Best Special Rates and Terms in Arkansas, AR

You are viewing rates from banks across Arkansas

Below are special Certificate of Deposit special rates and terms from banks in Arkansas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

AR - August 19, 2025

Bank	APY	MIN	PERIOD
Bank OZK Malvern Branch	5.50%	$1,000	13 months	Learn More Reviews (11)
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Bank OZK Malvern Branch	5.00%	$1,000	7 months	Learn More Reviews (11)
Simmons Bank West Grand Branch	4.80%	$5,000	3 months	Learn More Reviews (4)
Rate History: 3.00% → 5.20% → 4.80%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
First Arkansas Bank and Trust Clinton Branch	4.31%	$1,000	10 months	Learn More Reviews (1)
Rate History: 5.26% → 5.05% → 4.57% → 4.40% → 4.31%
TIAA Bank / Everbank	4.30%	$1,000	13 months	Learn More Reviews (40)
Rate History: 4.10% → 4.30%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Fairfield Bay Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
U.S. Bank National Association One Riverfront Place Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Geyer Springs Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Fairfield Bay Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Bank of Little Rock Heights Branch	4.00%	$500	18 months	Learn More Reviews
Rate History: 1.00% → 2.78% → 4.35% → 4.20% → 4.00%
Finworth, a division of InsBank Malvern Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
BOKF, National Association Bk Arkansas Fayetteville Branch	3.80%	$100,000	10 months	Learn More Reviews (1)
Rate History: 5.10% → 4.35% → 4.10% → 3.85% → 3.80%
Wells Fargo Bank, National Association Ashdown Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Ashdown Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association Geyer Springs Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association One Riverfront Place Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association One Riverfront Place Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Geyer Springs Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
BOKF, National Association Bk Arkansas Fayetteville Branch	2.55%	$100,000	17 months	Learn More Reviews (1)
Rate History: 2.85% → 2.95% → 2.85% → 2.60% → 2.55%
Equity Bank Berryville Branch	2.41%	$1,000	19 months	Learn More Reviews
Rate History: 1.00% → 2.41%
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
Equity Bank Berryville Branch	2.05%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 2.05%
Bank of Little Rock Heights Branch	2.01%	$500	14 months	Learn More Reviews
Rate History: 1.00% → 4.35% → 2.01%
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Geyer Springs Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
Equity Bank Berryville Branch	1.11%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 1.11%
JPMorgan Chase Bank, National Association	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)
Equity Bank Berryville Branch	0.05%	$1,000	22 months	Learn More Reviews
Rate History: 1.00% → 3.25% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around AR - August 19, 2025

Branch	Street	City	State
Bank OZK Malvern Branch	608 East Page	Malvern	AR
Bank OZK Malvern Branch	608 East Page	Malvern	AR
Simmons Bank West Grand Branch	515 West Grand	Hot Springs	AR
First Arkansas Bank and Trust Clinton Branch	185 Bone Street	Clinton	AR
Regions Bank Fairfield Bay Branch	121 Lost Creek Parkway	Fairfield Bay	AR
U.S. Bank National Association One Riverfront Place Branch	One Riverfront Place	North Little Rock	AR
Bank of America, National Association Geyer Springs Branch	8200 Geyer Springs Road	Little Rock	AR
Regions Bank Fairfield Bay Branch	121 Lost Creek Parkway	Fairfield Bay	AR
Bank of Little Rock Heights Branch	5120 Kavanaugh	Little Rock	AR
Finworth, a division of InsBank Malvern Branch	608 East Page	Malvern	AR
BOKF, National Association Bk Arkansas Fayetteville Branch	3500 North College Ave	Fayetteville	AR
Wells Fargo Bank, National Association Ashdown Branch	960 South Constitution Avenue	Ashdown	AR
Wells Fargo Bank, National Association Ashdown Branch	960 South Constitution Avenue	Ashdown	AR
Bank of America, National Association Geyer Springs Branch	8200 Geyer Springs Road	Little Rock	AR
U.S. Bank National Association One Riverfront Place Branch	One Riverfront Place	North Little Rock	AR
U.S. Bank National Association One Riverfront Place Branch	One Riverfront Place	North Little Rock	AR
Bank of America, National Association Geyer Springs Branch	8200 Geyer Springs Road	Little Rock	AR
BOKF, National Association Bk Arkansas Fayetteville Branch	3500 North College Ave	Fayetteville	AR
Equity Bank Berryville Branch	911 W. Trimble	Berryville	AR
Equity Bank Berryville Branch	911 W. Trimble	Berryville	AR
Bank of Little Rock Heights Branch	5120 Kavanaugh	Little Rock	AR
Bank of America, National Association Geyer Springs Branch	8200 Geyer Springs Road	Little Rock	AR
Equity Bank Berryville Branch	911 W. Trimble	Berryville	AR
Equity Bank Berryville Branch	911 W. Trimble	Berryville	AR