Georgia

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You are viewing savings rates from banks in St. Marys, Georgia

 

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

St. Marys, GA - October 6, 2024

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.00% → 3.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 4.50% → 4.25% → 4.16% → 4.25% → 3.75%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

3.50%

$10,000

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| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

2.10%

1.80%
1.40%
1.01%

$250,000

$100,000
$50,000
$0
Learn More

Rate History: 2.89% → 2.12% → 1.36%

Rate History: 1.51% → 1.00% → 1.76% → 1.26%

| Dec 30, 2018

Garden14 Read More

| Nov 5, 2018

1years Read More

Rate History: 1.01% → 1.02%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.36% → 1.11% → 0.85%

0.75%

$25,000

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0.75%

$2,500

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0.65%

$25,000

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0.60%

$10,000

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0.50%

$10,000

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0.50%

$2,500

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0.50%

$2,500

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0.50%

$2,500

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0.50%

$25,000

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| Aug 11, 2019

We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More

0.50%

$25,000

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0.50%

$25,000

Learn More

Rate History: 1.00% → 0.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.45%

$25,000

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$2,500

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| Aug 11, 2019

We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More

0.40%

$2,500

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0.40%

$25,000

Learn More

| Dec 14, 2021

no reveiw Read More

0.40%

$25,000

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0.40%

$2,500

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0.35%

$2,500

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$2,500

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0.35%

$2,500

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0.35%

$2,500

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0.35%

$25,000

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| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.35%

$2,500

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0.35%

$25,000

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0.35%

$2,500

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0.30%

$2,500

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0.30%

$2,500

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0.30%

$2,500

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0.30%

$10,000

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| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$2,500

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0.30%

$2,500

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0.30%

$25,000

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| Feb 12, 2022

The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More

0.30%

$25,000

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| Dec 30, 2018

Garden14 Read More

0.30%

$25,000

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.30%

$200,000

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0.30%

$2,500

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0.30%

$10,000

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0.30%

$25,000

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$10,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$100

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0.25%

$100

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$10,000

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| Dec 14, 2021

no reveiw Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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| Aug 29, 2015

hello I need to know how much it is to open a regular savings that gains intrest Read More

0.25%

$25,000

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0.25%

$2,500

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| Aug 20, 2022

FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More

0.25%

$2,500

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| Aug 21, 2019

Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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| Nov 5, 2018

1years Read More

0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.20%

$2,500

Learn More

| Sep 18, 2018

I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More

0.20%

$25,000

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0.20%

$10,000

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0.20%

$1

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| Feb 12, 2022

The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More

0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.20%

$10,000

Learn More

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

| Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More

0.20%

$2,500

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0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

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0.20%

$25,000

Learn More

| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More

0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$0

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0.19%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$10,000

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| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More

0.15%

$1

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

Learn More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$25,000

Learn More

| Nov 10, 2022

Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More

0.15%

$10,000

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0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

| Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More

0.15%

$25,000

Learn More

0.15%

$10,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

| Aug 21, 2019

Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More

0.15%

$10,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

| Dec 14, 2021

Awesome i lost half my money and they paid me triple Read More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$100

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0.15%

$25,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.14%

$1

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0.13%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$25,000

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.10%

$2,500

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$100

Learn More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.10%

$1,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Nov 10, 2022

Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More

0.10%

$2,500

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0.10%

$2,500

Learn More

0.10%

$1,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

| Mar 29, 2021

I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Dec 14, 2021

no reveiw Read More

0.10%

$1

Learn More

0.10%

$2,500

Learn More

| Aug 8, 2022

DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$25,000

Learn More

| Sep 18, 2018

I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.08%

$2,500

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0.08%

$10,000

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0.08%

$24,999

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

0.07%

$25,000

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0.07%

$25,000

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0.06%

$2,500

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0.06%

$100

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Sep 18, 2018

I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More

0.05%

$2,500

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.05%

$1

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.05%

$2,500

Learn More

Rate History: 1.00% → 0.05%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$1

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Nov 10, 2022

Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

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0.05%

$100

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0.05%

$10,000

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0.05%

$0

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| Jan 12, 2020

My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames ... Read More

0.05%

$0

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| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

0.04%

$2,500

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0.04%

$2,500

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.03%

$2,500

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0.03%

$100

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

0.03%

$2,500

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0.03%

$2,500

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.03%

$2,500

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0.03%

$2,500

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.03%

$2,500

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0.02%

$25,000

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0.02%

$2,500

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0.02%

$2,500

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Rate History: 0.04% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$0

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0.01%

$500

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| Nov 12, 2018

Helpful w/$ Read More

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$0

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0.01%

$2,500

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| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.01%

$2,500

Learn More

0.01%

$1

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.