Best Special Rates and Terms in Iowa, IA

You are viewing rates from banks across Iowa

Below are special Certificate of Deposit special rates and terms from banks in Iowa. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

IA - August 15, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Hills Bank and Trust Company North Liberty Branch	5.25%	$500	7 months	Learn More Reviews
Rate History: 4.35% → 5.25%
American National Bank West Broadway Branch	5.25%	$2,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.25%
Luana Savings Bank Polk City Branch	5.25%	$5,000	17 months	Learn More Reviews
Rate History: 5.50% → 5.45% → 5.35% → 5.30% → 5.25%
Midwest Heritage Bank, FSB Urbandale Branch	5.20%	$5,000	6 months	Learn More Reviews
Hills Bank and Trust Company North Liberty Branch	5.15%	$500	10 months	Learn More Reviews
Rate History: 4.60% → 5.15%
Luana Savings Bank Polk City Branch	5.10%	$5,000	11 months	Learn More Reviews
American National Bank West Broadway Branch	5.10%	$2,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.40% → 5.10%
Midwest Heritage Bank, FSB Urbandale Branch	5.07%	$5,000	8 months	Learn More Reviews
Hills Bank and Trust Company North Liberty Branch	5.00%	$500	13 months	Learn More Reviews
Rate History: 4.05% → 5.00%
State Savings Bank State Savings Bank Branch	4.84%	$2,000	13 months	Learn More Reviews
Rate History: 4.58% → 5.10% → 4.84%
Bankers Trust Company Blairs Ferry Branch	4.54%	$1,000	7 months	Learn More Reviews
Rate History: 4.00% → 5.00% → 4.54%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Vinton Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
Cedar Rapids Bank and Trust Company Council Street Branch	4.05%	$500	11 months	Learn More Reviews
Rate History: 4.50% → 4.40% → 4.25% → 4.06% → 4.05%
Green Belt Bank & Trust Belmond Branch	4.04%	$1,000	3 months	Learn More Reviews
Rate History: 5.00% → 5.09% → 4.68% → 4.47% → 4.04%
U.S. Bank National Association Chariton Drive Up Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Meredith Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Vinton Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Wells Fargo Bank, National Association Clive Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Clive Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association Meredith Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Chariton Drive Up Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Bankers Trust Company Blairs Ferry Branch	3.25%	$1,000	14 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Chariton Drive Up Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Meredith Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Meredith Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
Bankers Trust Company Blairs Ferry Branch	1.10%	$1,000	3 months	Learn More Reviews
Rate History: 2.00% → 1.10%
JPMorgan Chase Bank, National Association	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around IA - August 15, 2025

Branch	Street	City	State
Hills Bank and Trust Company North Liberty Branch	Highway 965 And Zeller Street	North Liberty	IA
American National Bank West Broadway Branch	333 West Broadway	Council Bluffs	IA
Luana Savings Bank Polk City Branch	755 West Bridge Road	Polk City	IA
Midwest Heritage Bank, FSB Urbandale Branch	8601 Douglas Avenue	Urbandale	IA
Hills Bank and Trust Company North Liberty Branch	Highway 965 And Zeller Street	North Liberty	IA
Luana Savings Bank Polk City Branch	755 West Bridge Road	Polk City	IA
American National Bank West Broadway Branch	333 West Broadway	Council Bluffs	IA
Midwest Heritage Bank, FSB Urbandale Branch	8601 Douglas Avenue	Urbandale	IA
Hills Bank and Trust Company North Liberty Branch	Highway 965 And Zeller Street	North Liberty	IA
State Savings Bank State Savings Bank Branch	4800 George Mills Civic Parkway, Suite 100	West Des Moines	IA
Bankers Trust Company Blairs Ferry Branch	400 Blairs Ferry Road, Ne	Cedar Rapids	IA
Regions Bank Vinton Branch	510 A Avenue	Vinton	IA
Cedar Rapids Bank and Trust Company Council Street Branch	5400 Council Street Ne	Cedar Rapids	IA
Green Belt Bank & Trust Belmond Branch	120 East Main Street	Belmond	IA
U.S. Bank National Association Chariton Drive Up Branch	926 Court Avenue	Chariton	IA
Bank of America, National Association Meredith Branch	8525 Meredith Drive	Urbandale	IA
Regions Bank Vinton Branch	510 A Avenue	Vinton	IA
Wells Fargo Bank, National Association Clive Branch	9801 University Avenue	Clive	IA
Wells Fargo Bank, National Association Clive Branch	9801 University Avenue	Clive	IA
Bank of America, National Association Meredith Branch	8525 Meredith Drive	Urbandale	IA
U.S. Bank National Association Chariton Drive Up Branch	926 Court Avenue	Chariton	IA
Bankers Trust Company Blairs Ferry Branch	400 Blairs Ferry Road, Ne	Cedar Rapids	IA
U.S. Bank National Association Chariton Drive Up Branch	926 Court Avenue	Chariton	IA
Bank of America, National Association Meredith Branch	8525 Meredith Drive	Urbandale	IA
Bank of America, National Association Meredith Branch	8525 Meredith Drive	Urbandale	IA
Bankers Trust Company Blairs Ferry Branch	400 Blairs Ferry Road, Ne	Cedar Rapids	IA