Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Idaho
Below are special Certificate of Deposit special rates and terms from banks in Idaho. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
ID - September 5, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Rexburg Branch
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4.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% |
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Rexburg Branch
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4.60% | $1,000 | 19 months |
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Rate History: 1.00% → 5.25% → 4.60% |
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Rexburg Branch
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4.45% | $1,000 | 7 months |
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Rate History: 1.00% → 4.45% |
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4.25% | $0 | 10 months |
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4.15%
4.10% 4.10% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.10% | $1,000 | 7 months |
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Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10% |
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4.05% | $10,000 | 5 months |
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Rate History: 4.65% → 4.25% → 4.00% → 3.85% → 4.05% |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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4.00%
3.50% 2.60% 2.40% 2.20% 2.10% 3.50%2.60% 2.40% 2.20% 2.10% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 |
7 months |
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Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00% |
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4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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4.00% | $1,000 | 13 months |
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Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00% |
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4.00% | $5,000 | 13 months |
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Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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4.00% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% → 4.00% → 3.50% → 4.00% |
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4.00% | $1,000 | 25 months |
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Rate History: 3.50% → 3.25% → 3.50% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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Vio Bank, A Division of MidFirst Bank |
3.90% | $500 | 9 months |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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Valley Direct, a division of Valley National Bank |
3.85% | $500 | 9 months |
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Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association Post Falls Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Custer County Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 13 months |
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Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60% |
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3.60% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% |
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Wells Fargo Bank, National Association Custer County Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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Yellowstone Avenue Branch
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3.50% | $50,000 | 12 months |
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PNC Bank, National Association |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.30% | $1,000 | 7 months |
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Rate History: 3.51% → 4.03% → 3.85% → 3.51% → 3.30% |
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U.S. Bank National Association Parma Branch |
3.25% | $1,000 | 7 months |
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Wells Fargo Bank, National Association Custer County Branch |
3.24% | $2,500 | 7 months |
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Rate History: 3.75% → 3.64% → 3.75% → 3.50% → 3.24% |
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Columbia Bank of Rosenburg, Oregon Lewiston Downtown Branch |
3.20% | $1,000 | 6 months |
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Rate History: 3.40% → 3.20% |
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3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Finworth, a division of InsBank |
3.20% | $50,000 | 22 months |
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Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20% |
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3.20% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% → 0.50% → 3.20% |
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Boise - 10th & Bannock Branch
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3.05% | $2,500 | 7 months |
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Rate History: 4.08% → 3.82% → 3.56% → 3.30% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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U.S. Bank National Association Parma Branch |
3.00% | $1,000 | 13 months |
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Yellowstone Avenue Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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3.00%
2.90% 2.80% 2.75% 2.50% 2.90%2.80% 2.75% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00% |
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Bank of America, National Association Post Falls Branch |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Boise - 10th & Bannock Branch
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2.79% | $2,500 | 13 months |
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Rate History: 3.05% → 3.56% → 3.30% → 3.05% → 2.79% |
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Citibank, National Association |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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2.70% | $0 | 11 months |
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Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Columbia Bank of Rosenburg, Oregon Lewiston Downtown Branch |
2.50% | $1,000 | 12 months |
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Rate History: 0.01% → 3.00% → 2.50% |
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U.S. Bank National Association Parma Branch |
2.50% | $1,000 | 25 months |
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association |
2.10% | $1,000 | 19 months |
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Citibank, National Association |
2.00% | $0 | 4 months |
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association Post Falls Branch |
2.00% | $10,000 | 13 months |
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association |
1.90% | $1,000 | 9 months |
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association Post Falls Branch |
1.75% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Boise - 10th & Bannock Branch
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0.75% | $2,500 | 36 months |
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Rate History: 2.28% → 1.51% → 1.26% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association Pocatello Branch |
0.50% | $100,000 | 6 months |
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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0.05% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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Last Update on September 4, 2026
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