Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Washington
Below are special Certificate of Deposit special rates and terms from banks in Washington. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
WA - November 4, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Bellevue Branch
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4.85%
4.60% 4.60% |
$25,000
$0 |
3 months |
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Rate History: 1.00% → 5.00% → 4.85% |
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Everett Branch
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4.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% |
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Everett Branch
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4.60% | $1,000 | 19 months |
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Rate History: 1.00% → 5.25% → 4.60% |
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Bellevue Branch
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4.50%
4.25% 4.25% |
$25,000
$0 |
9 months |
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Rate History: 4.75% → 0.30% → 4.75% → 0.30% → 4.50% |
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Everett Branch
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4.45% | $1,000 | 7 months |
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Rate History: 1.00% → 4.45% |
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Sunflower Bank, National Association |
4.45% | $1,000 | 9 months |
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Bellevue Branch
|
4.15%
3.65% 3.65% |
$25,000
$0 |
17 months |
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Rate History: 1.00% → 4.00% → 4.15% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association U.S. Bank National Association Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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4.00% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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Seattle Br Branch
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3.87% | $1,000 | 5 months |
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Rate History: 4.75% → 3.87% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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3.80% | $2,500 | 7 months |
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Citibank, National Association |
3.75% | $0 | 4 months |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Silverdale Tw Cntr Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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First-Citizens Bank & Trust Company Lacy Branch |
3.65% | $5,000 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% |
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Wells Fargo Bank, National Association Seattle Main Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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3.56% | $10,000 | 3 months |
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Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% |
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Sunnyside Branch
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3.56% | $2,500 | 7 months |
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Rate History: 1.00% → 4.34% → 4.08% → 3.82% → 3.56% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association U.S. Bank National Association Branch |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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Auburn Branch
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Seattle Main Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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|
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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Rising Bank, a division of Midwest BankCentre |
3.50% | $1,000 | 15 months |
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|
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Early Withdrawal Penalty is 180 days interest. |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Silverdale Tw Cntr Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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Liberty Lake Branch
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3.40% | $1,000 | 6 months |
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3.35% | $10,000 | 5 months |
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Rate History: 1.00% → 4.07% → 3.61% → 3.35% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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|
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Account cannot be closed online. Requires reaching phone representative to close. |
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|
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3.30% | $0 | 11 months |
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Sunnyside Branch
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3.30% | $2,500 | 13 months |
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Rate History: 3.82% → 3.56% → 3.05% → 3.56% → 3.30% |
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Citibank, National Association |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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3.25% | $1,000 | 24 months |
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|
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association U.S. Bank National Association Branch |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association |
3.00% | $0 | 3 months |
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Liberty Lake Branch
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3.00% | $0 | 7 months |
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Auto-renewing CDs only |
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Auburn Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.95% | $1,000 | 13 months |
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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Citibank, National Association |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Liberty Lake Branch
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2.75% | $0 | 13 months |
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Auto-renewing CDs only |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Silverdale Tw Cntr Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Silverdale Tw Cntr Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Sunnyside Branch
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1.26% | $2,500 | 36 months |
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Rate History: 2.53% → 2.28% → 1.51% → 1.26% |
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JPMorgan Chase Bank, National Association West Francis Ave Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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0.05% | $1,000 | 9 months |
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