Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Illinois
Below are special Certificate of Deposit special rates and terms from banks in Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
IL - September 13, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
State Street Bank and Trust Company State Street Bank And Trust Company Branch |
5.09% | $1,000 | 8 months |
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|
First Bank of St.Louis, Missouri Johnston City Facility Branch |
5.05% | $1,000 | 7 months |
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Rate History: 1.00% → 5.10% → 5.05% |
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Waterman State Bank Branch
|
5.01% | $0 | 13 months |
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Rate History: 1.00% → 5.01% |
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First Bank of St.Louis, Missouri Johnston City Facility Branch |
4.85% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.85% |
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Prairie Community Bank Branch
|
4.75% | $1,000 | 7 months |
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Waterman State Bank Branch
|
4.75% | $0 | 8 months |
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Rate History: 1.00% → 5.35% → 4.75% |
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Lakeside Bank Branch
|
4.75% | $2,500 | 17 months |
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900 North 4th Street Branch
|
4.55% | $1,000 | 13 months |
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Rate History: 1.00% → 4.55% |
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Liberty St Branch
|
4.54% | $1,000 | 7 months |
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Rate History: 1.00% → 4.54% |
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Lakeside Bank Branch
|
4.50% | $2,500 | 12 months |
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Fcb Banks Branch
|
4.40% | $1,000 | 5 months |
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|
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Rate History: 5.00% → 4.90% → 4.75% → 4.50% → 4.40% |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25% | $0 | 10 months |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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Waterman State Bank Branch
|
4.25% | $0 | 19 months |
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Rate History: 1.00% → 4.25% |
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Fairfield Il Branch
|
4.22% | $500 | 24 months |
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Rate History: 1.00% → 4.42% → 4.22% |
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Highland Community Branch
|
4.20% | $1,000 | 6 months |
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7020 County Line Road Branch
|
4.15% | $1,000 | 11 months |
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|
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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|
4.15%
4.10% 4.10% |
$0
$0 |
14 months |
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|
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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Highland Community Branch
|
4.15% | $1,000 | 60 months |
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4.10% | $1,000 | 7 months |
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Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10% |
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|
UMB Bank, National Association Maryville Branch |
4.10% | $5,000 | 15 months |
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|
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Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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Highland Community Branch
|
4.10% | $1,000 | 24 months |
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Liberty St Branch
|
4.06% | $1,000 | 13 months |
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Rate History: 1.00% → 4.06% |
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|
UMB Bank, National Association Maryville Branch |
4.05% | $5,000 | 9 months |
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Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05% |
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Highland Community Branch
|
4.05% | $1,000 | 10 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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4.00% | $500 | 7 months |
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|
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Early withdrawal penalty is 180 days interest. |
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4.00%
3.50% 2.60% 2.40% 2.20% 2.10% 3.50%2.60% 2.40% 2.20% 2.10% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 |
7 months |
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|
|
Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00% |
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|
7020 County Line Road Branch
|
4.00% | $1,000 | 7 months |
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|
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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|
0156 Orland Hills Illinois Walmart B Branch
|
4.00% | $500 | 8 months |
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|
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00% | $5,000 | 8 months |
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|
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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Collinsville Il Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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|
|
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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|
|
4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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|
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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4.00% | $1,000 | 13 months |
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Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00% |
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4.00% | $5,000 | 13 months |
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Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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|
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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|
First Bank of St.Louis, Missouri Johnston City Facility Branch |
4.00% | $1,000 | 20 months |
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|
|
Rate History: 1.00% → 4.50% → 4.00% |
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Prairie Community Bank Branch
|
4.00% | $1,000 | 23 months |
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|
4.00% | $1,000 | 25 months |
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|
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Rate History: 3.50% → 3.25% → 3.50% → 4.00% |
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|
Roseville Branch
|
3.95%
3.89% 3.89% |
$100,000
$0 |
7 months |
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|
|
Rate History: 1.00% → 4.15% → 4.04% → 3.95% |
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|
|
3.95% | $5,000 | 11 months |
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|
|
11-Month No Penalty CD |
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The Federal Savings Bank Branch
|
3.95% | $5,000 | 36 months |
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|
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Rate History: 4.50% → 5.00% → 3.50% → 3.95% |
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|
Vio Bank, A Division of MidFirst Bank |
3.90% | $500 | 9 months |
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|
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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|
|
Account cannot be closed online. Requires reaching phone representative to close. |
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|
The Federal Savings Bank Branch
|
3.90% | $5,000 | 12 months |
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|
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Rate History: 5.05% → 5.80% → 5.65% → 3.90% |
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|
North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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|
|
Rate History: 4.81% → 3.98% → 3.90% |
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|
UMB Bank, National Association Maryville Branch |
3.85% | $5,000 | 3 months |
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|
|
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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|
Illinois State Bank Mchenry Branch
|
3.85% | $1,000 | 7 months |
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|
|
Valley Direct, a division of Valley National Bank |
3.85% | $500 | 9 months |
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|
|
Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
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|
The Federal Savings Bank Branch
|
3.85% | $5,000 | 18 months |
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|
|
Rate History: 4.55% → 5.70% → 5.55% → 3.85% |
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|
Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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|
|
Rate History: 3.90% → 3.80% |
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|
Bank of America, National Association Cook & Will County Mobile 1 Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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|
The Federal Savings Bank Branch
|
3.80% | $5,000 | 24 months |
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|
|
Rate History: 5.25% → 3.80% |
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|
900 North 4th Street Branch
|
3.79% | $1,000 | 8 months |
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|
|
Rate History: 4.03% → 3.77% → 3.52% → 3.42% → 3.79% |
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|
Fifth Third Bank, National Association Mooseheart Branch |
3.75% | $5,000 | 3 months |
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|
|
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75% |
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|
|
3.75% | $2,500 | 6 months |
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|
|
Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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|
Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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|
|
Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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|
OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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|
|
|
3.75% | $1,000 | 13 months |
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|
|
Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Schaumburg Office Branch
|
3.75% | $5,000 | 13 months |
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|
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Rate History: 1.00% → 5.15% → 5.00% → 3.75% |
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Heartland Bank and Trust Company Fourth Street Facility Branch |
3.75% | $5,000 | 15 months |
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|
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Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75% |
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|
Wells Fargo Bank, National Association Palatine Branch |
3.74% | $2,500 | 7 months |
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|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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|
Minooka Branch
|
3.70% | $1,001 | 13 months |
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|
|
Roseville Branch
|
3.67%
3.61% 3.61% |
$100,000
$0 |
14 months |
Learn More
|
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Rate History: 3.85% → 3.70% → 3.95% → 3.78% → 3.67% |
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|
3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Palatine Branch |
3.64% | $2,500 | 15 months |
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|
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Rate History: 3.74% → 3.64% |
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|
3.60% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60% |
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|
3.60% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% |
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Wells Fargo Bank, National Association Palatine Branch |
3.59% | $2,500 | 11 months |
Learn More
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Fairfield Il Branch
|
3.55% | $1,000 | 7 months |
Learn More
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Rate History: 4.52% → 4.32% → 4.06% → 3.80% → 3.55% |
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Sugar Grove Branch
|
3.50% | $1,000 | 6 months |
Learn More
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Rate History: 5.09% → 3.25% → 3.50% |
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Fifth Third Bank, National Association Mooseheart Branch |
3.50% | $5,000 | 7 months |
Learn More
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Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50% |
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|
3.50% | $50,000 | 12 months |
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0156 Orland Hills Illinois Walmart B Branch
|
3.50% | $500 | 13 months |
Learn More
|
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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PNC Bank, National Association Woodridge Branch |
3.50% | $1,000 | 13 months |
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|
3.50% | $10,000 | 24 months |
Learn More
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
Learn More
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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U.S. Bank National Association Frankfort Branch |
3.25% | $1,000 | 7 months |
Learn More
|
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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Niles Branch
|
3.25% | $1,000 | 9 months |
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|
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Rate History: 3.56% → 3.05% → 3.05% → 4.00% → 3.25% |
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Sugar Grove Branch
|
3.25% | $1,000 | 11 months |
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|
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Rate History: 1.00% → 4.58% → 2.75% → 3.25% |
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|
3.25% | $10,000 | 12 months |
Learn More
|
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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Collinsville Il Branch
|
3.25% | $501 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.25% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
3.20% | $500 | 17 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
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|
Finworth, a division of InsBank |
3.20% | $50,000 | 22 months |
Learn More
|
|
Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20% |
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|
3.20% | $1,000 | 36 months |
Learn More
|
|
Rate History: 3.00% → 3.55% → 0.50% → 3.20% |
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State Street Bank and Trust Company State Street Bank And Trust Company Branch |
3.04% | $1,000 | 3 months |
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|
|
Lakeside Bank Branch
|
3.00% | $10,000 | 3 months |
Learn More
|
|
Rate History: 3.65% → 3.50% → 3.35% → 3.15% → 3.00% |
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|
Citibank, National Association Old Orchard Branch |
3.00% | $0 | 5 months |
Learn More
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Collinsville Il Branch
|
3.00% | $500 | 13 months |
Learn More
|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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U.S. Bank National Association Frankfort Branch |
3.00% | $1,000 | 13 months |
Learn More
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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|
3.00% | $10,000 | 23 months |
Learn More
|
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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|
3.00%
2.90% 2.80% 2.75% 2.50% 2.90%2.80% 2.75% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
|
Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00% |
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Bank of America, National Association Cook & Will County Mobile 1 Branch |
2.95% | $10,000 | 10 months |
Learn More
|
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Citibank, National Association Old Orchard Branch |
2.75% | $0 | 6 months |
Learn More
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
|
|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Collinsville Il Branch
|
2.75% | $500 | 19 months |
Learn More
|
|
Rate History: 3.75% → 2.75% |
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|
|
2.75% | $500 | 23 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
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|
Fifth Third Bank, National Association Mooseheart Branch |
2.75% | $5,000 | 24 months |
Learn More
|
|
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75% |
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Evergreen Park Branch
|
2.75% | $1,000 | 59 months |
Learn More
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Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75% |
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|
2.70% | $0 | 11 months |
Learn More
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Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70% |
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Evergreen Park Branch
|
2.65% | $1,000 | 45 months |
Learn More
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Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65% |
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Evergreen Park Branch
|
2.60% | $1,000 | 35 months |
Learn More
|
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60% |
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PNC Bank, National Association Woodridge Branch |
2.60% | $1,000 | 61 months |
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Evergreen Park Branch
|
2.55% | $1,000 | 25 months |
Learn More
|
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Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55% |
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First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch |
2.52% | $0 | 13 months |
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|
|
Rate History: 1.00% → 4.63% → 2.52% |
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Niles Branch
|
2.50% | $1,000 | 5 months |
Learn More
|
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Rate History: 4.34% → 4.08% → 3.82% → 4.00% → 2.50% |
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Evergreen Park Branch
|
2.50% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50% |
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U.S. Bank National Association Frankfort Branch |
2.50% | $1,000 | 25 months |
Learn More
|
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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|
PNC Bank, National Association Woodridge Branch |
2.40% | $1,000 | 37 months |
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|
|
PNC Bank, National Association Woodridge Branch |
2.20% | $1,000 | 25 months |
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|
|
PNC Bank, National Association Woodridge Branch |
2.10% | $1,000 | 19 months |
Learn More
|
|
900 North 4th Street Branch
|
2.02% | $1,000 | 3 months |
Learn More
|
|
Rate History: 1.00% → 3.03% → 2.02% |
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Citibank, National Association Old Orchard Branch |
2.00% | $0 | 4 months |
Learn More
|
|
Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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|
2.00% | $1,000 | 6 months |
Learn More
|
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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|
2.00% | $10,001 | 6 months |
Learn More
|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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|
Bank of America, National Association Cook & Will County Mobile 1 Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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|
PNC Bank, National Association Woodridge Branch |
1.90% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 1.90% |
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|
Bank of America, National Association Cook & Will County Mobile 1 Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.85% → 1.70% |
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|
|
1.70% | $1,000 | 15 months |
Learn More
|
|
Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.00% → 0.50% |
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|
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch |
0.50% | $100,000 | 6 months |
Learn More
|
|
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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|
Citibank, National Association Old Orchard Branch |
0.05% | $0 | 3 months |
Learn More
|
|
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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|
0.05% | $1,000 | 9 months |
Learn More
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Last Update on September 12, 2026
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