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You are viewing rates from banks across Arizona
Below are special Certificate of Deposit special rates and terms from banks in Arizona. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
AZ - September 16, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Gainey Branch 89000
|
4.97%
3.40% 3.40% |
$5,000
$100,000 |
9 months |
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Rate History: 4.00% → 4.98% → 4.93% → 4.97% |
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4.80%
4.75% 4.75% |
$99,999
$500 |
14 months |
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Rate History: 1.00% → 4.80% → 5.05% → 4.80% |
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Camino Seco Branch
|
4.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% |
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Camino Seco Branch
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4.60% | $1,000 | 19 months |
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Rate History: 1.00% → 5.25% → 4.60% |
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Bankers Trust Phoenix Branch
|
4.54% | $1,000 | 7 months |
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Rate History: 4.00% → 5.00% → 4.54% |
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Camino Seco Branch
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4.45% | $1,000 | 7 months |
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Rate History: 1.00% → 4.45% |
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Sunflower Bank, National Association |
4.45% | $1,000 | 9 months |
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4.34%
4.25% 4.25% |
$99,999
$500 |
7 months |
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Rate History: 5.10% → 5.36% → 5.10% → 4.59% → 4.34% |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25% | $0 | 10 months |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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4.15%
4.10% 4.10% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.10% | $1,000 | 7 months |
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Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10% |
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|
UMB Bank, National Association Gilbert Branch |
4.10% | $5,000 | 15 months |
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|
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Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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UMB Bank, National Association Gilbert Branch |
4.05% | $5,000 | 9 months |
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Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05% |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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First-Citizens Bank & Trust Company Chandler Main Officer Branch |
4.00% | $5,000 | 5 months |
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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4.00%
3.50% 2.60% 2.40% 2.20% 2.10% 3.50%2.60% 2.40% 2.20% 2.10% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 |
7 months |
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|
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Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
|
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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4.00% | $1,000 | 13 months |
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Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00% |
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4.00% | $5,000 | 13 months |
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Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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|
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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4.00% | $1,000 | 25 months |
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Rate History: 3.50% → 3.25% → 3.50% → 4.00% |
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3.95% | $5,000 | 11 months |
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|
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11-Month No Penalty CD |
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Vio Bank, A Division of MidFirst Bank |
3.90% | $500 | 9 months |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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UMB Bank, National Association Gilbert Branch |
3.85% | $5,000 | 3 months |
Learn More
|
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Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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Valley Direct, a division of Valley National Bank |
3.85% | $500 | 9 months |
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|
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Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association 99th Avenue & Mcdowell Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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3.75% | $2,500 | 6 months |
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|
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
Learn More
|
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
Learn More
|
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First-Citizens Bank & Trust Company Chandler Main Officer Branch |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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|
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association Window Rock Branch |
3.74% | $2,500 | 7 months |
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|
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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West Camelback And 101 Branch
|
3.65% | $100,000 | 10 months |
Learn More
|
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Rate History: 3.80% → 4.05% → 3.95% → 3.80% → 3.65% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Window Rock Branch |
3.64% | $2,500 | 15 months |
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|
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60% |
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3.60% | $1,000 | 13 months |
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|
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% |
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Wells Fargo Bank, National Association Window Rock Branch |
3.59% | $2,500 | 11 months |
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|
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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3.50% | $50,000 | 12 months |
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|
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PNC Bank, National Association |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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|
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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Gainey Branch 89000
|
3.49% | $5,000 | 13 months |
Learn More
|
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Rate History: 3.60% → 3.50% → 3.35% → 3.10% → 3.49% |
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3.40% | $1,000 | 7 months |
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|
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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U.S. Bank National Association Downtown Mesa Branch |
3.25% | $1,000 | 7 months |
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|
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
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|
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.35% → 3.25% |
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Bankers Trust Phoenix Branch
|
3.25% | $1,000 | 14 months |
Learn More
|
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Rate History: 1.00% → 5.10% → 3.25% |
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West Camelback And 101 Branch
|
3.25% | $100,000 | 17 months |
Learn More
|
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Rate History: 2.25% → 2.15% → 2.10% → 2.20% → 3.25% |
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3.20% | $500 | 17 months |
Learn More
|
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Early withdrawal penalty is 180 days interest. |
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Finworth, a division of InsBank |
3.20% | $50,000 | 22 months |
Learn More
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Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20% |
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3.20% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% → 0.50% → 3.20% |
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Citibank, National Association |
3.00% | $0 | 5 months |
Learn More
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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U.S. Bank National Association Downtown Mesa Branch |
3.00% | $1,000 | 13 months |
Learn More
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Gainey Branch 89000
|
3.00% | $5,000 | 18 months |
Learn More
|
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Rate History: 3.51% → 3.76% → 3.31% → 3.16% → 3.00% |
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3.00% | $10,000 | 23 months |
Learn More
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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3.00%
2.90% 2.80% 2.75% 2.50% 2.90%2.80% 2.75% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
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Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00% |
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Bank of America, National Association 99th Avenue & Mcdowell Branch |
2.95% | $10,000 | 10 months |
Learn More
|
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Gainey Branch 89000
|
2.94% | $10,000 | 33 months |
Learn More
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Rate History: 3.91% → 3.00% → 3.20% → 3.05% → 2.94% |
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Citibank, National Association |
2.75% | $0 | 6 months |
Learn More
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Phoenix Camelback Branch
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2.75% | $1,000 | 59 months |
Learn More
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Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75% |
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2.70% | $0 | 11 months |
Learn More
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Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70% |
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Phoenix Camelback Branch
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2.65% | $1,000 | 45 months |
Learn More
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Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65% |
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Phoenix Camelback Branch
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2.60% | $1,000 | 35 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
Learn More
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Phoenix Camelback Branch
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2.55% | $1,000 | 25 months |
Learn More
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55% |
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U.S. Bank National Association Downtown Mesa Branch |
2.50% | $1,000 | 25 months |
Learn More
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
Learn More
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
Learn More
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PNC Bank, National Association |
2.10% | $1,000 | 19 months |
Learn More
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Citibank, National Association |
2.00% | $0 | 4 months |
Learn More
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
Learn More
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
Learn More
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association 99th Avenue & Mcdowell Branch |
2.00% | $10,000 | 13 months |
Learn More
|
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association |
1.90% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association 99th Avenue & Mcdowell Branch |
1.75% | $10,000 | 25 months |
Learn More
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
Learn More
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Bankers Trust Phoenix Branch
|
1.10% | $1,000 | 3 months |
Learn More
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Rate History: 2.00% → 1.10% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association Mobile Branch (1) |
0.50% | $100,000 | 6 months |
Learn More
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
|
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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0.05% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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