Best Special Rates and Terms in Tennessee, TN

You are viewing rates from banks across Tennessee

Below are special Certificate of Deposit special rates and terms from banks in Tennessee. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

TN - August 17, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Elizabethton Federal Savings Bank 404 South Shady Street Branch	5.13%	$250	6 months	Learn More Reviews
Simmons Bank Crossroads Branch	4.80%	$5,000	3 months	Learn More Reviews (4)
Rate History: 3.00% → 5.20% → 4.80%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Nashville Tn Main Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
U.S. Bank National Association Cookeville Jackson Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Renasant Bank Poplar Avenue Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00%
United Community Bank Lenoir City Branch	4.00%	$2,500	7 months	Learn More Reviews (1)
Rate History: 4.65% → 4.50% → 4.45% → 4.20% → 4.00%
Bank of America, National Association Madison Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Nashville Tn Main Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank Bank Of Tennessee - Mount Juliet Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Renasant Bank Poplar Avenue Branch	3.90%	$10,000	5 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00% → 4.00% → 3.90%
City National Bank Nashville Branch	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Fifth Third Bank, National Association Walker Springs Branch	3.80%	$5,000	6 months	Learn More Reviews (5)
Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%
Wells Fargo Bank, National Association Germantown East Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Renasant Bank Poplar Avenue Branch	3.75%	$10,000	11 months	Learn More Reviews (1)
Rate History: 4.46% → 4.25% → 4.75% → 4.25% → 3.75%
Truist Bank Ooltewah Branch	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
City National Bank Nashville Branch	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Germantown East Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
United Community Bank Lenoir City Branch	3.50%	$2,500	23 months	Learn More Reviews (1)
Rate History: 1.00% → 3.50%
Fifth Third Bank, National Association Walker Springs Branch	3.49%	$5,000	12 months	Learn More Reviews (5)
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
Bank of America, National Association Madison Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Cookeville Jackson Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
United Community Bank Lenoir City Branch	3.25%	$2,500	11 months	Learn More Reviews (1)
Rate History: 4.25% → 3.50% → 3.75% → 3.50% → 3.25%
Renasant Bank Poplar Avenue Branch	3.25%	$10,000	17 months	Learn More Reviews (1)
Rate History: 1.00% → 3.85% → 3.45% → 2.75% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Cookeville Jackson Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
First US Bank	3.03%	$500	14 months	Learn More Reviews
Rate History: 4.94% → 5.09% → 3.55% → 3.29% → 3.03%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
United Community Bank Lenoir City Branch	3.00%	$2,500	19 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Fifth Third Bank, National Association Walker Springs Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Madison Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
First US Bank	2.68%	$100,000	35 months	Learn More Reviews
Rate History: 4.06% → 4.84% → 4.00% → 3.80% → 2.68%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
First US Bank	2.52%	$10,000	37 months	Learn More Reviews
Rate History: 3.70% → 4.42% → 3.03% → 2.78% → 2.52%
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
Fifth Third Bank, National Association Walker Springs Branch	2.25%	$5,000	60 months	Learn More Reviews (5)
Rate History: 0.01% → 2.25%
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Madison Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around TN - August 17, 2025

Branch	Street	City	State
Elizabethton Federal Savings Bank 404 South Shady Street Branch	404 South Shadt Street	Mountain City	TN
Simmons Bank Crossroads Branch	741 South Main Street	Middleton	TN
Regions Bank Nashville Tn Main Branch	One Nashville Place 150 4th Avenue N	Nashville	TN
U.S. Bank National Association Cookeville Jackson Branch	Two West Jackson Street	Cookeville	TN
Renasant Bank Poplar Avenue Branch	5264 Poplar Avenue	Memphis	TN
United Community Bank Lenoir City Branch	725 Highway 321 North	Lenoir City	TN
Bank of America, National Association Madison Branch	969 Gallatin Pike S	Madison	TN
Regions Bank Nashville Tn Main Branch	One Nashville Place 150 4th Avenue N	Nashville	TN
Finworth, a division of InsBank Bank Of Tennessee - Mount Juliet Branch	1982 Providence Parkway, Suite 103	Mount Juliet	TN
Renasant Bank Poplar Avenue Branch	5264 Poplar Avenue	Memphis	TN
City National Bank Nashville Branch	54 Music Square East, Suite 100	Nashville	TN
Fifth Third Bank, National Association Walker Springs Branch	8331 East Walker Springs Lane	Knoxville	TN
Wells Fargo Bank, National Association Germantown East Branch	9301 Poplar Avenue	Germantown	TN
Renasant Bank Poplar Avenue Branch	5264 Poplar Avenue	Memphis	TN
Truist Bank Ooltewah Branch	9238 Lee Highway	Ooltewah	TN
City National Bank Nashville Branch	54 Music Square East, Suite 100	Nashville	TN
Wells Fargo Bank, National Association Germantown East Branch	9301 Poplar Avenue	Germantown	TN
United Community Bank Lenoir City Branch	725 Highway 321 North	Lenoir City	TN
Fifth Third Bank, National Association Walker Springs Branch	8331 East Walker Springs Lane	Knoxville	TN
Bank of America, National Association Madison Branch	969 Gallatin Pike S	Madison	TN
U.S. Bank National Association Cookeville Jackson Branch	Two West Jackson Street	Cookeville	TN
United Community Bank Lenoir City Branch	725 Highway 321 North	Lenoir City	TN
Renasant Bank Poplar Avenue Branch	5264 Poplar Avenue	Memphis	TN
U.S. Bank National Association Cookeville Jackson Branch	Two West Jackson Street	Cookeville	TN
United Community Bank Lenoir City Branch	725 Highway 321 North	Lenoir City	TN
Fifth Third Bank, National Association Walker Springs Branch	8331 East Walker Springs Lane	Knoxville	TN
Bank of America, National Association Madison Branch	969 Gallatin Pike S	Madison	TN
Fifth Third Bank, National Association Walker Springs Branch	8331 East Walker Springs Lane	Knoxville	TN
Bank of America, National Association Madison Branch	969 Gallatin Pike S	Madison	TN