Best Special Rates and Terms in Missouri, MO

You are viewing rates from banks across Missouri

Below are special Certificate of Deposit special rates and terms from banks in Missouri. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MO - August 2, 2025

Bank	APY	MIN	PERIOD
SULLIVAN BANK Cuba Branch	5.51%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.51%
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
First Bank Warson Woods Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank of the Lake First Bank Of The Lake Branch	5.00%	$5,000	6 months	Learn More Reviews (4)
Rate History: 5.65% → 5.35% → 5.50% → 5.57% → 5.00%
SULLIVAN BANK Cuba Branch	5.00%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00%
First Bank Warson Woods Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Simmons Bank Reeds Spring Branch	4.80%	$5,000	3 months	Learn More Reviews (4)
Rate History: 3.00% → 5.20% → 4.80%
First Bank of the Lake First Bank Of The Lake Branch	4.50%	$5,000	15 months	Learn More Reviews (4)
Rate History: 5.00% → 5.50% → 5.10% → 5.15% → 4.50%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
FCB Banks Tesson Ferry Road Branch	4.40%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.90% → 4.75% → 4.50% → 4.40%
First Bank of the Lake First Bank Of The Lake Branch	4.40%	$5,000	26 months	Learn More Reviews (4)
Rate History: 4.95% → 5.45% → 4.90% → 5.10% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
Capitol Federal Savings Bank Embassy Plaza Branch	4.30%	$1,000	8 months	Learn More Reviews (1)
Rate History: 1.00% → 3.50% → 5.30% → 5.00% → 4.30%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Glendale Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Capitol Federal Savings Bank Embassy Plaza Branch	4.25%	$1,000	10 months	Learn More Reviews (1)
Rate History: 1.00% → 4.00% → 5.10% → 5.00% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Busey Bank Downtown Bank Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
First Bank of the Lake First Bank Of The Lake Branch	4.15%	$5,000	30 months	Learn More Reviews (4)
Rate History: 4.15% → 4.25% → 4.15% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
First Bank of the Lake First Bank Of The Lake Branch	4.05%	$5,000	33 months	Learn More Reviews (4)
Rate History: 4.50% → 4.80% → 4.55% → 4.80% → 4.05%
U.S. Bank National Association Armour Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Busey Bank Downtown Bank Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Glendale Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
First Bank Warson Woods Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
Finworth, a division of InsBank	4.00%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.20% → 4.15% → 4.00% → 3.80% → 4.00%
Capitol Federal Savings Bank Embassy Plaza Branch	3.90%	$1,000	14 months	Learn More Reviews (1)
Rate History: 5.00% → 4.20% → 5.00% → 4.00% → 3.90%
Bank of America, National Association One Kansas City Place Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
BOKF, National Association Brookside Branch	3.80%	$100,000	10 months	Learn More Reviews (1)
Rate History: 5.10% → 4.35% → 4.10% → 3.85% → 3.80%
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Citibank, National Association	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association One Kansas City Place Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Armour Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Armour Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
BMO Bank National Association Crestwood Branch	3.00%	$1,000	13 months	Learn More Reviews (9)
Rate History: 4.65% → 4.00% → 3.85% → 3.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
BMO Bank National Association Crestwood Branch	2.85%	$1,000	59 months	Learn More Reviews (9)
Rate History: 4.00% → 3.59% → 3.60% → 3.00% → 2.85%
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association One Kansas City Place Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
BMO Bank National Association Crestwood Branch	2.75%	$1,000	25 months	Learn More Reviews (9)
Rate History: 4.00% → 3.75% → 3.60% → 3.00% → 2.75%
PNC Bank, National Association Kennerly Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
BOKF, National Association Brookside Branch	2.55%	$100,000	17 months	Learn More Reviews (1)
Rate History: 2.85% → 2.95% → 2.85% → 2.60% → 2.55%
Equity Bank Sedalia Branch 60	2.41%	$1,000	19 months	Learn More Reviews
Rate History: 1.00% → 2.41%
PNC Bank, National Association Kennerly Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Kennerly Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
Equity Bank Sedalia Branch 60	2.05%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 2.05%
First Federal Bank of Kansas City 9330 East Gregory Blvd Branch	2.02%	$10,000	13 months	Learn More Reviews
PNC Bank, National Association Kennerly Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association One Kansas City Place Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Equity Bank Sedalia Branch 60	1.11%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 1.11%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Montgomery Bank Montgomery Bank, National Association Branch	0.07%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 0.07%
Montgomery Bank Montgomery Bank, National Association Branch	0.06%	$1,000	3 months	Learn More Reviews
Rate History: 1.00% → 3.01% → 0.06%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)
Equity Bank Sedalia Branch 60	0.05%	$1,000	22 months	Learn More Reviews
Rate History: 1.00% → 3.25% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around MO - August 2, 2025

Branch	Street	City	State
SULLIVAN BANK Cuba Branch	700 North Franklin	Cuba	MO
First Bank Warson Woods Branch	9901 Manchester	Saint Louis	MO
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
SULLIVAN BANK Cuba Branch	700 North Franklin	Cuba	MO
First Bank Warson Woods Branch	9901 Manchester	Saint Louis	MO
Simmons Bank Reeds Spring Branch	16407 Route 13	Reeds Spring	MO
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
FCB Banks Tesson Ferry Road Branch	12000 Tesson Ferry Road	Saint Louis	MO
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
Capitol Federal Savings Bank Embassy Plaza Branch	5821 Nw Barry Rd	Kansas City	MO
Regions Bank Glendale Branch	9994 Manchester Road	Saint Louis	MO
Capitol Federal Savings Bank Embassy Plaza Branch	5821 Nw Barry Rd	Kansas City	MO
Busey Bank Downtown Bank Branch	900 Olive Street	Saint Louis	MO
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
U.S. Bank National Association Armour Branch	One West Armour Boulevard	Kansas City	MO
Busey Bank Downtown Bank Branch	900 Olive Street	Saint Louis	MO
Regions Bank Glendale Branch	9994 Manchester Road	Saint Louis	MO
First Bank Warson Woods Branch	9901 Manchester	Saint Louis	MO
Capitol Federal Savings Bank Embassy Plaza Branch	5821 Nw Barry Rd	Kansas City	MO
Bank of America, National Association One Kansas City Place Branch	1200 Main Street	Kansas City	MO
BOKF, National Association Brookside Branch	7 West 62nd Terrace	Kansas City	MO
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	1 North Jefferson Avenue	Saint Louis	MO
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	1 North Jefferson Avenue	Saint Louis	MO
Bank of America, National Association One Kansas City Place Branch	1200 Main Street	Kansas City	MO
U.S. Bank National Association Armour Branch	One West Armour Boulevard	Kansas City	MO
U.S. Bank National Association Armour Branch	One West Armour Boulevard	Kansas City	MO
BMO Bank National Association Crestwood Branch	9206 Watson Road	Crestwood	MO
BMO Bank National Association Crestwood Branch	9206 Watson Road	Crestwood	MO
Bank of America, National Association One Kansas City Place Branch	1200 Main Street	Kansas City	MO
BMO Bank National Association Crestwood Branch	9206 Watson Road	Crestwood	MO
PNC Bank, National Association Kennerly Branch	9914 Kennerly Road	Saint Louis	MO
BOKF, National Association Brookside Branch	7 West 62nd Terrace	Kansas City	MO
Equity Bank Sedalia Branch 60	920 Thompson Boulevard	Sedalia	MO
PNC Bank, National Association Kennerly Branch	9914 Kennerly Road	Saint Louis	MO
PNC Bank, National Association Kennerly Branch	9914 Kennerly Road	Saint Louis	MO
Equity Bank Sedalia Branch 60	920 Thompson Boulevard	Sedalia	MO
First Federal Bank of Kansas City 9330 East Gregory Blvd Branch	9330 East Gregory Boulevard	Raytown	MO
PNC Bank, National Association Kennerly Branch	9914 Kennerly Road	Saint Louis	MO
Bank of America, National Association One Kansas City Place Branch	1200 Main Street	Kansas City	MO
Equity Bank Sedalia Branch 60	920 Thompson Boulevard	Sedalia	MO
Montgomery Bank Montgomery Bank, National Association Branch	One Montgomery Bank Plaza	Sikeston	MO
Montgomery Bank Montgomery Bank, National Association Branch	One Montgomery Bank Plaza	Sikeston	MO
Equity Bank Sedalia Branch 60	920 Thompson Boulevard	Sedalia	MO