Montana

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Special Bank CD Offers – Montana

You are viewing rates from banks across Montana






Below are special Certificate of Deposit special rates and terms from banks in Montana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MT - September 2, 2026

Bank APY MIN PERIOD

American Express Bank, FSB

4.25% $0 10 months Learn More

Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest.
Rate History: 4.10% → 4.00% → 3.70% → 4.00% → 4.15%

Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10%

Rate History: 4.65% → 4.25% → 4.00% → 3.85% → 4.05%

Rate History: 3.30% → 4.03%

Luminate Bank

4.00% $10,000 4 months Learn More

OneWest Bank, a division of First-Citizens Bank and Trust

4.00% $5,000 5 months Learn More

Early withdrawal penalty is 180 days interest.
Rate History: 4.00% → 3.75% → 3.65% → 3.40% → 4.00%

Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00%

Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00%

Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00%

Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00%

Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00%

Early Withdrawal Penalty is 180 days interest.
Rate History: 3.50% → 3.30% → 3.10% → 3.75% → 4.00%

Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00%

Rate History: 4.00% → 3.50% → 4.00% → 3.50% → 4.00%

Rate History: 3.50% → 3.25% → 3.50% → 4.00%

11-Month No Penalty CD

Vio Bank, A Division of MidFirst Bank

3.90% $500 9 months Learn More

Account cannot be closed online. Requires reaching phone representative to close.
Rate History: 3.50% → 3.35% → 3.25% → 3.75% → 3.90%

Rate History: 4.81% → 3.98% → 3.90%

Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85%

Rate History: 3.90% → 3.80%

Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%

Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75%

Rate History: 4.15% → 3.65% → 4.00% → 3.75%

OneWest Bank, a division of First-Citizens Bank and Trust

3.75% $5,000 11 months Learn More

Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75%

Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65%

Rate History: 3.74% → 3.64%

Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60%

Rate History: 4.10% → 4.30% → 3.60% → 3.60%

Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%

Rate History: 2.75% → 4.00% → 3.80% → 3.55%

Warning: Early withdrawal penalty is 4% of principal withdrawn.
Rate History: 5.00% → 3.25% → 5.55% → 3.25% → 3.50%

Rate History: 3.51% → 4.03% → 3.85% → 3.51% → 3.30%

Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%

Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%

Rate History: 3.50% → 3.35% → 3.25%

Rate History: 3.75% → 3.64% → 3.75% → 3.50% → 3.24%

Early withdrawal penalty is 180 days interest.
Rate History: 3.45% → 4.00% → 4.00% → 3.25% → 3.20%

Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20%

Rate History: 3.00% → 3.55% → 0.50% → 3.20%

Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00%

Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%

Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00%

Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00%

Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%

Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75%

Rate History: 5.00% → 5.00% → 3.50% → 2.75%

Early withdrawal penalty is 180 days interest.
Rate History: 3.25% → 3.00% → 2.75% → 3.00% → 2.75%

Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70%

Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%

Rate History: 3.75% → 2.25% → 3.00% → 2.00%

Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00%

Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%

Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%

Rate History: 0.05% → 1.90%

The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.
Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

Rate History: 1.85% → 1.70%

Rate History: 1.00% → 0.50%

Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50%

Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05%

Rate History: 0.05% → 0.05% → 0.05%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around MT - September 2, 2026


Branch Street City State
Wells Fargo Bank, National Association
Big Sandy Branch
1 Johannes Avenue Big Sandy MT
Wells Fargo Bank, National Association
Big Sandy Branch
1 Johannes Avenue Big Sandy MT
U.S. Bank National Association
Billings Southwest Branch
920 South 29th Street West Billings MT
Wells Fargo Bank, National Association
Big Sandy Branch
1 Johannes Avenue Big Sandy MT
U.S. Bank National Association
Billings Southwest Branch
920 South 29th Street West Billings MT
U.S. Bank National Association
Billings Southwest Branch
920 South 29th Street West Billings MT


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