Massachusetts

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Special Bank CD Offers – Massachusetts

You are viewing rates from banks across Massachusetts






Below are special Certificate of Deposit special rates and terms from banks in Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MA - October 6, 2026

Bank APY MIN PERIOD

Rate History: 1.00% → 4.25% → 5.25%

Rate History: 1.00% → 5.00%

Rate History: 1.00% → 4.75%

Rate History: 1.00% → 5.10% → 5.00% → 4.75%

Rate History: 1.00% → 4.75% → 5.00% → 4.75%

Rate History: 1.00% → 4.65% → 5.36% → 4.72%

Rate History: 1.00% → 4.25% → 4.65% → 4.51%

Rate History: 1.00% → 4.50%

Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50%

Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35%

Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35%

Rate History: 1.00% → 5.12% → 3.30% → 4.33%

Rate History: 1.00% → 4.59% → 4.33%

Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30%

Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest.
Rate History: 4.00% → 3.70% → 4.00% → 4.15% → 4.30%

Rate History: 4.75% → 4.25% → 3.50% → 4.00% → 4.30%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 4.30%

Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25%

Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%

Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25%

Rate History: 5.00% → 4.50% → 3.00% → 3.85% → 4.25%

Rate History: 4.40% → 4.35% → 4.25% → 4.10% → 4.25%

Rate History: 1.00% → 3.75% → 4.25%

Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25%

Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25%

Rate History: 4.00% → 3.75% → 4.15% → 3.50% → 4.21%

Rate History: 3.00% → 3.82% → 3.92% → 4.00% → 4.11%

Rate History: 0.35% → 3.75% → 3.65% → 3.85% → 4.10%

Rate History: 4.75% → 4.50% → 4.25% → 4.05% → 4.10%

Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10%

Rate History: 3.50% → 4.00% → 3.75% → 3.55% → 4.10%

Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10%

Rate History: 3.85% → 3.80% → 4.05%

Rate History: 4.25% → 4.00% → 3.75% → 3.55% → 4.05%

Rate History: 3.30% → 4.03%

Luminate Bank

4.00% $10,000 4 months Learn More

OneWest Bank, a division of First-Citizens Bank and Trust

4.00% $5,000 5 months Learn More

Rate History: 4.00% → 4.25% → 4.00%

Rate History: 1.00% → 4.00% → 4.25% → 4.00%

Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00%

Rate History: 5.00% → 4.75% → 4.50% → 4.25% → 4.00%

Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00%

Rate History: 5.00% → 5.55% → 5.00% → 4.50% → 4.00%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 4.00% → 4.15% → 3.75% → 3.50% → 4.00%

Rate History: 3.00% → 3.85% → 4.00%

Early Withdrawal Penalty is 180 days interest.
Rate History: 3.50% → 3.30% → 3.10% → 3.75% → 4.00%

Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00%

Rate History: 1.00% → 4.00% → 3.25% → 4.00%

11-Month No Penalty CD

Rate History: 1.00% → 0.15% → 3.92%

Rate History: 5.00% → 4.65% → 4.20% → 4.50% → 3.90%

Rate History: 4.35% → 4.25% → 4.15% → 4.00% → 3.90%

Account cannot be closed online. Requires reaching phone representative to close.
Rate History: 3.50% → 3.35% → 3.25% → 3.75% → 3.90%

Rate History: 5.00% → 4.60% → 4.40% → 4.20% → 3.90%

Rate History: 4.81% → 3.98% → 3.90%

Rate History: 5.00% → 4.75% → 4.40% → 4.10% → 3.85%

Rate History: 1.00% → 4.00% → 3.60% → 3.85%

Rate History: 4.15% → 4.10% → 4.00% → 3.95% → 3.85%

Rate History: 3.90% → 3.80%

Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%

Rate History: 2.50% → 4.07% → 3.90% → 2.50% → 3.80%

Rate History: 4.55% → 4.40% → 3.95% → 3.70% → 3.80%

Rate History: 4.33% → 4.23% → 4.00% → 3.85% → 3.75%

Rate History: 4.65% → 4.25% → 4.00% → 4.05% → 3.75%

Rate History: 4.30% → 4.25% → 4.15% → 4.00% → 3.75%

Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75%

Early withdrawal penalty is 180 days interest.
Rate History: 3.75% → 3.65% → 3.40% → 4.00% → 3.75%

Rate History: 4.25% → 4.00% → 3.75% → 3.50% → 3.75%

Rate History: 4.15% → 3.65% → 4.00% → 3.75%

OneWest Bank, a division of First-Citizens Bank and Trust

3.75% $5,000 11 months Learn More

Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75%

Rate History: 4.50% → 4.00% → 3.75%

Rate History: 1.00% → 5.00% → 4.25% → 3.75%

Rate History: 1.00% → 3.75%

Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%

Rate History: 4.00% → 3.95% → 3.90% → 3.80% → 3.70%

Rate History: 4.07% → 3.71% → 4.18% → 3.92% → 3.66%

Rate History: 4.11% → 4.06% → 8.50% → 3.80% → 3.65%

Rate History: 4.00% → 4.75% → 4.50% → 4.60% → 3.65%

Rate History: 2.50% → 4.00% → 3.90% → 2.50% → 3.65%

Rate History: 1.00% → 4.75% → 3.85% → 3.65%

Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65%

Rate History: 3.74% → 3.64%

Rate History: 3.89% → 3.79% → 3.96% → 3.79% → 3.63%

Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60%

Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%

Rate History: 0.40% → 3.56%

Rate History: 4.60% → 4.50% → 4.10% → 3.80% → 3.55%

Rate History: 3.75% → 3.50% → 3.25% → 3.20% → 3.55%

Rate History: 1.00% → 4.33% → 4.07% → 3.55%

Rate History: 4.00% → 4.25% → 4.00% → 3.75% → 3.51%

Rate History: 1.00% → 4.90% → 4.00% → 3.50%

Rate History: 4.25% → 4.50% → 4.00% → 3.75% → 3.50%

Rate History: 1.00% → 2.25% → 4.50% → 3.50%

Rate History: 3.63% → 4.25% → 4.00% → 3.75% → 3.50%

Rate History: 0.35% → 3.75% → 3.25% → 3.00% → 3.50%

Rate History: 3.25% → 4.75% → 4.50% → 4.25% → 3.50%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%

Rate History: 3.00% → 3.46%

Rate History: 1.00% → 3.03% → 3.55% → 3.44%

Rate History: 3.45% → 3.40% → 3.50% → 3.45% → 3.40%

Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40%

Rate History: 3.50% → 4.00% → 3.70% → 3.40%

Rate History: 3.00% → 3.35%

Rate History: 4.92% → 5.00% → 4.14% → 3.61% → 3.35%

Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35%

Rate History: 1.00% → 3.30% → 0.75% → 3.30%

Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%

Rate History: 0.25% → 4.00% → 3.75% → 3.49% → 3.25%

Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%

Rate History: 3.50% → 3.35% → 3.25%

Rate History: 1.25% → 1.98% → 4.00% → 1.98% → 3.20%

Rate History: 4.10% → 3.95% → 3.40% → 3.35% → 3.20%

Early withdrawal penalty is 180 days interest.
Rate History: 3.45% → 4.00% → 4.00% → 3.25% → 3.20%

Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%

Rate History: 1.00% → 3.00%

Rate History: 5.00% → 4.50% → 5.00% → 4.50% → 3.00%

Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%

Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%

Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%

Rate History: 4.25% → 4.05% → 3.95% → 3.90% → 2.90%

Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80%

Rate History: 3.35% → 3.09% → 3.05% → 3.09% → 2.78%

Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%

Rate History: 3.75% → 3.50% → 3.25% → 3.00% → 2.75%

Rate History: 5.00% → 5.00% → 3.50% → 2.75%

Early withdrawal penalty is 180 days interest.
Rate History: 3.25% → 3.00% → 2.75% → 3.00% → 2.75%

Rate History: 4.30% → 4.00% → 3.75% → 3.80% → 2.70%

Rate History: 4.35% → 4.00% → 3.50% → 3.55% → 2.60%

Rate History: 1.00% → 3.51% → 3.00% → 2.50%

Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%

Rate History: 3.75% → 2.25% → 3.00% → 2.00%

Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00%

Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%

Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%

Rate History: 0.05% → 1.90%

The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.
Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

Rate History: 1.85% → 1.70%

Rate History: 3.55% → 3.65% → 3.60% → 3.65% → 1.25%

Rate History: 1.00% → 4.25% → 1.00%

Rate History: 1.00% → 3.56% → 0.75%

Rate History: 1.00% → 0.50%

Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50%

Rate History: 1.00% → 4.33% → 4.07% → 0.45%

Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40%

Rate History: 3.55% → 1.25% → 0.40% → 0.20% → 0.40%

Rate History: 1.00% → 0.50% → 0.55% → 0.50% → 0.40%

Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25%

Rate History: 0.40% → 0.10% → 0.40% → 3.56% → 0.25%

Rate History: 1.00% → 5.25% → 5.10% → 0.25%

Rate History: 1.00% → 3.00% → 0.20%

Rate History: 1.00% → 4.75% → 0.08%

Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

Rate History: 3.30% → 3.25% → 3.30% → 2.78% → 0.05%

Rate History: 0.05% → 0.05% → 0.05%

Rate History: 1.00% → 2.00%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around MA - October 6, 2026


Branch Street City State
Institution for Savings in Newburyport and Its Vicinity
Newburyport Storey Avenue Office And Branch
Storey Avenue And Woodmen Way Newburyport MA
Newburyport Five Cents Savings Bank
Salisbury Branch
Merrill Street And Route 110 Salisbury MA
The Cape Cod Five Cents Savings Bank
Falmouth Branch
668 Main Street Falmouth MA
Clinton Savings Bank
Sterling Branch
One Main Street Sterling MA
Bank of Easton
South Easton Branch
12 Robert Drive South Easton MA
Savers Co-operative Bank
Grafton Branch
96 Worcester Street North Grafton MA
Savers Co-operative Bank
Grafton Branch
96 Worcester Street North Grafton MA
Needham Bank
Medfield Branch
520 Main Street Medfield MA
Dean Co-operative Bank
Blackstone Branch
8 Main Street Blackstone MA
Cape Ann Savings Bank
Granite Br Branch
247 Main Street Rockport MA
Martha's Vineyard Bank
Four Flags Condominium Branch
Unit #10, Vineyard Haven Road, Post Office Square Edgartown MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
Needham Bank
Medfield Branch
520 Main Street Medfield MA
Haverhill Bank
West Main Street Branch
6 Main Street Merrimac MA
Leader Bank, National Association
Central Square Branch
675 Massachusetts Avenue Cambridge MA
Santander Bank, N.A.
Braintree Branch
30 Forbes Road Braintree MA
Walpole Co-operative Bank
Walpole Co-Operative Bank Branch
982 Main Street Walpole MA
Clinton Savings Bank
Sterling Branch
One Main Street Sterling MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
StonehamBank, A Co-operative Bank
Stonehambank, A Co-Operative Bank Branch
80 Montvale Avenue Stoneham MA
Walpole Co-operative Bank
Walpole Co-Operative Bank Branch
982 Main Street Walpole MA
OneLocal Bank
Norwood Co-Operative Bank Branch
11 Central Street Norwood MA
Winchester Savings Bank
Winchester Savings Bank Branch
661 Main Street Winchester MA
Dedham Institution for Savings
Westwood Branch
673 High Street Westwood MA
OneLocal Bank
Norwood Co-Operative Bank Branch
11 Central Street Norwood MA
Mechanics Cooperative Bank
Taunton Branch
75 County Street Taunton MA
Stoughton Co-operative Bank
Stoughton Co-Operative Bank Branch
950 Park Street Stoughton MA
Leader Bank, National Association
Central Square Branch
675 Massachusetts Avenue Cambridge MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
Santander Bank, N.A.
Braintree Branch
30 Forbes Road Braintree MA
Newburyport Five Cents Savings Bank
Salisbury Branch
Merrill Street And Route 110 Salisbury MA
Reading Co-operative Bank
Reading Memorial High School Branch
62 Oakland Road Reading MA
Winchester Co-operative Bank
Winchester Co-Operative Bank Branch
19 Church Street Winchester MA
Westfield Bank
Agawam Branch
655 Main Street Agawam MA
Mechanics Cooperative Bank
Taunton Branch
75 County Street Taunton MA
Cape & Coast Bank
North Falmouth Branch
660 N Falmouth Hwy North Falmouth MA
Needham Bank
Medfield Branch
520 Main Street Medfield MA
UniBank for Savings
Milford Branch
91 Prospect Street Milford MA
Bank of America, National Association
Solomon Pond Mall Branch
601 Donald J. Lynch Boulevard Marlborough MA
South Shore Bank
Columbian Square Branch
88 Pleasant Street South Weymouth MA
Mechanics Cooperative Bank
Taunton Branch
75 County Street Taunton MA
The Savings Bank
Main Street Branch
907 Main Street Wakefield MA
OneLocal Bank
Norwood Co-Operative Bank Branch
11 Central Street Norwood MA
Westfield Bank
Agawam Branch
655 Main Street Agawam MA
Peoples Bank of Holyoke, Massachusetts
Hampden Street Branch
825 Hampden Street Holyoke MA
Citizens
Plymouth Stop & Shop Rt. 44 Branch
129 Samoset St Ste 1 Plymouth MA
Wrentham Co-operative Bank
Wrentham Co-Operative Bank Branch
102 South Street Wrentham MA
Everett Co-operative Bank
Everett Co-Operative Bank Branch
419 Broadway Everett MA
Institution for Savings in Newburyport and Its Vicinity
Newburyport Storey Avenue Office And Branch
Storey Avenue And Woodmen Way Newburyport MA
Wells Fargo Bank, National Association
Boston Abbot Downing Trust Office Branch
200 Berkeley Street Boston MA
UniBank for Savings
Milford Branch
91 Prospect Street Milford MA
Greenfield Savings Bank
Conway Branch
Parsons Road And Route 116 Conway MA
Millbury National Bank
Grafton Branch
43 Main Street South Grafton MA
Westfield Bank
Agawam Branch
655 Main Street Agawam MA
South Shore Bank
Columbian Square Branch
88 Pleasant Street South Weymouth MA
Leader Bank, National Association
Central Square Branch
675 Massachusetts Avenue Cambridge MA
Wells Fargo Bank, National Association
Boston Abbot Downing Trust Office Branch
200 Berkeley Street Boston MA
Millbury National Bank
Grafton Branch
43 Main Street South Grafton MA
Wells Fargo Bank, National Association
Boston Abbot Downing Trust Office Branch
200 Berkeley Street Boston MA
MutualOne Bank
Lincoln Street Branch
One Lincoln Street Framingham MA
Cape & Coast Bank
North Falmouth Branch
660 N Falmouth Hwy North Falmouth MA
BayCoast Bank
Somerset Branch
Route 6 And Brayton Point Road Somerset MA
Cape Ann Savings Bank
Granite Br Branch
247 Main Street Rockport MA
Marblehead Bank
Marblehead Bank Branch
21 Atlantic Avenue Marblehead MA
Bank of America, National Association
Solomon Pond Mall Branch
601 Donald J. Lynch Boulevard Marlborough MA
Reading Co-operative Bank
Reading Memorial High School Branch
62 Oakland Road Reading MA
Middlesex Federal Savings, F.A.
Middlesex Federal Savings, F.A. - Teele Square Branch
1196 Broadway Somerville MA
Everett Co-operative Bank
Everett Co-Operative Bank Branch
419 Broadway Everett MA
KeyBank National Association
College Highway Branch
664 College Highway Southwick MA
Haverhill Bank
West Main Street Branch
6 Main Street Merrimac MA
StonehamBank, A Co-operative Bank
Stonehambank, A Co-Operative Bank Branch
80 Montvale Avenue Stoneham MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
MutualOne Bank
Lincoln Street Branch
One Lincoln Street Framingham MA
Millbury National Bank
Grafton Branch
43 Main Street South Grafton MA
TrustCo Bank
Allendale Branch
5 Cheshire Rd, Suite 18 Pittsfield MA
Mechanics Cooperative Bank
Taunton Branch
75 County Street Taunton MA
MutualOne Bank
Lincoln Street Branch
One Lincoln Street Framingham MA
Webster Five Cents Savings Bank
Oxford Branch
343 Main Street Oxford MA
Cape Ann Savings Bank
Granite Br Branch
247 Main Street Rockport MA
Eagle Bank
Eagle Bank Branch
471 Salem Street Medford MA
TD Bank, National Association
Brewster Branch
Route 6a And Underpass Road Brewster MA
Millbury National Bank
Grafton Branch
43 Main Street South Grafton MA
Fidelity Co-operative Bank
Paxton Branch
713 Pleasant Street Paxton MA
Citibank, National Association
Harvard Square Financial Center Branch
One Brattle Street Cambridge MA
Marblehead Bank
Marblehead Bank Branch
21 Atlantic Avenue Marblehead MA
Rockland Trust Company
Osterville Branch
57 West Bay Road Osterville MA
KeyBank National Association
College Highway Branch
664 College Highway Southwick MA
Bank of America, National Association
Solomon Pond Mall Branch
601 Donald J. Lynch Boulevard Marlborough MA
Fidelity Co-operative Bank
Paxton Branch
713 Pleasant Street Paxton MA
Citibank, National Association
Harvard Square Financial Center Branch
One Brattle Street Cambridge MA
Rockland Trust Company
Osterville Branch
57 West Bay Road Osterville MA
Fidelity Co-operative Bank
Paxton Branch
713 Pleasant Street Paxton MA
Fidelity Co-operative Bank
Paxton Branch
713 Pleasant Street Paxton MA
Marblehead Bank
Marblehead Bank Branch
21 Atlantic Avenue Marblehead MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
Citibank, National Association
Harvard Square Financial Center Branch
One Brattle Street Cambridge MA
TD Bank, National Association
Brewster Branch
Route 6a And Underpass Road Brewster MA
Bank of America, National Association
Solomon Pond Mall Branch
601 Donald J. Lynch Boulevard Marlborough MA
Salem Five Cents Savings Bank
Stoneham Branch
88 Main Street Stoneham MA
Bank of America, National Association
Solomon Pond Mall Branch
601 Donald J. Lynch Boulevard Marlborough MA
Hingham Institution for Savings
Drive-In Branch
71 Main Street Hingham MA
TrustCo Bank
Allendale Branch
5 Cheshire Rd, Suite 18 Pittsfield MA
Hingham Institution for Savings
Drive-In Branch
71 Main Street Hingham MA
The Cooperative Bank
The Cooperative Bank Branch
40 Belgrade Avenue Roslindale MA
Cape Ann Savings Bank
Granite Br Branch
247 Main Street Rockport MA
Hingham Institution for Savings
Drive-In Branch
71 Main Street Hingham MA
JPMorgan Chase Bank, National Association
Boston Branch
50 Rowes Wharf, Floor 4 Boston MA
Greenfield Savings Bank
Conway Branch
Parsons Road And Route 116 Conway MA
Leader Bank, National Association
Central Square Branch
675 Massachusetts Avenue Cambridge MA
TrustCo Bank
Allendale Branch
5 Cheshire Rd, Suite 18 Pittsfield MA
Washington Savings Bank
Washington Savings Bank Branch
30 Middlesex Street Lowell MA
Eagle Bank
Eagle Bank Branch
471 Salem Street Medford MA
Country Bank for Savings
Brimfield Branch
9 Main Street (South Side) Brimfield MA
Leader Bank, National Association
Central Square Branch
675 Massachusetts Avenue Cambridge MA
Marblehead Bank
Marblehead Bank Branch
21 Atlantic Avenue Marblehead MA
The Cape Cod Five Cents Savings Bank
Falmouth Branch
668 Main Street Falmouth MA
Citibank, National Association
Harvard Square Financial Center Branch
One Brattle Street Cambridge MA
The Cooperative Bank
The Cooperative Bank Branch
40 Belgrade Avenue Roslindale MA


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