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Image Courtesy: pixabay.com
You are viewing rates from banks across Ohio
Below are special Certificate of Deposit special rates and terms from banks in Ohio. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
OH - November 24, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Worthington (Insight) Branch
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5.15% | $5,000 | 9 months |
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Rate History: 1.00% → 5.15% |
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First Federal Savings and Loan Association of Lakewood Crile Lake County Branch |
5.00% | $500 | 6 months |
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Rate History: 5.25% → 5.00% |
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Akron Branch
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5.00% | $1,000 | 6 months |
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Rate History: 4.25% → 5.00% |
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First Federal Savings and Loan Association of Lakewood Crile Lake County Branch |
4.84% | $500 | 13 months |
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City National Bank of West Virginia Ironton Branch |
4.75% | $5,000 | 9 months |
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Rate History: 4.00% → 4.50% → 4.75% |
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FCN Bank, National Association Harrison Branch |
4.50% | $1,000 | 12 months |
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Cfbank Branch
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4.50% | $10,000 | 12 months |
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City National Bank of West Virginia Ironton Branch |
4.50% | $5,000 | 17 months |
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Rate History: 4.00% → 4.75% → 4.85% → 4.50% |
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First Federal Savings and Loan Association of Lakewood Crile Lake County Branch |
4.25% | $500 | 36 months |
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Rate History: 4.37% → 4.25% |
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First Federal Community Bank, National Association Berlin Branch |
4.07% | $500 | 7 months |
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Rate History: 5.06% → 4.54% → 4.23% → 4.13% → 4.07% |
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The First National Bank of Pandora Findlay East Branch |
4.07% | $5,000 | 11 months |
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Rate History: 4.33% → 4.07% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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Auto Bank Facility Branch
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4.01% | $1,000 | 25 months |
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Rate History: 4.51% → 4.04% → 3.79% → 4.21% → 4.01% |
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Fifth Third Bank, National Association Brookhaven Retirement Center Branch |
4.00% | $5,000 | 3 months |
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Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association Oxford Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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0426 Heath Wal-Mart Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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3.90% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% → 3.90% |
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First Federal Community Bank, National Association Berlin Branch |
3.87% | $500 | 13 months |
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Rate History: 4.33% → 4.07% → 4.13% → 3.97% → 3.87% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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The Huntington National Bank Branch
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3.82% | $1,000 | 5 months |
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Rate History: 3.56% → 3.05% → 4.34% → 4.08% → 3.82% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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Citibank, National Association |
3.75% | $0 | 4 months |
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Bellaire Branch
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3.75% | $500 | 5 months |
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Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75% |
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Painesville Branch
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3.75% | $500 | 6 months |
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Rate History: 4.20% → 4.10% → 4.00% → 3.90% → 3.75% |
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Malvern Branch
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3.75% | $1,000 | 7 months |
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Rate History: 3.85% → 3.75% → 3.90% → 3.85% → 3.75% |
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Bank of America, National Association |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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3.70% | $2,500 | 7 months |
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Rate History: 3.80% → 3.70% |
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3.65% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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3.65% | $5,000 | 8 months |
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Rate History: 3.65% → 3.65% |
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Third Federal Savings and Loan Association of Cleveland Brecksville Branch |
3.65% | $500 | 11 months |
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Painesville Branch
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3.65% | $500 | 12 months |
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Rate History: 4.50% → 4.40% → 3.75% → 3.50% → 3.65% |
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Wells Fargo Bank, National Association Van Wert Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Fifth Third Bank, National Association Brookhaven Retirement Center Branch |
3.60% | $5,000 | 7 months |
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Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% |
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Westfield Bank, Fsb Branch
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3.59% | $2,500 | 23 months |
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Rate History: 3.93% → 3.54% → 3.44% → 3.69% → 3.59% |
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First Federal Savings and Loan Association of Lakewood Crile Lake County Branch |
3.55% | $500 | 3 months |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association Oxford Branch |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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Montgomery Branch
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Painesville Branch
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3.50% | $500 | 10 months |
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Rate History: 4.05% → 3.94% → 3.75% → 3.65% → 3.50% |
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Citizens Bank, National Association Boardman Branch |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Bellaire Branch
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3.50% | $500 | 11 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50% |
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Wells Fargo Bank, National Association Van Wert Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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0426 Heath Wal-Mart Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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3.45% | $500 | 11 months |
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $1,000 | 13 months |
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Rate History: 3.75% → 3.30% → 2.65% → 2.95% → 3.30% |
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Rising Bank, a division of Midwest BankCentre |
3.30% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Citibank, National Association |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Malvern Branch
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3.25% | $1,000 | 11 months |
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Rate History: 3.56% → 3.30% → 3.25% → 3.50% → 3.25% |
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Fifth Third Bank, National Association Brookhaven Retirement Center Branch |
3.25% | $5,000 | 13 months |
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Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Bellaire Branch
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3.25% | $500 | 20 months |
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Rate History: 1.00% → 3.75% → 3.50% → 3.25% |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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3.20% | $0 | 11 months |
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Rate History: 3.75% → 3.55% → 3.40% → 3.30% → 3.20% |
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U.S. Bank National Association Oxford Branch |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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The Huntington National Bank Branch
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3.05% | $1,000 | 9 months |
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Rate History: 4.86% → 4.34% → 4.08% → 3.56% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 3 months |
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Montgomery Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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Fifth Third Bank, National Association Brookhaven Retirement Center Branch |
3.00% | $5,000 | 24 months |
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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Bellaire Branch
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3.00% | $500 | 26 months |
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Rate History: 1.00% → 3.00% |
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2.96% | $5,000 | 51 months |
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Citibank, National Association |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Auto Bank Facility Branch
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2.76% | $1,000 | 13 months |
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Rate History: 3.71% → 4.01% → 3.49% → 4.41% → 2.76% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Cambridge Branch
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2.75% | $2,500 | 24 months |
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Rate History: 1.00% → 2.25% → 4.00% → 2.75% |
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Cincinnati 4th & Walnut Branch
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2.70% | $1,000 | 15 months |
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Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70% |
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PNC Bank, National Association Seventh And Vine Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Seventh And Vine Branch |
2.40% | $1,000 | 37 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Cambridge Branch
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2.25% | $2,500 | 37 months |
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Rate History: 1.00% → 2.25% |
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PNC Bank, National Association Seventh And Vine Branch |
2.20% | $1,000 | 25 months |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association Seventh And Vine Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Cambridge Branch
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2.00% | $2,500 | 60 months |
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Rate History: 1.00% → 2.00% |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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JPMorgan Chase Bank, National Association Monroe Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Cambridge Branch
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0.60% | $2,500 | 6 months |
Learn More
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Rate History: 1.00% → 5.01% → 4.25% → 3.85% → 0.60% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Cambridge Branch
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0.45% | $2,500 | 12 months |
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Rate History: 3.75% → 4.75% → 4.40% → 4.00% → 0.45% |
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Cambridge Branch
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0.35% | $2,500 | 15 months |
Learn More
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Rate History: 2.00% → 4.50% → 3.75% → 3.50% → 0.35% |
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Cambridge Branch
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0.25% | $2,500 | 19 months |
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Rate History: 1.00% → 0.35% → 3.50% → 3.25% → 0.25% |
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Westfield Bank, Fsb Branch
|
0.15% | $2,500 | 13 months |
Learn More
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Rate History: 0.75% → 0.40% → 0.30% → 0.15% |
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|
|
0.05% | $1,000 | 9 months |
Learn More
|
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