Best Special Rates and Terms in Minnesota, MN

You are viewing rates from banks across Minnesota

Below are special Certificate of Deposit special rates and terms from banks in Minnesota. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MN - August 18, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
American National Bank Shakopee Branch	5.25%	$2,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.25%
American National Bank Shakopee Branch	5.10%	$2,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.10%
First Independent Bank Wood Lake Branch	5.00%	$2,500	7 months	Learn More Reviews
Rate History: 1.00% → 5.00%
Coulee Bank Highland Park Branch	4.90%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.90%
Bell Bank Detroit Lakes Branch	4.80% 4.75% 4.75%	$99,999 $500	14 months	Learn More Reviews
Rate History: 1.00% → 4.80% → 5.05% → 4.80%
BANKWEST Bankwest Branch	4.59% 4.33% 4.33%	$50,001 $50,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.59%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
Bell Bank Detroit Lakes Branch	4.34% 4.25% 4.25%	$99,999 $500	7 months	Learn More Reviews
Rate History: 5.10% → 5.36% → 5.10% → 4.59% → 4.34%
TIAA Bank / Everbank	4.30%	$1,000	13 months	Learn More Reviews (40)
Rate History: 4.10% → 4.30%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
Prime Security Bank Prime Security Bank Branch	4.13%	$10,000	3 months	Learn More Reviews
Rate History: 1.00% → 4.25% → 4.13%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
First Independent Bank Wood Lake Branch	4.06%	$2,500	27 months	Learn More Reviews
Rate History: 1.00% → 3.55% → 4.06%
U.S. Bank National Association Normandale Community College Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Bank Of America, National Association Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Finworth, a division of InsBank	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
BANKWEST Bankwest Branch	3.92%	$50,000	13 months	Learn More Reviews
Rate History: 1.00% → 3.82% → 4.28% → 3.92%
Prime Security Bank Prime Security Bank Branch	3.88%	$10,000	6 months	Learn More Reviews
Rate History: 1.00% → 4.00%
Wells Fargo Bank, National Association I-94 Woodbury Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Prime Security Bank Prime Security Bank Branch	3.63%	$10,000	13 months	Learn More Reviews
Rate History: 1.00% → 3.75% → 3.63%
BANKWEST Bankwest Branch	3.61%	$50,000	19 months	Learn More Reviews
Rate History: 1.00% → 3.82% → 3.97% → 3.61%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association I-94 Woodbury Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association Bank Of America, National Association Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
AMERIPRISE BANK, FSB Ameriprise National Trust Bank Branch	3.45%	$1,000	13 months	Learn More Reviews
Rate History: 3.66% → 3.55% → 3.45% → 3.40% → 3.45%
U.S. Bank National Association Normandale Community College Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
BANKWEST Bankwest Branch	3.30%	$50,000	25 months	Learn More Reviews
Rate History: 1.00% → 3.82% → 3.66% → 3.30%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Normandale Community College Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Bank Of America, National Association Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Bank Of America, National Association Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
First Independent Bank Wood Lake Branch	1.51%	$2,500	11 months	Learn More Reviews
Rate History: 4.00% → 4.06% → 1.51%
JPMorgan Chase Bank, National Association	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around MN - August 18, 2025

Branch	Street	City	State
American National Bank Shakopee Branch	1100 East Fourth Avenue	Shakopee	MN
American National Bank Shakopee Branch	1100 East Fourth Avenue	Shakopee	MN
First Independent Bank Wood Lake Branch	53 2nd Avenue	Wood Lake	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Bell Bank Detroit Lakes Branch	920 Lake Avenue	Detroit Lakes	MN
Prime Security Bank Prime Security Bank Branch	201 Main Street North	Karlstad	MN
First Independent Bank Wood Lake Branch	53 2nd Avenue	Wood Lake	MN
U.S. Bank National Association Normandale Community College Branch	9700 France Avenue South, Ste K1405 Kopp Student Center	Bloomington	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Prime Security Bank Prime Security Bank Branch	201 Main Street North	Karlstad	MN
Wells Fargo Bank, National Association I-94 Woodbury Branch	9882 Norma Lane	Woodbury	MN
Prime Security Bank Prime Security Bank Branch	201 Main Street North	Karlstad	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Wells Fargo Bank, National Association I-94 Woodbury Branch	9882 Norma Lane	Woodbury	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
U.S. Bank National Association Normandale Community College Branch	9700 France Avenue South, Ste K1405 Kopp Student Center	Bloomington	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
U.S. Bank National Association Normandale Community College Branch	9700 France Avenue South, Ste K1405 Kopp Student Center	Bloomington	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
First Independent Bank Wood Lake Branch	53 2nd Avenue	Wood Lake	MN