Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Missouri
Below are special Certificate of Deposit special rates and terms from banks in Missouri. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
MO - October 4, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Cuba Branch
|
5.51% | $1,000 | 7 months |
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Rate History: 1.00% → 5.51% |
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First Bank of St.Louis, Missouri Warson Woods Branch |
5.05% | $1,000 | 7 months |
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Rate History: 1.00% → 5.10% → 5.05% |
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Cuba Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% |
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First Bank of St.Louis, Missouri Warson Woods Branch |
4.85% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.85% |
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First Bank Of The Lake Branch
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4.45% | $5,000 | 20 months |
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Rate History: 5.10% → 4.40% → 4.21% → 4.40% → 4.45% |
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Tesson Ferry Road Branch
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4.40% | $1,000 | 5 months |
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Rate History: 5.00% → 4.90% → 4.75% → 4.50% → 4.40% |
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4.40% | $0 | 10 months |
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Finworth, a division of InsBank |
4.35% | $50,000 | 22 months |
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Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
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Embassy Plaza Branch
|
4.30% | $1,000 | 8 months |
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Rate History: 1.00% → 3.50% → 5.30% → 5.00% → 4.30% |
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4.30% | $1,000 | 13 months |
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Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30% |
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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Embassy Plaza Branch
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4.25% | $1,000 | 10 months |
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Rate History: 1.00% → 4.00% → 5.10% → 5.00% → 4.25% |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
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|
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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|
UMB Bank, National Association Winghaven Branch |
4.25% | $5,000 | 15 months |
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|
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Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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|
UMB Bank, National Association Winghaven Branch |
4.20% | $5,000 | 9 months |
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|
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Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20% |
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Downtown Bank Branch
|
4.15% | $1,000 | 11 months |
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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|
Vio Bank, A Division of MidFirst Bank |
4.05% | $500 | 9 months |
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Brookside Branch
|
4.05% | $100,000 | 17 months |
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Rate History: 2.15% → 2.10% → 2.20% → 3.25% → 4.05% |
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4.03% | $500 | 7 months |
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|
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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First-Citizens Bank & Trust Company Kansas City Branch |
4.00% | $5,000 | 5 months |
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|
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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Downtown Bank Branch
|
4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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4.00% | $5,000 | 8 months |
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|
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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Glendale Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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|
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Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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|
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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|
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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|
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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First Bank of St.Louis, Missouri Warson Woods Branch |
4.00% | $1,000 | 20 months |
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|
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Rate History: 1.00% → 4.50% → 4.00% |
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3.95% | $5,000 | 11 months |
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|
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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|
|
Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. Odessa Branch |
3.90% | $1,000 | 14 months |
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|
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Rate History: 4.81% → 3.98% → 3.90% |
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Embassy Plaza Branch
|
3.90% | $1,000 | 14 months |
Learn More
|
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Rate History: 5.00% → 4.20% → 5.00% → 4.00% → 3.90% |
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UMB Bank, National Association Winghaven Branch |
3.85% | $5,000 | 3 months |
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|
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Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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|
Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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|
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association One Kansas City Place Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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First Federal Bank of Kansas City 9330 East Gregory Blvd Branch |
3.80% | $10,000 | 13 months |
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|
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Rate History: 2.02% → 3.00% → 3.40% → 3.65% → 3.80% |
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|
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3.75% | $2,500 | 6 months |
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|
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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|
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Early withdrawal penalty is 180 days interest. |
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|
Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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|
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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|
|
First-Citizens Bank & Trust Company Kansas City Branch |
3.75% | $5,000 | 11 months |
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|
|
|
3.75% | $1,000 | 13 months |
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|
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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|
Wells Fargo Bank, National Association Saint Louis Trust Office Branch |
3.74% | $2,500 | 7 months |
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|
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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Chesterfield Branch
|
3.70% | $1,001 | 13 months |
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3.65% | $1,000 | 25 months |
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|
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Saint Louis Trust Office Branch |
3.64% | $2,500 | 15 months |
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|
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Rate History: 3.74% → 3.64% |
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|
3.60% | $1,000 | 7 months |
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|
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association Saint Louis Trust Office Branch |
3.59% | $2,500 | 11 months |
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|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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|
Brookside Branch
|
3.50% | $100,000 | 10 months |
Learn More
|
|
Rate History: 4.05% → 3.95% → 3.80% → 3.65% → 3.50% |
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|
|
3.50% | $50,000 | 12 months |
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|
|
PNC Bank, National Association Kennerly Branch |
3.50% | $1,000 | 13 months |
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|
|
|
3.50% | $10,000 | 24 months |
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|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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|
Blue Ridge Branch
|
3.49%
3.45% 3.45% |
$95,000
$1,000 |
11 months |
Learn More
|
|
Rate History: 4.00% → 5.30% → 3.49% |
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|
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3.40% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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First Bank Of The Lake Branch
|
3.35% | $5,000 | 6 months |
Learn More
|
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Rate History: 5.35% → 5.50% → 5.57% → 5.00% → 3.35% |
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|
|
3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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|
|
Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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U.S. Bank National Association Armour Branch |
3.25% | $1,000 | 7 months |
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|
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
Learn More
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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Glendale Branch
|
3.25% | $501 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.35% → 3.25% |
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3.20% | $500 | 17 months |
Learn More
|
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Early withdrawal penalty is 180 days interest. |
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|
Blue Ridge Branch
|
3.05%
3.00% 3.00% |
$95,000
$1,000 |
5 months |
Learn More
|
|
Rate History: 5.05% → 3.05% |
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|
Citibank, National Association |
3.00% | $0 | 5 months |
Learn More
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Glendale Branch
|
3.00% | $500 | 13 months |
Learn More
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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U.S. Bank National Association Armour Branch |
3.00% | $1,000 | 13 months |
Learn More
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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3.00% | $10,000 | 23 months |
Learn More
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association One Kansas City Place Branch |
2.95% | $10,000 | 10 months |
Learn More
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.80% | $0 | 11 months |
Learn More
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Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
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Citibank, National Association |
2.75% | $0 | 6 months |
Learn More
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Glendale Branch
|
2.75% | $500 | 19 months |
Learn More
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Rate History: 3.75% → 2.75% |
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2.75% | $500 | 23 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Crestwood Branch
|
2.75% | $1,000 | 59 months |
Learn More
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Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75% |
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Crestwood Branch
|
2.65% | $1,000 | 45 months |
Learn More
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Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65% |
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Crestwood Branch
|
2.60% | $1,000 | 35 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60% |
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PNC Bank, National Association Kennerly Branch |
2.60% | $1,000 | 61 months |
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|
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Crestwood Branch
|
2.55% | $1,000 | 25 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55% |
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Crestwood Branch
|
2.50% | $1,000 | 13 months |
Learn More
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Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50% |
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U.S. Bank National Association Armour Branch |
2.50% | $1,000 | 25 months |
Learn More
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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Sedalia Branch 60
|
2.41% | $1,000 | 19 months |
Learn More
|
|
Rate History: 1.00% → 2.41% |
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PNC Bank, National Association Kennerly Branch |
2.40% | $1,000 | 37 months |
Learn More
|
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PNC Bank, National Association Kennerly Branch |
2.20% | $1,000 | 25 months |
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|
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PNC Bank, National Association Kennerly Branch |
2.10% | $1,000 | 19 months |
Learn More
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|
Sedalia Branch 60
|
2.05% | $1,000 | 13 months |
Learn More
|
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Rate History: 1.00% → 2.05% |
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Citibank, National Association |
2.00% | $0 | 4 months |
Learn More
|
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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|
2.00% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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|
|
2.00% | $10,001 | 6 months |
Learn More
|
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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|
Bank of America, National Association One Kansas City Place Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association Kennerly Branch |
1.90% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 1.90% |
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|
Bank of America, National Association One Kansas City Place Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.85% → 1.70% |
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|
1.70% | $1,000 | 15 months |
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Sedalia Branch 60
|
1.11% | $1,000 | 7 months |
Learn More
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|
Rate History: 1.00% → 1.11% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.00% → 0.50% |
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|
JPMorgan Chase Bank, National Association |
0.50% | $100,000 | 6 months |
Learn More
|
|
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Montgomery Bank, National Association Branch
|
0.07% | $1,000 | 7 months |
Learn More
|
|
Rate History: 1.00% → 4.00% → 0.07% |
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Montgomery Bank, National Association Branch
|
0.06% | $1,000 | 3 months |
Learn More
|
|
Rate History: 1.00% → 3.01% → 0.06% |
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|
Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
|
|
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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|
|
0.05% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 0.05% → 0.05% |
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|
Sedalia Branch 60
|
0.05% | $1,000 | 22 months |
Learn More
|
|
Rate History: 1.00% → 3.25% → 0.05% |
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