Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across New Jersey
Below are special Certificate of Deposit special rates and terms from banks in New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
NJ - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Ocean City Branch
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5.00% | $500 | 7 months |
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Rate History: 1.00% → 5.25% → 5.00% |
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Closter Branch
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5.00% | $1,000 | 10 months |
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North Bergen Branch
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5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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North Bergen Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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North Bergen Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Galloway Branch
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4.55% | $500 | 13 months |
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North Bergen Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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North Bergen Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.05% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% |
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4.05%
3.85% 3.85% |
$0
$0 |
15 months |
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Early withdrawal penalty is 180 days' interest. |
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4.03% | $500 | 7 months |
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Edgewater Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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4.00% | $2,500 | 4 months |
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Denow Road Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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Palmyra Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Pompton Plains Pequannock Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Bay Head Branch
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4.00% | $500 | 13 months |
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Rate History: 4.85% → 4.75% → 4.00% → 3.75% → 4.00% |
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Ramsey Branch
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3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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Finworth, a division of InsBank |
3.90% | $50,000 | 22 months |
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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Galloway Branch
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3.82% | $500 | 15 months |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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3.80% | $2,500 | 7 months |
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Citibank, National Association Englewood Branch |
3.75% | $0 | 4 months |
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Greentree Mews Branch
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3.75% | $2,500 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 4.00% → 3.75% |
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Holmdel Branch
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Woodbridge Iselin Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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753 Ridge Road Branch
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Beach Boulevard Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Wells Fargo Bank, National Association Cranford North Ave Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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753 Ridge Road Branch
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association Englewood Branch |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Cranford North Ave Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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Edison Branch
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3.50% | $5,000 | 12 months |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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Rising Bank, a division of Midwest BankCentre |
3.50% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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First Hope Bank, A National Banking Association Blairstown Branch |
3.49% | $2,500 | 13 months |
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Rate History: 1.00% → 3.49% |
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Beach Boulevard Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Woodbridge Iselin Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $0 | 11 months |
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Galloway Branch
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3.30% | $500 | 21 months |
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Denow Road Branch
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3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Englewood Branch |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Wilmington Savings Fund Society, FSB |
3.25% | $2,500 | 11 months |
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Rate History: 1.00% → 5.00% → 4.50% → 2.25% → 3.25% |
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Holmdel Branch
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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753 Ridge Road Branch
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association Englewood Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Beach Boulevard Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Englewood Branch |
3.00% | $0 | 3 months |
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Beach Boulevard Branch
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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First Hope Bank, A National Banking Association Blairstown Branch |
3.00% | $2,500 | 23 months |
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Rate History: 1.00% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.95% | $1,000 | 13 months |
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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Citibank, National Association Englewood Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Greentree Mews Branch
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2.75% | $2,500 | 11 months |
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Rate History: 4.00% → 3.50% → 3.25% → 3.00% → 2.75% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Roebling Nj Florence Branch
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2.75% | $1,000 | 15 months |
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Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Holmdel Branch
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.60% | $1,000 | 61 months |
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Teaneck Branch
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2.50% | $1,000 | 6 months |
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Bank of America, National Association Woodbridge Iselin Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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Greentree Mews Branch
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2.50% | $2,500 | 23 months |
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Rate History: 3.00% → 2.85% → 3.25% → 2.80% → 2.50% |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.40% | $1,000 | 37 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Greentree Mews Branch
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2.25% | $2,500 | 35 months |
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Rate History: 3.25% → 2.85% → 2.80% → 2.75% → 2.25% |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.20% | $1,000 | 25 months |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.00% | $1,000 | 13 months |
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Teaneck Branch
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2.00% | $150,000 | 17 months |
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Bank of America, National Association Woodbridge Iselin Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Greentree Mews Branch
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2.00% | $2,500 | 59 months |
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Rate History: 3.00% → 2.75% → 2.65% → 2.70% → 2.00% |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Ramsey Branch
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1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Becton Dickinson Corporate Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Ramsey Branch
|
0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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0.05% | $1,000 | 9 months |
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