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You are viewing rates from banks across North Carolina
Below are special Certificate of Deposit special rates and terms from banks in North Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
NC - August 1, 2025
Bank | APY | MIN | PERIOD | |
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Concord Branch
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5.50% | $1,000 | 13 months |
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Concord Branch
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5.00% | $1,000 | 7 months |
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Brilliant Bank, a division of Equity Bank |
4.40% | $1,000 | 3 months |
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Rate History: 4.60% → 4.40% |
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Brilliant Bank, a division of Equity Bank |
4.35% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% |
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4.25% | $500 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.25% |
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4.25% | $2,500 | 5 months |
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Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25% |
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Raleigh Northpark Branch
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4.25% | $2,501 | 6 months |
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Rate History: 0.03% → 4.75% → 4.50% → 4.25% |
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4.25%
4.15% 3.90% 4.15%3.90% |
$500
$0 $500 |
14 months |
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North American Savings Bank, F.S.B. |
4.20% | $5,000 | 13 months |
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Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20% |
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Citizens Bank, National Association |
4.15% | $25,000 | 5 months |
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4.15% | $0 | 13 months |
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Early withdrawal penalty is 180 days' interest. |
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4.10% | $1,000 | 7 months |
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Rising Bank, a division of Midwest BankCentre |
4.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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4.06% | $1,000 | 13 months |
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Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06% |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00% |
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4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Hayesville Branch
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4.00% | $2,500 | 7 months |
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Rate History: 4.65% → 4.50% → 4.45% → 4.20% → 4.00% |
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4.00% | $10,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.00% |
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0859 Lenoir North Carolina Walmart B Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00% | $500 | 11 months |
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Rate History: 1.00% → 5.05% → 4.75% → 4.50% → 4.00% |
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4.00% | $10,000 | 15 months |
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Raleigh Northpark Branch
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4.00% | $501 | 16 months |
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Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00% |
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Finworth, a division of InsBank Concord Branch |
4.00% | $50,000 | 22 months |
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Rate History: 3.20% → 4.15% → 4.00% → 3.80% → 4.00% |
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Fifth Third Bank, National Association Port Village Branch |
3.80% | $5,000 | 6 months |
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Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80% |
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Bank of America, National Association Highlands Branch |
3.80% | $10,000 | 7 months |
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Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80% |
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Wells Fargo Bank, National Association Asheville Main Branch |
3.75% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% |
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Tryon Branch
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3.75% | $10,000 | 9 months |
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Northwoods Market Branch
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3.75% | $1,000 | 12 months |
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Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75% |
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3.75% | $1,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% |
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Citibank, National Association |
3.75% | $0 | 13 months |
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Rate History: 4.00% → 3.75% |
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Southern Shores Branch
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3.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% → 3.75% |
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3.75% | $1,000 | 13 months |
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Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 25 months |
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3.75% | $10,000 | 25 months |
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3.51% | $1,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51% |
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Tryon Branch
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3.51% | $10,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.50% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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0859 Lenoir North Carolina Walmart B Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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3.50% | $1,000 | 13 months |
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Rate History: 4.65% → 5.25% → 4.75% → 3.50% |
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Wells Fargo Bank, National Association Asheville Main Branch |
3.50% | $5,000 | 18 months |
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3.50% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.50% | $500 | 20 months |
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Rate History: 1.00% → 3.75% → 3.50% |
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Hayesville Branch
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3.50% | $2,500 | 23 months |
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Rate History: 1.00% → 3.50% |
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Fifth Third Bank, National Association Port Village Branch |
3.49% | $5,000 | 12 months |
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Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49% |
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Bank of America, National Association Highlands Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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U.S. Bank National Association |
3.40% | $1,000 | 9 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40% |
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3.40% | $0 | 11 months |
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Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40% |
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Citibank, National Association |
3.25% | $0 | 5 months |
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Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25% |
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Hayesville Branch
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3.25% | $2,500 | 11 months |
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Rate History: 4.25% → 3.50% → 3.75% → 3.50% → 3.25% |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association |
3.10% | $1,000 | 13 months |
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Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10% |
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Citibank, National Association |
3.00% | $0 | 7 months |
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Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00% |
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Hayesville Branch
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3.00% | $2,500 | 19 months |
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Rate History: 1.00% → 3.75% → 3.50% → 3.25% → 3.00% |
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3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Fifth Third Bank, National Association Port Village Branch |
3.00% | $5,000 | 24 months |
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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3.00% | $500 | 26 months |
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Rate History: 1.00% → 3.00% |
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3.00% | $1,000 | 36 months |
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2.96% | $5,000 | 51 months |
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Tryon Branch
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2.75% | $10,001 | 6 months |
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Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75% |
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Bank of America, National Association Highlands Branch |
2.75% | $10,000 | 13 months |
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Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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PNC Bank, National Association Hampstead Branch |
2.60% | $1,000 | 61 months |
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PNC Bank, National Association Hampstead Branch |
2.40% | $1,000 | 37 months |
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Fifth Third Bank, National Association Port Village Branch |
2.25% | $5,000 | 60 months |
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Rate History: 0.01% → 2.25% |
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PNC Bank, National Association Hampstead Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Hampstead Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Highlands Branch |
2.00% | $10,000 | 25 months |
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Rate History: 3.20% → 3.00% → 2.00% |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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JPMorgan Chase Bank, National Association |
1.50% | $100,000 | 6 months |
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Rate History: 5.00% → 3.00% → 2.00% → 1.50% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 8 months |
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Rate History: 4.35% → 0.05% |
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0.05% | $1,000 | 9 months |
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