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You are viewing rates from banks across Wisconsin
Below are special Certificate of Deposit special rates and terms from banks in Wisconsin. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
WI - November 4, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Waukesha Branch 86000
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4.97%
3.76% 3.76% |
$5,000
$100,000 |
9 months |
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Rate History: 4.00% → 4.98% → 4.93% → 4.97% |
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Onalaska Branch
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4.90% | $1,000 | 7 months |
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Rate History: 1.00% → 4.90% |
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Brown Street Branch
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4.51% | $0 | 15 months |
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Rate History: 1.00% → 5.10% → 4.90% → 4.70% → 4.51% |
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Brown Street Branch
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4.50% | $0 | 8 months |
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Rate History: 1.00% → 5.00% → 4.90% → 4.70% → 4.50% |
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Maiden Rock Branch
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4.14% | $50,000 | 20 months |
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Rate History: 4.32% → 4.58% → 5.04% → 4.27% → 4.14% |
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UMB Bank, National Association |
4.10% | $5,000 | 3 months |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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The Farmers & Merchants Bank Branch
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4.03% | $5,000 | 8 months |
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Rate History: 4.53% → 4.28% → 4.03% |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association Muskego Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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4.00% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% |
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Seymour Branch
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4.00% | $5,000 | 7 months |
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Rate History: 4.68% → 4.48% → 4.28% → 4.18% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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Menomonee Falls Branch
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3.82% | $1,000 | 5 months |
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Rate History: 3.56% → 3.05% → 4.34% → 4.08% → 3.82% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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3.80% | $2,500 | 7 months |
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Maiden Rock Branch
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3.80% | $2,500 | 25 months |
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Rate History: 4.06% → 4.32% → 3.80% |
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The Farmers & Merchants Bank Branch
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3.76% | $5,000 | 13 months |
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Rate History: 4.50% → 4.51% → 4.26% → 4.01% → 3.76% |
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Citibank, National Association |
3.75% | $0 | 4 months |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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Brookfield Ridgestone Branch
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3.75% | $5,000 | 11 months |
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Rate History: 1.00% → 5.15% → 5.00% → 3.75% |
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UMB Bank, National Association |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Seymour Branch
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3.75% | $5,000 | 13 months |
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Rate History: 4.08% → 4.03% → 3.02% → 4.00% → 3.75% |
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Seymour Branch
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3.70% | $5,000 | 23 months |
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Rate History: 4.68% → 4.35% → 3.02% → 3.75% → 3.70% |
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First-Citizens Bank & Trust Company Gb - Crossroads Branch |
3.65% | $5,000 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% |
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Wells Fargo Bank, National Association Menomonee Falls Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association Muskego Branch |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Menomonee Falls Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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Rising Bank, a division of Midwest BankCentre |
3.50% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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The Farmers & Merchants Bank Branch
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3.50% | $5,000 | 23 months |
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Rate History: 4.00% → 3.75% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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Waukesha Branch 86000
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3.45%
3.35% 3.35% |
$100,000
$5,000 |
13 months |
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|
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Rate History: 3.65% → 3.75% → 3.70% → 3.60% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $0 | 11 months |
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Citibank, National Association |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association Muskego Branch |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Waukesha Branch 86000
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3.16% | $5,000 | 18 months |
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Rate History: 3.46% → 3.51% → 3.76% → 3.31% → 3.16% |
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Citibank, National Association |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Menomonee Falls Branch
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3.05% | $1,000 | 9 months |
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Rate History: 4.86% → 4.34% → 4.08% → 3.56% → 3.05% |
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Waukesha Branch 86000
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3.05% | $10,000 | 33 months |
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Rate History: 3.20% → 3.91% → 3.00% → 3.20% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 3 months |
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.95% | $1,000 | 13 months |
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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Citibank, National Association |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Cedarburg Branch
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2.75% | $1,000 | 13 months |
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Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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The Farmers & Merchants Bank Branch
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2.75% | $5,000 | 59 months |
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PNC Bank, National Association S74-W17100 Janesville Rd Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association S74-W17100 Janesville Rd Branch |
2.40% | $1,000 | 37 months |
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Maiden Rock Branch
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2.32% | $2,500 | 14 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Cedarburg Branch
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2.25% | $1,000 | 59 months |
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Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% |
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PNC Bank, National Association S74-W17100 Janesville Rd Branch |
2.20% | $1,000 | 25 months |
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Cedarburg Branch
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2.10% | $1,000 | 45 months |
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Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association S74-W17100 Janesville Rd Branch |
2.00% | $1,000 | 13 months |
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Cedarburg Branch
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2.00% | $1,000 | 25 months |
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Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% |
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Bank of America, National Association |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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JPMorgan Chase Bank, National Association Germantown Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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0.05% | $1,000 | 9 months |
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