Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Illinois
Below are special Certificate of Deposit special rates and terms from banks in Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
IL - November 17, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
The Federal Savings Bank Branch
|
5.65% | $5,000 | 12 months |
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Rate History: 5.05% → 5.80% → 5.65% |
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The Federal Savings Bank Branch
|
5.55% | $5,000 | 18 months |
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Rate History: 4.55% → 5.70% → 5.55% |
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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The Federal Savings Bank Branch
|
5.25% | $5,000 | 24 months |
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Sugar Grove Branch
|
5.09% | $1,000 | 6 months |
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State Street Bank and Trust Company State Street Bank And Trust Company Branch |
5.09% | $1,000 | 8 months |
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Johnston City Facility Branch
|
5.05% | $1,000 | 7 months |
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Rate History: 1.00% → 5.10% → 5.05% |
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Waterman State Bank Branch
|
5.01% | $0 | 13 months |
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Rate History: 1.00% → 5.01% |
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The Federal Savings Bank Branch
|
5.00% | $5,000 | 36 months |
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Rate History: 4.50% → 5.00% |
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Johnston City Facility Branch
|
4.85% | $1,000 | 13 months |
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|
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Rate History: 1.00% → 5.00% → 4.85% |
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Prairie Community Bank Branch
|
4.75% | $1,000 | 7 months |
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|
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Waterman State Bank Branch
|
4.75% | $0 | 8 months |
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|
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Rate History: 1.00% → 5.35% → 4.75% |
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Lakeside Bank Branch
|
4.75% | $2,500 | 17 months |
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Sugar Grove Branch
|
4.58% | $1,000 | 8 months |
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Rate History: 1.00% → 4.58% |
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900 North 4th Street Branch
|
4.55% | $1,000 | 13 months |
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Rate History: 1.00% → 4.55% |
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Liberty St Branch
|
4.54% | $1,000 | 7 months |
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Rate History: 1.00% → 4.54% |
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Lakeside Bank Branch
|
4.50% | $2,500 | 12 months |
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Fcb Banks Branch
|
4.40% | $1,000 | 5 months |
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|
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Rate History: 5.00% → 4.90% → 4.75% → 4.50% → 4.40% |
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Waterman State Bank Branch
|
4.25% | $0 | 19 months |
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Rate History: 1.00% → 4.25% |
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Fairfield Il Branch
|
4.22% | $500 | 24 months |
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Rate History: 1.00% → 4.42% → 4.22% |
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7020 County Line Road Branch
|
4.15% | $1,000 | 11 months |
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|
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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|
UMB Bank, National Association Maryville Branch |
4.10% | $5,000 | 3 months |
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Liberty St Branch
|
4.06% | $1,000 | 13 months |
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Rate History: 1.00% → 4.06% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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|
4.03% | $500 | 7 months |
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|
|
Fifth Third Bank, National Association Mooseheart Branch |
4.00% | $5,000 | 3 months |
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|
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Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association Frankfort Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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7020 County Line Road Branch
|
4.00% | $1,000 | 7 months |
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|
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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0156 Orland Hills Illinois Walmart B Branch
|
4.00% | $500 | 8 months |
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|
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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|
4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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|
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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|
Johnston City Facility Branch
|
4.00% | $1,000 | 20 months |
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|
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Rate History: 1.00% → 4.50% → 4.00% |
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Prairie Community Bank Branch
|
4.00% | $1,000 | 23 months |
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Roseville Branch
|
3.95%
3.89% 3.89% |
$100,000
$0 |
7 months |
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|
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Rate History: 1.00% → 4.15% → 4.04% → 3.95% |
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|
|
3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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|
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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|
|
3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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|
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3.90% | $1,000 | 7 months |
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|
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Rate History: 4.10% → 4.05% → 4.00% → 3.90% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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|
Niles Branch
|
3.82% | $1,000 | 5 months |
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|
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Rate History: 3.56% → 3.05% → 4.34% → 4.08% → 3.82% |
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|
3.81% | $1,000 | 13 months |
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|
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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|
Collinsville Il Branch
|
3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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|
|
Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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|
Fairfield Il Branch
|
3.80% | $1,000 | 7 months |
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|
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Rate History: 4.53% → 4.52% → 4.32% → 4.06% → 3.80% |
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|
900 North 4th Street Branch
|
3.77% | $1,000 | 8 months |
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|
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Rate History: 4.03% → 4.53% → 4.28% → 4.03% → 3.77% |
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Citibank, National Association Old Orchard Branch |
3.75% | $0 | 4 months |
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|
|
Bank of America, National Association Cook & Will County Mobile 1 Branch |
3.75% | $10,000 | 7 months |
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|
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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|
|
3.75% | $2,500 | 11 months |
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|
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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|
Schaumburg Office Branch
|
3.75% | $5,000 | 11 months |
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|
|
Rate History: 1.00% → 5.15% → 5.00% → 3.75% |
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|
UMB Bank, National Association Maryville Branch |
3.75% | $5,000 | 11 months |
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|
|
3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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|
Heartland Bank and Trust Company Fourth Street Facility Branch |
3.75% | $5,000 | 15 months |
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|
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Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75% |
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|
|
3.70% | $250 | 3 months |
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|
|
Rate History: 4.00% → 3.70% |
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|
3.70% | $2,500 | 7 months |
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|
|
Rate History: 3.80% → 3.70% |
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|
Collinsville Il Branch
|
3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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|
|
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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|
Roseville Branch
|
3.67%
3.61% 3.61% |
$100,000
$0 |
14 months |
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|
|
Rate History: 3.85% → 3.70% → 3.95% → 3.78% → 3.67% |
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|
|
3.65% | $500 | 7 months |
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|
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Early withdrawal penalty is 180 days interest. |
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|
|
3.65% | $5,000 | 8 months |
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|
|
Wells Fargo Bank, National Association Palatine Branch |
3.64% | $5,000 | 7 months |
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|
|
Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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|
Fifth Third Bank, National Association Mooseheart Branch |
3.60% | $5,000 | 7 months |
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|
|
Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% |
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|
|
3.55% | $1,000 | 22 months |
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|
|
Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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|
|
3.55% | $1,000 | 36 months |
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|
|
Rate History: 3.00% → 3.55% |
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|
Citibank, National Association Old Orchard Branch |
3.50% | $0 | 6 months |
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|
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association Frankfort Branch |
3.50% | $1,000 | 9 months |
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|
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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|
|
3.50% | $10,000 | 9 months |
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|
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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|
Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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|
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Palatine Branch |
3.50% | $5,000 | 11 months |
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|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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|
3.50% | $5,000 | 11 months |
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|
|
11-Month No Penalty CD |
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0156 Orland Hills Illinois Walmart B Branch
|
3.50% | $500 | 13 months |
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|
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
Learn More
|
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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|
3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank |
3.50% | $50,000 | 22 months |
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|
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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|
3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Cook & Will County Mobile 1 Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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3.45% | $500 | 11 months |
Learn More
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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|
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Account cannot be closed online. Requires reaching phone representative to close. |
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|
3.30% | $0 | 11 months |
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Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30% |
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Rising Bank, a division of Midwest BankCentre |
3.30% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Citibank, National Association Old Orchard Branch |
3.25% | $0 | 9 months |
Learn More
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Collinsville Il Branch
|
3.25% | $501 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.25% |
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Fifth Third Bank, National Association Mooseheart Branch |
3.25% | $5,000 | 13 months |
Learn More
|
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Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% |
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3.25% | $500 | 17 months |
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|
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Early withdrawal penalty is 180 days interest. |
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|
|
3.25% | $1,000 | 24 months |
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|
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Rate History: 3.50% → 3.25% |
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U.S. Bank National Association Frankfort Branch |
3.20% | $1,000 | 13 months |
Learn More
|
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association Old Orchard Branch |
3.10% | $0 | 8 months |
Learn More
|
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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|
3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Niles Branch
|
3.05% | $1,000 | 9 months |
Learn More
|
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Rate History: 4.86% → 4.34% → 4.08% → 3.56% → 3.05% |
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State Street Bank and Trust Company State Street Bank And Trust Company Branch |
3.04% | $1,000 | 3 months |
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Citibank, National Association Old Orchard Branch |
3.00% | $0 | 3 months |
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|
|
Lakeside Bank Branch
|
3.00% | $10,000 | 3 months |
Learn More
|
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Rate History: 3.65% → 3.50% → 3.35% → 3.15% → 3.00% |
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|
3.00% | $10,000 | 12 months |
Learn More
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Collinsville Il Branch
|
3.00% | $500 | 13 months |
Learn More
|
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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|
3.00% | $10,000 | 23 months |
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|
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Rate History: 3.75% → 3.00% |
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Fifth Third Bank, National Association Mooseheart Branch |
3.00% | $5,000 | 24 months |
Learn More
|
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Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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|
2.96% | $5,000 | 51 months |
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|
2.95% | $1,000 | 13 months |
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|
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Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95% |
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|
Citibank, National Association Old Orchard Branch |
2.90% | $0 | 5 months |
Learn More
|
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Evergreen Park Branch
|
2.75% | $1,000 | 13 months |
Learn More
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Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% |
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|
2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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|
|
Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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|
|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Collinsville Il Branch
|
2.75% | $500 | 19 months |
Learn More
|
|
Rate History: 3.75% → 2.75% |
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|
|
2.75% | $500 | 23 months |
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|
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Woodridge Branch |
2.60% | $1,000 | 61 months |
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|
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First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch |
2.52% | $0 | 13 months |
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|
|
Rate History: 1.00% → 4.63% → 2.52% |
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Bank of America, National Association Cook & Will County Mobile 1 Branch |
2.50% | $10,000 | 13 months |
Learn More
|
|
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Woodridge Branch |
2.40% | $1,000 | 37 months |
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|
2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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|
Evergreen Park Branch
|
2.25% | $1,000 | 59 months |
Learn More
|
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Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% |
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PNC Bank, National Association Woodridge Branch |
2.20% | $1,000 | 25 months |
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|
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Evergreen Park Branch
|
2.10% | $1,000 | 45 months |
Learn More
|
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Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% |
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|
900 North 4th Street Branch
|
2.02% | $1,000 | 3 months |
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|
|
Rate History: 1.00% → 3.03% → 2.02% |
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|
2.00% | $1,000 | 9 months |
Learn More
|
|
Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association Woodridge Branch |
2.00% | $1,000 | 13 months |
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Evergreen Park Branch
|
2.00% | $1,000 | 25 months |
Learn More
|
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Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% |
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|
Bank of America, National Association Cook & Will County Mobile 1 Branch |
2.00% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
1.96% | $5,000 | 13 months |
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|
|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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|
Rate History: 1.85% → 1.70% |
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|
1.70% | $1,000 | 15 months |
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|
|
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch |
0.75% | $100,000 | 6 months |
Learn More
|
|
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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|
Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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|
Rate History: 1.00% → 0.50% |
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|
0.05% | $1,000 | 9 months |
Learn More
|
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