Best Special Rates and Terms in Florida, FL

You are viewing rates from banks across Florida

Below are special Certificate of Deposit special rates and terms from banks in Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

FL - August 4, 2025

Bank	APY	MIN	PERIOD
Bank OZK Gulfport Boulevard Branch	5.50%	$1,000	13 months	Learn More Reviews (11)
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
1st Source Bank Sarasota Banking Center Branch	5.05%	$500	11 months	Learn More Reviews
Bank OZK Gulfport Boulevard Branch	5.00%	$1,000	7 months	Learn More Reviews (11)
Popular Bank Dadeland Branch	5.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00%
Popular Bank Dadeland Branch	4.95%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95%
Popular Bank Dadeland Branch	4.90%	$1,000	4 months	Learn More Reviews (2)
Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90%
Comerica Bank Naples Branch	4.75%	$2,500	6 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75%
American Commerce Bank, National Association Probank Branch	4.56%	$1,000	11 months	Learn More Reviews
Comerica Bank Naples Branch	4.50%	$2,500	9 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50%
1st Source Bank Sarasota Banking Center Branch	4.50%	$500	17 months	Learn More Reviews
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Pacific National Bank Pacific National Bank Branch	4.40%	$1,000	6 months	Learn More Reviews
Rate History: 4.65% → 4.86% → 4.75% → 4.50% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
Popular Bank Dadeland Branch	4.30%	$1,000	19 months	Learn More Reviews (2)
Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Ft Lauderdale Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Pacific National Bank Pacific National Bank Branch	4.25%	$1,000	12 months	Learn More Reviews
Rate History: 5.00% → 4.86% → 4.95% → 4.55% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
Union State Bank Destin Branch	4.24%	$500	7 months	Learn More Reviews
Rate History: 5.20% → 5.05% → 4.85% → 4.64% → 4.24%
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Busey Bank Busey Bank, Na Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
Synchrony Bank Berryhill Road Branch	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
Popular Bank Dadeland Branch	4.15%	$1,000	25 months	Learn More Reviews (2)
Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
Union State Bank Destin Branch	4.01%	$500	11 months	Learn More Reviews
Seacoast National Bank Palm Beach Community Bank Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 4.00% → 4.10% → 4.00% → 4.10% → 4.00%
Hancock Whitney Bank Crestview Southside Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
U.S. Bank National Association Naples Pcr Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
TrustCo Bank Maitland Branch	4.00%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00%
BankUnited, National Association Coral Gables Branch	4.00%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Renasant Bank Ocala State Road 200 Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00%
United Community Bank	4.00%	$2,500	7 months	Learn More Reviews (1)
Rate History: 4.65% → 4.50% → 4.45% → 4.20% → 4.00%
KeyBank National Association Naples Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Ft Lauderdale Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank Gulfport Boulevard Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Renasant Bank Ocala State Road 200 Branch	3.90%	$10,000	5 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00% → 4.00% → 3.90%
Seacoast National Bank Palm Beach Community Bank Branch	3.90%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.20% → 3.75% → 3.90%
City National Bank	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	3.80%	$5,000	6 months	Learn More Reviews (5)
Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%
Bank of America, National Association Miami International Airport Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association Reitz Union Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association Stuart Branch	3.75%	$10,000	9 months	Learn More Reviews (1)
Renasant Bank Ocala State Road 200 Branch	3.75%	$10,000	11 months	Learn More Reviews (1)
Rate History: 4.46% → 4.25% → 4.75% → 4.25% → 3.75%
Truist Bank Branch Banking And Trust Company	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Citibank, National Association Boca Mizner Branch	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association Naples Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Third Federal Savings and Loan Association of Cleveland Plantation Branch	3.65%	$500	11 months	Learn More Reviews
City National Bank	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association Stuart Branch	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Seacoast National Bank Palm Beach Community Bank Branch	3.50%	$1,000	11 months	Learn More Reviews (1)
Rate History: 1.00% → 4.75% → 4.50% → 4.25% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Reitz Union Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
United Community Bank	3.50%	$2,500	23 months	Learn More Reviews (1)
Rate History: 1.00% → 3.50%
Hancock Whitney Bank Crestview Southside Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	3.49%	$5,000	12 months	Learn More Reviews (5)
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
Bank of America, National Association Miami International Airport Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Naples Pcr Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
My e-Banc, a division of Bradesco BAC Florida Bank	3.30%	$100,000	11 months	Learn More Reviews (12)
11-Month No Penalty CD
Citibank, National Association Boca Mizner Branch	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
United Community Bank	3.25%	$2,500	11 months	Learn More Reviews (1)
Rate History: 4.25% → 3.50% → 3.75% → 3.50% → 3.25%
Renasant Bank Ocala State Road 200 Branch	3.25%	$10,000	17 months	Learn More Reviews (1)
Rate History: 1.00% → 3.85% → 3.45% → 2.75% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Naples Pcr Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association Boca Mizner Branch	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
Comerica Bank Naples Branch	3.00%	$2,500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 3.00%
BMO Bank National Association Bonita Beach Road Office Branch	3.00%	$1,000	13 months	Learn More Reviews (9)
Rate History: 4.65% → 4.00% → 3.85% → 3.25% → 3.00%
United Community Bank	3.00%	$2,500	19 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
BMO Bank National Association Bonita Beach Road Office Branch	2.85%	$1,000	59 months	Learn More Reviews (9)
Rate History: 4.00% → 3.59% → 3.60% → 3.00% → 2.85%
TD Bank, National Association Stuart Branch	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Miami International Airport Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
BMO Bank National Association Bonita Beach Road Office Branch	2.75%	$1,000	25 months	Learn More Reviews (9)
Rate History: 4.00% → 3.75% → 3.60% → 3.00% → 2.75%
PNC Bank, National Association West Sebastian Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association West Sebastian Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	2.25%	$5,000	60 months	Learn More Reviews (5)
Rate History: 0.01% → 2.25%
PNC Bank, National Association West Sebastian Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association West Sebastian Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Miami International Airport Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association Miramar & Palm Banking Center Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
TrustCo Bank Maitland Branch	1.50%	$500	12 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 3.85% → 3.75% → 1.50%
TrustCo Bank Maitland Branch	0.92%	$500	18 months	Learn More Reviews (1)
Rate History: 0.10% → 4.25% → 1.50% → 0.92%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association Boca Mizner Branch	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around FL - August 4, 2025

Branch	Street	City	State
Bank OZK Gulfport Boulevard Branch	6750 Gulfport Boulevard South	South Pasadena	FL
1st Source Bank Sarasota Banking Center Branch	1800 Second Street, Suite 712	Sarasota	FL
Bank OZK Gulfport Boulevard Branch	6750 Gulfport Boulevard South	South Pasadena	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
1st Source Bank Sarasota Banking Center Branch	1800 Second Street, Suite 712	Sarasota	FL
Pacific National Bank Pacific National Bank Branch	1390 Brickell Avenue	Miami	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Regions Bank Ft Lauderdale Branch	100 Se 3rd Avenue	Fort Lauderdale	FL
Pacific National Bank Pacific National Bank Branch	1390 Brickell Avenue	Miami	FL
Union State Bank Destin Branch	978 Airport Road	Destin	FL
Busey Bank Busey Bank, Na Branch	7980 Summerlin Lakes Drive	Fort Myers	FL
Synchrony Bank Berryhill Road Branch	5907 Berryhill Road	Milton	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Union State Bank Destin Branch	978 Airport Road	Destin	FL
Seacoast National Bank Palm Beach Community Bank Branch	8101 Okeechobee Boulevard	West Palm Beach	FL
Hancock Whitney Bank Crestview Southside Branch	2541 South Highway 85	Crestview	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
TrustCo Bank Maitland Branch	9400 Us Rt 17/92 Ste F	Maitland	FL
BankUnited, National Association Coral Gables Branch	999 Ponce De Leon Boulevard	Coral Gables	FL
Renasant Bank Ocala State Road 200 Branch	7605 Sw Highway 200	Ocala	FL
KeyBank National Association Naples Branch	3777 Tamiami Trail North	Naples	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Regions Bank Ft Lauderdale Branch	100 Se 3rd Avenue	Fort Lauderdale	FL
Finworth, a division of InsBank Gulfport Boulevard Branch	6750 Gulfport Boulevard South	South Pasadena	FL
Renasant Bank Ocala State Road 200 Branch	7605 Sw Highway 200	Ocala	FL
Seacoast National Bank Palm Beach Community Bank Branch	8101 Okeechobee Boulevard	West Palm Beach	FL
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	Aloma Avenue	Oviedo	FL
Bank of America, National Association Miami International Airport Branch	Miami International Airport, Terminal D	Miami	FL
Wells Fargo Bank, National Association Reitz Union Branch	655 Reitz Union Drive, University Of Fl	Gainesville	FL
TD Bank, National Association Stuart Branch	989 South Federal Highway	Stuart	FL
Renasant Bank Ocala State Road 200 Branch	7605 Sw Highway 200	Ocala	FL
Truist Bank Branch Banking And Trust Company	9770 Nw 25th Street	Doral	FL
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL
KeyBank National Association Naples Branch	3777 Tamiami Trail North	Naples	FL
Third Federal Savings and Loan Association of Cleveland Plantation Branch	8500 West Broward Boulevard	Plantation	FL
TD Bank, National Association Stuart Branch	989 South Federal Highway	Stuart	FL
Seacoast National Bank Palm Beach Community Bank Branch	8101 Okeechobee Boulevard	West Palm Beach	FL
Wells Fargo Bank, National Association Reitz Union Branch	655 Reitz Union Drive, University Of Fl	Gainesville	FL
Hancock Whitney Bank Crestview Southside Branch	2541 South Highway 85	Crestview	FL
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	Aloma Avenue	Oviedo	FL
Bank of America, National Association Miami International Airport Branch	Miami International Airport, Terminal D	Miami	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL
Renasant Bank Ocala State Road 200 Branch	7605 Sw Highway 200	Ocala	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	Aloma Avenue	Oviedo	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
TD Bank, National Association Stuart Branch	989 South Federal Highway	Stuart	FL
Bank of America, National Association Miami International Airport Branch	Miami International Airport, Terminal D	Miami	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	Aloma Avenue	Oviedo	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
Bank of America, National Association Miami International Airport Branch	Miami International Airport, Terminal D	Miami	FL
JPMorgan Chase Bank, National Association Miramar & Palm Banking Center Branch	9999 Miramar Pkwy	Miramar	FL
TrustCo Bank Maitland Branch	9400 Us Rt 17/92 Ste F	Maitland	FL
TrustCo Bank Maitland Branch	9400 Us Rt 17/92 Ste F	Maitland	FL
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL