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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Indiana
Below are special Certificate of Deposit special rates and terms from banks in Indiana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
IN - November 3, 2026
As of November 3, 2026, the highest special CD rate from a bank in Indiana is 5.15% APY from Centier Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Fort Wayne Branch
|
5.15% | $1,000 | 11 months |
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Rate History: 1.00% → 1.50% → 5.00% → 5.15% |
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St. Mary's College Branch
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5.05% | $500 | 11 months |
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Bloomington South College Branch
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5.00% | $1,000 | 8 months |
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Rate History: 5.10% → 5.00% |
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Fort Wayne Branch
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4.75% | $1,000 | 7 months |
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Rate History: 1.00% → 5.00% → 4.85% → 4.75% |
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Finworth, a division of InsBank |
4.55% | $50,000 | 22 months |
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Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55% |
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Rising Bank, a division of Midwest BankCentre |
4.51% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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4.50% | $0 | 10 months |
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Rate History: 4.40% → 4.50% |
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FCN Bank, National Association Everton Branch |
4.50% | $1,000 | 12 months |
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4.50% | $1,000 | 13 months |
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Rate History: 3.71% → 3.90% → 4.00% → 4.30% → 4.50% |
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4.50% | $5,000 | 13 months |
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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St. Mary's College Branch
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4.50% | $500 | 17 months |
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4.36% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.35% | $500 | 20 months |
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20-Month rate bump CD. |
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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Direct Banking Center- Www.Lakecityb Branch
|
4.25% | $1,000 | 6 months |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
Learn More
|
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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4.25% | $1,000 | 22 months |
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Rate History: 4.00% → 3.80% → 3.55% → 4.10% → 4.25% |
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Newburgh Branch
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4.20% | $1,000 | 6 months |
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Vio Bank, A Division of MidFirst Bank |
4.20% | $500 | 9 months |
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Rate History: 4.05% → 4.20% |
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Busey Bank Branch
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4.15% | $1,000 | 11 months |
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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Newburgh Branch
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4.15% | $1,000 | 60 months |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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Newburgh Branch
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4.10% | $1,000 | 24 months |
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Merchants Bank Of Indiana Branch
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4.08% | $1,001 | 12 months |
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Flex index CD. Based on Prime minus 2.75%. Subject to change anytime. |
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Newburgh Branch
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4.05% | $1,000 | 10 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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Busey Bank Branch
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4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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0544 Avon Indiana Walmart Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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Tower Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
|
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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4.00% | $2,500 | 11 months |
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Rate History: 3.75% → 3.60% → 3.55% → 3.75% → 4.00% |
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4.00% | $500 | 12 months |
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Rate History: 3.65% → 3.60% → 3.45% → 3.75% → 4.00% |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Fifth Third Bank, National Association Clinton Branch |
3.75% | $5,000 | 3 months |
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Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75% |
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3.75% | $500 | 6 months |
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Rate History: 3.75% → 3.65% → 3.50% → 3.60% → 3.75% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association State & Sherman Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association State & Sherman Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association State & Sherman Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Fifth Third Bank, National Association Clinton Branch |
3.50% | $5,000 | 7 months |
Learn More
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Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50% |
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Greenwood Branch
|
3.50% | $50,000 | 12 months |
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0544 Avon Indiana Walmart Branch
|
3.50% | $500 | 13 months |
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|
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
Learn More
|
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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3.40% | $500 | 10 months |
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|
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Rate History: 3.94% → 3.75% → 3.65% → 3.50% → 3.40% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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|
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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U.S. Bank National Association Richmond Main Branch |
3.25% | $1,000 | 7 months |
Learn More
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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Rangeline Road Branch
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3.25% | $1,000 | 9 months |
Learn More
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Rate History: 3.56% → 3.05% → 3.05% → 4.00% → 3.25% |
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3.25% | $10,000 | 12 months |
Learn More
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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Tower Branch
|
3.25% | $501 | 13 months |
Learn More
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
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Rate History: 3.50% → 3.35% → 3.25% |
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3.20% | $500 | 17 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Citibank, National Association |
3.00% | $0 | 5 months |
Learn More
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Tower Branch
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3.00% | $500 | 13 months |
Learn More
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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U.S. Bank National Association Richmond Main Branch |
3.00% | $1,000 | 13 months |
Learn More
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Greenwood Branch
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3.00% | $10,000 | 23 months |
Learn More
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association |
2.95% | $10,000 | 10 months |
Learn More
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.90% | $0 | 11 months |
Learn More
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Rate History: 2.80% → 2.70% → 2.70% → 2.80% → 2.90% |
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Mishawaka Branch
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2.78% | $5,000 | 12 months |
Learn More
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Rate History: 1.26% → 2.02% → 2.27% → 2.52% → 2.78% |
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First Robinson Savings Bank, National Association Vincennes Branch |
2.78% | $0 | 13 months |
Learn More
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Rate History: 1.00% → 4.63% → 2.52% → 2.78% |
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Citibank, National Association |
2.75% | $0 | 6 months |
Learn More
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Tower Branch
|
2.75% | $500 | 19 months |
Learn More
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Rate History: 3.75% → 2.75% |
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2.75% | $500 | 23 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Fifth Third Bank, National Association Clinton Branch |
2.75% | $5,000 | 24 months |
Learn More
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Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75% |
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Geist Branch
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2.75% | $1,000 | 59 months |
Learn More
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Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75% |
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Geist Branch
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2.65% | $1,000 | 45 months |
Learn More
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Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65% |
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Geist Branch
|
2.60% | $1,000 | 35 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.60% | $1,000 | 61 months |
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Geist Branch
|
2.55% | $1,000 | 25 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55% |
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Rangeline Road Branch
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2.50% | $1,000 | 5 months |
Learn More
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Rate History: 4.34% → 4.08% → 3.82% → 4.00% → 2.50% |
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Geist Branch
|
2.50% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50% |
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U.S. Bank National Association Richmond Main Branch |
2.50% | $1,000 | 25 months |
Learn More
|
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.40% | $1,000 | 37 months |
Learn More
|
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JPMorgan Chase Bank, National Association Washington-Mitthoefer Rd. Branch |
2.25% | $100,000 | 6 months |
Learn More
|
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Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.20% | $1,000 | 25 months |
Learn More
|
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.10% | $1,000 | 19 months |
Learn More
|
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Citibank, National Association |
2.00% | $0 | 4 months |
Learn More
|
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
Learn More
|
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
Learn More
|
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association |
2.00% | $10,000 | 13 months |
Learn More
|
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
1.90% | $1,000 | 9 months |
Learn More
|
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association |
1.75% | $10,000 | 25 months |
Learn More
|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
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Rate History: 1.00% → 0.50% |
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New Palestine Branch
|
0.35% | $5,000 | 8 months |
Learn More
|
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Rate History: 4.25% → 4.75% → 0.35% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
|
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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|
0.05% | $1,000 | 9 months |
Learn More
|
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Rate History: 0.05% → 0.05% → 0.05% |
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