Best Local Bank Savings and Money Market Rates in Sugar Hill, Georgia, GA June 15, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Sugar Hill, GA - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Loyal Trust Bank Loyal Trust Bank Branch	4.25%	$1,000	Learn More Add Review
Beal Bank Usa Atlanta Branch	3.75%	$500	Learn More
Rate History: 4.25% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Truist Bank Douglas Main Branch	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Regions Bank Ballground Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Beal Bank Usa Atlanta Branch	3.50%	$25,000	Learn More
Rate History: 4.00% → 3.50%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Loyal Trust Bank Loyal Trust Bank Branch	3.50%	$10,000	Learn More Add Review
U.s. Bank National Association Georgia Trust Branch	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Bank Of Hope Lagrange Branch	3.05%	$1,000	Learn More
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Touchmark National Bank Touchmark National Bank Branch	2.80% 2.50% 2.00% 1.25%	$250,000 $100,000 $50,000 $0	Learn More Add Review
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
American Commerce Bank, National Association American Commerce Bank, National Association Branch	2.12% 0.49% 0.46% 0.43%	$1,000 $250,000 $100,000 $25,000	Learn More Add Review
Rate History: 2.48% → 2.12%
United Community Bank Fairburn 1st Community Branch	1.25% 1.00% 0.50%	$500,000 $100,000 $0	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Wells Fargo Bank, National Association Magnolia Street Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Horizon Bank Ft Oglethorpe Office Branch	1.00% 0.70%	$100,000 $50,000	Learn More
Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
City National Bank Atlanta Branch	1.00%	$1,000,000	Learn More Add Review
Rate History: 2.89% → 2.12% → 1.36% → 1.11% → 1.00%
Peoples Bank & Trust Peoples Bank & Trust Branch	1.00% 0.40%	$100,000 $5,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.75%	$25,000	Learn More Add Review
Family Bank Family Bank Branch	0.75%	$2,500	Learn More Add Review
Georgia Community Bank Bank Of Terrell Branch	0.65%	$25,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.60%	$10,000	Learn More Add Review
Bank Of Madison Bank Of Madison Branch	0.50%	$10,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.50%	$2,500	Learn More Add Review
City National Bank Atlanta Branch	0.50%	$0	Learn More Add Review
Rate History: 1.36% → 1.11% → 0.85% → 0.60% → 0.50%
First Ic Bank First Ic Bank Branch	0.50%	$2,500	Learn More Add Review
Bank Of Dawson Bank Of Dawson Branch	0.50%	$2,500	Learn More Add Review
Talbot State Bank Talbot State Bank Branch	0.50%	$25,000	Learn More
ronald.burrell673@gmail.com \| Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More Reviews (1)
Glennville Bank Glennville Bank Branch	0.50%	$25,000	Learn More Add Review
First Port City Bank First Port City Bank Branch	0.50%	$25,000	Learn More Add Review
The Bank Of La Fayette, Georgia The Bank Of La Fayette, Georgia Branch	0.45%	$25,000	Learn More Add Review
Bank Of Madison Bank Of Madison Branch	0.40%	$2,500	Learn More Add Review
Community Bank Of Georgia Community Bank Of Georgia Branch	0.40%	$2,500	Learn More Add Review
First State Bank Of Blakely Arlington Branch	0.40%	$2,500	Learn More Add Review
The Bank Of La Fayette, Georgia The Bank Of La Fayette, Georgia Branch	0.40%	$10,000	Learn More Add Review
Farmers & Merchants Bank Nashville Branch	0.40%	$2,500	Learn More Add Review
Servisfirst Bank Douglasville Branch	0.40%	$2,500	Learn More Add Review
Talbot State Bank Talbot State Bank Branch	0.40%	$2,500	Learn More
ronald.burrell673@gmail.com \| Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More Reviews (1)
Mount Vernon Bank Mount Vernon Bank Branch	0.40%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.40%	$25,000	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
Primesouth Bank Primesouth Bank Branch	0.40%	$25,000	Learn More Add Review
Georgia Community Bank Bank Of Terrell Branch	0.40%	$2,500	Learn More Add Review
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Mount Vernon Bank Mount Vernon Bank Branch	0.35%	$2,500	Learn More Add Review
Primesouth Bank Primesouth Bank Branch	0.35%	$10,000	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.35%	$10,000	Learn More Add Review
American Commerce Bank, National Association American Commerce Bank, National Association Branch	0.35%	$100	Learn More Add Review
Farmers & Merchants Bank Nashville Branch	0.35%	$2,500	Learn More Add Review
The Peoples Bank Of Georgia The Peoples Bank Of Georgia Branch	0.35%	$2,500	Learn More Add Review
The Four County Bank The Four County Bank Branch	0.35%	$2,500	Learn More Add Review
Morris Bank Morris Bank Branch	0.35%	$25,000	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
Bank Of Dudley Bank Of Dudley Branch	0.35%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta First Federal Savings And Loan Assoc Branch	0.35%	$25,000	Learn More Add Review
Family Bank Family Bank Branch	0.35%	$2,500	Learn More Add Review
South Georgia Bank South Georgia Bank Branch	0.30%	$2,500	Learn More Add Review
Bank Of Madison Bank Of Madison Branch	0.30%	$2,500	Learn More Add Review
The Bank Of La Fayette, Georgia The Bank Of La Fayette, Georgia Branch	0.30%	$2,500	Learn More Add Review
Metro City Bank Metro City Bank Branch	0.30%	$10,000	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
Bank Of Dade Bank Of Dade Branch	0.30%	$2,500	Learn More Add Review
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	0.30%	$2,500	Learn More Add Review
Community Bank Of Pickens County Community Bank Of Pickens County Branch	0.30%	$25,000	Learn More
bdowda \| Feb 12, 2022 The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More Reviews (1)
Rabun County Bank Rabun County Bank Branch	0.30%	$25,000	Learn More Add Review
Shinhan Bank America Nab Branch	0.30%	$25,000	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.30%	$200,000	Learn More Add Review
F&m Bank Crawfordville Branch	0.30%	$2,500	Learn More Add Review
Bank Of Wrightsville Bank Of Wrightsville Branch	0.30%	$10,000	Learn More Add Review
The Citizens Bank Of Cochran The Citizens Bank Of Cochran Branch	0.30%	$25,000	Learn More Add Review
Southern Bank Southern Bank Branch	0.30%	$2,500	Learn More Add Review
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.30%	$25,000	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta First Federal Savings And Loan Assoc Branch	0.30%	$10,000	Learn More Add Review
Bank Of Camilla Bank Of Camilla Branch	0.25%	$2,500	Learn More Add Review
State Bank Of Cochran State Bank Of Cochran Branch	0.25%	$2,500	Learn More Add Review
Wheeler County State Bank Wheeler County State Bank Branch	0.25%	$2,500	Learn More Add Review
North Georgia National Bank North Georgia National Bank Branch	0.25%	$25,000	Learn More Add Review
Wilkinson County Bank Wilkinson County Bank Branch	0.25%	$2,500	Learn More Add Review
The Four County Bank The Four County Bank Branch	0.25%	$2,500	Learn More Add Review
Bank Of Hazlehurst Bank Of Hazlehurst Branch	0.25%	$2,500	Learn More Add Review
Primesouth Bank Primesouth Bank Branch	0.25%	$2,500	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.25%	$2,500	Learn More Add Review
Bank Of Dade Bank Of Dade Branch	0.25%	$100	Learn More Add Review
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	0.25%	$100	Learn More Add Review
F&m Bank Crawfordville Branch	0.25%	$2,500	Learn More Add Review
First Horizon Bank Ft Oglethorpe Office Branch	0.25%	$2,500	Learn More
Rate History: 0.30% → 0.25%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
The Bank Of La Fayette, Georgia The Bank Of La Fayette, Georgia Branch	0.25%	$2,500	Learn More Add Review
Planters And Citizens Bank Planters And Citizens Bank Branch	0.25%	$2,500	Learn More Add Review
Banksouth Banksouth Branch	0.25%	$2,500	Learn More Add Review
Citizens Community Bank Citizens Community Bank Branch	0.25%	$25,000	Learn More Add Review
Bank Of Wrightsville Bank Of Wrightsville Branch	0.25%	$2,500	Learn More Add Review
Bank Of Hancock County Bank Of Hancock County Branch	0.25%	$2,500	Learn More Add Review
Century Bank And Trust Century Bank And Trust Branch	0.25%	$2,500	Learn More Add Review
Glennville Bank Glennville Bank Branch	0.25%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.25%	$10,000	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
Bank Of Dudley Bank Of Dudley Branch	0.25%	$2,500	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.25%	$2,500	Learn More Add Review
First Ic Bank First Ic Bank Branch	0.25%	$2,500	Learn More Add Review
Community Banking Company Of Fitzgerald Community Banking Company Of Fitzger Branch	0.25%	$25,000	Learn More Add Review
Vidalia Federal Savings Bank Vidalia Federal Savings Bank Branch	0.25%	$2,500	Learn More
adriane jackson \| Aug 29, 2015 hello I need to know how much it is to open a regular savings that gains intrest Read More Reviews (1)
First Southern Bank First Southern Bank Branch	0.25%	$25,000	Learn More Add Review
Fnb South Fnb South Branch	0.25%	$2,500	Learn More
It's just me \| Aug 20, 2022 FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More Reviews (1)
Guardian Bank Ashley Street Office Branch	0.25%	$2,500	Learn More
A \| Aug 21, 2019 Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More Reviews (1)
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.25%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta First Federal Savings And Loan Assoc Branch	0.25%	$2,500	Learn More Add Review
First Port City Bank First Port City Bank Branch	0.25%	$2,500	Learn More Add Review
Peoples Bank & Trust Peoples Bank & Trust Branch	0.25%	$0	Learn More Add Review
U.s. Bank National Association Georgia Trust Branch	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
State Bank Of Cochran State Bank Of Cochran Branch	0.20%	$2,500	Learn More Add Review
Peoplessouth Bank Peoplessouth Bank Branch	0.20%	$25,000	Learn More Add Review
The Merchants & Citizens Bank The Merchants & Citizens Bank Branch	0.20%	$2,500	Learn More Add Review
South Coast Bank & Trust South Coast Bank & Trust Branch	0.20%	$25,000	Learn More Add Review
United Community Bank Fairburn 1st Community Branch	0.20%	$2,500	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Bank Of Dudley Bank Of Dudley Branch	0.20%	$10,000	Learn More Add Review
Bank Of Hancock County Bank Of Hancock County Branch	0.20%	$2,500	Learn More Add Review
Morris Bank Morris Bank Branch	0.20%	$2,500	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
First Chatham Bank First Chatham Bank Branch	0.20%	$2,500	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
Bank Of Monticello Bank Of Monticello Branch	0.20%	$25,000	Learn More Add Review
Peoples Bank Of East Tennessee Mccaysville Branch	0.20%	$10,000	Learn More Add Review
Community Bank Of Pickens County Community Bank Of Pickens County Branch	0.20%	$1	Learn More
bdowda \| Feb 12, 2022 The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More Reviews (1)
Servisfirst Bank Douglasville Branch	0.20%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.20%	$2,500	Learn More Add Review
First National Community Bank First National Community Bank Branch	0.20%	$25,000	Learn More Add Review
Shinhan Bank America Nab Branch	0.20%	$2,500	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.20%	$10,000	Learn More Add Review
Newton Federal Bank Newton Federal Bank Branch	0.20%	$25,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.20%	$25,000	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
Farmers State Bank Farmers State Bank Branch	0.20%	$2,500	Learn More Add Review
Century Bank And Trust Century Bank And Trust Branch	0.20%	$25,000	Learn More Add Review
Wilkinson County Bank Wilkinson County Bank Branch	0.20%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	0.20%	$25,000	Learn More Add Review
Community Banking Company Of Fitzgerald Community Banking Company Of Fitzger Branch	0.20%	$2,500	Learn More Add Review
The Security State Bank The Security State Bank Branch	0.20%	$2,500	Learn More Add Review
Security Federal Bank Evans Branch	0.20%	$25,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
First Southern Bank First Southern Bank Branch	0.20%	$2,500	Learn More Add Review
Southeastern Bank Southeastern Bank Branch	0.20%	$25,000	Learn More Add Review
Citizens Community Bank Citizens Community Bank Branch	0.20%	$2,500	Learn More Add Review
Commercial Banking Company Commercial Banking Company Branch	0.20%	$2,500	Learn More Add Review
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.20%	$2,500	Learn More Add Review
United National Bank United National Bank Branch	0.20%	$2,500	Learn More Add Review
Rabun County Bank Rabun County Bank Branch	0.20%	$10,000	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Pinnacle Bank Covington Branch	0.19%	$25,000	Learn More Add Review
Douglas National Bank Douglas National Bank Branch	0.15%	$2,500	Learn More Add Review
Bank Of Lumber City Bank Of Lumber City Branch	0.15%	$2,500	Learn More Add Review
Newton Federal Bank Newton Federal Bank Branch	0.15%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	0.15%	$10,000	Learn More Add Review
Community Banking Company Of Fitzgerald Community Banking Company Of Fitzger Branch	0.15%	$2,500	Learn More Add Review
Altamaha Bank And Trust Company Altamaha Bank And Trust Company Branch	0.15%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.15%	$25,000	Learn More Add Review
First Peoples Bank Greenville Branch	0.15%	$25,000	Learn More Add Review
Security Federal Bank Evans Branch	0.15%	$10,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Embassy National Bank Embassy National Bank Branch	0.15%	$1	Learn More Add Review
Pineland Bank Pineland Bank Branch	0.15%	$2,500	Learn More Add Review
Glennville Bank Glennville Bank Branch	0.15%	$2,500	Learn More Add Review
Commercial Banking Company Commercial Banking Company Branch	0.15%	$10,000	Learn More Add Review
First Bank Of Coastal Georgia First Bank Of Coastal Georgia Branch	0.15%	$2,500	Learn More Add Review
Ab&t Ab&T Branch	0.15%	$2,500	Learn More Add Review
Century Bank And Trust Century Bank And Trust Branch	0.15%	$2,500	Learn More Add Review
Planters And Citizens Bank Planters And Citizens Bank Branch	0.15%	$2,500	Learn More Add Review
Thomasville National Bank Thomasville National Bank Branch	0.15%	$2,500	Learn More Add Review
First National Community Bank First National Community Bank Branch	0.15%	$10,000	Learn More Add Review
First Bank Of Pike First Bank Of Pike Branch	0.15%	$2,500	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.15%	$25,000	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.15%	$10,000	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.15%	$25,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.15%	$2,500	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
First Community Bank Augusta Branch	0.15%	$25,000	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.15%	$10,000	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.15%	$25,000	Learn More Add Review
Guardian Bank Ashley Street Office Branch	0.15%	$2,500	Learn More
A \| Aug 21, 2019 Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More Reviews (1)
Bank Of Monticello Bank Of Monticello Branch	0.15%	$10,000	Learn More Add Review
F & M Bank And Trust Company F & M Bank And Trust Company Branch	0.15%	$25,000	Learn More Add Review
Southern Bank Southern Bank Branch	0.15%	$2,500	Learn More Add Review
The Citizens Bank Of Cochran The Citizens Bank Of Cochran Branch	0.15%	$2,500	Learn More Add Review
Morris Bank Morris Bank Branch	0.15%	$2,500	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
Flint Community Bank Flint Community Bank Branch	0.15%	$25,000	Learn More Add Review
The Bank Of Soperton The Bank Of Soperton Branch	0.15%	$2,500	Learn More Add Review
Queensborough National Bank & Trust Company Wadley Branch	0.15%	$25,000	Learn More Add Review
First Southern Bank First Southern Bank Branch	0.15%	$2,500	Learn More Add Review
The Claxton Bank The Claxton Bank Branch	0.15%	$25,000	Learn More Add Review
The Trust Bank The Trust Bank Branch	0.15%	$100	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.15%	$25,000	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Citizens Community Bank Citizens Community Bank Branch	0.15%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta First Federal Savings And Loan Assoc Branch	0.15%	$2,500	Learn More Add Review
Peoplessouth Bank Peoplessouth Bank Branch	0.15%	$2,500	Learn More Add Review
Community Bank Of Georgia Community Bank Of Georgia Branch	0.15%	$2,500	Learn More Add Review
Pinnacle Bank Covington Branch	0.14%	$1	Learn More Add Review
Southern States Bank Columbus Community Branch	0.13%	$25,000	Learn More Add Review
Community Bank And Trust - West Georgia Community Bank And Trust - West Geor Branch	0.10%	$2,500	Learn More Add Review
North Georgia National Bank North Georgia National Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Of Monticello Bank Of Monticello Branch	0.10%	$2,500	Learn More Add Review
Planters First Bank Planters First Bank Branch	0.10%	$10,000	Learn More Add Review
Bank Of Eastman Bank Of Eastman Branch	0.10%	$2,500	Learn More Add Review
F & M Bank And Trust Company F & M Bank And Trust Company Branch	0.10%	$2,500	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.10%	$2,500	Learn More Add Review
Southeast First National Bank Southeast First National Bank Branch	0.10%	$2,500	Learn More Add Review
Ameris Bank Ameris Bank Branch	0.10%	$25,000	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
East West Bank Vinings Branch	0.10%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
Citizens Bank Of The South Citizens Bank Of The South Branch	0.10%	$100	Learn More Add Review
First-citizens Bank & Trust Company Toccoa Branch	0.10% 0.07%	$100,000 $25,000	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Rabun County Bank Rabun County Bank Branch	0.10%	$1,000	Learn More Add Review
Flint Community Bank Flint Community Bank Branch	0.10%	$2,500	Learn More Add Review
West Central Georgia Bank West Central Georgia Bank Branch	0.10%	$2,500	Learn More Add Review
Citizens Trust Bank Citizens Trust Bank Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of Waynesboro The First National Bank Of Waynesbor Branch	0.10%	$2,500	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.10%	$25,000	Learn More Add Review
Southern States Bank Columbus Community Branch	0.10%	$2,500	Learn More Add Review
South Georgia Bank South Georgia Bank Branch	0.10%	$2,500	Learn More Add Review
First National Community Bank First National Community Bank Branch	0.10%	$2,500	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.10%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.10%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.10%	$1,000	Learn More Add Review
Commercial Banking Company Commercial Banking Company Branch	0.10%	$2,500	Learn More Add Review
Newton Federal Bank Newton Federal Bank Branch	0.10%	$2,500	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.10%	$10,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.10%	$2,500	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
First Community Bank Augusta Branch	0.10%	$10,000	Learn More Add Review
First State Bank First State Bank Branch	0.10%	$2,500	Learn More Add Review
Farmers & Merchants Bank Farmers & Merchants Bank Branch	0.10%	$2,500	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.10%	$2,500	Learn More Add Review
First Peoples Bank Greenville Branch	0.10%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	0.10%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.10%	$2,500	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
The Bank Of Soperton The Bank Of Soperton Branch	0.10%	$1	Learn More Add Review
Security Federal Bank Evans Branch	0.10%	$2,500	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Queensborough National Bank & Trust Company Wadley Branch	0.10%	$2,500	Learn More Add Review
South Coast Bank & Trust South Coast Bank & Trust Branch	0.10%	$2,500	Learn More Add Review
First Chatham Bank First Chatham Bank Branch	0.10%	$25,000	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
South Georgia Banking Company South Georgia Banking Company Branch	0.10%	$25,000	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.10%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Southeastern Bank Southeastern Bank Branch	0.10%	$2,500	Learn More Add Review
United National Bank United National Bank Branch	0.10%	$2,500	Learn More Add Review
Sunmark Community Bank Sunmark Community Bank Branch	0.08%	$2,500	Learn More Add Review
Southern States Bank Columbus Community Branch	0.08%	$10,000	Learn More Add Review
First Volunteer Bank Ringgold Branch	0.08%	$24,999	Learn More
GOb \| Dec 18, 2023 They will not cash savings bonds for non-account holders Read More Reviews (5)
The Farmers Bank The Farmers Bank Branch	0.07%	$25,000	Learn More Add Review
Colony Bank Colony Bank Ashburn Branch	0.07%	$25,000	Learn More Add Review
Northeast Georgia Bank Northeast Georgia Bank Branch	0.06%	$2,500	Learn More Add Review
Waycross Bank & Trust Waycross Bank & Trust Branch	0.06%	$100	Learn More Add Review
First National Bank Of Griffin First National Bank Of Griffin Branch	0.05%	$2,500	Learn More Add Review
Peach State Bank & Trust Peach State Bank & Trust Branch	0.05%	$2,500	Learn More Add Review
South Georgia Banking Company South Georgia Banking Company Branch	0.05%	$2,500	Learn More Add Review
First Chatham Bank First Chatham Bank Branch	0.05%	$2,500	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
Ameris Bank Ameris Bank Branch	0.05%	$2,500	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Pinnacle Bank Covington Branch	0.05%	$1	Learn More Add Review
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.05%	$2,500	Learn More Add Review
Southern States Bank Columbus Community Branch	0.05%	$2,500	Learn More Add Review
First American Bank And Trust Company First American Bank And Trust Compan Branch	0.05%	$2,500	Learn More Add Review
Planters First Bank Planters First Bank Branch	0.05%	$2,500	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.05%	$2,500	Learn More Add Review
Northeast Georgia Bank Northeast Georgia Bank Branch	0.05%	$2,500	Learn More Add Review
Capital City Bank West Point Branch	0.05%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
United Bank Monroe County Bank Branch	0.05%	$2,500	Learn More Add Review
First National Bank Of Decatur County Cairo Branch	0.05%	$2,500	Learn More Add Review
The Claxton Bank The Claxton Bank Branch	0.05%	$2,500	Learn More Add Review
Peoples Bank Of East Tennessee Mccaysville Branch	0.05%	$2,500	Learn More Add Review
Rabun County Bank Rabun County Bank Branch	0.05%	$1	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.05%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
First Community Bank Augusta Branch	0.05%	$2,500	Learn More Add Review
East West Bank Vinings Branch	0.05%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
The Farmers Bank The Farmers Bank Branch	0.05%	$10,000	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.05%	$2,500	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.05%	$2,500	Learn More Add Review
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	0.05%	$2,500	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.05%	$2,500	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.05%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
The Peoples Bank Of Georgia The Peoples Bank Of Georgia Branch	0.05%	$2,500	Learn More Add Review
West Central Georgia Bank West Central Georgia Bank Branch	0.05%	$10,000	Learn More Add Review
The Citizens Bank Of Cochran The Citizens Bank Of Cochran Branch	0.05%	$2,500	Learn More Add Review
Community Bank And Trust - West Georgia Community Bank And Trust - West Geor Branch	0.05%	$2,500	Learn More Add Review
Citizens Trust Bank Citizens Trust Bank Branch	0.05%	$2,500	Learn More Add Review
Ab&t Ab&T Branch	0.05%	$2,500	Learn More Add Review
South Coast Bank & Trust South Coast Bank & Trust Branch	0.05%	$2,500	Learn More Add Review
Carver State Bank Carver State Bank Branch	0.05%	$25,000	Learn More Add Review
Waycross Bank & Trust Waycross Bank & Trust Branch	0.05%	$100	Learn More Add Review
Southeastern Bank Southeastern Bank Branch	0.05%	$10,000	Learn More Add Review
Southern First Bank Paces Ferry Branch	0.05%	$0	Learn More
Dillon \| Jan 12, 2020 My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames ... Read More Reviews (2)
Bank Ozk Buchanan Branch	0.05%	$0	Learn More
HB \| Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More Reviews (11)
Sunmark Community Bank Sunmark Community Bank Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Gainesville Main Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
First Century Bank, National Association First Century Bank, National Association Branch	0.03%	$2,500	Learn More Add Review
First Volunteer Bank Ringgold Branch	0.03%	$100	Learn More
GOb \| Dec 18, 2023 They will not cash savings bonds for non-account holders Read More Reviews (5)
River City Bank River City Bank Branch	0.03%	$2,500	Learn More Add Review
Cibc Bank Usa North Fulton Branch	0.03%	$2,500	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Carver State Bank Carver State Bank Branch	0.03%	$2,500	Learn More Add Review
Renasant Bank Heritagebank Branch	0.03%	$2,500	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Colony Bank Colony Bank Ashburn Branch	0.03%	$2,500	Learn More Add Review
Pnc Bank, National Association Montezuma Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
First Century Bank, National Association First Century Bank, National Association Branch	0.02%	$25,000	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.02%	$2,500	Learn More Add Review
First Community Bank Augusta Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Lithia Springs Village @ Westfork Br Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
Pnc Bank, National Association Montezuma Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Ballground Branch	0.01%	$0	Learn More Add Review
Fifth Third Bank, National Association Lawrenceville Branch	0.01%	$500	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Great Oaks Bank Rhine Branch	0.01%	$2,500	Learn More Add Review
First Century Bank, National Association First Century Bank, National Association Branch	0.01%	$2,500	Learn More Add Review
City National Bank Atlanta Branch	0.01%	$0	Learn More Add Review
Capital City Bank West Point Branch	0.01%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Queensborough National Bank & Trust Company Wadley Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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See rates for Online Banks →

Branches Info around Sugar Hill, GA - June 15, 2025

Branch	Street	City	State
Loyal Trust Bank Loyal Trust Bank Branch	11675 Medlock Bridge Road	Johns Creek	GA
Beal Bank USA Atlanta Branch	4511 Olde Perimeter Way, Suite 500	Atlanta	GA
Truist Bank Douglas Main Branch	102 Peterson Ave N	Douglas	GA
Regions Bank Ballground Branch	2995 Canton Highway	Ball Ground	GA
Beal Bank USA Atlanta Branch	4511 Olde Perimeter Way, Suite 500	Atlanta	GA
Loyal Trust Bank Loyal Trust Bank Branch	11675 Medlock Bridge Road	Johns Creek	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
Bank of Hope Lagrange Branch	1508 Lafayette Parkway	Lagrange	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
Regions Bank Ballground Branch	2995 Canton Highway	Ball Ground	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
United Community Bank Fairburn 1st Community Branch	65 Washington Street	Fairburn	GA
Wells Fargo Bank, National Association Magnolia Street Branch	37 Magnolia Street	Roswell	GA
First Horizon Bank Ft Oglethorpe Office Branch	1409 Dietz Road	Ringgold	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
United Community Bank Fairburn 1st Community Branch	65 Washington Street	Fairburn	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
Family Bank Family Bank Branch	134 Hand Avenue	Pelham	GA
First Horizon Bank Ft Oglethorpe Office Branch	1409 Dietz Road	Ringgold	GA
Georgia Community Bank Bank Of Terrell Branch	250 East Lee Street	Dawson	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
Bank of Madison Bank Of Madison Branch	133 North Main Street	Madison	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
First IC Bank First Ic Bank Branch	5593 Buford Highway	Doraville	GA
Bank of Dawson Bank Of Dawson Branch	201-209 Main Street	Dawson	GA
Talbot State Bank Talbot State Bank Branch	76 E. Main Street	Woodland	GA
Glennville Bank Glennville Bank Branch	102 East Barnard Street	Glennville	GA
United Community Bank Fairburn 1st Community Branch	65 Washington Street	Fairburn	GA
First Port City Bank First Port City Bank Branch	400 West Shotwell Street	Bainbridge	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
The Bank of LaFayette, Georgia The Bank Of La Fayette, Georgia Branch	101 West Patton Street	La Fayette	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Bank of Madison Bank Of Madison Branch	133 North Main Street	Madison	GA
Community Bank of Georgia Community Bank Of Georgia Branch	700 West Parker Street	Baxley	GA
First State Bank of Blakely Arlington Branch	159 North Highland Avenue	Arlington	GA
The Bank of LaFayette, Georgia The Bank Of La Fayette, Georgia Branch	101 West Patton Street	La Fayette	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
Farmers and Merchants Bank Nashville Branch	202 West Washington Avenue	Nashville	GA
ServisFirst Bank Douglasville Branch	2801 Chapel Hill Road	Douglasville	GA
Talbot State Bank Talbot State Bank Branch	76 E. Main Street	Woodland	GA
Mount Vernon Bank Mount Vernon Bank Branch	101 Railroad Avenue	Mount Vernon	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
PrimeSouth Bank Primesouth Bank Branch	3473 Us Hwy 84	Blackshear	GA
Georgia Community Bank Bank Of Terrell Branch	250 East Lee Street	Dawson	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
Mount Vernon Bank Mount Vernon Bank Branch	101 Railroad Avenue	Mount Vernon	GA
PrimeSouth Bank Primesouth Bank Branch	3473 Us Hwy 84	Blackshear	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Farmers and Merchants Bank Nashville Branch	202 West Washington Avenue	Nashville	GA
The Peoples Bank of Georgia The Peoples Bank Of Georgia Branch	26 West Monroe Street	Talbotton	GA
The Four County Bank The Four County Bank Branch	959 Main Street	Allentown	GA
Morris Bank Morris Bank Branch	301 Bellevue Avenue	Dublin	GA
Bank of Dudley Bank Of Dudley Branch	1448 Second Street	Dudley	GA
First Federal Savings and Loan Association of Valdosta First Federal Savings And Loan Assoc Branch	411 N Patterson St	Valdosta	GA
Family Bank Family Bank Branch	134 Hand Avenue	Pelham	GA
South Georgia Bank South Georgia Bank Branch	401 Downing Musgrove Highway	Glennville	GA
Bank of Madison Bank Of Madison Branch	133 North Main Street	Madison	GA
The Bank of LaFayette, Georgia The Bank Of La Fayette, Georgia Branch	101 West Patton Street	La Fayette	GA
Metro City Bank Metro City Bank Branch	5441 Buford Highway	Doraville	GA
Bank of Dade Bank Of Dade Branch	12634 North Main Street	Trenton	GA
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	12255 South Main Street	Trenton	GA
Community Bank of Pickens County Community Bank Of Pickens County Branch	15 Sammy Mcghee Blvd	Jasper	GA
Rabun County Bank Rabun County Bank Branch	121 Rickman Street	Clayton	GA
Shinhan Bank America Nab Branch	10500 Old Alabama Road Connector	Alpharetta	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
F&M Bank Crawfordville Branch	123 Broad Street	Crawfordville	GA
Bank of Wrightsville Bank Of Wrightsville Branch	156 N. Bradford St.	Wrightsville	GA
The Citizens Bank of Cochran The Citizens Bank Of Cochran Branch	124 East Dykes Street	Cochran	GA
Southern Bank Southern Bank Branch	731 Charles Perry Ave	Sardis	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
First Federal Savings and Loan Association of Valdosta First Federal Savings And Loan Assoc Branch	411 N Patterson St	Valdosta	GA
Bank of Camilla Bank Of Camilla Branch	50 East Broad Street	Camilla	GA
Woodforest National Bank 8225 Duluth Georgia Walmart Branch	2635 Pleasant Hill Road	Duluth	GA
State Bank of Cochran State Bank Of Cochran Branch	112 E Beech Street	Cochran	GA
Wheeler County State Bank Wheeler County State Bank Branch	313 W. Main St.	Alamo	GA
North Georgia National Bank North Georgia National Bank Branch	350 West Belmont Drive	Calhoun	GA
Apex Banking Company of Georgia Wilkinson County Bank Branch	103 East Bank Street	Irwinton	GA
The Four County Bank The Four County Bank Branch	959 Main Street	Allentown	GA
Bank of Hazlehurst Bank Of Hazlehurst Branch	22 South Tallahassee Street	Hazlehurst	GA
PrimeSouth Bank Primesouth Bank Branch	3473 Us Hwy 84	Blackshear	GA
Peoples Bank Peoples Bank Branch	299 West Liberty Street	Lyons	GA
Bank of Dade Bank Of Dade Branch	12634 North Main Street	Trenton	GA
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	12255 South Main Street	Trenton	GA
F&M Bank Crawfordville Branch	123 Broad Street	Crawfordville	GA
First Horizon Bank Ft Oglethorpe Office Branch	1409 Dietz Road	Ringgold	GA
The Bank of LaFayette, Georgia The Bank Of La Fayette, Georgia Branch	101 West Patton Street	La Fayette	GA
Planters and Citizens Bank Planters And Citizens Bank Branch	21 North Harney Street	Camilla	GA
BankSouth Banksouth Branch	6340 Lake Oconee Parkway	Greensboro	GA
Citizens Community Bank Georgia Citizens Community Bank Branch	120 West Main Street	Hahira	GA
Bank of Wrightsville Bank Of Wrightsville Branch	156 N. Bradford St.	Wrightsville	GA
Bank of Hancock County Bank Of Hancock County Branch	12855 Broad Street	Sparta	GA
Century Bank and Trust Century Bank And Trust Branch	141 South Wayne Street	Milledgeville	GA
Glennville Bank Glennville Bank Branch	102 East Barnard Street	Glennville	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
Bank of Dudley Bank Of Dudley Branch	1448 Second Street	Dudley	GA
Exchange Bank Exchange Bank Branch	250 West Hancock Street	Milledgeville	GA
First IC Bank First Ic Bank Branch	5593 Buford Highway	Doraville	GA
Community Banking Company of Fitzgerald Community Banking Company Of Fitzger Branch	102 West Roanoke Drive	Fitzgerald	GA
Vidalia Federal Savings Bank Vidalia Federal Savings Bank Branch	300 Jackson Street	Vidalia	GA
First Southern Bank First Southern Bank Branch	6365 Highway 84	Patterson	GA
FNB SOUTH Fnb South Branch	423 West 12th Street	Alma	GA
Guardian Bank Ashley Street Office Branch	1906 North Ashley Street	Valdosta	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
First Federal Savings and Loan Association of Valdosta First Federal Savings And Loan Assoc Branch	411 N Patterson St	Valdosta	GA
First Port City Bank First Port City Bank Branch	400 West Shotwell Street	Bainbridge	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
State Bank of Cochran State Bank Of Cochran Branch	112 E Beech Street	Cochran	GA
PeoplesSouth Bank Peoplessouth Bank Branch	203 W Crawford Street	Colquitt	GA
The Merchants & Citizens Bank The Merchants & Citizens Bank Branch	6 College Street	Mcrae	GA
South Coast Bank & Trust South Coast Bank & Trust Branch	1500 Newcastle Street	Brunswick	GA
United Community Bank Fairburn 1st Community Branch	65 Washington Street	Fairburn	GA
Bank of Dudley Bank Of Dudley Branch	1448 Second Street	Dudley	GA
Bank of Hancock County Bank Of Hancock County Branch	12855 Broad Street	Sparta	GA
Morris Bank Morris Bank Branch	301 Bellevue Avenue	Dublin	GA
First Chatham Bank First Chatham Bank Branch	111 Barnard Street	Savannah	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
Peoples Bank of East Tennessee Mccaysville Branch	109 Blue Ridge Drive	Mc Caysville	GA
Community Bank of Pickens County Community Bank Of Pickens County Branch	15 Sammy Mcghee Blvd	Jasper	GA
ServisFirst Bank Douglasville Branch	2801 Chapel Hill Road	Douglasville	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
First National Community Bank First National Community Bank Branch	701 North 3rd Avenue	Chatsworth	GA
Shinhan Bank America Nab Branch	10500 Old Alabama Road Connector	Alpharetta	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Affinity Bank, National Association Newton Federal Bank Branch	3175 Highway 278	Covington	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
Farmers State Bank Farmers State Bank Branch	U.S. Highway 378 And Ward Avenue	Lincolnton	GA
Century Bank and Trust Century Bank And Trust Branch	141 South Wayne Street	Milledgeville	GA
Apex Banking Company of Georgia Wilkinson County Bank Branch	103 East Bank Street	Irwinton	GA
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	111 North Railroad Avenue	Twin City	GA
Community Banking Company of Fitzgerald Community Banking Company Of Fitzger Branch	102 West Roanoke Drive	Fitzgerald	GA
The Security State Bank The Security State Bank Branch	49 West Oak Street	Mcrae	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
First Southern Bank First Southern Bank Branch	6365 Highway 84	Patterson	GA
Southeastern Bank Southeastern Bank Branch	1010 North Way	Darien	GA
Citizens Community Bank Georgia Citizens Community Bank Branch	120 West Main Street	Hahira	GA
Commercial Banking Company Commercial Banking Company Branch	3462 North Valdosta Road	Valdosta	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
United National Bank United National Bank Branch	722 N Broad St	Cairo	GA
Rabun County Bank Rabun County Bank Branch	121 Rickman Street	Clayton	GA
Pinnacle Bank Covington Branch	6124 Highway 278 Ne	Covington	GA
Douglas National Bank Douglas National Bank Branch	211 East Ward Street	Douglas	GA
Bank of Lumber City Bank Of Lumber City Branch	21 Main St	Lumber City	GA
Affinity Bank, National Association Newton Federal Bank Branch	3175 Highway 278	Covington	GA
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	111 North Railroad Avenue	Twin City	GA
Community Banking Company of Fitzgerald Community Banking Company Of Fitzger Branch	102 West Roanoke Drive	Fitzgerald	GA
Altamaha Bank & Trust Company Altamaha Bank And Trust Company Branch	206 Jackson Street	Vidalia	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
First Peoples Bank Greenville Branch	412 Lagrange Street	Greenville	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
Embassy National Bank Embassy National Bank Branch	1817 North Brown Road	Lawrenceville	GA
Pineland Bank Pineland Bank Branch	501 West 12th Street	Alma	GA
Glennville Bank Glennville Bank Branch	102 East Barnard Street	Glennville	GA
Commercial Banking Company Commercial Banking Company Branch	3462 North Valdosta Road	Valdosta	GA
First Bank of Coastal Georgia First Bank Of Coastal Georgia Branch	250 West Bacon Street	Pembroke	GA
AB&T Ab&T Branch	2815 Meredyth Drive	Albany	GA
Century Bank and Trust Century Bank And Trust Branch	141 South Wayne Street	Milledgeville	GA
Planters and Citizens Bank Planters And Citizens Bank Branch	21 North Harney Street	Camilla	GA
Thomasville National Bank Thomasville National Bank Branch	301 North Broad Street	Thomasville	GA
First National Community Bank First National Community Bank Branch	701 North 3rd Avenue	Chatsworth	GA
First Bank of Pike First Bank Of Pike Branch	50 Springs Road	Molena	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
Farmers & Merchants Bank Farmers & Merchants Bank Branch	100 South Madison Avenue	Eatonton	GA
Exchange Bank Exchange Bank Branch	250 West Hancock Street	Milledgeville	GA
Guardian Bank Ashley Street Office Branch	1906 North Ashley Street	Valdosta	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
F & M Bank and Trust Company F & M Bank And Trust Company Branch	142 West Main Street	Manchester	GA
Southern Bank Southern Bank Branch	731 Charles Perry Ave	Sardis	GA
The Citizens Bank of Cochran The Citizens Bank Of Cochran Branch	124 East Dykes Street	Cochran	GA
Morris Bank Morris Bank Branch	301 Bellevue Avenue	Dublin	GA
Flint Community Bank Flint Community Bank Branch	2910 Meredyth Drive	Albany	GA
Georgia First Bank The Bank Of Soperton Branch	1202 Second Street North	Soperton	GA
Queensborough National Bank & Trust Company Wadley Branch	116 North Main Street	Wadley	GA
First Southern Bank First Southern Bank Branch	6365 Highway 84	Patterson	GA
The Claxton Bank The Claxton Bank Branch	121 West Main Street	Claxton	GA
The Trust Bank The Trust Bank Branch	50 West Central Ave	Lenox	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
Citizens Community Bank Georgia Citizens Community Bank Branch	120 West Main Street	Hahira	GA
First Federal Savings and Loan Association of Valdosta First Federal Savings And Loan Assoc Branch	411 N Patterson St	Valdosta	GA
PeoplesSouth Bank Peoplessouth Bank Branch	203 W Crawford Street	Colquitt	GA
Community Bank of Georgia Community Bank Of Georgia Branch	700 West Parker Street	Baxley	GA
Pinnacle Bank Covington Branch	6124 Highway 278 Ne	Covington	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
Community Bank and Trust - West Georgia Community Bank And Trust - West Geor Branch	201 Broad Street	Lagrange	GA
North Georgia National Bank North Georgia National Bank Branch	350 West Belmont Drive	Calhoun	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
Planters First Bank Planters First Bank Branch	1620 East Sixteenth Avenue	Cordele	GA
Magnolia State Bank Bank Of Eastman Branch	130 Oak Street	Eastman	GA
F & M Bank and Trust Company F & M Bank And Trust Company Branch	142 West Main Street	Manchester	GA
The Peoples Bank The Peoples Bank Branch	209 South Jefferson Street	Eatonton	GA
Southeast First National Bank Southeast First National Bank Branch	10144 Commerce Street	Summerville	GA
Ameris Bank Ameris Bank Branch	300 South Main Street	Moultrie	GA
East West Bank Vinings Branch	2727 Paces Ferry Road, N.W., Suite 150	Atlanta	GA
Citizens Bank of the South Citizens Bank Of The South Branch	132 South Harris Street	Sandersville	GA
First-Citizens Bank & Trust Company Toccoa Branch	122 North Alexander Street	Toccoa	GA
Rabun County Bank Rabun County Bank Branch	121 Rickman Street	Clayton	GA
Flint Community Bank Flint Community Bank Branch	2910 Meredyth Drive	Albany	GA
West Central Georgia Bank West Central Georgia Bank Branch	617 North Church Street	Thomaston	GA
Citizens Trust Bank Citizens Trust Bank Branch	75 Piedmont Avenue, Northeast	Atlanta	GA
The First National Bank of Waynesboro The First National Bank Of Waynesbor Branch	626 Liberty Street	Waynesboro	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
South Georgia Bank South Georgia Bank Branch	401 Downing Musgrove Highway	Glennville	GA
First National Community Bank First National Community Bank Branch	701 North 3rd Avenue	Chatsworth	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
Commercial Banking Company Commercial Banking Company Branch	3462 North Valdosta Road	Valdosta	GA
Affinity Bank, National Association Newton Federal Bank Branch	3175 Highway 278	Covington	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
First State Bank First State Bank Branch	300 Broad Street	Wrens	GA
Farmers & Merchants Bank Farmers & Merchants Bank Branch	100 South Madison Avenue	Eatonton	GA
Exchange Bank Exchange Bank Branch	250 West Hancock Street	Milledgeville	GA
First Peoples Bank Greenville Branch	412 Lagrange Street	Greenville	GA
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	111 North Railroad Avenue	Twin City	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
Georgia First Bank The Bank Of Soperton Branch	1202 Second Street North	Soperton	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
Queensborough National Bank & Trust Company Wadley Branch	116 North Main Street	Wadley	GA
South Coast Bank & Trust South Coast Bank & Trust Branch	1500 Newcastle Street	Brunswick	GA
First Chatham Bank First Chatham Bank Branch	111 Barnard Street	Savannah	GA
South Georgia Banking Company South Georgia Banking Company Branch	5515 Alabama Avenue	Omega	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
Southeastern Bank Southeastern Bank Branch	1010 North Way	Darien	GA
United National Bank United National Bank Branch	722 N Broad St	Cairo	GA
Sunmark Community Bank Sunmark Community Bank Branch	Commerce And Lumpkin Streets	Hawkinsville	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
Builtwell Bank Ringgold Branch	5102 Alabama Highway	Ringgold	GA
First-Citizens Bank & Trust Company Toccoa Branch	122 North Alexander Street	Toccoa	GA
The Farmers Bank The Farmers Bank Branch	202-A South Main Street	Greensboro	GA
Colony Bank Colony Bank Ashburn Branch	515 East Washington Avenue	Ashburn	GA
Northeast Georgia Bank Northeast Georgia Bank Branch	69 Augusta Road	Lavonia	GA
Waycross Bank & Trust Waycross Bank & Trust Branch	501 Tebeau Street	Waycross	GA
First National Bank of Griffin First National Bank Of Griffin Branch	318 South Hill Street	Griffin	GA
Peach State Bank & Trust Peach State Bank & Trust Branch	325 Washington Street	Gainesville	GA
South Georgia Banking Company South Georgia Banking Company Branch	5515 Alabama Avenue	Omega	GA
First Chatham Bank First Chatham Bank Branch	111 Barnard Street	Savannah	GA
Ameris Bank Ameris Bank Branch	300 South Main Street	Moultrie	GA
Pinnacle Bank Covington Branch	6124 Highway 278 Ne	Covington	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
First American Bank and Trust Company First American Bank And Trust Compan Branch	300 College Avenue	Athens	GA
Planters First Bank Planters First Bank Branch	1620 East Sixteenth Avenue	Cordele	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
Northeast Georgia Bank Northeast Georgia Bank Branch	69 Augusta Road	Lavonia	GA
Capital City Bank West Point Branch	410 West 10th Street	West Point	GA
United Bank Monroe County Bank Branch	1 East Main Street	Forsyth	GA
First National Bank of Decatur County Cairo Branch	600 N. Broad Street	Cairo	GA
The Claxton Bank The Claxton Bank Branch	121 West Main Street	Claxton	GA
Peoples Bank of East Tennessee Mccaysville Branch	109 Blue Ridge Drive	Mc Caysville	GA
Rabun County Bank Rabun County Bank Branch	121 Rickman Street	Clayton	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
East West Bank Vinings Branch	2727 Paces Ferry Road, N.W., Suite 150	Atlanta	GA
The Farmers Bank The Farmers Bank Branch	202-A South Main Street	Greensboro	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Farmers State Bank Farmers State Bank Branch	U.S. Highway 378 And Ward Avenue	Lincolnton	GA
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	216 North Harris Street	Sandersville	GA
The Peoples Bank The Peoples Bank Branch	209 South Jefferson Street	Eatonton	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
The Peoples Bank of Georgia The Peoples Bank Of Georgia Branch	26 West Monroe Street	Talbotton	GA
West Central Georgia Bank West Central Georgia Bank Branch	617 North Church Street	Thomaston	GA
The Citizens Bank of Cochran The Citizens Bank Of Cochran Branch	124 East Dykes Street	Cochran	GA
Community Bank and Trust - West Georgia Community Bank And Trust - West Geor Branch	201 Broad Street	Lagrange	GA
Citizens Trust Bank Citizens Trust Bank Branch	75 Piedmont Avenue, Northeast	Atlanta	GA
AB&T Ab&T Branch	2815 Meredyth Drive	Albany	GA
South Coast Bank & Trust South Coast Bank & Trust Branch	1500 Newcastle Street	Brunswick	GA
Carver State Bank Carver State Bank Branch	701 Martin Luther King, Jr. Boulevard	Savannah	GA
Waycross Bank & Trust Waycross Bank & Trust Branch	501 Tebeau Street	Waycross	GA
Southeastern Bank Southeastern Bank Branch	1010 North Way	Darien	GA
Southern First Bank Paces Ferry Branch	309 East Paces Ferry Road NE, Suite102	Atlanta	GA
Bank OZK Buchanan Branch	3559 Business 27	Buchanan	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
Sunmark Community Bank Sunmark Community Bank Branch	Commerce And Lumpkin Streets	Hawkinsville	GA
Bank of America, National Association Gainesville Main Branch	402 Washington Street	Gainesville	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
Builtwell Bank Ringgold Branch	5102 Alabama Highway	Ringgold	GA
River City Bank River City Bank Branch	228 North Second Avenue	Rome	GA
CIBC Bank USA North Fulton Branch	5895 Windward Parkway, Suite 150	Alpharetta	GA
Carver State Bank Carver State Bank Branch	701 Martin Luther King, Jr. Boulevard	Savannah	GA
Renasant Bank Heritagebank Branch	104 West Main Street	Reidsville	GA
Colony Bank Colony Bank Ashburn Branch	515 East Washington Avenue	Ashburn	GA
PNC Bank, National Association Montezuma Branch	115 North Dooly Street	Montezuma	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
The Farmers Bank The Farmers Bank Branch	202-A South Main Street	Greensboro	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
JPMorgan Chase Bank, National Association Lithia Springs Village @ Westfork Br Branch	610 Thornton Road	Lithia Springs	GA
Wells Fargo Bank, National Association Magnolia Street Branch	37 Magnolia Street	Roswell	GA
PNC Bank, National Association Montezuma Branch	115 North Dooly Street	Montezuma	GA
Regions Bank Ballground Branch	2995 Canton Highway	Ball Ground	GA
Fifth Third Bank, National Association Lawrenceville Branch	165 Nash Street	Lawrenceville	GA
Truist Bank Douglas Main Branch	102 Peterson Ave N	Douglas	GA
Great Oaks Bank Rhine Branch	390 Second Street	Rhine	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
Capital City Bank West Point Branch	410 West 10th Street	West Point	GA
Queensborough National Bank & Trust Company Wadley Branch	116 North Main Street	Wadley	GA

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.