bank Trinity Capital Bank Of Texas, A Branch Of Ennis State Bank Branch	1301 N. Riverfront Blvd	Dallas	TX
Shinhan Bank America Dallas Branch	2174 Royal Lane	Dallas	TX
Woodforest National Bank 0726 Lake Worth Wal-Mart Branch	6360 Lake Worth Boulevard	Lake Worth	TX
Spectra Bank Riverbend Motor Bank Branch	2000 Handly Edderville Road	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Ciera Bank Fort Worth Branch	1501 Summit Avenue	Fort Worth	TX
Cendera Bank, National Association Cendera Bank, N.A. Branch	3740 Benbrook Hwy.	Fort Worth	TX
American First National Bank Arlington Branch	2200 New York Ave.	Arlington	TX
NBH Bank Dallas-Mckinney Branch	3102 Maple Ave	Dallas	TX
Pinnacle Bank Benbrook Branch	9282 Benbrook Blvd.	Benbrook	TX
City Bank Mckinnon Street Branch	2525 Mckinnon Street, Suite 100	Dallas	TX
PlainsCapital Bank Western Branch, The	6000 Western Place	Fort Worth	TX
Ciera Bank Fort Worth Branch	1501 Summit Avenue	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Inwood National Bank Inwood National Bank Branch	777 Taylor Street - Suite 102	Fort Worth	TX
American First National Bank Arlington Branch	2200 New York Ave.	Arlington	TX
Shinhan Bank America Dallas Branch	2174 Royal Lane	Dallas	TX
One World Bank One World Bank Branch	2449 Walnut Hill Lane	Dallas	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
Zions Bank North Irving Branch	8665 Cypress Waters Blvd.	Irving	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
First National Bank First National Bank Mortgage Branch	402 North Carroll	Southlake	TX
City Bank Mckinnon Street Branch	2525 Mckinnon Street, Suite 100	Dallas	TX
Prosperity Bank Stockyards Branch	2626 North Main	Fort Worth	TX
PlainsCapital Bank Western Branch, The	6000 Western Place	Fort Worth	TX
Cendera Bank, National Association Cendera Bank, N.A. Branch	3740 Benbrook Hwy.	Fort Worth	TX
UMB Bank, National Association Fort Worth Branch	100 Lexington Street, Suite 100	Fort Worth	TX
American First National Bank Arlington Branch	2200 New York Ave.	Arlington	TX
Commercial Bank of Texas, National Association Bedford Branch	1716 Forest Ridge	Bedford	TX
Susser Bank Affiliated Bank Branch	500 Harwood Rd.	Bedford	TX
One World Bank One World Bank Branch	2449 Walnut Hill Lane	Dallas	TX
Texas Exchange Bank Texas Exchange Bank, Ssb Branch	109 N Crowley Road	Crowley	TX
Great Southern Bank Great Southern Bank Branch	8201 Preston Road, Suite 305	Dallas	TX
Pegasus Bank Pegasus Bank Branch	4515 W. Mockingbird Lane	Dallas	TX
Great Southern Bank Great Southern Bank Branch	8201 Preston Road, Suite 305	Dallas	TX
Hanmi Bank Arlington Branch	1107 East Pioneer Parkway	Arlington	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
BOKF, National Association Lake Worth Branch	3908 Telephone Road	Lake Worth	TX
East West Bank Harry Hines Branch	2527 Royal Lane, Suite 155	Dallas	TX
First National Bank First National Bank Mortgage Branch	402 North Carroll	Southlake	TX
City Bank Mckinnon Street Branch	2525 Mckinnon Street, Suite 100	Dallas	TX
Legend Bank, N.A. North Fort Worth Branch	3001 Western Center Blvd	Fort Worth	TX
Southside Bank Southside Bank Branch	9516 Clifford Street	Fort Worth	TX
InterBank Fort Worth Office Branch	4255 Camp Bowie	Fort Worth	TX
First National Bank Texas Clifford Street Banking Center - Rc Branch	9500 Clifford Street	Fort Worth	TX
Herring Bank Grand Prairie Branch	2317 S. Beltline Road	Grand Prairie	TX
Vista Bank Ft. Worth Loan Prod Office Branch	1751 River Run, Suite 200	Fort Worth	TX
PlainsCapital Bank Western Branch, The	6000 Western Place	Fort Worth	TX
North Dallas Bank & Trust Co. Irving Branch	7660 North Macarthur Boulevard	Irving	TX
Cendera Bank, National Association Cendera Bank, N.A. Branch	3740 Benbrook Hwy.	Fort Worth	TX
Colonial Savings, F.A. Oakmont Branch	7317 Oakmont Blvd	Fort Worth	TX
Inwood National Bank Inwood National Bank Branch	777 Taylor Street - Suite 102	Fort Worth	TX
UMB Bank, National Association Fort Worth Branch	100 Lexington Street, Suite 100	Fort Worth	TX
Veritex Community Bank Westside Branch	2424 Merrick Street	Fort Worth	TX
Commercial Bank of Texas, National Association Bedford Branch	1716 Forest Ridge	Bedford	TX
Origin Bank Camp Bowie Banking Center Branch	5800 Camp Bowie Boulevard	Fort Worth	TX
Bank of DeSoto, National Association Bank Of Desoto, National Association Branch	2011 North Hampton Road	De Soto	TX
Ennis State Bank Trinity Capital Bank Of Texas, A Branch Of Ennis State Bank Branch	1301 N. Riverfront Blvd	Dallas	TX
Wallis Bank Dallas Branch	11135 Harry Hines	Dallas	TX
Susser Bank Affiliated Bank Branch	500 Harwood Rd.	Bedford	TX
Texas Exchange Bank Texas Exchange Bank, Ssb Branch	109 N Crowley Road	Crowley	TX
First National Bank of Burleson First National Bank Of Burleson Branch	899 Northeast Alsbury And I-35	Burleson	TX
First Financial Bank Cleburne Branch	200 North Ridgeway Drive	Cleburne	TX
NBH Bank Dallas-Mckinney Branch	3102 Maple Ave	Dallas	TX
First National Bank Texas Clifford Street Banking Center - Rc Branch	9500 Clifford Street	Fort Worth	TX
Bank of the West William D. Tate Branch	4100 William D. Tate Ave	Grapevine	TX
UMB Bank, National Association Fort Worth Branch	100 Lexington Street, Suite 100	Fort Worth	TX
Great Southern Bank Great Southern Bank Branch	8201 Preston Road, Suite 305	Dallas	TX
Pegasus Bank Pegasus Bank Branch	4515 W. Mockingbird Lane	Dallas	TX
Spectra Bank Riverbend Motor Bank Branch	2000 Handly Edderville Road	Fort Worth	TX
Benchmark Bank Mckinney Branch	2100 Mckinney Ave., Suite 100	Dallas	TX
NBH Bank Dallas-Mckinney Branch	3102 Maple Ave	Dallas	TX
East West Bank Harry Hines Branch	2527 Royal Lane, Suite 155	Dallas	TX
Hanmi Bank Arlington Branch	1107 East Pioneer Parkway	Arlington	TX
Legend Bank, N.A. North Fort Worth Branch	3001 Western Center Blvd	Fort Worth	TX
InterBank Fort Worth Office Branch	4255 Camp Bowie	Fort Worth	TX
First National Bank Texas Clifford Street Banking Center - Rc Branch	9500 Clifford Street	Fort Worth	TX
Vista Bank Ft. Worth Loan Prod Office Branch	1751 River Run, Suite 200	Fort Worth	TX
Bank OZK Keller Branch	600 Keller Parkway	Keller	TX
PlainsCapital Bank Western Branch, The	6000 Western Place	Fort Worth	TX
Bank of the West William D. Tate Branch	4100 William D. Tate Ave	Grapevine	TX
Community National Bank & Trust of Texas White Settlement Branch	9636 White Settlement Road	Fort Worth	TX
First United Bank and Trust Company Dallas Branch	8201 Preston Road, Suite 265	Dallas	TX
First Guaranty Bank Fort Worth Branch	2001 N. Handley Ederville Road	Fort Worth	TX
Colonial Savings, F.A. Oakmont Branch	7317 Oakmont Blvd	Fort Worth	TX
The American National Bank of Texas 7th Street Branch	2720 W 7th Street	Fort Worth	TX
UMB Bank, National Association Fort Worth Branch	100 Lexington Street, Suite 100	Fort Worth	TX
Veritex Community Bank Westside Branch	2424 Merrick Street	Fort Worth	TX
Commercial Bank of Texas, National Association Bedford Branch	1716 Forest Ridge	Bedford	TX
Prosperity Bank Stockyards Branch	2626 North Main	Fort Worth	TX
First Command Bank First Command Bank Branch	1 Firstcomm Plaza	Fort Worth	TX
First National Bank of Burleson First National Bank Of Burleson Branch	899 Northeast Alsbury And I-35	Burleson	TX
First Financial Bank Cleburne Branch	200 North Ridgeway Drive	Cleburne	TX
Community National Bank & Trust of Texas White Settlement Branch	9636 White Settlement Road	Fort Worth	TX
Bank of America, National Association Lake Worth And Paul Meador Branch	6400 Lake Worth Boulevard	Lake Worth	TX
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	6388 Camp Bowie	Fort Worth	TX
Great Southern Bank Great Southern Bank Branch	8201 Preston Road, Suite 305	Dallas	TX
First Financial Bank Cleburne Branch	200 North Ridgeway Drive	Cleburne	TX
Community National Bank & Trust of Texas White Settlement Branch	9636 White Settlement Road	Fort Worth	TX
JPMorgan Chase Bank, National Association Clifford And Western Trade Branch	9440 Clifford Rd	Fort Worth	TX
Wells Fargo Bank, National Association White Settlement Branch	101 Jim Wright Freeway North	Fort Worth	TX
Regions Bank Ft Worth Branch	3017 W. Seventh Street	Fort Worth	TX
Worthington Bank Downtown Fort Worth Branch	500 Main Street	Fort Worth	TX
Truist Bank Camp Bowie Branch	4605 Camp Bowie Boulevard	Fort Worth	TX
Comerica Bank Camp Bowie-Ridglea Banking Center Branch	6388 Camp Bowie	Fort Worth	TX
First Financial Bank Cleburne Branch	200 North Ridgeway Drive	Cleburne	TX
NBT Financial Bank The National Bank Of Texas At Fort W Branch	2535 N.E. 28th Street	Fort Worth	TX
Citizens National Bank of Texas Burleson Branch	130 Nw John Jones Drive	Burleson	TX

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.