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You are viewing rates from banks across South Dakota
Below are special Certificate of Deposit special rates and terms from banks in South Dakota. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
SD - August 6, 2025
Bank | APY | MIN | PERIOD | |
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One American Bank Branch
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Hazel Branch
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4.94% | $10,000 | 11 months |
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Rate History: 1.00% → 4.94% |
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Brilliant Bank, a division of Equity Bank |
4.40% | $1,000 | 3 months |
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Rate History: 4.60% → 4.40% |
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Brilliant Bank, a division of Equity Bank |
4.35% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% |
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4.25% | $2,500 | 5 months |
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Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25% |
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4.25%
4.15% 3.90% 4.15%3.90% |
$500
$0 $500 |
14 months |
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North American Savings Bank, F.S.B. |
4.20% | $5,000 | 13 months |
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Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20% |
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Citizens Bank, National Association |
4.15% | $25,000 | 5 months |
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4.15% | $0 | 13 months |
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Early withdrawal penalty is 180 days' interest. |
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4.10% | $1,000 | 7 months |
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Rising Bank, a division of Midwest BankCentre |
4.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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4.06% | $1,000 | 13 months |
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Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06% |
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U.S. Bank National Association Rapid City Main Branch |
4.00% | $1,000 | 5 months |
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Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00% |
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4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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4.00% | $10,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.00% |
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4.00% | $10,000 | 15 months |
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Finworth, a division of InsBank |
3.95% | $50,000 | 22 months |
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Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95% |
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Bank of America, National Association |
3.80% | $10,000 | 7 months |
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Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80% |
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Wells Fargo Bank, National Association Lower Brule Branch |
3.75% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% |
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3.75% | $10,000 | 9 months |
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3.75% | $1,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% |
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Citibank, National Association Citibank, National Association Branch |
3.75% | $0 | 13 months |
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Rate History: 4.00% → 3.75% |
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3.75% | $1,000 | 13 months |
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Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 25 months |
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3.75% | $10,000 | 25 months |
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3.51% | $1,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51% |
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3.51% | $10,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.50% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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3.50% | $1,000 | 13 months |
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Rate History: 4.65% → 5.25% → 4.75% → 3.50% |
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Wells Fargo Bank, National Association Lower Brule Branch |
3.50% | $5,000 | 18 months |
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3.50% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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Bank of America, National Association |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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U.S. Bank National Association Rapid City Main Branch |
3.40% | $1,000 | 9 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40% |
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3.40% | $0 | 11 months |
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Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40% |
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Citibank, National Association Citibank, National Association Branch |
3.25% | $0 | 5 months |
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Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25% |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association Rapid City Main Branch |
3.10% | $1,000 | 13 months |
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Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10% |
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Citibank, National Association Citibank, National Association Branch |
3.00% | $0 | 7 months |
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Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00% |
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3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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3.00% | $1,000 | 36 months |
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One American Bank Branch
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2.96% | $5,000 | 51 months |
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2.75% | $10,001 | 6 months |
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Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75% |
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Bank of America, National Association |
2.75% | $10,000 | 13 months |
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Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association |
2.00% | $1,000 | 13 months |
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Bank of America, National Association |
2.00% | $10,000 | 25 months |
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Rate History: 3.20% → 3.00% → 2.00% |
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One American Bank Branch
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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JPMorgan Chase Bank, National Association |
1.50% | $100,000 | 6 months |
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Rate History: 5.00% → 3.00% → 2.00% → 1.50% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Citibank, National Association Citibank, National Association Branch |
0.05% | $0 | 8 months |
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Rate History: 4.35% → 0.05% |
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0.05% | $1,000 | 9 months |
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