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You are viewing rates from banks across Massachusetts
Below are special Certificate of Deposit special rates and terms from banks in Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
MA - October 29, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
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5.40% | $5,000 | 5 months |
Learn More
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Lincoln Street Branch
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5.40% | $500 | 7 months |
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Rate History: 4.50% → 4.75% → 5.65% → 5.40% |
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Institution for Savings in Newburyport and Its Vicinity Newburyport Storey Avenue Office And Branch |
5.25% | $10,000 | 11 months |
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|
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Rate History: 1.00% → 4.25% → 5.25% |
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Lincoln Street Branch
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5.25% | $500 | 18 months |
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Rate History: 5.00% → 5.30% → 5.40% → 5.25% |
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Newburyport Five Cents Savings Bank Salisbury Branch |
5.00% | $25,000 | 15 months |
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Rate History: 1.00% → 5.00% |
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The Cape Cod Five Cents Savings Bank Falmouth Branch |
4.75% | $1,000 | 4 months |
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Rate History: 1.00% → 4.75% |
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Sterling Branch
|
4.75% | $10 | 8 months |
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Rate History: 1.00% → 5.10% → 5.00% → 4.75% |
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South Easton Branch
|
4.75% | $2,500 | 11 months |
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Rate History: 1.00% → 4.75% → 5.00% → 4.75% |
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Grafton Branch
|
4.72% | $25,000 | 7 months |
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Rate History: 1.00% → 4.65% → 5.36% → 4.72% |
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Grafton Branch
|
4.51% | $25,000 | 11 months |
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Rate History: 1.00% → 4.25% → 4.65% → 4.51% |
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Winchester Co-Operative Bank Branch
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4.50% | $500 | 6 months |
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Rate History: 5.00% → 4.65% → 4.20% → 4.50% |
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The National Grand Bank of Marblehead The National Grand Bank Of Marblehea Branch |
4.50% | $500 | 7 months |
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|
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Rate History: 1.00% → 5.00% → 4.00% → 4.50% |
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Medfield Branch
|
4.50% | $1,000 | 9 months |
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Rate History: 1.00% → 4.50% |
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Everett Co-Operative Bank Branch
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4.50% | $501 | 12 months |
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Rate History: 1.00% → 2.25% → 4.50% |
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Stoneham Branch
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4.50% | $10,000 | 12 months |
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Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50% |
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Blackstone Branch
|
4.35% | $1,000 | 14 months |
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Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35% |
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Granite Br Branch
|
4.33% | $500 | 13 months |
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Rate History: 1.00% → 5.12% → 3.30% → 4.33% |
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Four Flags Condominium Branch
|
4.33% | $1,000 | 13 months |
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Rate History: 1.00% → 4.59% → 4.33% |
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Medfield Branch
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4.25% | $1,000 | 3 months |
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Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25% |
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West Main Street Branch
|
4.25% | $500 | 4 months |
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|
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Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25% |
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Leader Bank, National Association Central Square Branch |
4.25% | $1,000 | 6 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25% |
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Walpole Co-Operative Bank Branch
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4.25% | $0 | 7 months |
Learn More
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Rate History: 4.90% → 4.80% → 4.75% → 4.50% → 4.25% |
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Sterling Branch
|
4.25% | $10 | 13 months |
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|
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Rate History: 1.00% → 3.75% → 4.25% |
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Everett Co-Operative Bank Branch
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4.25% | $501 | 18 months |
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|
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Rate History: 1.00% → 5.00% → 4.25% |
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Stoneham Branch
|
4.25% | $10,000 | 18 months |
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|
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Rate History: 4.50% → 4.75% → 4.25% |
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Stoneham Branch
|
4.15% | $10,000 | 9 months |
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|
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Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15% |
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Columbian Square Branch
|
4.07% | $1,000 | 11 months |
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|
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Rate History: 5.25% → 5.00% → 4.50% → 2.50% → 4.07% |
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Grafton Branch
|
4.06% | $500 | 7 months |
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|
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Rate History: 4.16% → 4.32% → 4.22% → 4.11% → 4.06% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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|
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.05% | $1,000 | 7 months |
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|
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Rate History: 4.10% → 4.05% |
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Athol Branch
|
4.05%
3.85% 3.85% |
$1,001
$1,000 |
7 months |
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|
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Rate History: 4.75% → 4.50% → 4.35% → 4.15% → 4.05% |
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|
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4.05%
3.85% 3.85% |
$0
$0 |
15 months |
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|
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Early withdrawal penalty is 180 days' interest. |
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|
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4.03% | $500 | 7 months |
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Main Street Branch
|
4.00% | $1,000 | 4 months |
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|
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Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.00% |
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|
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4.00% | $2,500 | 4 months |
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|
|
U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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|
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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Norwood Co-Operative Bank Branch
|
4.00% | $2,500 | 5 months |
Learn More
|
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Rate History: 3.50% → 4.90% → 4.65% → 4.25% → 4.00% |
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|
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4.00% | $10,000 | 5 months |
Learn More
|
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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Taunton Branch
|
4.00% | $500 | 6 months |
Learn More
|
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Rate History: 4.00% → 4.25% → 4.00% |
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Braintree Branch
|
4.00% | $500 | 6 months |
Learn More
|
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Stoughton Co-Operative Bank Branch
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4.00% | $500 | 7 months |
Learn More
|
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Rate History: 1.00% → 4.00% → 4.25% → 4.00% |
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Medfield Branch
|
4.00% | $1,000 | 7 months |
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|
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Rate History: 1.00% → 4.00% |
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Hampden Street Branch
|
4.00% | $1,000 | 7 months |
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|
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Rate History: 1.00% → 5.00% → 4.75% → 4.25% → 4.00% |
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Reading Memorial High School Branch
|
4.00% | $500 | 8 months |
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|
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Rate History: 1.00% → 4.90% → 4.00% |
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Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch |
4.00% | $500 | 8 months |
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|
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Rate History: 0.30% → 4.25% → 4.50% → 4.00% |
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Sensata Business Center Branch
|
4.00% | $1,000 | 13 months |
Learn More
|
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Rate History: 5.00% → 4.65% → 4.40% → 4.30% → 4.00% |
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Columbian Square Branch
|
4.00% | $1,000 | 14 months |
Learn More
|
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Rate History: 4.63% → 4.25% → 4.00% → 2.50% → 4.00% |
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Everett Co-Operative Bank Branch
|
4.00% | $501 | 36 months |
Learn More
|
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Rate History: 1.00% → 4.25% → 4.00% |
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Newburyport Five Cents Savings Bank Salisbury Branch |
4.00% | $25,000 | 36 months |
Learn More
|
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Rate History: 1.00% → 4.00% → 3.25% → 4.00% |
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Allendale Branch
|
3.95% | $500 | 6 months |
Learn More
|
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Milford Branch
|
3.95% | $2,500 | 8 months |
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|
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Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.95% |
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|
|
3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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|
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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Conway Branch
|
3.92% | $10 | 7 months |
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|
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Rate History: 4.59% → 4.07% → 3.71% → 4.18% → 3.92% |
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|
|
3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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|
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3.90% | $2,500 | 6 months |
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|
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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Agawam Branch
|
3.90% | $1,000 | 7 months |
Learn More
|
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Rate History: 4.35% → 4.25% → 4.15% → 4.00% → 3.90% |
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Taunton Branch
|
3.90% | $500 | 14 months |
Learn More
|
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Rate History: 5.00% → 4.60% → 4.40% → 4.20% → 3.90% |
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|
Finworth, a division of InsBank |
3.90% | $50,000 | 22 months |
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|
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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Grafton Branch
|
3.89% | $501 | 24 months |
Learn More
|
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Rate History: 1.00% → 4.06% → 1.51% → 4.04% → 3.89% |
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North Falmouth Branch
|
3.85% | $500 | 5 months |
Learn More
|
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Rate History: 5.00% → 4.75% → 4.40% → 4.10% → 3.85% |
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|
|
3.85% | $1,000 | 7 months |
Learn More
|
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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|
|
3.81% | $1,000 | 13 months |
Learn More
|
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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|
|
3.80% | $2,500 | 7 months |
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Milford Branch
|
3.80% | $500 | 14 months |
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|
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Rate History: 4.20% → 4.00% → 3.95% → 3.90% → 3.80% |
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Taunton Branch
|
3.80% | $500 | 27 months |
Learn More
|
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Rate History: 4.55% → 4.40% → 3.95% → 3.70% → 3.80% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.75% | $0 | 4 months |
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Marblehead Bank Branch
|
3.75% | $500 | 4 months |
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|
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Rate History: 4.25% → 4.00% → 4.25% → 4.00% → 3.75% |
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Agawam Branch
|
3.75% | $1,001 | 6 months |
Learn More
|
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Rate History: 4.30% → 4.25% → 4.15% → 4.00% → 3.75% |
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|
|
3.75% | $500 | 7 months |
Learn More
|
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Solomon Pond Mall Branch |
3.75% | $10,000 | 7 months |
Learn More
|
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Eagle Bank Branch
|
3.75% | $25,000 | 10 months |
Learn More
|
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Rate History: 5.35% → 5.13% → 0.25% → 4.00% → 3.75% |
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Norwood Co-Operative Bank Branch
|
3.75% | $1,000 | 11 months |
Learn More
|
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Rate History: 4.00% → 3.85% → 4.25% → 4.00% → 3.75% |
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Athol Branch
|
3.75%
0.20% 0.20% |
$1,001
$1,000 |
11 months |
Learn More
|
|
Rate History: 1.00% → 5.12% → 5.00% → 0.25% → 3.75% |
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|
|
3.75% | $2,500 | 11 months |
Learn More
|
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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|
|
3.75% | $1,000 | 12 months |
Learn More
|
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Wrentham Co-Operative Bank Branch
|
3.75% | $500 | 14 months |
Learn More
|
|
Rate History: 4.50% → 4.00% → 3.75% |
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Institution for Savings in Newburyport and Its Vicinity Newburyport Storey Avenue Office And Branch |
3.75% | $500 | 23 months |
Learn More
|
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Rate History: 1.00% → 3.75% |
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Sensata Business Center Branch
|
3.75% | $1,000 | 36 months |
Learn More
|
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Rate History: 4.25% → 4.00% → 4.15% → 4.05% → 3.75% |
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Brewster Branch
|
3.70% | $250 | 3 months |
Learn More
|
|
Rate History: 4.00% → 3.70% |
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Agawam Branch
|
3.65% | $1,000 | 13 months |
Learn More
|
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Rate History: 4.00% → 4.75% → 4.50% → 4.60% → 3.65% |
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Leader Bank, National Association Central Square Branch |
3.65% | $1,000 | 15 months |
Learn More
|
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Rate History: 1.00% → 4.75% → 3.85% → 3.65% |
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Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch |
3.64% | $5,000 | 7 months |
Learn More
|
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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|
|
3.56% | $10,000 | 3 months |
Learn More
|
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Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% |
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North Falmouth Branch
|
3.55% | $500 | 8 months |
Learn More
|
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Rate History: 4.60% → 4.50% → 4.10% → 3.80% → 3.55% |
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Granite Br Branch
|
3.55% | $500 | 12 months |
Learn More
|
|
Rate History: 1.00% → 4.33% → 4.07% → 3.55% |
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Norwood Co-Operative Bank Branch
|
3.55% | $1,000 | 22 months |
Learn More
|
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Rate History: 5.00% → 3.50% → 4.00% → 3.75% → 3.55% |
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|
|
3.55% | $1,000 | 22 months |
Learn More
|
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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Grafton Branch
|
3.55% | $501 | 36 months |
Learn More
|
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Rate History: 1.00% → 3.03% → 3.55% |
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|
|
3.55% | $1,000 | 36 months |
Learn More
|
|
Rate History: 3.00% → 3.55% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.50% | $0 | 6 months |
Learn More
|
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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|
U.S. Bank National Association |
3.50% | $1,000 | 9 months |
Learn More
|
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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College Highway Branch
|
3.50% | $10,000 | 9 months |
Learn More
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association Plymouth Stop & Shop Rt. 44 Branch |
3.50% | $25,000 | 10 months |
Learn More
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch |
3.50% | $5,000 | 11 months |
Learn More
|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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|
|
3.50% | $5,000 | 11 months |
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|
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11-Month No Penalty CD |
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|
3.50% | $10,000 | 12 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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West Main Street Branch
|
3.50% | $500 | 13 months |
Learn More
|
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Rate History: 3.63% → 4.25% → 4.00% → 3.75% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
Learn More
|
|
Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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Rising Bank, a division of Midwest BankCentre |
3.50% | $1,000 | 15 months |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
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|
3.50% | $1,000 | 25 months |
Learn More
|
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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Brewster Branch
|
3.45% | $10,001 | 6 months |
Learn More
|
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Solomon Pond Mall Branch |
3.45% | $10,000 | 10 months |
Learn More
|
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Rate History: 4.00% → 3.70% → 3.45% |
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Paxton Branch
|
3.40% | $1,000 | 7 months |
Learn More
|
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Rate History: 1.00% → 4.20% → 4.10% → 3.95% → 3.40% |
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Taunton Branch
|
3.40% | $500 | 60 months |
Learn More
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Rate History: 3.50% → 4.00% → 3.70% → 3.40% |
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3.35% | $10,000 | 5 months |
Learn More
|
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Rate History: 1.00% → 4.07% → 3.61% → 3.35% |
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|
Webster Five Cents Savings Bank Oxford Branch |
3.35% | $10 | 11 months |
Learn More
|
|
Rate History: 4.92% → 5.00% → 4.14% → 3.61% → 3.35% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
Learn More
|
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Account cannot be closed online. Requires reaching phone representative to close. |
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|
3.30% | $0 | 11 months |
Learn More
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Granite Br Branch
|
3.30% | $500 | 18 months |
Learn More
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Rate History: 1.00% → 3.30% → 0.75% → 3.30% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.25% | $0 | 9 months |
Learn More
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Somerset Branch
|
3.25% | $10 | 10 months |
Learn More
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Rate History: 1.00% → 4.00% → 3.75% → 3.50% → 3.25% |
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|
|
3.25% | $500 | 17 months |
Learn More
|
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Early withdrawal penalty is 180 days interest. |
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|
|
3.25% | $1,000 | 24 months |
Learn More
|
|
Rate History: 3.50% → 3.25% |
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|
U.S. Bank National Association |
3.20% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.10% | $0 | 8 months |
Learn More
|
|
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Brewster Branch
|
3.10% | $10,000 | 9 months |
Learn More
|
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.00% | $0 | 3 months |
Learn More
|
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Marblehead Bank Branch
|
3.00% | $500 | 3 months |
Learn More
|
|
Rate History: 1.00% → 3.51% → 3.00% |
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Osterville Branch
|
3.00% | $1,000 | 7 months |
Learn More
|
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Rate History: 4.00% → 3.75% → 3.50% → 3.25% → 3.00% |
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Brewster Branch
|
3.00% | $10,000 | 12 months |
Learn More
|
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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|
StonehamBank, A Co-operative Bank Stonehambank, A Co-Operative Bank Branch |
3.00% | $1,000 | 15 months |
Learn More
|
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Rate History: 3.75% → 0.35% → 3.75% → 3.25% → 3.00% |
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|
College Highway Branch
|
3.00% | $10,000 | 23 months |
Learn More
|
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.95% | $1,000 | 13 months |
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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Citibank, National Association Harvard Square Financial Center Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Paxton Branch
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2.90% | $1,000 | 11 months |
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Rate History: 4.25% → 4.05% → 3.95% → 3.90% → 2.90% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Paxton Branch
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2.70% | $1,000 | 19 months |
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Rate History: 4.30% → 4.00% → 3.75% → 3.80% → 2.70% |
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Paxton Branch
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2.60% | $1,000 | 25 months |
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Rate History: 4.35% → 4.00% → 3.50% → 3.55% → 2.60% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Solomon Pond Mall Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Stoneham Branch
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2.25% | $10,000 | 48 months |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Solomon Pond Mall Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Stoneham Branch
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2.00% | $10,000 | 30 months |
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Grafton Branch
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1.98% | $1,000 | 3 months |
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Rate History: 1.00% → 5.88% → 1.25% → 1.98% |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings Drive-In Branch |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Allendale Branch
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1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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Hingham Institution for Savings Drive-In Branch |
1.00% | $1,000 | 5 months |
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The Cooperative Bank Branch
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1.00% | $1,000 | 13 months |
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Rate History: 1.00% → 4.25% → 1.00% |
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JPMorgan Chase Bank, National Association Boston Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Granite Br Branch
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0.75% | $500 | 36 months |
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Rate History: 1.00% → 3.56% → 0.75% |
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Washington Savings Bank Branch
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0.55% | $500 | 26 months |
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Rate History: 1.00% → 0.50% → 0.55% |
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Hingham Institution for Savings Drive-In Branch |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Conway Branch
|
0.45% | $10 | 14 months |
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Rate History: 1.00% → 4.33% → 4.07% → 0.45% |
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Allendale Branch
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0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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Leader Bank, National Association Central Square Branch |
0.40% | $1,000 | 8 months |
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Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40% |
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StonehamBank, A Co-operative Bank Stonehambank, A Co-Operative Bank Branch |
0.35% | $1,000 | 7 months |
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Rate History: 4.25% → 0.35% → 4.15% → 4.00% → 0.35% |
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Eagle Bank Branch
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0.25% | $10,000 | 5 months |
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Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25% |
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Brimfield Branch
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0.25% | $500 | 10 months |
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Rate History: 0.40% → 0.10% → 0.40% → 3.56% → 0.25% |
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Leader Bank, National Association Central Square Branch |
0.25% | $1,000 | 10 months |
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Rate History: 1.00% → 5.25% → 5.10% → 0.25% |
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Marblehead Bank Branch
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0.20% | $500 | 15 months |
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Rate History: 1.00% → 3.00% → 0.20% |
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Reading Memorial High School Branch
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0.15% | $500 | 15 months |
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Rate History: 1.00% → 0.15% |
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The Cape Cod Five Cents Savings Bank Falmouth Branch |
0.08% | $1,000 | 8 months |
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Rate History: 1.00% → 4.75% → 0.08% |
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0.05% | $1,000 | 9 months |
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The Cooperative Bank Branch
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0.00% | $1,000 | 7 months |
Learn More
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Rate History: 1.00% → 2.00% |
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