Best Special Rates and Terms in State College, Pennsylvania, PA

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Below are special Certificate of Deposit special rates and terms from banks in State College, Pennsylvania. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

State College, PA - November 5, 2026

What is the best special CD rate in State College, PA?

As of November 5, 2026, the highest special CD rate from a bank in State College, PA is 4.25% APY from Santander Bank, N.A. (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Santander Bank, N.A. North Atherton St Branch	4.25%	$500	10 months	Learn More Reviews (6)
Rate History: 5.00% → 4.50% → 3.00% → 3.85% → 4.25%
Northwest Bank Smithfield Branch	4.00%	$500	12 months	Learn More Reviews
Rate History: 3.65% → 3.60% → 3.45% → 3.75% → 4.00%
Santander Bank, N.A. North Atherton St Branch	4.00%	$500	14 months	Learn More Reviews (6)
Rate History: 3.00% → 3.85% → 4.00%
MCS Bank Allensville Branch	3.85%	$1,000	11 months	Learn More Reviews
Rate History: 3.85% → 3.55% → 3.60% → 3.75% → 3.85%
Northwest Bank Smithfield Branch	3.75%	$500	6 months	Learn More Reviews
Rate History: 3.75% → 3.65% → 3.50% → 3.60% → 3.75%
MCS Bank Allensville Branch	3.75%	$1,000	25 months	Learn More Reviews
Rate History: 3.80% → 3.96% → 4.01% → 3.65% → 3.75%
PNC Bank, National Association Huntingdon Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
Northwest Bank Smithfield Branch	3.40%	$500	10 months	Learn More Reviews
Rate History: 3.94% → 3.75% → 3.65% → 3.50% → 3.40%
MCS Bank Allensville Branch	3.29%	$1,000	49 months	Learn More Reviews
Rate History: 1.00% → 2.52% → 2.78% → 3.03% → 3.29%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
MCS Bank Allensville Branch	3.03%	$1,000	61 months	Learn More Reviews
Rate History: 1.00% → 2.52% → 2.78% → 3.03%
PNC Bank, National Association Huntingdon Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Huntingdon Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Huntingdon Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Huntingdon Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
PNC Bank, National Association Huntingdon Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around State College, PA - November 5, 2026

Branch	Street	City	State
Santander Bank, N.A. North Atherton St Branch	1535 North Atherton St	State College	PA
Northwest Bank Smithfield Branch	100 Fairgrounds Road	Huntingdon	PA
Santander Bank, N.A. North Atherton St Branch	1535 North Atherton St	State College	PA
MCS Bank Allensville Branch	108 East Main Street	Allensville	PA
Northwest Bank Smithfield Branch	100 Fairgrounds Road	Huntingdon	PA
MCS Bank Allensville Branch	108 East Main Street	Allensville	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA
Northwest Bank Smithfield Branch	100 Fairgrounds Road	Huntingdon	PA
MCS Bank Allensville Branch	108 East Main Street	Allensville	PA
MCS Bank Allensville Branch	108 East Main Street	Allensville	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA
PNC Bank, National Association Huntingdon Branch	614 Washington Street	Huntingdon	PA