Best Credit Union Savings and Money Market Rates in Fridley, Minnesota, MN June 15, 2025

You are viewing savings rates from credit unions in Fridley, Minnesota

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Fridley, MN - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Credit Unions	APY	MIN
Genisys Genisys Branch Restrictions	5.12% 0.10%	$0 $5	Learn More Add Review
Wings Financial Eden Prairie Branch Restrictions	4.25% 0.15%	$25,000 $0	Learn More Add Review
Rate History: 2.32% → 4.75% → 4.00% → 4.25%
Baxter Maple Grove Branch Restrictions	4.00% 0.40% 0.30% 0.15% 0.10% 0.05%	$15,000 $500,000 $250,000 $100,000 $25,000 $1,000	Learn More Add Review
12 Month Introductory Rate
Affinity Plus Coon Rapids Branch Restrictions	3.40%	$0	Learn More
Rate History: 3.50% → 4.00% → 3.75% → 3.50% → 3.40%
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
St. Paul St. Paul Branch Restrictions	3.15% 3.10% 3.05% 3.00% 2.95%	$100,001 $50,001 $25,001 $10,001 $2,500	Learn More Add Review
Rate History: 2.15% → 3.15%
Affinity Plus Coon Rapids Branch Restrictions	3.10% 2.50% 2.35% 2.25%	$25,000 $10,000 $5,000 $2,000	Learn More
Rate History: 3.50% → 3.25% → 3.10%
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
Genisys Genisys Branch Restrictions	2.17% 1.97% 1.76%	$100,000 $75,000 $50,000	Learn More Add Review
Expedition United Educators Branch Restrictions	2.02% 1.76% 0.05%	$100,000 $50,000 $2,500	Learn More Add Review
Baxter Maple Grove Branch Restrictions	2.00% 1.50% 0.01%	$25,000 $25 $0	Learn More Add Review
Rate History: 2.50% → 2.00%
Royal Coon Rapids Office Branch Restrictions	1.80% 1.65% 1.35%	$100,000 $25,000 $10,000	Learn More Add Review
Trustone Financial Trustone Financial Branch Restrictions	1.75% 1.00% 0.80%	$50,000 $10,000 $0	Learn More
Ann and Korky \| Aug 7, 2020 We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More Reviews (2)
Diversified Diversified Branch Restrictions	0.75%	$25,000	Learn More Add Review
St. Paul St. Paul Branch Restrictions	0.50% 0.12%	$1 $50	Learn More Add Review
Firefly Us Branch Restrictions	0.50%	$25,000	Learn More
Firefly \| Apr 9, 2016 US Federal changed its name to Firefly Read More Reviews (1)
Royal Coon Rapids Office Branch Restrictions	0.40%	$0	Learn More Add Review
West Metro Schools Main Office Branch Restrictions	0.40%	$25,000	Learn More Add Review
Topline Topline Branch Restrictions	0.40%	$25,000	Learn More Add Review
Latvian Latvian Branch	0.40%	$2,500	Learn More Add Review
Associated Healthcare Coon Rapids Office Branch Restrictions	0.35%	$25,000	Learn More Add Review
West Metro Schools Main Office Branch Restrictions	0.35%	$2,500	Learn More Add Review
Novation Novation Branch Restrictions	0.35%	$2,500	Learn More Add Review
Sharepoint Corporate Office Branch Restrictions	0.30%	$10,000	Learn More Add Review
Spire Maple Grove Branch Restrictions	0.30%	$25,000	Learn More Add Review
Firefly Us Branch Restrictions	0.30%	$25,000	Learn More
Firefly \| Apr 9, 2016 US Federal changed its name to Firefly Read More Reviews (1)
Minnesota Catholic St. John's Of Little Branch	0.30%	$25,000	Learn More Add Review
Associated Healthcare Coon Rapids Office Branch Restrictions	0.30%	$10,000	Learn More Add Review
Minnco Minnco Branch Restrictions	0.30%	$25,000	Learn More
Dchbuckeye \| Oct 27, 2021 Incompetent and I am annoyed! I financed an ATV thru Minnco. A year into the loan. I started to receive threading letters to prove I had insurance. Which I had from Progressive since day 1. After 3 calls ... Read More Reviews (2)
City & County Eagan Office Branch Restrictions	0.30%	$25,000	Learn More
Linda Bryan \| Mar 13, 2019 I am not a member of this credit union, but I am currently holding an account there as the personal rep of my sister's estate. She was a member there, a recent County retiree. I am writing on her behalf. ... Read More Reviews (1)
Ideal Eagan Branch Restrictions	0.30%	$25,000	Learn More
Linda Bryan \| Mar 13, 2019 Ideal Credit Union is a local treasure. Although it is primarily made up of the old St. Paul Postal CU, it also subsumed the North St. Paul School District Employees' CU many years ago. It has generous eli... Read More Reviews (1)
Diversified Diversified Branch Restrictions	0.30%	$25,000	Learn More Add Review
Hiway Fort Snelling Branch Restrictions	0.30%	$25,000	Learn More Add Review
Topline Topline Branch Restrictions	0.30%	$10,000	Learn More Add Review
Star Usa Restrictions	0.25%	$50,000	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Minnesota Catholic St. John's Of Little Branch	0.25%	$10,000	Learn More Add Review
Associated Healthcare Coon Rapids Office Branch Restrictions	0.25%	$2,500	Learn More Add Review
City & County Eagan Office Branch Restrictions	0.25%	$2,500	Learn More
Linda Bryan \| Mar 13, 2019 I am not a member of this credit union, but I am currently holding an account there as the personal rep of my sister's estate. She was a member there, a recent County retiree. I am writing on her behalf. ... Read More Reviews (1)
Ideal Eagan Branch Restrictions	0.25%	$2,500	Learn More
Linda Bryan \| Mar 13, 2019 Ideal Credit Union is a local treasure. Although it is primarily made up of the old St. Paul Postal CU, it also subsumed the North St. Paul School District Employees' CU many years ago. It has generous eli... Read More Reviews (1)
West Metro Schools Main Office Branch Restrictions	0.25%	$2,500	Learn More Add Review
Wings Financial Eden Prairie Branch Restrictions	0.25% 0.20%	$100,000 $50,000	Learn More Add Review
Building Trades Building Trades Cu - Maple Grove Branch Restrictions	0.24%	$10,000	Learn More Add Review
Edu Restrictions	0.20%	$0	Learn More Add Review
Spire Maple Grove Branch Restrictions	0.20%	$2,500	Learn More Add Review
Minnesota Catholic St. John's Of Little Branch	0.20%	$2,500	Learn More Add Review
Minnco Minnco Branch Restrictions	0.20%	$10,000	Learn More
Dchbuckeye \| Oct 27, 2021 Incompetent and I am annoyed! I financed an ATV thru Minnco. A year into the loan. I started to receive threading letters to prove I had insurance. Which I had from Progressive since day 1. After 3 calls ... Read More Reviews (2)
Diversified Diversified Branch Restrictions	0.20%	$2,500	Learn More Add Review
Hiway Fort Snelling Branch Restrictions	0.20%	$2,500	Learn More Add Review
Topline Topline Branch Restrictions	0.20%	$2,500	Learn More Add Review
Unity One Unity One Branch Restrictions	0.20%	$10,000	Learn More Add Review
Building Trades Building Trades Cu - Maple Grove Branch Restrictions	0.19%	$2,500	Learn More Add Review
Star Usa Restrictions	0.15%	$2,500	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Financial One Financial One Branch Restrictions	0.15%	$25,000	Learn More Add Review
City & County Eagan Office Branch Restrictions	0.15%	$2,500	Learn More
Linda Bryan \| Mar 13, 2019 I am not a member of this credit union, but I am currently holding an account there as the personal rep of my sister's estate. She was a member there, a recent County retiree. I am writing on her behalf. ... Read More Reviews (1)
Hiway Fort Snelling Branch Restrictions	0.15%	$2,500	Learn More Add Review
Novation Novation Branch Restrictions	0.15%	$2,500	Learn More Add Review
Pipefitters-steamfitters Pipefitters Steamfitters Credit Union Branch Restrictions	0.15%	$2,500	Learn More Add Review
Catholic United Financial Main Office Branch	0.15%	$25,000	Learn More Add Review
Star Usa Restrictions	0.10%	$10	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Financial One Financial One Branch Restrictions	0.10%	$2,500	Learn More Add Review
Firefly Us Branch Restrictions	0.10%	$2,500	Learn More
Firefly \| Apr 9, 2016 US Federal changed its name to Firefly Read More Reviews (1)
Anoka Hennepin Anoka Hennepin Branch Restrictions	0.10%	$10,001	Learn More Add Review
Associated Healthcare Coon Rapids Office Branch Restrictions	0.10%	$2,500	Learn More Add Review
Expedition United Educators Branch Restrictions	0.10%	$5	Learn More Add Review
Minnco Minnco Branch Restrictions	0.10%	$2,500	Learn More
Dchbuckeye \| Oct 27, 2021 Incompetent and I am annoyed! I financed an ATV thru Minnco. A year into the loan. I started to receive threading letters to prove I had insurance. Which I had from Progressive since day 1. After 3 calls ... Read More Reviews (2)
Sharepoint Corporate Office Branch Restrictions	0.10%	$2,500	Learn More Add Review
Affinity Plus Coon Rapids Branch Restrictions	0.10%	$0	Learn More
harleyron74 \| Mar 5, 2020 Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go. I was helped by Holly and Natalie and had no issues at the Cambridg... Read More Reviews (1)
Heartland New Prague Branch Restrictions	0.10%	$10,000	Learn More Add Review
Trustone Financial Trustone Financial Branch Restrictions	0.10%	$5	Learn More
Ann and Korky \| Aug 7, 2020 We have been members for over 40 years. Now that we are retired, we spend a lot of time in Turkey. We use our credit card from Trustone, but often the merchant will not accept it. They try to run it thr... Read More Reviews (2)
Transit Operations Main Branch	0.10%	$2,500	Learn More Add Review
Star Choice Star Choice Credit Union - Bloomington Branch Restrictions	0.10%	$25,000	Learn More Add Review
Catholic United Financial Main Office Branch	0.10%	$2,500	Learn More Add Review
Unity One Unity One Branch Restrictions	0.10%	$2,500	Learn More Add Review
Building Trades Building Trades Cu - Maple Grove Branch Restrictions	0.09%	$2,500	Learn More Add Review
Anoka Hennepin Anoka Hennepin Branch Restrictions	0.08%	$2,500	Learn More Add Review
Richfield-bloomington Richfield-bloomingto Branch Restrictions	0.07%	$25,000	Learn More
pvbh40 \| Jul 4, 2022 Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION Read More Reviews (1)
Topline Topline Branch Restrictions	0.06%	$2,500	Learn More Add Review
Star Usa Restrictions	0.05%	$5	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Anoka Hennepin Anoka Hennepin Branch Restrictions	0.05%	$2,500	Learn More Add Review
Sharepoint Corporate Office Branch Restrictions	0.05%	$5	Learn More Add Review
Spire Maple Grove Branch Restrictions	0.05%	$2,500	Learn More Add Review
Financial One Financial One Branch Restrictions	0.05%	$2,500	Learn More Add Review
Firefly Us Branch Restrictions	0.05%	$2,500	Learn More
Firefly \| Apr 9, 2016 US Federal changed its name to Firefly Read More Reviews (1)
Minnesota Catholic St. John's Of Little Branch	0.05%	$2,500	Learn More Add Review
Heartland New Prague Branch Restrictions	0.05%	$2,500	Learn More Add Review
Ideal Eagan Branch Restrictions	0.05%	$2,500	Learn More
Linda Bryan \| Mar 13, 2019 Ideal Credit Union is a local treasure. Although it is primarily made up of the old St. Paul Postal CU, it also subsumed the North St. Paul School District Employees' CU many years ago. It has generous eli... Read More Reviews (1)
Richfield-bloomington Richfield-bloomingto Branch Restrictions	0.05%	$2,500	Learn More
pvbh40 \| Jul 4, 2022 Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION Read More Reviews (1)
Star Choice Star Choice Credit Union - Bloomington Branch Restrictions	0.05%	$2,500	Learn More Add Review
Electrus Electrus Branch Restrictions	0.05%	$2,500	Learn More Add Review
Carpenters Carpenters Branch Restrictions	0.05%	$2,500	Learn More Add Review
Unity One Unity One Branch Restrictions	0.05%	$2,500	Learn More Add Review
Edu Restrictions	0.01%	$1	Learn More Add Review
Anoka Hennepin Anoka Hennepin Branch Restrictions	0.01%	$2,001	Learn More Add Review
Richfield-bloomington Richfield-bloomingto Branch Restrictions	0.01%	$2,500	Learn More
pvbh40 \| Jul 4, 2022 Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info around Fridley, MN - June 15, 2025

Branch	Street	City	State
GENISYS Genisys Genisys Branch	1519 Central Parkway, Suite 110	Eagan	MN
WINGS FINANCIAL Eden Prairie Eden Prairie Branch	574 Prairie Center Dr Ste 100	Eden Prairie	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
GENISYS Genisys Genisys Branch	1519 Central Parkway, Suite 110	Eagan	MN
EXPEDITION United Educators United Educators Branch	7912B Eden Road	Eden Prairie	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
GENISYS Genisys Genisys Branch	1519 Central Parkway, Suite 110	Eagan	MN
ROYAL Coon Rapids Office Coon Rapids Office Branch	3185 Northdale Blvd NW	Coon Rapids	MN
GENISYS Genisys Genisys Branch	1519 Central Parkway, Suite 110	Eagan	MN
EXPEDITION United Educators United Educators Branch	7912B Eden Road	Eden Prairie	MN
TRUSTONE FINANCIAL Trustone Financial Trustone Financial Branch	14601 27th Ave N, Suite 104	Plymouth	MN
ROYAL Coon Rapids Office Coon Rapids Office Branch	3185 Northdale Blvd NW	Coon Rapids	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
ROYAL Coon Rapids Office Coon Rapids Office Branch	3185 Northdale Blvd NW	Coon Rapids	MN
TRUSTONE FINANCIAL Trustone Financial Trustone Financial Branch	14601 27th Ave N, Suite 104	Plymouth	MN
TRUSTONE FINANCIAL Trustone Financial Trustone Financial Branch	14601 27th Ave N, Suite 104	Plymouth	MN
DIVERSIFIED Diversified Diversified Branch	700 Linden Ave W	Minneapolis	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
FIREFLY Us Us Branch	4290 Dean Lakes Blvd	Shakopee	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
ROYAL Coon Rapids Office Coon Rapids Office Branch	3185 Northdale Blvd NW	Coon Rapids	MN
WEST METRO SCHOOLS Main Office Main Office Branch	1001 Highway 7	Hopkins	MN
TOPLINE Topline Topline Branch	4190 Vinewood Lane N	Plymouth	MN
LATVIAN Latvian Latvian Branch	3152 17th Ave. S.	Minneapolis	MN
ASSOCIATED HEALTHCARE Coon Rapids Office Coon Rapids Office Branch	4050 Coon Rapids Blvd NW	Coon Rapids	MN
WEST METRO SCHOOLS Main Office Main Office Branch	1001 Highway 7	Hopkins	MN
NOVATION Novation Novation Branch	225 Skyway, 3M Center	Saint Paul	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
SHAREPOINT Corporate Office Corporate Office Branch	5300 Hyland Greens Dr	Bloomington	MN
BLAZE Maple Grove Maple Grove Branch	9580 Blackoaks Ln N	Maple Grove	MN
FIREFLY Us Us Branch	4290 Dean Lakes Blvd	Shakopee	MN
MINNESOTA CATHOLIC St. John's Of Little St. John's Of Little Branch	400 E Little Canada Rd	Little Canada	MN
ASSOCIATED HEALTHCARE Coon Rapids Office Coon Rapids Office Branch	4050 Coon Rapids Blvd NW	Coon Rapids	MN
MINNCO Minnco Minnco Branch	2121 Station Parkway NW	Andover	MN
CITY & COUNTY Eagan Office Eagan Office Branch	1420 Yankee Doodle Rd	Eagan	MN
IDEAL Eagan Eagan Branch	3225 Denmark Ave	Eagan	MN
DIVERSIFIED Diversified Diversified Branch	700 Linden Ave W	Minneapolis	MN
HIWAY Fort Snelling Branch Fort Snelling Branch	5025 E 54TH ST	Minneapolis	MN
TOPLINE Topline Topline Branch	4190 Vinewood Lane N	Plymouth	MN
MINNESOTA CATHOLIC St. John's Of Little St. John's Of Little Branch	400 E Little Canada Rd	Little Canada	MN
ASSOCIATED HEALTHCARE Coon Rapids Office Coon Rapids Office Branch	4050 Coon Rapids Blvd NW	Coon Rapids	MN
CITY & COUNTY Eagan Office Eagan Office Branch	1420 Yankee Doodle Rd	Eagan	MN
IDEAL Eagan Eagan Branch	3225 Denmark Ave	Eagan	MN
WEST METRO SCHOOLS Main Office Main Office Branch	1001 Highway 7	Hopkins	MN
WINGS FINANCIAL Eden Prairie Eden Prairie Branch	574 Prairie Center Dr Ste 100	Eden Prairie	MN
BUILDING TRADES Building Trades Cu - Maple Grove Building Trades Cu - Maple Grove Branch	12080 73rd Ave N	Maple Grove	MN
WINGS FINANCIAL Eden Prairie Eden Prairie Branch	574 Prairie Center Dr Ste 100	Eden Prairie	MN
BLAZE Maple Grove Maple Grove Branch	9580 Blackoaks Ln N	Maple Grove	MN
MINNESOTA CATHOLIC St. John's Of Little St. John's Of Little Branch	400 E Little Canada Rd	Little Canada	MN
MINNCO Minnco Minnco Branch	2121 Station Parkway NW	Andover	MN
DIVERSIFIED Diversified Diversified Branch	700 Linden Ave W	Minneapolis	MN
HIWAY Fort Snelling Branch Fort Snelling Branch	5025 E 54TH ST	Minneapolis	MN
TOPLINE Topline Topline Branch	4190 Vinewood Lane N	Plymouth	MN
UNITY ONE Unity One Unity One Branch	684 Transfer Rd	Saint Paul	MN
BUILDING TRADES Building Trades Cu - Maple Grove Building Trades Cu - Maple Grove Branch	12080 73rd Ave N	Maple Grove	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
WINGS FINANCIAL Eden Prairie Eden Prairie Branch	574 Prairie Center Dr Ste 100	Eden Prairie	MN
FINANCIAL ONE Financial One Financial One Branch	12300 Ensign Ave N	Champlin	MN
CITY & COUNTY Eagan Office Eagan Office Branch	1420 Yankee Doodle Rd	Eagan	MN
HIWAY Fort Snelling Branch Fort Snelling Branch	5025 E 54TH ST	Minneapolis	MN
NOVATION Novation Novation Branch	225 Skyway, 3M Center	Saint Paul	MN
PIPEFITTERS-STEAMFITTERS Pipefitters Steamfitters Credit Union Pipefitters Steamfitters Credit Union Branch	411 Main St Ste 102	Saint Paul	MN
CATHOLIC UNITED FINANCIAL Main Office Main Office Branch	3499 LEXINGTON AVE N	SAINT PAUL	MN
ST. PAUL St. Paul St. Paul Branch	300 S 4th St, STE 262	Minneapolis	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
GENISYS Genisys Genisys Branch	1519 Central Parkway, Suite 110	Eagan	MN
FINANCIAL ONE Financial One Financial One Branch	12300 Ensign Ave N	Champlin	MN
FIREFLY Us Us Branch	4290 Dean Lakes Blvd	Shakopee	MN
ANOKA HENNEPIN Anoka Hennepin Anoka Hennepin Branch	11681 Theatre Drive N	Champlin	MN
ASSOCIATED HEALTHCARE Coon Rapids Office Coon Rapids Office Branch	4050 Coon Rapids Blvd NW	Coon Rapids	MN
EXPEDITION United Educators United Educators Branch	7912B Eden Road	Eden Prairie	MN
MINNCO Minnco Minnco Branch	2121 Station Parkway NW	Andover	MN
SHAREPOINT Corporate Office Corporate Office Branch	5300 Hyland Greens Dr	Bloomington	MN
AFFINITY PLUS Coon Rapids Coon Rapids Branch	13025 Riverdale Dr NW Ste 100	Coon Rapids	MN
HEARTLAND New Prague New Prague Branch	225 Chalupsky Ave SE	New Prague	MN
TRUSTONE FINANCIAL Trustone Financial Trustone Financial Branch	14601 27th Ave N, Suite 104	Plymouth	MN
TRANSIT OPERATIONS Main Main Branch	725 N 7TH ST	MINNEAPOLIS	MN
STAR CHOICE Star Choice Credit Union - Bloomington Star Choice Credit Union - Bloomington Branch	10750 France Ave S	Minneapolis	MN
CATHOLIC UNITED FINANCIAL Main Office Main Office Branch	3499 LEXINGTON AVE N	SAINT PAUL	MN
UNITY ONE Unity One Unity One Branch	684 Transfer Rd	Saint Paul	MN
BUILDING TRADES Building Trades Cu - Maple Grove Building Trades Cu - Maple Grove Branch	12080 73rd Ave N	Maple Grove	MN
ANOKA HENNEPIN Anoka Hennepin Anoka Hennepin Branch	11681 Theatre Drive N	Champlin	MN
MY Richfield-bloomingto Richfield-bloomingto Branch	4025 W Old Shakopee	Bloomington	MN
TOPLINE Topline Topline Branch	4190 Vinewood Lane N	Plymouth	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
ANOKA HENNEPIN Anoka Hennepin Anoka Hennepin Branch	11681 Theatre Drive N	Champlin	MN
SHAREPOINT Corporate Office Corporate Office Branch	5300 Hyland Greens Dr	Bloomington	MN
BLAZE Maple Grove Maple Grove Branch	9580 Blackoaks Ln N	Maple Grove	MN
FINANCIAL ONE Financial One Financial One Branch	12300 Ensign Ave N	Champlin	MN
FIREFLY Us Us Branch	4290 Dean Lakes Blvd	Shakopee	MN
MINNESOTA CATHOLIC St. John's Of Little St. John's Of Little Branch	400 E Little Canada Rd	Little Canada	MN
EXPEDITION United Educators United Educators Branch	7912B Eden Road	Eden Prairie	MN
HEARTLAND New Prague New Prague Branch	225 Chalupsky Ave SE	New Prague	MN
IDEAL Eagan Eagan Branch	3225 Denmark Ave	Eagan	MN
MY Richfield-bloomingto Richfield-bloomingto Branch	4025 W Old Shakopee	Bloomington	MN
STAR CHOICE Star Choice Credit Union - Bloomington Star Choice Credit Union - Bloomington Branch	10750 France Ave S	Minneapolis	MN
ELECTRUS Electrus Electrus Branch	7100 Brooklyn Blvd	Brooklyn Center	MN
CARPENTERS Carpenters Carpenters Branch	720 OLIVE STREET	SAINT PAUL	MN
UNITY ONE Unity One Unity One Branch	684 Transfer Rd	Saint Paul	MN
BAXTER Maple Grove Maple Grove Branch	2 Scimed Pl	Maple Grove	MN
ANOKA HENNEPIN Anoka Hennepin Anoka Hennepin Branch	11681 Theatre Drive N	Champlin	MN
MY Richfield-bloomingto Richfield-bloomingto Branch	4025 W Old Shakopee	Bloomington	MN

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates. You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.