Best Credit Union Savings and Money Market Rates in Smyrna, Georgia, GA June 15, 2025

You are viewing savings rates from credit unions in Smyrna, Georgia

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Smyrna, GA - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Credit Unions	APY	MIN
Wings Financial Atlanta Branch Restrictions	4.25% 0.15%	$25,000 $0	Learn More Add Review
Rate History: 2.32% → 4.75% → 4.00% → 4.25%
Associated Credit Union Associated Credit Un Branch Restrictions	2.40% 1.15% 0.40%	$10,000 $100,000 $1,000	Learn More Add Review
Rate History: 1.50% → 3.00% → 2.75% → 2.50% → 2.40%
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	2.25% 2.05% 1.85% 1.65% 1.50% 1.10% 1.06% 0.95%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $25,000 $10,000 $2,500	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Credit Union Of Georgia Credit Union Of Geor Branch Restrictions	2.15% 2.00% 1.65% 1.41% 1.00%	$250,000 $100,000 $50,000 $25,000 $2,500	Learn More Add Review
Rate History: 2.25% → 2.50% → 2.15%
Corporate America Family Corporate America Fa Branch Restrictions	2.02% 1.51% 1.26% 1.01% 0.90% 0.80% 0.70%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $1,000	Learn More Add Review
Georgia's Own Georgia's Own Branch Restrictions	2.00% 1.50% 1.25% 1.00% 0.50%	$100,000 $50,000 $25,000 $10,000 $2,500	Learn More Add Review
Ithink Financial Barrett Parkway Branch Restrictions	1.66% 1.16% 0.65% 0.55% 0.50%	$250,000 $100,000 $50,000 $25,000 $0	Learn More Add Review
Rate History: 1.76% → 1.66%
Genuine Parts Genuine Parts Co. Branch	1.26%	$2,500	Learn More Add Review
Delta Community Delta Community Branch Restrictions	0.75% 0.40% 0.30%	$100,000 $25,000 $1,000	Learn More Add Review
Rate History: 0.85% → 0.75%
Atlanta Postal Atlanta Postal Branch Restrictions	0.70%	$100,000	Learn More Add Review
Atlanta Postal Atlanta Postal Branch Restrictions	0.60%	$50,000	Learn More Add Review
Coca-cola Corporate Office Branch Restrictions	0.60%	$10,000	Learn More Add Review
Coca-cola Corporate Office Branch Restrictions	0.50%	$2,500	Learn More Add Review
Atlanta Postal Atlanta Postal Branch Restrictions	0.50%	$25,000	Learn More Add Review
Mutual Savings Mutual Savings Branch Restrictions	0.45%	$2,500	Learn More Add Review
Georgia United Whitehall Branch Restrictions	0.40%	$25,000	Learn More Add Review
Atlanta Postal Atlanta Postal Branch Restrictions	0.40%	$2,500	Learn More Add Review
The Southern Regional Office Branch Restrictions	0.40%	$25,000	Learn More Add Review
On The Grid Financial Georgia Power Branch	0.40%	$25,000	Learn More Add Review
Excel Atlanta Federal Center Branch Restrictions	0.40%	$25,000	Learn More Add Review
Family First Fulton Teachers Branch Restrictions	0.40%	$25,000	Learn More Add Review
Membersfirst Hiram Branch Restrictions	0.40%	$25,000	Learn More Add Review
Lge Community Hiram Branch Restrictions	0.36%	$10,000	Learn More Add Review
Excel Atlanta Federal Center Branch Restrictions	0.35%	$10,000	Learn More Add Review
Georgia United Whitehall Branch Restrictions	0.35%	$10,000	Learn More Add Review
Peach State North Decatur Square Branch Restrictions	0.35%	$25,000	Learn More
chipper1965 \| Jun 2, 2023 Best financial institution I’ve ever dealt with. Read More Reviews (1)
The Southern Regional Office Branch Restrictions	0.35%	$10,000	Learn More Add Review
Membersfirst Hiram Branch Restrictions	0.35%	$10,000	Learn More Add Review
Peach State North Decatur Square Branch Restrictions	0.30%	$10,000	Learn More
chipper1965 \| Jun 2, 2023 Best financial institution I’ve ever dealt with. Read More Reviews (1)
On The Grid Financial Georgia Power Branch	0.30%	$10,000	Learn More Add Review
Platinum Decatur Branch Restrictions	0.30%	$10,000	Learn More Add Review
Energy One Energy One Branch Restrictions	0.30%	$25,000	Learn More Add Review
Family First Fulton Teachers Branch Restrictions	0.30%	$10,000	Learn More Add Review
Associated Credit Union Associated Credit Un Branch Restrictions	0.30% 0.25%	$50,000 $50	Learn More Add Review
Lge Community Hiram Branch Restrictions	0.26%	$2,500	Learn More Add Review
Platinum Decatur Branch Restrictions	0.25%	$2,500	Learn More Add Review
Excel Atlanta Federal Center Branch Restrictions	0.25%	$2,500	Learn More Add Review
Credit Union Of Georgia Credit Union Of Geor Branch Restrictions	0.25%	$10	Learn More Add Review
First Technology Addison Avenue Branch Restrictions	0.25% 0.20% 0.01%	$100,000 $250,000 $25	Learn More Add Review
Rate History: 0.35% → 0.25%
Peach State North Decatur Square Branch Restrictions	0.25%	$2,500	Learn More
chipper1965 \| Jun 2, 2023 Best financial institution I’ve ever dealt with. Read More Reviews (1)
Star Usa Restrictions	0.25%	$50,000	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Membersfirst Hiram Branch Restrictions	0.25%	$2,500	Learn More Add Review
The Southern Regional Office Branch Restrictions	0.25%	$2,500	Learn More Add Review
Family First Fulton Teachers Branch Restrictions	0.25%	$2,500	Learn More Add Review
Georgia United Whitehall Branch Restrictions	0.25%	$2,500	Learn More Add Review
Navy Federal Credit Union Navy Federal Credit Branch Restrictions	0.25%	$5	Learn More
Amanda Frank \| Feb 25, 2023 HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More Reviews (19)
Delta Community Delta Community Branch Restrictions	0.25%	$0	Learn More Add Review
Wings Financial Atlanta Branch Restrictions	0.25% 0.20%	$100,000 $50,000	Learn More Add Review
Energy One Energy One Branch Restrictions	0.20%	$2,500	Learn More Add Review
Partners 1st Partners 1st Fcu, Br. 70 Branch Restrictions	0.20%	$10,000	Learn More Add Review
Excel Atlanta Federal Center Branch Restrictions	0.20%	$2,500	Learn More Add Review
Justice Atlanta Branch #23 Restrictions	0.20%	$25,000	Learn More Add Review
Edu Restrictions	0.20%	$0	Learn More Add Review
On The Grid Financial Georgia Power Branch	0.20%	$2,500	Learn More Add Review
Peach State North Decatur Square Branch Restrictions	0.15%	$2,500	Learn More
chipper1965 \| Jun 2, 2023 Best financial institution I’ve ever dealt with. Read More Reviews (1)
1st Choice 1st Choice Branch	0.15%	$2,500	Learn More Add Review
Georgia United Whitehall Branch Restrictions	0.15%	$2,500	Learn More Add Review
Pinnacle Pinnacle Branch Restrictions	0.15%	$2,500	Learn More Add Review
Star Usa Restrictions	0.15%	$2,500	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Platinum Decatur Branch Restrictions	0.15%	$2,500	Learn More Add Review
Energy One Energy One Branch Restrictions	0.15%	$2,500	Learn More Add Review
Justice Atlanta Branch #23 Restrictions	0.15%	$2,500	Learn More Add Review
Powerco Powerco Branch Restrictions	0.15%	$25,000	Learn More Add Review
Coca-cola Corporate Office Branch Restrictions	0.10%	$2,500	Learn More Add Review
United Methodist Connectional Georgia Florida Unit Branch Restrictions	0.10%	$2,500	Learn More Add Review
Star Usa Restrictions	0.10%	$10	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Georgia's Own Georgia's Own Branch Restrictions	0.10%	$5	Learn More Add Review
Ithink Financial Barrett Parkway Branch Restrictions	0.10%	$0	Learn More Add Review
On The Grid Financial Georgia Power Branch	0.10%	$2,500	Learn More Add Review
Mutual Savings Mutual Savings Branch Restrictions	0.10%	$2,500	Learn More Add Review
Partners 1st Partners 1st Fcu, Br. 70 Branch Restrictions	0.10%	$2,500	Learn More Add Review
Family First Fulton Teachers Branch Restrictions	0.10%	$2,500	Learn More Add Review
Powerco Powerco Branch Restrictions	0.10%	$2,500	Learn More Add Review
First Technology Addison Avenue Branch Restrictions	0.10%	$1	Learn More Add Review
Rate History: 0.25% → 0.15% → 0.10%
Lge Community Hiram Branch Restrictions	0.06%	$2,500	Learn More Add Review
Cdc Cdc Branch Restrictions	0.05%	$2,500	Learn More Add Review
Star Usa Restrictions	0.05%	$5	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
1st Choice 1st Choice Branch	0.05%	$2,500	Learn More Add Review
Credit Union Of Atlanta Credit Union Of Atla Branch Restrictions	0.05%	$2,500	Learn More Add Review
Corporate America Family Corporate America Fa Branch Restrictions	0.05%	$0	Learn More Add Review
United Methodist Connectional Georgia Florida Unit Branch Restrictions	0.05%	$2,500	Learn More Add Review
Justice Atlanta Branch #23 Restrictions	0.05%	$2,500	Learn More Add Review
Powerco Powerco Branch Restrictions	0.05%	$2,500	Learn More Add Review
Membersfirst Hiram Branch Restrictions	0.05%	$2,500	Learn More Add Review
Fort Mcpherson Fort Mcpherson Branch	0.03%	$2,500	Learn More Add Review
Partners 1st Partners 1st Fcu, Br. 70 Branch Restrictions	0.03%	$2,500	Learn More Add Review
The Southern Regional Office Branch Restrictions	0.03%	$2,500	Learn More Add Review
Emory Alliance Emory Uhm Office Branch Restrictions	0.02%	$2,500	Learn More Add Review
Edu Restrictions	0.01%	$1	Learn More Add Review
Emory Alliance Emory Uhm Office Branch Restrictions	0.01%	$2,500	Learn More Add Review
B.o.n.d. Community B.o.n.d. Community Branch	0.01%	$2,500	Learn More Add Review
Pinnacle Pinnacle Branch Restrictions	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info around Smyrna, GA - June 15, 2025

Branch	Street	City	State
WINGS FINANCIAL Atlanta Atlanta Branch	1897 Sullivan Rd	College Park	GA
ASSOCIATED CREDIT UNION Associated Credit Un Associated Credit Un Branch	Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10	Marietta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
GENUINE PARTS Genuine Parts Co. Genuine Parts Co. Branch	2999 Circle 75 Pkwy SE	Atlanta	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
ASSOCIATED CREDIT UNION Associated Credit Un Associated Credit Un Branch	Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10	Marietta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
DELTA COMMUNITY Delta Community Delta Community Branch	2627 Dallas Hwy., SW	Marietta	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
ATLANTA POSTAL Atlanta Postal Atlanta Postal Branch	1800 James Jackson Parkway NW	Atlanta	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
ATLANTA POSTAL Atlanta Postal Atlanta Postal Branch	1800 James Jackson Parkway NW	Atlanta	GA
COCA-COLA Corporate Office Corporate Office Branch	1 Coca Cola Plz NW	Atlanta	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
COCA-COLA Corporate Office Corporate Office Branch	1 Coca Cola Plz NW	Atlanta	GA
ATLANTA POSTAL Atlanta Postal Atlanta Postal Branch	1800 James Jackson Parkway NW	Atlanta	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
MUTUAL SAVINGS Mutual Savings Mutual Savings Branch	10 Peachtree Place NE	Atlanta	GA
GEORGIA UNITED Whitehall Whitehall Branch	400 Whitehall St SW	Atlanta	GA
ASSOCIATED CREDIT UNION Associated Credit Un Associated Credit Un Branch	Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10	Marietta	GA
ATLANTA POSTAL Atlanta Postal Atlanta Postal Branch	1800 James Jackson Parkway NW	Atlanta	GA
THE SOUTHERN Regional Office Regional Office Branch	1701 Columbia Ave Ste 135	College Park	GA
ON THE GRID FINANCIAL Georgia Power Georgia Power Branch	435 Forest Parkway Ste 303	Forest Park	GA
EXCEL Atlanta Federal Center Atlanta Federal Center Branch	61 Forsyth St SW Ste 8B-70	Atlanta	GA
FAMILY FIRST Fulton Teachers Fulton Teachers Branch	3604 Atlanta Avenue	Hapeville	GA
MEMBERSFIRST Hiram Hiram Branch	44 Highland Falls Blvd	Hiram	GA
DELTA COMMUNITY Delta Community Delta Community Branch	2627 Dallas Hwy., SW	Marietta	GA
LGE COMMUNITY Hiram Hiram Branch	5875 Wendy Bagwell Pkwy	Hiram	GA
EXCEL Atlanta Federal Center Atlanta Federal Center Branch	61 Forsyth St SW Ste 8B-70	Atlanta	GA
GEORGIA UNITED Whitehall Whitehall Branch	400 Whitehall St SW	Atlanta	GA
PEACH STATE North Decatur Square North Decatur Square Branch	2899 N Decatur Rd	Decatur	GA
THE SOUTHERN Regional Office Regional Office Branch	1701 Columbia Ave Ste 135	College Park	GA
MEMBERSFIRST Hiram Hiram Branch	44 Highland Falls Blvd	Hiram	GA
PEACH STATE North Decatur Square North Decatur Square Branch	2899 N Decatur Rd	Decatur	GA
ON THE GRID FINANCIAL Georgia Power Georgia Power Branch	435 Forest Parkway Ste 303	Forest Park	GA
PLATINUM Decatur Branch Decatur Branch	1059 Mistletoe Rd	Decatur	GA
ENERGY ONE Energy One Energy One Branch	1165 Allgood Rd, Ste 8	Marietta	GA
FAMILY FIRST Fulton Teachers Fulton Teachers Branch	3604 Atlanta Avenue	Hapeville	GA
ASSOCIATED CREDIT UNION Associated Credit Un Associated Credit Un Branch	Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10	Marietta	GA
DELTA COMMUNITY Delta Community Delta Community Branch	2627 Dallas Hwy., SW	Marietta	GA
LGE COMMUNITY Hiram Hiram Branch	5875 Wendy Bagwell Pkwy	Hiram	GA
PLATINUM Decatur Branch Decatur Branch	1059 Mistletoe Rd	Decatur	GA
EXCEL Atlanta Federal Center Atlanta Federal Center Branch	61 Forsyth St SW Ste 8B-70	Atlanta	GA
CREDIT UNION OF GEORGIA Credit Union Of Geor Credit Union Of Geor Branch	4075 Marietta Highway, Suite 148	Dallas	GA
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	5555 Windward Pkwy.	Alpharetta	GA
PEACH STATE North Decatur Square North Decatur Square Branch	2899 N Decatur Rd	Decatur	GA
MEMBERSFIRST Hiram Hiram Branch	44 Highland Falls Blvd	Hiram	GA
THE SOUTHERN Regional Office Regional Office Branch	1701 Columbia Ave Ste 135	College Park	GA
FAMILY FIRST Fulton Teachers Fulton Teachers Branch	3604 Atlanta Avenue	Hapeville	GA
ASSOCIATED CREDIT UNION Associated Credit Un Associated Credit Un Branch	Dobbins Air Reserve Base, 501 Perrin Rd SE Bldg 10	Marietta	GA
GEORGIA UNITED Whitehall Whitehall Branch	400 Whitehall St SW	Atlanta	GA
NAVY FEDERAL CREDIT UNION Navy Federal Credit Navy Federal Credit Branch	12460 Crabapple Rd, Ste 704	Alpharetta	GA
DELTA COMMUNITY Delta Community Delta Community Branch	2627 Dallas Hwy., SW	Marietta	GA
WINGS FINANCIAL Atlanta Atlanta Branch	1897 Sullivan Rd	College Park	GA
ENERGY ONE Energy One Energy One Branch	1165 Allgood Rd, Ste 8	Marietta	GA
PARTNERS 1ST Partners 1st Fcu, Br. 70 Partners 1st Fcu, Br. 70 Branch	c/o Philips Consumer Electronics	Alpharetta	GA
EXCEL Atlanta Federal Center Atlanta Federal Center Branch	61 Forsyth St SW Ste 8B-70	Atlanta	GA
JUSTICE Atlanta Branch #23 Atlanta Branch #23	959 E Confederate Ave SE	Atlanta	GA
ON THE GRID FINANCIAL Georgia Power Georgia Power Branch	435 Forest Parkway Ste 303	Forest Park	GA
WINGS FINANCIAL Atlanta Atlanta Branch	1897 Sullivan Rd	College Park	GA
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	5555 Windward Pkwy.	Alpharetta	GA
PEACH STATE North Decatur Square North Decatur Square Branch	2899 N Decatur Rd	Decatur	GA
1ST CHOICE 1st Choice 1st Choice Branch	80 Jesse Hill Drive	Atlanta	GA
GEORGIA UNITED Whitehall Whitehall Branch	400 Whitehall St SW	Atlanta	GA
PINNACLE Pinnacle Pinnacle Branch	4780 Fulton Industrial Blvd	Atlanta	GA
PLATINUM Decatur Branch Decatur Branch	1059 Mistletoe Rd	Decatur	GA
ENERGY ONE Energy One Energy One Branch	1165 Allgood Rd, Ste 8	Marietta	GA
WINGS FINANCIAL Atlanta Atlanta Branch	1897 Sullivan Rd	College Park	GA
JUSTICE Atlanta Branch #23 Atlanta Branch #23	959 E Confederate Ave SE	Atlanta	GA
POWERCO Powerco Powerco Branch	2800 Canton Rd	Marietta	GA
COCA-COLA Corporate Office Corporate Office Branch	1 Coca Cola Plz NW	Atlanta	GA
FAITH CONNECTION Georgia Florida Unit Georgia Florida Unit Branch	1991 Lower Roswell Road	Marietta	GA
GEORGIA'S OWN Georgia's Own Georgia's Own Branch	4300 Wildwood Pkwy	Atlanta	GA
ITHINK FINANCIAL Barrett Parkway Barrett Parkway Branch	1075 Cobb Place Blvd NW	Kennesaw	GA
ON THE GRID FINANCIAL Georgia Power Georgia Power Branch	435 Forest Parkway Ste 303	Forest Park	GA
MUTUAL SAVINGS Mutual Savings Mutual Savings Branch	10 Peachtree Place NE	Atlanta	GA
PARTNERS 1ST Partners 1st Fcu, Br. 70 Partners 1st Fcu, Br. 70 Branch	c/o Philips Consumer Electronics	Alpharetta	GA
FAMILY FIRST Fulton Teachers Fulton Teachers Branch	3604 Atlanta Avenue	Hapeville	GA
POWERCO Powerco Powerco Branch	2800 Canton Rd	Marietta	GA
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	5555 Windward Pkwy.	Alpharetta	GA
LGE COMMUNITY Hiram Hiram Branch	5875 Wendy Bagwell Pkwy	Hiram	GA
CDC Cdc Cdc Branch	57 Executive Park South Suite 130	Atlanta	GA
1ST CHOICE 1st Choice 1st Choice Branch	80 Jesse Hill Drive	Atlanta	GA
CREDIT UNION OF ATLANTA Credit Union Of Atla Credit Union Of Atla Branch	ATLANTA CITY EMPLOYEES CREDIT UNION	ATLANTA	GA
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	115 Perimeter Center Pl #187	Atlanta	GA
FAITH CONNECTION Georgia Florida Unit Georgia Florida Unit Branch	1991 Lower Roswell Road	Marietta	GA
JUSTICE Atlanta Branch #23 Atlanta Branch #23	959 E Confederate Ave SE	Atlanta	GA
POWERCO Powerco Powerco Branch	2800 Canton Rd	Marietta	GA
MEMBERSFIRST Hiram Hiram Branch	44 Highland Falls Blvd	Hiram	GA
FORT MCPHERSON Fort Mcpherson Fort Mcpherson Branch	2870 EAST POINT STREET	EAST POINT	GA
PARTNERS 1ST Partners 1st Fcu, Br. 70 Partners 1st Fcu, Br. 70 Branch	c/o Philips Consumer Electronics	Alpharetta	GA
THE SOUTHERN Regional Office Regional Office Branch	1701 Columbia Ave Ste 135	College Park	GA
EMORY ALLIANCE Emory Uhm Office Emory Uhm Office Branch	W.W. Orr Building	Atlanta	GA
EMORY ALLIANCE Emory Uhm Office Emory Uhm Office Branch	W.W. Orr Building	Atlanta	GA
FIRST TECHNOLOGY Addison Avenue Addison Avenue Branch	5555 Windward Pkwy.	Alpharetta	GA
B.O.N.D. COMMUNITY B.o.n.d. Community B.o.n.d. Community Branch	433 Moreland Avenue	Atlanta	GA
PINNACLE Pinnacle Pinnacle Branch	4780 Fulton Industrial Blvd	Atlanta	GA

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates. You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.