Colorado

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You are viewing savings rates from banks in Superior, Colorado

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Superior, CO - June 14, 2024

Savings Account National Average Rate: 0.44% ?

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| Jul 6, 2021

If there were negative stars for customer service, I would have used it. They don't tell you that their "EPIC" money market also charges epic fees - $20.00 per month - negating the interest rate. Read More

| Feb 14, 2021

This is the worst bank I’ve ever had the displeasure of using. Horrible customer service after hours or on weekends and they just will not invest the capitol to ensure their customers can speak to a repr... Read More

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.50% → 4.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.50% → 4.00%

| Feb 7, 2020

I contacted the massage bank and they are not offering 2.02 it’s 1.10 Read More

Rate History: 2.53% → 2.50%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Feb 7, 2020

I contacted the massage bank and they are not offering 2.02 it’s 1.10 Read More

Rate History: 1.00% → 1.50%

| May 29, 2020

Dua Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.80%

$2,500

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| May 29, 2020

Dua Read More

0.40%

$10,000

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0.40%

$2,500

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0.35%

$25,000

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| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.35%

$25,000

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0.35%

$2,500

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0.33%

$10,000

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0.33%

$2,500

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$2,500

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0.30%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$10,000

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| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.25%

$25,000

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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| May 29, 2020

Dua Read More

0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$25,000

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$0

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0.19%

$25,000

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0.19%

$2,500

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0.18%

$2,500

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0.17%

$2,500

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0.16%

$2,500

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| Jun 30, 2019

agree....finally did get thru though Read More

0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$100

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$25,000

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.15%

$10,000

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0.15%

$25,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.15%

$25,000

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0.15%

$10,000

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0.15%

$2,500

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| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.15%

$10,000

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0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

| Feb 7, 2022

I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More

0.15%

$10,000

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0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.15%

$25,000

Learn More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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| Sep 10, 2019

215,000.00 Read More

0.15%

$10,000

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.15%

$25,000

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0.12%

$2,500

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0.11%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$25

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0.10%

$2,500

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0.10%

$2,500

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

Rate History: 1.00% → 0.10%

| Jun 30, 2019

agree....finally did get thru though Read More

0.10%

$2,500

Learn More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Nov 4, 2021

Not a very helpful bank. Find another ! Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Feb 7, 2022

I have found that if you live in the San Luis Valley, you must have accounts at two banks as at least one of them's website is inaccessible at an average of once per months or has their debit cards not fu... Read More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Sep 10, 2019

215,000.00 Read More

0.10%

$2,500

Learn More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.08%

$2,500

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.07%

$2,500

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0.07%

$2,500

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0.07%

$25,000

Learn More

0.07%

$2,500

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0.06%

$2,500

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0.05%

$25,000

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0.05%

$2,500

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| Nov 9, 2023

Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More

0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$100

Learn More

0.05%

$2,500

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0.05%

$1

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0.05%

$2,500

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0.05%

$25,000

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0.05%

$0

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0.05%

$2,500

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0.05%

$2,500

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

| Sep 21, 2020

I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More

0.05%

$2,500

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Sep 10, 2019

215,000.00 Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.05%

$2,500

Learn More

0.04%

$2,500

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.25% → 0.03%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.03%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$0

Learn More

0.02%

$2,500

Learn More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.02%

$2,500

Learn More

| Nov 9, 2023

Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More

0.02%

$10,000

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.01%

$2,500

Learn More

0.01%

$100

Learn More

0.01%

$1

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$1,000

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$1

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.