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Image Courtesy: pixabay.com
You are viewing rates from banks across Maryland
Below are special Certificate of Deposit special rates and terms from banks in Maryland. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
MD - December 14, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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Citibank, National Association Potomac Promenade Branch |
4.00% | $0 | 6 months |
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Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00% |
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0574 Frederick Maryland Walmart Bran Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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3.90% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% → 3.90% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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Chevy Chase Branch
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3.75% | $500 | 5 months |
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Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75% |
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Waverly Park Branch
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3.75% | $500 | 6 months |
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Rate History: 4.20% → 4.10% → 4.00% → 3.90% → 3.75% |
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Wells Fargo Bank, National Association St Thomas Shopping Center Branch |
3.75% | $5,000 | 7 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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Clinton Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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3.70% | $2,500 | 7 months |
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Rate History: 3.80% → 3.70% |
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3.70% | $1,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.95% → 3.75% → 3.70% |
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3.65%
3.45% 2.60% 2.40% 2.20% 2.10% 2.00% 3.45%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.65% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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3.65% | $5,000 | 8 months |
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Rate History: 3.65% → 3.65% → 3.65% |
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Waverly Park Branch
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3.65% | $500 | 12 months |
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Rate History: 4.50% → 4.40% → 3.75% → 3.50% → 3.65% |
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3.65% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% |
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South Salisbury Branch
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3.60% | $1,000 | 3 months |
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Rate History: 1.00% → 5.00% → 3.80% → 3.60% |
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First-Citizens Bank & Trust Company Annapolis Bestgate Office Branch |
3.55% | $5,000 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% → 3.55% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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3.51% | $1,000 | 7 months |
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Rate History: 3.85% → 3.51% → 4.03% → 3.85% → 3.51% |
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Bank of America, National Association Beards Hill Plaza Branch |
3.51% | $10,000 | 7 months |
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Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51% |
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3.50% | $2,500 | 5 months |
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Rate History: 4.00% → 3.75% → 4.00% → 3.75% → 3.50% |
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South Salisbury Branch
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3.50% | $1,000 | 6 months |
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Rate History: 1.00% → 5.00% → 4.50% → 3.50% |
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U.S. Bank National Association |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Waverly Park Branch
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3.50% | $500 | 10 months |
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Rate History: 4.05% → 3.94% → 3.75% → 3.65% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Chevy Chase Branch
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3.50% | $500 | 11 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50% |
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Wells Fargo Bank, National Association St Thomas Shopping Center Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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0574 Frederick Maryland Walmart Bran Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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Clinton Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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3.45% | $500 | 11 months |
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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South Salisbury Branch
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3.40% | $1,000 | 13 months |
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Rate History: 5.00% → 4.75% → 3.75% → 3.50% → 3.40% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $1,000 | 13 months |
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Rate History: 3.75% → 3.30% → 2.65% → 2.95% → 3.30% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Chevy Chase Branch
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3.25% | $500 | 20 months |
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Rate History: 1.00% → 3.75% → 3.50% → 3.25% |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Citibank, National Association Potomac Promenade Branch |
3.20% | $0 | 9 months |
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Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20% |
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Bank of America, National Association Beards Hill Plaza Branch |
3.20% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% → 3.20% |
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3.20% | $0 | 11 months |
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Rate History: 3.75% → 3.55% → 3.40% → 3.30% → 3.20% |
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U.S. Bank National Association |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Clinton Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Rising Bank, a division of Midwest BankCentre |
3.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Wilmington Savings Fund Society, FSB |
3.00% | $2,500 | 11 months |
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Rate History: 5.00% → 4.50% → 2.25% → 3.25% → 3.00% |
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Clinton Branch
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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Chevy Chase Branch
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3.00% | $500 | 26 months |
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Rate History: 1.00% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Citibank, National Association Potomac Promenade Branch |
2.71% | $0 | 8 months |
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Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.60% | $1,000 | 61 months |
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2.50% | $2,500 | 11 months |
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Rate History: 3.50% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.40% | $1,000 | 37 months |
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Citibank, National Association Potomac Promenade Branch |
2.25% | $0 | 3 months |
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Rate History: 3.00% → 2.25% |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Bank of America, National Association Beards Hill Plaza Branch |
2.25% | $10,000 | 13 months |
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Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25% |
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2.25% | $2,500 | 23 months |
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Rate History: 2.85% → 3.25% → 2.80% → 2.50% → 2.25% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.20% | $1,000 | 25 months |
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Citibank, National Association Potomac Promenade Branch |
2.00% | $0 | 5 months |
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Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00% |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Beards Hill Plaza Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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2.00% | $2,500 | 35 months |
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Rate History: 2.85% → 2.80% → 2.75% → 2.25% → 2.00% |
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1.96% | $5,000 | 13 months |
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1.75% | $2,500 | 59 months |
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Rate History: 2.75% → 2.65% → 2.70% → 2.00% → 1.75% |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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JPMorgan Chase Bank, National Association |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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0.05% | $1,000 | 9 months |
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Hampstead Branch
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0.00% | $1,000 | 15 months |
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Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70% |
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