Best Special Rates and Terms in Illinois, IL

You are viewing rates from banks across Illinois

Below are special Certificate of Deposit special rates and terms from banks in Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

IL - August 14, 2025

Bank	APY	MIN	PERIOD
The Federal Savings Bank The Federal Savings Bank Branch	5.65%	$5,000	12 months	Learn More Reviews
Rate History: 5.05% → 5.80% → 5.65%
The Federal Savings Bank The Federal Savings Bank Branch	5.55%	$5,000	18 months	Learn More Reviews
Rate History: 4.55% → 5.70% → 5.55%
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
The Federal Savings Bank The Federal Savings Bank Branch	5.25%	$5,000	24 months	Learn More Reviews
Old Second National Bank Sugar Grove Branch	5.09%	$1,000	6 months	Learn More Reviews
State Street Bank and Trust Company State Street Bank And Trust Company Branch	5.09%	$1,000	8 months	Learn More Reviews
First Bank Johnston City Facility Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
Waterman Bank Waterman State Bank Branch	5.01%	$0	13 months	Learn More Reviews
Rate History: 1.00% → 5.01%
The Federal Savings Bank The Federal Savings Bank Branch	5.00%	$5,000	36 months	Learn More Reviews
Rate History: 4.50% → 5.00%
First Bank Johnston City Facility Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Prairie Community Bank Prairie Community Bank Branch	4.75%	$1,000	7 months	Learn More Reviews
Waterman Bank Waterman State Bank Branch	4.75%	$0	8 months	Learn More Reviews
Rate History: 1.00% → 5.35% → 4.75%
Lakeside Bank Lakeside Bank Branch	4.75%	$2,500	17 months	Learn More Reviews (2)
Old Second National Bank Sugar Grove Branch	4.58%	$1,000	8 months	Learn More Reviews
Rate History: 1.00% → 4.58%
Better Banks 900 North 4th Street Branch	4.55%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.55%
North County Savings Bank Liberty St Branch	4.54%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.54%
Lakeside Bank Lakeside Bank Branch	4.50%	$2,500	12 months	Learn More Reviews (2)
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
FCB Banks Fcb Banks Branch	4.40%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.90% → 4.75% → 4.50% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Collinsville Il Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
Waterman Bank Waterman State Bank Branch	4.25%	$0	19 months	Learn More Reviews
Rate History: 1.00% → 4.25%
The Clay City Banking Co. Fairfield Il Branch	4.22%	$500	24 months	Learn More Reviews
Rate History: 1.00% → 4.42% → 4.22%
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Busey Bank 7020 County Line Road Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
Evergreen Bank Group Evergreen Park Branch	4.10%	$10,000	5 months	Learn More Reviews
Rate History: 5.00% → 4.70% → 4.40% → 4.30% → 4.10%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
The Clay City Banking Co. Fairfield Il Branch	4.06%	$1,000	7 months	Learn More Reviews
Rate History: 4.73% → 4.53% → 4.52% → 4.32% → 4.06%
North County Savings Bank Liberty St Branch	4.06%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.06%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
U.S. Bank National Association Frankfort Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Busey Bank 7020 County Line Road Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Cook & Will County Mobile 1 Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Evergreen Bank Group Evergreen Park Branch	4.00%	$10,000	11 months	Learn More Reviews
Rate History: 4.80% → 4.30% → 4.00% → 4.10% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Collinsville Il Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
First Bank Johnston City Facility Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
Prairie Community Bank Prairie Community Bank Branch	4.00%	$1,000	23 months	Learn More Reviews
Morton Community Bank Roseville Branch	3.95% 3.89% 3.89%	$100,000 $0	7 months	Learn More Reviews
Rate History: 1.00% → 4.15% → 4.04% → 3.95%
Finworth, a division of InsBank	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Fifth Third Bank, National Association Mooseheart Branch	3.80%	$5,000	6 months	Learn More Reviews (5)
Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%
Better Banks 900 North 4th Street Branch	3.77%	$1,000	8 months	Learn More Reviews
Rate History: 4.03% → 4.53% → 4.28% → 4.03% → 3.77%
Wells Fargo Bank, National Association Palatine Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Byline Bank Schaumburg Office Branch	3.75%	$5,000	11 months	Learn More Reviews
Rate History: 1.00% → 5.15% → 5.00% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
Heartland Bank and Trust Company Fourth Street Facility Branch	3.75%	$5,000	15 months	Learn More Reviews
Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Morton Community Bank Roseville Branch	3.67% 3.61% 3.61%	$100,000 $0	14 months	Learn More Reviews
Rate History: 3.85% → 3.70% → 3.95% → 3.78% → 3.67%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Palatine Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Fifth Third Bank, National Association Mooseheart Branch	3.49%	$5,000	12 months	Learn More Reviews (5)
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
Bank of America, National Association Cook & Will County Mobile 1 Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Frankfort Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Lakeside Bank Lakeside Bank Branch	3.35%	$10,000	3 months	Learn More Reviews (2)
Rate History: 4.00% → 3.90% → 3.65% → 3.50% → 3.35%
Citibank, National Association Old Orchard Branch	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Frankfort Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
State Street Bank and Trust Company State Street Bank And Trust Company Branch	3.04%	$1,000	3 months	Learn More Reviews
Citibank, National Association Old Orchard Branch	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
BMO Bank National Association Evergreen Park Branch	3.00%	$1,000	13 months	Learn More Reviews (9)
Rate History: 4.65% → 4.00% → 3.85% → 3.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Fifth Third Bank, National Association Mooseheart Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
BMO Bank National Association Evergreen Park Branch	2.85%	$1,000	59 months	Learn More Reviews (9)
Rate History: 4.00% → 3.59% → 3.60% → 3.00% → 2.85%
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Cook & Will County Mobile 1 Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
BMO Bank National Association Evergreen Park Branch	2.75%	$1,000	25 months	Learn More Reviews (9)
Rate History: 4.00% → 3.75% → 3.60% → 3.00% → 2.75%
PNC Bank, National Association Woodridge Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	2.52%	$0	13 months	Learn More Reviews
Rate History: 1.00% → 4.63% → 2.52%
PNC Bank, National Association Woodridge Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
Fifth Third Bank, National Association Mooseheart Branch	2.25%	$5,000	60 months	Learn More Reviews (5)
Rate History: 0.01% → 2.25%
PNC Bank, National Association Woodridge Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
Better Banks 900 North 4th Street Branch	2.02%	$1,000	3 months	Learn More Reviews
Rate History: 1.00% → 3.03% → 2.02%
PNC Bank, National Association Woodridge Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Cook & Will County Mobile 1 Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association Old Orchard Branch	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around IL - August 14, 2025

Branch	Street	City	State
The Federal Savings Bank The Federal Savings Bank Branch	300 North Elizabeth Street, Floor 3e	Chicago	IL
The Federal Savings Bank The Federal Savings Bank Branch	300 North Elizabeth Street, Floor 3e	Chicago	IL
The Federal Savings Bank The Federal Savings Bank Branch	300 North Elizabeth Street, Floor 3e	Chicago	IL
Old Second National Bank Sugar Grove Branch	Cross Street At Illinois Route 47	Sugar Grove	IL
State Street Bank and Trust Company State Street Bank And Trust Company Branch	801 State Street	Quincy	IL
First Bank Johnston City Facility Branch	908 Grand Avenue	Johnston City	IL
Waterman Bank Waterman State Bank Branch	244 West Lincoln Street	Waterman	IL
The Federal Savings Bank The Federal Savings Bank Branch	300 North Elizabeth Street, Floor 3e	Chicago	IL
First Bank Johnston City Facility Branch	908 Grand Avenue	Johnston City	IL
Prairie Community Bank Prairie Community Bank Branch	800 West Grant Highway	Marengo	IL
Waterman Bank Waterman State Bank Branch	244 West Lincoln Street	Waterman	IL
Lakeside Bank Lakeside Bank Branch	55 West Wacker Drive	Chicago	IL
Old Second National Bank Sugar Grove Branch	Cross Street At Illinois Route 47	Sugar Grove	IL
Better Banks 900 North 4th Street Branch	900 North Fourth Street	Chillicothe	IL
North County Savings Bank Liberty St Branch	606 Liberty Street	Evansville	IL
Lakeside Bank Lakeside Bank Branch	55 West Wacker Drive	Chicago	IL
FCB Banks Fcb Banks Branch	800 Belt Line Road	Collinsville	IL
Regions Bank Collinsville Il Branch	One Eastport Plaza Drive	Collinsville	IL
Waterman Bank Waterman State Bank Branch	244 West Lincoln Street	Waterman	IL
The Clay City Banking Co. Fairfield Il Branch	915 Commerce Drive	Fairfield	IL
Busey Bank 7020 County Line Road Branch	7020 County Line Road	Burr Ridge	IL
Evergreen Bank Group Evergreen Park Branch	3842 West 95th Street	Evergreen Park	IL
The Clay City Banking Co. Fairfield Il Branch	915 Commerce Drive	Fairfield	IL
North County Savings Bank Liberty St Branch	606 Liberty Street	Evansville	IL
U.S. Bank National Association Frankfort Branch	9795 West Lincoln Highway	Frankfort	IL
Busey Bank 7020 County Line Road Branch	7020 County Line Road	Burr Ridge	IL
Bank of America, National Association Cook & Will County Mobile 1 Branch	135 South La Salle Street	Chicago	IL
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	9245 West 159th Street	Orland Hills	IL
Evergreen Bank Group Evergreen Park Branch	3842 West 95th Street	Evergreen Park	IL
Regions Bank Collinsville Il Branch	One Eastport Plaza Drive	Collinsville	IL
First Bank Johnston City Facility Branch	908 Grand Avenue	Johnston City	IL
Prairie Community Bank Prairie Community Bank Branch	800 West Grant Highway	Marengo	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Fifth Third Bank, National Association Mooseheart Branch	Route 31	Mooseheart	IL
Better Banks 900 North 4th Street Branch	900 North Fourth Street	Chillicothe	IL
Wells Fargo Bank, National Association Palatine Branch	621 E. Dundee Road	Palatine	IL
Byline Bank Schaumburg Office Branch	10 N Martingal Rd Suite 100	Schaumburg	IL
Heartland Bank and Trust Company Fourth Street Facility Branch	913 South Fourth Street	De Kalb	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Morton Community Bank Roseville Branch	Main Street And Penn Avenue	Roseville	IL
Woodforest National Bank 0156 Orland Hills Illinois Walmart B Branch	9245 West 159th Street	Orland Hills	IL
Wells Fargo Bank, National Association Palatine Branch	621 E. Dundee Road	Palatine	IL
Fifth Third Bank, National Association Mooseheart Branch	Route 31	Mooseheart	IL
Bank of America, National Association Cook & Will County Mobile 1 Branch	135 South La Salle Street	Chicago	IL
U.S. Bank National Association Frankfort Branch	9795 West Lincoln Highway	Frankfort	IL
Lakeside Bank Lakeside Bank Branch	55 West Wacker Drive	Chicago	IL
Citibank, National Association Old Orchard Branch	9933 Lawler Avenue	Skokie	IL
U.S. Bank National Association Frankfort Branch	9795 West Lincoln Highway	Frankfort	IL
State Street Bank and Trust Company State Street Bank And Trust Company Branch	801 State Street	Quincy	IL
Citibank, National Association Old Orchard Branch	9933 Lawler Avenue	Skokie	IL
BMO Bank National Association Evergreen Park Branch	9950 South Kedzie Avenue	Evergreen Park	IL
Fifth Third Bank, National Association Mooseheart Branch	Route 31	Mooseheart	IL
BMO Bank National Association Evergreen Park Branch	9950 South Kedzie Avenue	Evergreen Park	IL
Bank of America, National Association Cook & Will County Mobile 1 Branch	135 South La Salle Street	Chicago	IL
BMO Bank National Association Evergreen Park Branch	9950 South Kedzie Avenue	Evergreen Park	IL
PNC Bank, National Association Woodridge Branch	Woodward Avenue	Woodridge	IL
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	501 East Main Street	Robinson	IL
PNC Bank, National Association Woodridge Branch	Woodward Avenue	Woodridge	IL
Fifth Third Bank, National Association Mooseheart Branch	Route 31	Mooseheart	IL
PNC Bank, National Association Woodridge Branch	Woodward Avenue	Woodridge	IL
Better Banks 900 North 4th Street Branch	900 North Fourth Street	Chillicothe	IL
PNC Bank, National Association Woodridge Branch	Woodward Avenue	Woodridge	IL
Bank of America, National Association Cook & Will County Mobile 1 Branch	135 South La Salle Street	Chicago	IL
JPMorgan Chase Bank, National Association Arlington Heights Dunton Branch	One North Dunton Avenue	Arlington Heights	IL
Citibank, National Association Old Orchard Branch	9933 Lawler Avenue	Skokie	IL