Best Special Rates and Terms in Washington, WA

You are viewing rates from banks across Washington

Below are special Certificate of Deposit special rates and terms from banks in Washington. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

WA - August 4, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Heritage Bank Bellevue Branch	4.85% 4.60% 4.60%	$25,000 $0	3 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Zions Bancorporation, N.A. Seattle Br Branch	4.75%	$1,000	5 months	Learn More Reviews
Washington Federal Bank Everett Branch	4.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.75%
Umpqua Bank Liberty Lake Branch	4.70% 4.65% 4.65%	$1 $0	7 months	Learn More Reviews (2)
Rate History: 4.85% → 4.70%
Zions Bancorporation, N.A. Seattle Br Branch	4.65%	$1,000	7 months	Learn More Reviews
Washington Federal Bank Everett Branch	4.60%	$1,000	19 months	Learn More Reviews (2)
Rate History: 1.00% → 5.25% → 4.60%
Heritage Bank Bellevue Branch	4.50% 4.25% 4.25%	$25,000 $0	9 months	Learn More Reviews
Rate History: 4.75% → 0.30% → 4.75% → 0.30% → 4.50%
Washington Federal Bank Everett Branch	4.45%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.45%
Sunflower Bank, National Association	4.45%	$1,000	9 months	Learn More Reviews (1)
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
Heritage Bank Bellevue Branch	4.15% 3.65% 3.65%	$25,000 $0	17 months	Learn More Reviews
Rate History: 1.00% → 4.00% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
HomeStreet Bank Yakima Branch	4.00%	$500	4 months	Learn More Reviews
Rate History: 3.50% → 4.00%
U.S. Bank National Association U.S. Bank National Association Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
KeyBank National Association Auburn Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Finworth, a division of InsBank	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
City National Bank	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Banner Bank Sunnyside Branch	3.82%	$2,500	7 months	Learn More Reviews (1)
Rate History: 1.00% → 4.34% → 4.08% → 3.82%
Bank of America, National Association Silverdale Tw Cntr Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association Seattle Main Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Citibank, National Association	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association Auburn Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
City National Bank	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Banner Bank Sunnyside Branch	3.56%	$2,500	13 months	Learn More Reviews (1)
Rate History: 1.00% → 3.82% → 3.56% → 3.05% → 3.56%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
HomeStreet Bank Yakima Branch	3.50%	$500	11 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 4.15% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Seattle Main Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association Silverdale Tw Cntr Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association U.S. Bank National Association Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association U.S. Bank National Association Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Silverdale Tw Cntr Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
HomeStreet Bank Yakima Branch	2.75%	$500	18 months	Learn More Reviews
Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Silverdale Tw Cntr Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association West Francis Ave Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Banner Bank Sunnyside Branch	1.26%	$2,500	36 months	Learn More Reviews (1)
Rate History: 2.53% → 2.28% → 1.51% → 1.26%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around WA - August 4, 2025

Branch	Street	City	State
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
Zions Bank Seattle Br Branch	601 Union Street, Suite 3600	Seattle	WA
Washington Federal Bank Everett Branch	9929 Evergreen Way	Everett	WA
Umpqua Bank Liberty Lake Branch	21601 E Country Vista Drive	Liberty Lake	WA
Umpqua Bank Liberty Lake Branch	21601 E Country Vista Drive	Liberty Lake	WA
Zions Bank Seattle Br Branch	601 Union Street, Suite 3600	Seattle	WA
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
Washington Federal Bank Everett Branch	9929 Evergreen Way	Everett	WA
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
Washington Federal Bank Everett Branch	9929 Evergreen Way	Everett	WA
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
HomeStreet Bank Yakima Branch	424 E. Yakima Avenue	Yakima	WA
U.S. Bank National Association U.S. Bank National Association Branch	West 305 First Street	Sprague	WA
KeyBank National Association Auburn Branch	One East Main St.	Auburn	WA
Banner Bank Sunnyside Branch	911 East Edison Avenue	Sunnyside	WA
Bank of America, National Association Silverdale Tw Cntr Branch	9981 Silverdale Way, N.W.	Silverdale	WA
Wells Fargo Bank, National Association Seattle Main Branch	999 3rd Avenue	Seattle	WA
KeyBank National Association Auburn Branch	One East Main St.	Auburn	WA
Heritage Bank Bellevue Branch	10500 N.E. 8th Street	Bellevue	WA
Banner Bank Sunnyside Branch	911 East Edison Avenue	Sunnyside	WA
HomeStreet Bank Yakima Branch	424 E. Yakima Avenue	Yakima	WA
Wells Fargo Bank, National Association Seattle Main Branch	999 3rd Avenue	Seattle	WA
Bank of America, National Association Silverdale Tw Cntr Branch	9981 Silverdale Way, N.W.	Silverdale	WA
U.S. Bank National Association U.S. Bank National Association Branch	West 305 First Street	Sprague	WA
U.S. Bank National Association U.S. Bank National Association Branch	West 305 First Street	Sprague	WA
Bank of America, National Association Silverdale Tw Cntr Branch	9981 Silverdale Way, N.W.	Silverdale	WA
HomeStreet Bank Yakima Branch	424 E. Yakima Avenue	Yakima	WA
Bank of America, National Association Silverdale Tw Cntr Branch	9981 Silverdale Way, N.W.	Silverdale	WA
JPMorgan Chase Bank, National Association West Francis Ave Branch	West 822 Francis Avenue	Spokane	WA
Banner Bank Sunnyside Branch	911 East Edison Avenue	Sunnyside	WA