Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Maryland
Below are special Certificate of Deposit special rates and terms from banks in Maryland. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
MD - September 19, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Finworth, a division of InsBank |
4.35% | $50,000 | 22 months |
Learn More
|
|
Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
||||
|
|
4.30% | $10,000 | 18 months |
Learn More
|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
||||
|
|
4.25% | $0 | 10 months |
Learn More
|
|
|
4.25% | $10,000 | 15 months |
Learn More
|
|
Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
||||
|
|
4.15%
4.10% 4.10% |
$0
$0 |
14 months |
Learn More
|
|
Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
||||
|
Rockville Branch
|
4.10% | $1,000 | 7 months |
Learn More
|
|
Rate History: 1.00% → 4.00% → 4.10% |
||||
|
|
4.10% | $1,000 | 7 months |
Learn More
|
|
Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10% |
||||
|
|
4.10% | $1,000 | 22 months |
Learn More
|
|
Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
||||
|
|
4.03% | $500 | 7 months |
Learn More
|
|
Rate History: 3.30% → 4.03% |
||||
|
|
4.00% | $10,000 | 4 months |
Learn More
|
|
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch |
4.00% | $5,000 | 5 months |
Learn More
|
|
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
Learn More
|
|
|
4.00% | $500 | 7 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
|
4.00%
3.50% 2.60% 2.40% 2.20% 2.10% 3.50%2.60% 2.40% 2.20% 2.10% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 |
7 months |
Learn More
|
|
Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00% |
||||
|
0574 Frederick Maryland Walmart Bran Branch
|
4.00% | $500 | 8 months |
Learn More
|
|
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
||||
|
|
4.00% | $5,000 | 8 months |
Learn More
|
|
Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
||||
|
|
4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
|
|
Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
||||
|
|
4.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00% |
||||
|
|
4.00% | $5,000 | 13 months |
Learn More
|
|
Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00% |
||||
|
Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
||||
|
Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
Learn More
|
|
Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
||||
|
|
4.00% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.50% → 3.25% → 3.50% → 4.00% |
||||
|
|
3.95% | $5,000 | 11 months |
Learn More
|
|
11-Month No Penalty CD |
||||
|
Vio Bank, A Division of MidFirst Bank |
3.90% | $500 | 9 months |
Learn More
|
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
Learn More
|
|
Account cannot be closed online. Requires reaching phone representative to close. |
||||
|
North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
Learn More
|
|
Rate History: 4.81% → 3.98% → 3.90% |
||||
|
Valley Direct, a division of Valley National Bank |
3.85% | $500 | 9 months |
Learn More
|
|
Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
||||
|
Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
Learn More
|
|
Rate History: 3.90% → 3.80% |
||||
|
Bank of America, National Association Beards Hill Plaza Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
||||
|
Chevy Chase Branch
|
3.75% | $500 | 5 months |
Learn More
|
|
Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75% |
||||
|
|
3.75% | $2,500 | 5 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.50% → 3.25% → 3.75% |
||||
|
|
3.75% | $2,500 | 6 months |
Learn More
|
|
Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
||||
|
Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
Learn More
|
|
Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
Learn More
|
|
First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch |
3.75% | $5,000 | 11 months |
Learn More
|
|
Waverly Park Branch
|
3.75% | $500 | 12 months |
Learn More
|
|
Rate History: 3.50% → 3.65% → 3.60% → 3.45% → 3.75% |
||||
|
|
3.75% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
||||
|
Wells Fargo Bank, National Association St Thomas Shopping Center Branch |
3.74% | $2,500 | 7 months |
Learn More
|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
||||
|
|
3.65% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
||||
|
Wells Fargo Bank, National Association St Thomas Shopping Center Branch |
3.64% | $2,500 | 15 months |
Learn More
|
|
Rate History: 3.74% → 3.64% |
||||
|
South Salisbury Branch
|
3.60% | $1,000 | 3 months |
Learn More
|
|
Rate History: 1.00% → 5.00% → 3.80% → 3.60% |
||||
|
Waverly Park Branch
|
3.60% | $500 | 6 months |
Learn More
|
|
Rate History: 3.90% → 3.75% → 3.65% → 3.50% → 3.60% |
||||
|
|
3.60% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60% |
||||
|
|
3.60% | $1,000 | 13 months |
Learn More
|
|
Rate History: 4.10% → 4.30% → 3.60% → 3.60% |
||||
|
Wells Fargo Bank, National Association St Thomas Shopping Center Branch |
3.59% | $2,500 | 11 months |
Learn More
|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
||||
|
South Salisbury Branch
|
3.50% | $1,000 | 6 months |
Learn More
|
|
Rate History: 1.00% → 5.00% → 4.50% → 3.50% |
||||
|
Rockville Branch
|
3.50% | $1,000 | 9 months |
Learn More
|
|
Rate History: 1.00% → 3.50% |
||||
|
Chevy Chase Branch
|
3.50% | $500 | 11 months |
Learn More
|
|
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50% |
||||
|
|
3.50% | $50,000 | 12 months |
Learn More
|
|
0574 Frederick Maryland Walmart Bran Branch
|
3.50% | $500 | 13 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
||||
|
PNC Bank, National Association Pnc Bank, National Association Branch |
3.50% | $1,000 | 13 months |
Learn More
|
|
|
3.50% | $10,000 | 24 months |
Learn More
|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
||||
|
|
3.40% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
||||
|
Waverly Park Branch
|
3.40% | $500 | 10 months |
Learn More
|
|
Rate History: 3.94% → 3.75% → 3.65% → 3.50% → 3.40% |
||||
|
South Salisbury Branch
|
3.40% | $1,000 | 13 months |
Learn More
|
|
Rate History: 5.00% → 4.75% → 3.75% → 3.50% → 3.40% |
||||
|
U.S. Bank National Association |
3.25% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
||||
|
Clinton Branch
|
3.25% | $10,000 | 12 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
||||
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.35% → 3.25% |
||||
|
Chevy Chase Branch
|
3.25% | $500 | 20 months |
Learn More
|
|
Rate History: 1.00% → 3.75% → 3.50% → 3.25% |
||||
|
|
3.20% | $500 | 17 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
|
3.20% | $1,000 | 36 months |
Learn More
|
|
Rate History: 3.00% → 3.55% → 0.50% → 3.20% |
||||
|
Citibank, National Association Potomac Promenade Branch |
3.00% | $0 | 5 months |
Learn More
|
|
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
||||
|
|
3.00% | $2,500 | 11 months |
Learn More
|
|
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 3.00% |
||||
|
U.S. Bank National Association |
3.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
||||
|
|
3.00% | $10,000 | 23 months |
Learn More
|
|
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
||||
|
Chevy Chase Branch
|
3.00% | $500 | 26 months |
Learn More
|
|
Rate History: 1.00% → 3.00% |
||||
|
|
3.00%
2.90% 2.80% 2.75% 2.50% 2.90%2.80% 2.75% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
|
Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00% |
||||
|
Bank of America, National Association Beards Hill Plaza Branch |
2.95% | $10,000 | 10 months |
Learn More
|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
||||
|
Citibank, National Association Potomac Promenade Branch |
2.75% | $0 | 6 months |
Learn More
|
|
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
||||
|
Wilmington Savings Fund Society, FSB |
2.75% | $2,500 | 11 months |
Learn More
|
|
Rate History: 4.50% → 2.25% → 3.25% → 3.00% → 2.75% |
||||
|
Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
|
|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
||||
|
|
2.75% | $500 | 23 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
|
2.70% | $0 | 11 months |
Learn More
|
|
Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70% |
||||
|
PNC Bank, National Association Pnc Bank, National Association Branch |
2.60% | $1,000 | 61 months |
Learn More
|
|
U.S. Bank National Association |
2.50% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
||||
|
PNC Bank, National Association Pnc Bank, National Association Branch |
2.40% | $1,000 | 37 months |
Learn More
|
|
|
2.25% | $2,500 | 23 months |
Learn More
|
|
Rate History: 2.85% → 3.25% → 2.80% → 2.50% → 2.25% |
||||
|
PNC Bank, National Association Pnc Bank, National Association Branch |
2.20% | $1,000 | 25 months |
Learn More
|
|
PNC Bank, National Association Pnc Bank, National Association Branch |
2.10% | $1,000 | 19 months |
Learn More
|
|
Citibank, National Association Potomac Promenade Branch |
2.00% | $0 | 4 months |
Learn More
|
|
Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
||||
|
|
2.00% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
||||
|
Clinton Branch
|
2.00% | $10,001 | 6 months |
Learn More
|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
||||
|
Bank of America, National Association Beards Hill Plaza Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
||||
|
|
2.00% | $2,500 | 35 months |
Learn More
|
|
Rate History: 2.85% → 2.80% → 2.75% → 2.25% → 2.00% |
||||
|
PNC Bank, National Association Pnc Bank, National Association Branch |
1.90% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 1.90% |
||||
|
Bank of America, National Association Beards Hill Plaza Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
||||
|
|
1.75% | $2,500 | 59 months |
Learn More
|
|
Rate History: 2.75% → 2.65% → 2.70% → 2.00% → 1.75% |
||||
|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.85% → 1.70% |
||||
|
|
1.70% | $1,000 | 15 months |
Learn More
|
|
Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.00% → 0.50% |
||||
|
JPMorgan Chase Bank, National Association |
0.50% | $100,000 | 6 months |
Learn More
|
|
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
||||
|
Citibank, National Association Potomac Promenade Branch |
0.05% | $0 | 3 months |
Learn More
|
|
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
||||
|
|
0.05% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 0.05% → 0.05% |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on September 18, 2026
This page was created in 0.1324 seconds.
