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You are viewing rates from banks across Vermont
Below are special Certificate of Deposit special rates and terms from banks in Vermont. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
VT - November 4, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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4.00% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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Bennington Office Branch
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3.85% | $500 | 6 months |
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Rate History: 4.05% → 3.85% → 4.00% → 3.95% → 3.85% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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3.80% | $2,500 | 7 months |
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Citibank, National Association |
3.75% | $0 | 4 months |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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School St. Montpelier Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Wells Fargo Bank, National Association |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Brandon Park St Branch
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3.60% | $500 | 13 months |
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Rate History: 4.00% → 4.25% → 4.00% → 3.90% → 3.60% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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Shelbourne Rd Branch
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association Brattleboro Branch |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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Rising Bank, a division of Midwest BankCentre |
3.50% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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School St. Montpelier Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $0 | 11 months |
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Citibank, National Association |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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School St. Montpelier Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association |
3.00% | $0 | 3 months |
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School St. Montpelier Branch
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Shelbourne Rd Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.95% | $1,000 | 13 months |
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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Citibank, National Association |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Bank of America, National Association |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association |
2.00% | $1,000 | 13 months |
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Bank of America, National Association |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Bennington Office Branch
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1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Bennington Office Branch
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0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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0.05% | $1,000 | 9 months |
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| Branch | Street | City | State |
|---|---|---|---|
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TrustCo Bank Bennington Office Branch |
215 North Street | Bennington | VT |
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TD Bank, National Association School St. Montpelier Branch |
9 School Street | Montpelier | VT |
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Bar Harbor Bank & Trust Brandon Park St Branch |
Two Park Street | Brandon | VT |
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KeyBank National Association Shelbourne Rd Branch |
960 Shelburne Road | South Burlington | VT |
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Citizens Brattleboro Branch |
894 North Putney Road | Brattleboro | VT |
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TD Bank, National Association School St. Montpelier Branch |
9 School Street | Montpelier | VT |
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TD Bank, National Association School St. Montpelier Branch |
9 School Street | Montpelier | VT |
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TD Bank, National Association School St. Montpelier Branch |
9 School Street | Montpelier | VT |
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KeyBank National Association Shelbourne Rd Branch |
960 Shelburne Road | South Burlington | VT |
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TrustCo Bank Bennington Office Branch |
215 North Street | Bennington | VT |
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TrustCo Bank Bennington Office Branch |
215 North Street | Bennington | VT |
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