Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across New Jersey
Below are special Certificate of Deposit special rates and terms from banks in New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
NJ - August 15, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Ocean City Branch
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5.00% | $500 | 7 months |
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Rate History: 1.00% → 5.25% → 5.00% |
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Closter Branch
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5.00% | $1,000 | 10 months |
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North Bergen Branch
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5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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North Bergen Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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North Bergen Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Galloway Branch
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4.55% | $500 | 13 months |
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Brilliant Bank, a division of Equity Bank |
4.40% | $1,000 | 3 months |
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Rate History: 4.60% → 4.40% |
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Brilliant Bank, a division of Equity Bank |
4.35% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% |
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North Bergen Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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4.25% | $2,500 | 5 months |
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Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25% |
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Flagstar Bank, National Association |
4.25% | $500 | 7 months |
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Rate History: 5.50% → 5.15% → 4.50% → 4.40% → 4.25% |
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4.25%
4.15% 3.90% 4.15%3.90% |
$500
$0 $500 |
14 months |
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North American Savings Bank, F.S.B. |
4.20% | $5,000 | 13 months |
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Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20% |
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Citizens Bank, National Association |
4.15% | $25,000 | 5 months |
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4.15% | $0 | 13 months |
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Early withdrawal penalty is 180 days' interest. |
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North Bergen Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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4.10% | $1,000 | 7 months |
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Rising Bank, a division of Midwest BankCentre |
4.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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4.06% | $1,000 | 13 months |
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Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06% |
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Denow Road Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00% |
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Greentree Mews Branch
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4.00% | $2,500 | 5 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 4.00% |
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Ramsey Branch
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4.00% | $500 | 6 months |
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Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00% |
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Pompton Plains Pequannock Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Holmdel Branch
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4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Woodbridge Iselin Branch |
4.00% | $10,000 | 7 months |
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Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00% |
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4.00% | $10,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.00% |
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Bay Head Branch
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4.00% | $500 | 13 months |
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Rate History: 4.85% → 4.75% → 4.00% → 3.75% → 4.00% |
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4.00% | $10,000 | 15 months |
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Finworth, a division of InsBank |
3.95% | $50,000 | 22 months |
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Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95% |
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Galloway Branch
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3.82% | $500 | 15 months |
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Wells Fargo Bank, National Association Cranford North Ave Branch |
3.75% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% |
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Denow Road Branch
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3.75% | $0 | 8 months |
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Rate History: 5.00% → 1.25% → 4.50% → 4.25% → 3.75% |
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Beach Boulevard Branch
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3.75% | $10,000 | 9 months |
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Roebling Nj Florence Branch
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3.75% | $1,000 | 12 months |
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Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75% |
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753 Ridge Road Branch
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3.75% | $1,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 13 months |
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Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 25 months |
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3.75% | $10,000 | 25 months |
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3.51% | $1,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51% |
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Beach Boulevard Branch
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3.51% | $10,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.50% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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Edison Branch
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3.50% | $5,000 | 12 months |
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3.50% | $1,000 | 13 months |
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Rate History: 4.65% → 5.25% → 4.75% → 3.50% |
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Wells Fargo Bank, National Association Cranford North Ave Branch |
3.50% | $5,000 | 18 months |
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3.50% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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First Hope Bank, A National Banking Association Blairstown Branch |
3.49% | $2,500 | 13 months |
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Rate History: 1.00% → 3.49% |
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Bank of America, National Association Woodbridge Iselin Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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U.S. Bank National Association |
3.40% | $1,000 | 9 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40% |
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3.40% | $0 | 11 months |
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Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40% |
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Galloway Branch
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3.30% | $500 | 21 months |
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Citibank, National Association Englewood Branch |
3.25% | $0 | 5 months |
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Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25% |
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753 Ridge Road Branch
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association |
3.10% | $1,000 | 13 months |
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Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10% |
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Citibank, National Association Englewood Branch |
3.00% | $0 | 7 months |
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Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00% |
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Greentree Mews Branch
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3.00% | $2,500 | 11 months |
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Rate History: 4.25% → 4.00% → 3.50% → 3.25% → 3.00% |
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Holmdel Branch
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3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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First Hope Bank, A National Banking Association Blairstown Branch |
3.00% | $2,500 | 23 months |
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Rate History: 1.00% → 3.00% |
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753 Ridge Road Branch
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3.00% | $1,000 | 36 months |
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2.96% | $5,000 | 51 months |
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Greentree Mews Branch
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2.80% | $2,500 | 23 months |
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Rate History: 3.50% → 3.00% → 2.85% → 3.25% → 2.80% |
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Beach Boulevard Branch
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2.75% | $10,001 | 6 months |
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Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75% |
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Bank of America, National Association Woodbridge Iselin Branch |
2.75% | $10,000 | 13 months |
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Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Greentree Mews Branch
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2.75% | $2,500 | 35 months |
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Rate History: 3.45% → 3.25% → 2.85% → 2.80% → 2.75% |
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Greentree Mews Branch
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2.70% | $2,500 | 59 months |
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Rate History: 3.25% → 3.00% → 2.75% → 2.65% → 2.70% |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.60% | $1,000 | 61 months |
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Teaneck Branch
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2.50% | $1,000 | 6 months |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.40% | $1,000 | 37 months |
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Wilmington Savings Fund Society, FSB |
2.25% | $2,500 | 11 months |
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Rate History: 1.00% → 5.00% → 4.50% → 2.25% |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Rutgers University Stadium Branch |
2.00% | $1,000 | 13 months |
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Teaneck Branch
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2.00% | $150,000 | 17 months |
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Bank of America, National Association Woodbridge Iselin Branch |
2.00% | $10,000 | 25 months |
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Rate History: 3.20% → 3.00% → 2.00% |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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Ramsey Branch
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1.50% | $500 | 12 months |
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Rate History: 3.95% → 3.90% → 3.85% → 3.75% → 1.50% |
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JPMorgan Chase Bank, National Association Becton Dickinson Corporate Branch |
1.01% | $100,000 | 6 months |
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Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01% |
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Ramsey Branch
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0.92% | $500 | 18 months |
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Rate History: 0.10% → 4.25% → 1.50% → 0.92% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Citibank, National Association Englewood Branch |
0.05% | $0 | 8 months |
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Rate History: 4.35% → 0.05% |
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0.05% | $1,000 | 9 months |
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