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You are viewing rates from banks across Massachusetts
Below are special Certificate of Deposit special rates and terms from banks in Massachusetts. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
MA - July 30, 2025
Bank | APY | MIN | PERIOD | |
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Lincoln Street Branch
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5.40% | $500 | 7 months |
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Rate History: 4.50% → 4.75% → 5.65% → 5.40% |
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Institution for Savings in Newburyport and Its Vicinity Newburyport Storey Avenue Office And Branch |
5.25% | $10,000 | 11 months |
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Rate History: 1.00% → 4.25% → 5.25% |
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Lincoln Street Branch
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5.25% | $500 | 18 months |
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Rate History: 5.00% → 5.30% → 5.40% → 5.25% |
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Newburyport Five Cents Savings Bank Salisbury Branch |
5.00% | $25,000 | 15 months |
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Rate History: 1.00% → 5.00% |
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The Cape Cod Five Cents Savings Bank Falmouth Branch |
4.75% | $1,000 | 4 months |
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Rate History: 1.00% → 4.75% |
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Sterling Branch
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4.75% | $10 | 8 months |
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Rate History: 1.00% → 5.10% → 5.00% → 4.75% |
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South Easton Branch
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4.75% | $2,500 | 11 months |
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Rate History: 1.00% → 4.75% → 5.00% → 4.75% |
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Grafton Branch
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4.72% | $25,000 | 7 months |
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Rate History: 1.00% → 4.65% → 5.36% → 4.72% |
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Grafton Branch
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4.51% | $25,000 | 11 months |
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Rate History: 1.00% → 4.25% → 4.65% → 4.51% |
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Winchester Co-Operative Bank Branch
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4.50% | $500 | 6 months |
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Rate History: 5.00% → 4.65% → 4.20% → 4.50% |
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Leader Bank, National Association Central Square Branch |
4.50% | $1,000 | 6 months |
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Rate History: 5.30% → 5.25% → 5.00% → 4.75% → 4.50% |
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The National Grand Bank of Marblehead The National Grand Bank Of Marblehea Branch |
4.50% | $500 | 7 months |
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Rate History: 1.00% → 5.00% → 4.00% → 4.50% |
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Medfield Branch
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4.50% | $1,000 | 9 months |
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Rate History: 1.00% → 4.50% |
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Everett Co-Operative Bank Branch
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4.50% | $501 | 12 months |
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Rate History: 1.00% → 2.25% → 4.50% |
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Osterville Branch
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4.50% | $1,000 | 12 months |
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Rate History: 5.00% → 4.50% → 5.00% → 4.50% |
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Stoneham Branch
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4.50% | $10,000 | 12 months |
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Rate History: 3.00% → 5.00% → 5.55% → 5.00% → 4.50% |
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Brilliant Bank, a division of Equity Bank |
4.40% | $1,000 | 3 months |
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Rate History: 4.60% → 4.40% |
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Blackstone Branch
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4.35% | $1,000 | 14 months |
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Rate History: 5.00% → 4.85% → 4.30% → 4.70% → 4.35% |
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Brilliant Bank, a division of Equity Bank |
4.35% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% |
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Granite Br Branch
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4.33% | $500 | 13 months |
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Rate History: 1.00% → 5.12% → 3.30% → 4.33% |
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Four Flags Condominium Branch
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4.33% | $1,000 | 13 months |
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Rate History: 1.00% → 4.59% → 4.33% |
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Medfield Branch
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4.25% | $1,000 | 3 months |
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Rate History: 1.00% → 4.60% → 4.25% → 4.00% → 4.25% |
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West Main Street Branch
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4.25% | $500 | 4 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.50% → 4.25% |
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Norwood Co-Operative Bank Branch
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4.25% | $1,000 | 5 months |
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Rate History: 4.75% → 3.50% → 4.90% → 4.65% → 4.25% |
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4.25% | $2,500 | 5 months |
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Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25% |
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Walpole Co-Operative Bank Branch
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4.25% | $0 | 7 months |
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Rate History: 4.90% → 4.80% → 4.75% → 4.50% → 4.25% |
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Sterling Branch
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4.25% | $10 | 13 months |
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Rate History: 1.00% → 3.75% → 4.25% |
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4.25%
4.15% 3.90% 4.15%3.90% |
$500
$0 $500 |
14 months |
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Everett Co-Operative Bank Branch
|
4.25% | $501 | 18 months |
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Rate History: 1.00% → 5.00% → 4.25% |
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Stoneham Branch
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4.25% | $10,000 | 18 months |
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Rate History: 4.50% → 4.75% → 4.25% |
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North American Savings Bank, F.S.B. |
4.20% | $5,000 | 13 months |
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Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20% |
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Citizens Bank, National Association Plymouth Stop & Shop Rt. 44 Branch |
4.15% | $25,000 | 5 months |
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Main Street Branch
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4.15% | $1,000 | 7 months |
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Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.15% |
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Stoneham Branch
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4.15% | $10,000 | 9 months |
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Rate History: 4.50% → 4.25% → 4.00% → 3.75% → 4.15% |
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4.15% | $10,000 | 12 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.15% | $0 | 13 months |
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Early withdrawal penalty is 180 days' interest. |
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Grafton Branch
|
4.11% | $500 | 7 months |
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Rate History: 4.32% → 4.16% → 4.32% → 4.22% → 4.11% |
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4.10% | $1,000 | 7 months |
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Rising Bank, a division of Midwest BankCentre |
4.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Columbian Square Branch
|
4.07% | $1,000 | 11 months |
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Rate History: 5.25% → 5.00% → 4.50% → 2.50% → 4.07% |
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4.06% | $1,000 | 13 months |
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Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06% |
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Athol Branch
|
4.05%
3.85% 3.85% |
$1,001
$1,000 |
7 months |
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Rate History: 4.75% → 4.50% → 4.35% → 4.15% → 4.05% |
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Marblehead Bank Branch
|
4.00% | $500 | 4 months |
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Rate History: 5.00% → 4.25% → 4.00% → 4.25% → 4.00% |
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Main Street Branch
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4.00% | $1,000 | 4 months |
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Rate History: 4.59% → 4.44% → 4.33% → 4.23% → 4.00% |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00% |
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Taunton Branch
|
4.00% | $500 | 6 months |
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Rate History: 4.00% → 4.25% → 4.00% |
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Allendale Branch
|
4.00% | $500 | 6 months |
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Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00% |
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Stoughton Co-Operative Bank Branch
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4.00% | $500 | 7 months |
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Rate History: 1.00% → 4.00% → 4.25% → 4.00% |
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|
4.00% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Medfield Branch
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4.00% | $1,000 | 7 months |
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Rate History: 1.00% → 4.00% |
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StonehamBank, A Co-operative Bank Stonehambank, A Co-Operative Bank Branch |
4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 4.25% → 0.35% → 4.15% → 4.00% |
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Hampden Street Branch
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4.00% | $1,000 | 7 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.25% → 4.00% |
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College Highway Branch
|
4.00% | $10,000 | 7 months |
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Rate History: 5.00% → 4.75% → 4.00% |
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Reading Memorial High School Branch
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4.00% | $500 | 8 months |
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Rate History: 1.00% → 4.90% → 4.00% |
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Middlesex Federal Savings, F.A. Middlesex Federal Savings, F.A. - Teele Square Branch |
4.00% | $500 | 8 months |
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Rate History: 0.30% → 4.25% → 4.50% → 4.00% |
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Milford Branch
|
4.00% | $2,500 | 8 months |
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Rate History: 4.50% → 4.30% → 4.15% → 4.10% → 4.00% |
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Eagle Bank Branch
|
4.00% | $25,000 | 10 months |
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Rate History: 5.00% → 5.35% → 5.13% → 0.25% → 4.00% |
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Sensata Business Center Branch
|
4.00% | $1,000 | 13 months |
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Rate History: 5.00% → 4.65% → 4.40% → 4.30% → 4.00% |
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Columbian Square Branch
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4.00% | $1,000 | 14 months |
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Rate History: 4.63% → 4.25% → 4.00% → 2.50% → 4.00% |
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|
4.00% | $10,000 | 15 months |
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|
Finworth, a division of InsBank |
4.00% | $50,000 | 22 months |
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Rate History: 3.20% → 4.15% → 4.00% → 3.80% → 4.00% |
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Everett Co-Operative Bank Branch
|
4.00% | $501 | 36 months |
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Rate History: 1.00% → 4.25% → 4.00% |
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Newburyport Five Cents Savings Bank Salisbury Branch |
4.00% | $25,000 | 36 months |
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Rate History: 1.00% → 4.00% → 3.25% → 4.00% |
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Paxton Branch
|
3.95% | $1,000 | 7 months |
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Rate History: 1.00% → 4.20% → 4.10% → 3.95% |
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Conway Branch
|
3.92% | $10 | 7 months |
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Rate History: 4.59% → 4.07% → 3.71% → 4.18% → 3.92% |
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Agawam Branch
|
3.90% | $1,000 | 7 months |
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Rate History: 4.35% → 4.25% → 4.15% → 4.00% → 3.90% |
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Paxton Branch
|
3.90% | $1,000 | 11 months |
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Rate History: 1.00% → 4.25% → 4.05% → 3.95% → 3.90% |
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Taunton Branch
|
3.90% | $500 | 14 months |
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Rate History: 5.00% → 4.60% → 4.40% → 4.20% → 3.90% |
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Milford Branch
|
3.90% | $500 | 14 months |
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Rate History: 4.57% → 4.20% → 4.00% → 3.95% → 3.90% |
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Grafton Branch
|
3.89% | $501 | 24 months |
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Rate History: 1.00% → 4.06% → 1.51% → 4.04% → 3.89% |
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North Falmouth Branch
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3.85% | $500 | 5 months |
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Rate History: 5.00% → 4.75% → 4.40% → 4.10% → 3.85% |
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3.82% | $10,000 | 3 months |
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Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82% |
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Bank of America, National Association Solomon Pond Mall Branch |
3.80% | $10,000 | 7 months |
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Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80% |
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Paxton Branch
|
3.80% | $1,000 | 19 months |
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Rate History: 1.00% → 4.30% → 4.00% → 3.75% → 3.80% |
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Taunton Branch
|
3.80% | $500 | 27 months |
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Rate History: 4.55% → 4.40% → 3.95% → 3.70% → 3.80% |
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Agawam Branch
|
3.75% | $1,001 | 6 months |
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Rate History: 4.30% → 4.25% → 4.15% → 4.00% → 3.75% |
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Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch |
3.75% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% |
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Brewster Branch
|
3.75% | $10,000 | 9 months |
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Somerset Branch
|
3.75% | $10 | 10 months |
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Rate History: 1.00% → 4.00% → 3.75% |
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Athol Branch
|
3.75%
0.20% 0.20% |
$1,001
$1,000 |
11 months |
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|
Rate History: 1.00% → 5.12% → 5.00% → 0.25% → 3.75% |
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|
3.75% | $1,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.75% | $0 | 13 months |
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Rate History: 4.00% → 3.75% |
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3.75% | $1,000 | 13 months |
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Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75% |
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Wrentham Co-Operative Bank Branch
|
3.75% | $500 | 14 months |
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|
Rate History: 4.50% → 4.00% → 3.75% |
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Institution for Savings in Newburyport and Its Vicinity Newburyport Storey Avenue Office And Branch |
3.75% | $500 | 23 months |
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Rate History: 1.00% → 3.75% |
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|
3.75% | $1,000 | 25 months |
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|
College Highway Branch
|
3.75% | $10,000 | 25 months |
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Sensata Business Center Branch
|
3.75% | $1,000 | 36 months |
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|
Rate History: 4.25% → 4.00% → 4.15% → 4.05% → 3.75% |
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Agawam Branch
|
3.65% | $1,000 | 13 months |
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Rate History: 4.00% → 4.75% → 4.50% → 4.60% → 3.65% |
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Leader Bank, National Association Central Square Branch |
3.65% | $1,000 | 15 months |
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Rate History: 1.00% → 4.75% → 3.85% → 3.65% |
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3.61% | $10,000 | 5 months |
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Rate History: 1.00% → 4.07% → 3.61% |
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Brimfield Branch
|
3.56% | $500 | 10 months |
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Rate History: 3.56% → 0.40% → 0.10% → 0.40% → 3.56% |
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North Falmouth Branch
|
3.55% | $500 | 8 months |
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|
Rate History: 4.60% → 4.50% → 4.10% → 3.80% → 3.55% |
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Granite Br Branch
|
3.55% | $500 | 12 months |
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|
Rate History: 1.00% → 4.33% → 4.07% → 3.55% |
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Paxton Branch
|
3.55% | $1,000 | 25 months |
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|
Rate History: 1.00% → 4.35% → 4.00% → 3.50% → 3.55% |
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|
3.51% | $1,000 | 7 months |
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|
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51% |
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Brewster Branch
|
3.51% | $10,000 | 12 months |
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51% |
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Citizens Bank, National Association Plymouth Stop & Shop Rt. 44 Branch |
3.50% | $25,000 | 10 months |
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|
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.50% | $1,000 | 11 months |
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|
Account cannot be closed online. Requires reaching phone representative to close. |
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|
3.50% | $5,000 | 11 months |
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|
11-Month No Penalty CD |
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West Main Street Branch
|
3.50% | $500 | 13 months |
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|
Rate History: 3.63% → 4.25% → 4.00% → 3.75% → 3.50% |
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|
3.50% | $1,000 | 13 months |
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|
Rate History: 4.65% → 5.25% → 4.75% → 3.50% |
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Wells Fargo Bank, National Association Boston Abbot Downing Trust Office Branch |
3.50% | $5,000 | 18 months |
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|
|
3.50% | $10,000 | 18 months |
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|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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Norwood Co-Operative Bank Branch
|
3.50% | $1,000 | 22 months |
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|
Rate History: 2.75% → 5.00% → 3.50% |
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Bank of America, National Association Solomon Pond Mall Branch |
3.45% | $10,000 | 10 months |
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|
Rate History: 4.00% → 3.70% → 3.45% |
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U.S. Bank National Association |
3.40% | $1,000 | 9 months |
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|
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40% |
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|
3.40% | $0 | 11 months |
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|
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40% |
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Taunton Branch
|
3.40% | $500 | 60 months |
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Rate History: 3.50% → 4.00% → 3.70% → 3.40% |
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Webster Five Cents Savings Bank Oxford Branch |
3.35% | $10 | 11 months |
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|
Rate History: 4.92% → 5.00% → 4.14% → 3.61% → 3.35% |
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Granite Br Branch
|
3.30% | $500 | 18 months |
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|
Rate History: 1.00% → 3.30% → 0.75% → 3.30% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.25% | $0 | 5 months |
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|
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25% |
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Osterville Branch
|
3.25% | $1,000 | 7 months |
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|
Rate History: 5.00% → 4.00% → 3.75% → 3.50% → 3.25% |
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|
3.25% | $1,000 | 24 months |
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|
Rate History: 3.50% → 3.25% |
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U.S. Bank National Association |
3.10% | $1,000 | 13 months |
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|
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10% |
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Grafton Branch
|
3.03% | $501 | 36 months |
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|
Rate History: 1.00% → 3.03% |
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Marblehead Bank Branch
|
3.00% | $500 | 3 months |
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|
Rate History: 1.00% → 3.51% → 3.00% |
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Citibank, National Association Harvard Square Financial Center Branch |
3.00% | $0 | 7 months |
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|
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00% |
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StonehamBank, A Co-operative Bank Stonehambank, A Co-Operative Bank Branch |
3.00% | $1,000 | 15 months |
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|
Rate History: 3.75% → 0.35% → 3.75% → 3.25% → 3.00% |
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|
3.00% | $500 | 23 months |
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|
Early withdrawal penalty is 180 days interest. |
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|
3.00% | $1,000 | 36 months |
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|
|
2.96% | $5,000 | 51 months |
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|
Brewster Branch
|
2.75% | $10,001 | 6 months |
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|
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75% |
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Bank of America, National Association Solomon Pond Mall Branch |
2.75% | $10,000 | 13 months |
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|
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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|
PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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|
Stoneham Branch
|
2.25% | $10,000 | 48 months |
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|
PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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|
PNC Bank, National Association |
2.00% | $1,000 | 13 months |
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|
Bank of America, National Association Solomon Pond Mall Branch |
2.00% | $10,000 | 25 months |
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|
Rate History: 3.20% → 3.00% → 2.00% |
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Stoneham Branch
|
2.00% | $10,000 | 30 months |
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|
Grafton Branch
|
1.98% | $1,000 | 3 months |
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|
Rate History: 1.00% → 5.88% → 1.25% → 1.98% |
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|
1.96% | $5,000 | 13 months |
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|
Hingham Institution for Savings Drive-In Branch |
1.70% | $1,000 | 13 months |
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|
Rate History: 1.85% → 1.70% |
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JPMorgan Chase Bank, National Association Boston Branch |
1.50% | $100,000 | 6 months |
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|
Rate History: 5.00% → 3.00% → 2.00% → 1.50% |
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Allendale Branch
|
1.50% | $500 | 12 months |
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|
Rate History: 3.95% → 3.90% → 3.85% → 3.75% → 1.50% |
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Hingham Institution for Savings Drive-In Branch |
1.00% | $1,000 | 5 months |
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|
The Cooperative Bank Branch
|
1.00% | $1,000 | 13 months |
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|
Rate History: 1.00% → 4.25% → 1.00% |
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Allendale Branch
|
0.92% | $500 | 18 months |
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|
Rate History: 0.10% → 4.25% → 1.50% → 0.92% |
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Granite Br Branch
|
0.75% | $500 | 36 months |
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Rate History: 1.00% → 3.56% → 0.75% |
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Washington Savings Bank Branch
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0.55% | $500 | 26 months |
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Rate History: 1.00% → 0.50% → 0.55% |
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Hingham Institution for Savings Drive-In Branch |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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Conway Branch
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0.45% | $10 | 14 months |
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Rate History: 1.00% → 4.33% → 4.07% → 0.45% |
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Leader Bank, National Association Central Square Branch |
0.40% | $1,000 | 8 months |
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Rate History: 1.00% → 5.40% → 5.30% → 5.25% → 0.40% |
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Eagle Bank Branch
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0.25% | $10,000 | 5 months |
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Rate History: 5.13% → 5.01% → 4.81% → 4.51% → 0.25% |
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Leader Bank, National Association Central Square Branch |
0.25% | $1,000 | 10 months |
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Rate History: 1.00% → 5.25% → 5.10% → 0.25% |
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Marblehead Bank Branch
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0.20% | $500 | 15 months |
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Rate History: 1.00% → 3.00% → 0.20% |
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Reading Memorial High School Branch
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0.15% | $500 | 15 months |
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Rate History: 1.00% → 0.15% |
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The Cape Cod Five Cents Savings Bank Falmouth Branch |
0.08% | $1,000 | 8 months |
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Rate History: 1.00% → 4.75% → 0.08% |
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Citibank, National Association Harvard Square Financial Center Branch |
0.05% | $0 | 8 months |
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Rate History: 4.35% → 0.05% |
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0.05% | $1,000 | 9 months |
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The Cooperative Bank Branch
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0.00% | $1,000 | 7 months |
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Rate History: 1.00% → 2.00% |
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