Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Colorado
Below are special Certificate of Deposit special rates and terms from banks in Colorado. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
CO - October 26, 2026
As of October 26, 2026, the highest special CD rate from a bank in Colorado is 4.51% APY from Rising Bank, a division of Midwest BankCentre (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Rising Bank, a division of Midwest BankCentre |
4.51% | $1,000 | 15 months |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
||||
|
|
4.50% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.71% → 3.90% → 4.00% → 4.30% → 4.50% |
||||
|
|
4.50% | $5,000 | 13 months |
Learn More
|
|
Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
||||
|
Sunflower Bank, National Association Canon City Royal Gorge Branch |
4.45% | $1,000 | 9 months |
Learn More
|
|
Finworth, a division of InsBank |
4.45% | $50,000 | 22 months |
Learn More
|
|
Rate History: 3.90% → 3.50% → 3.20% → 4.35% → 4.45% |
||||
|
|
4.40% | $0 | 10 months |
Learn More
|
|
|
4.36% | $10,000 | 18 months |
Learn More
|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
||||
|
|
4.35% | $500 | 20 months |
Learn More
|
|
20-Month rate bump CD. |
||||
|
|
4.30% | $0 | 14 months |
Learn More
|
|
Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
||||
|
|
4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
Learn More
|
|
Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
||||
|
UMB Bank, National Association Highlands Banking Center Branch |
4.25% | $5,000 | 15 months |
Learn More
|
|
Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25% |
||||
|
|
4.25% | $10,000 | 15 months |
Learn More
|
|
Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
||||
|
Aurora Branch
|
4.20% | $1,000 | 6 months |
Learn More
|
|
Vio Bank, A Division of MidFirst Bank |
4.20% | $500 | 9 months |
Learn More
|
|
Rate History: 4.05% → 4.20% |
||||
|
UMB Bank, National Association Highlands Banking Center Branch |
4.20% | $5,000 | 9 months |
Learn More
|
|
Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20% |
||||
|
Aurora Branch
|
4.15% | $1,000 | 60 months |
Learn More
|
|
|
4.10% | $1,000 | 13 months |
Learn More
|
|
Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
||||
|
|
4.10% | $1,000 | 22 months |
Learn More
|
|
Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
||||
|
Aurora Branch
|
4.10% | $1,000 | 24 months |
Learn More
|
|
Aurora Branch
|
4.05% | $1,000 | 10 months |
Learn More
|
|
Highlands Ranch Branch
|
4.05% | $100,000 | 17 months |
Learn More
|
|
Rate History: 2.15% → 2.10% → 2.20% → 3.25% → 4.05% |
||||
|
|
4.03% | $500 | 7 months |
Learn More
|
|
Rate History: 3.30% → 4.03% |
||||
|
|
4.00% | $10,000 | 4 months |
Learn More
|
|
First-Citizens Bank & Trust Company Fort Collins Branch |
4.00% | $5,000 | 5 months |
Learn More
|
|
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
Learn More
|
|
|
4.00% | $5,000 | 8 months |
Learn More
|
|
Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
||||
|
|
4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
|
|
Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
||||
|
Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
Learn More
|
|
Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
||||
|
|
3.95% | $5,000 | 11 months |
Learn More
|
|
11-Month No Penalty CD |
||||
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
Learn More
|
|
Account cannot be closed online. Requires reaching phone representative to close. |
||||
|
North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
Learn More
|
|
Rate History: 4.81% → 3.98% → 3.90% |
||||
|
UMB Bank, National Association Highlands Banking Center Branch |
3.85% | $5,000 | 3 months |
Learn More
|
|
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
||||
|
Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
Learn More
|
|
Rate History: 3.90% → 3.80% |
||||
|
Bank of America, National Association Cherry Creek Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
||||
|
|
3.75% | $2,500 | 6 months |
Learn More
|
|
Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
||||
|
|
3.75% | $500 | 7 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
Learn More
|
|
Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
Learn More
|
|
First-Citizens Bank & Trust Company Fort Collins Branch |
3.75% | $5,000 | 11 months |
Learn More
|
|
|
3.75% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
||||
|
Wells Fargo Bank, National Association Aurora - City Center Branch |
3.74% | $2,500 | 7 months |
Learn More
|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
||||
|
|
3.65% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
||||
|
Wells Fargo Bank, National Association Aurora - City Center Branch |
3.64% | $2,500 | 15 months |
Learn More
|
|
Rate History: 3.74% → 3.64% |
||||
|
|
3.60% | $1,000 | 7 months |
Learn More
|
|
Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
||||
|
Wells Fargo Bank, National Association Aurora - City Center Branch |
3.59% | $2,500 | 11 months |
Learn More
|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
||||
|
Highlands Ranch Branch
|
3.50% | $100,000 | 10 months |
Learn More
|
|
Rate History: 4.05% → 3.95% → 3.80% → 3.65% → 3.50% |
||||
|
Governor's Plaza Branch
|
3.50% | $50,000 | 12 months |
Learn More
|
|
PNC Bank, National Association |
3.50% | $1,000 | 13 months |
Learn More
|
|
|
3.50% | $10,000 | 24 months |
Learn More
|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
||||
|
|
3.40% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
||||
|
|
3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
|
Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
||||
|
U.S. Bank National Association Denver Federal Center Branch |
3.25% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
||||
|
|
3.25% | $10,000 | 12 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
||||
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.35% → 3.25% |
||||
|
|
3.20% | $500 | 17 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
Citibank, National Association |
3.00% | $0 | 5 months |
Learn More
|
|
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
||||
|
U.S. Bank National Association Denver Federal Center Branch |
3.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
||||
|
Governor's Plaza Branch
|
3.00% | $10,000 | 23 months |
Learn More
|
|
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
||||
|
Bank of America, National Association Cherry Creek Branch |
2.95% | $10,000 | 10 months |
Learn More
|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
||||
|
|
2.80% | $0 | 11 months |
Learn More
|
|
Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
||||
|
Citibank, National Association |
2.75% | $0 | 6 months |
Learn More
|
|
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
||||
|
Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
|
|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
||||
|
|
2.75% | $500 | 23 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
PNC Bank, National Association |
2.60% | $1,000 | 61 months |
Learn More
|
|
U.S. Bank National Association Denver Federal Center Branch |
2.50% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
||||
|
PNC Bank, National Association |
2.40% | $1,000 | 37 months |
Learn More
|
|
JPMorgan Chase Bank, National Association Coal Mine & Kipling Banking Center B Branch |
2.25% | $100,000 | 6 months |
Learn More
|
|
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
||||
|
PNC Bank, National Association |
2.20% | $1,000 | 25 months |
Learn More
|
|
PNC Bank, National Association |
2.10% | $1,000 | 19 months |
Learn More
|
|
Citibank, National Association |
2.00% | $0 | 4 months |
Learn More
|
|
Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
||||
|
|
2.00% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
||||
|
|
2.00% | $10,001 | 6 months |
Learn More
|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
||||
|
Bank of America, National Association Cherry Creek Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
||||
|
PNC Bank, National Association |
1.90% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 1.90% |
||||
|
Bank of America, National Association Cherry Creek Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
||||
|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.85% → 1.70% |
||||
|
|
1.70% | $1,000 | 15 months |
Learn More
|
|
Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.00% → 0.50% |
||||
|
Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
|
|
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
||||
|
|
0.05% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 0.05% → 0.05% |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on October 25, 2026
This page was created in 0.2549 seconds.
