Best Special Rates and Terms in Texas, TX

You are viewing rates from banks across Texas

Below are special Certificate of Deposit special rates and terms from banks in Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

TX - August 19, 2025

Bank	APY	MIN	PERIOD
Bank OZK Westchase Branch	5.50%	$1,000	13 months	Learn More Reviews (11)
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
The MINT National Bank The Mint National Bank Branch	5.10%	$10,000	12 months	Learn More Reviews (1)
MapleMark Bank Maplemark Bank Branch	5.05%	$25,000	12 months	Learn More Reviews (1)
Rate History: 5.05% → 5.05% → 5.05%
Bank OZK Westchase Branch	5.00%	$1,000	7 months	Learn More Reviews (11)
The MINT National Bank The Mint National Bank Branch	5.00%	$10,000	18 months	Learn More Reviews (1)
Rate History: 5.75% → 5.00%
MapleMark Bank Maplemark Bank Branch	4.95%	$25,000	18 months	Learn More Reviews (1)
Rate History: 4.95% → 4.95% → 4.95%
Simmons Bank Saginaw Branch	4.80%	$5,000	3 months	Learn More Reviews (4)
Rate History: 3.00% → 5.20% → 4.80%
Zions Bancorporation, N.A. East Bernard Branch	4.75%	$1,000	5 months	Learn More Reviews
Comerica Bank Sugar Creek Branch	4.75%	$2,500	6 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75%
Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch	4.75%	$5,000	7 months	Learn More Reviews
Rate History: 1.00% → 4.75%
Washington Federal Bank Midtown Branch	4.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 1.00% → 5.00% → 4.75%
Zions Bancorporation, N.A. East Bernard Branch	4.65%	$1,000	7 months	Learn More Reviews
Washington Federal Bank Midtown Branch	4.60%	$1,000	19 months	Learn More Reviews (2)
Rate History: 1.00% → 5.25% → 4.60%
Comerica Bank Sugar Creek Branch	4.50%	$2,500	9 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50%
MapleMark Bank Maplemark Bank Branch	4.50%	$25,000	24 months	Learn More Reviews (1)
Rate History: 4.50% → 4.50% → 4.50%
Washington Federal Bank Midtown Branch	4.45%	$1,000	7 months	Learn More Reviews (2)
Rate History: 1.00% → 4.45%
Sunflower Bank, National Association Capital Bank, Ssb Branch	4.45%	$1,000	9 months	Learn More Reviews (1)
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
NexBank Preston Center Branch	4.40%	$25,000	12 months	Learn More Reviews (2)
Rate History: 5.50% → 5.40% → 4.27% → 4.32% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
TIAA Bank / Everbank	4.30%	$1,000	13 months	Learn More Reviews (40)
Rate History: 4.10% → 4.30%
VeraBank, National Association Kilgore Br Branch	4.27%	$25,000	13 months	Learn More Reviews
Rate History: 1.00% → 4.27%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank Heights Houston Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
NexBank Preston Center Branch	4.19%	$25,000	6 months	Learn More Reviews (2)
Rate History: 5.35% → 5.30% → 5.20% → 4.14% → 4.19%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Plains State Bank Plains Branch	4.07%	$1,000	12 months	Learn More Reviews (1)
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
VeraBank, National Association Kilgore Br Branch	4.06%	$25,000	19 months	Learn More Reviews
Rate History: 1.00% → 4.06%
Hancock Whitney Bank River Oaks Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
U.S. Bank National Association Dallas Parkway Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
BankUnited, National Association	4.00%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Slaughter And Manchaca Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 0360 Missouri City Texas Walmart Bra Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank Heights Houston Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank Westchase Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Lone Star Bank Copperfield Office Branch	3.81%	$1,000	6 months	Learn More Reviews (1)
Rate History: 4.25% → 3.81%
BOKF, National Association Coppell Branch	3.80%	$100,000	10 months	Learn More Reviews (1)
Rate History: 5.10% → 4.35% → 4.10% → 3.85% → 3.80%
VeraBank, National Association Kilgore Br Branch	3.80%	$25,000	25 months	Learn More Reviews
Rate History: 1.00% → 3.80%
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Truist Bank Colonnade Branch	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
NexBank Preston Center Branch	3.66%	$25,000	3 months	Learn More Reviews (2)
Rate History: 4.55% → 4.75% → 3.61% → 3.66%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Lone Star Bank Copperfield Office Branch	3.50%	$1,000	11 months	Learn More Reviews (1)
Rate History: 4.75% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
Woodforest National Bank 0360 Missouri City Texas Walmart Bra Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Hancock Whitney Bank River Oaks Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Bank of America, National Association Slaughter And Manchaca Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association Dallas Parkway Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association Las Colinas Employee Financial Cente Branch	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association Dallas Parkway Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association Las Colinas Employee Financial Cente Branch	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
Comerica Bank Sugar Creek Branch	3.00%	$2,500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Slaughter And Manchaca Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
BOKF, National Association Coppell Branch	2.55%	$100,000	17 months	Learn More Reviews (1)
Rate History: 2.85% → 2.95% → 2.85% → 2.60% → 2.55%
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Slaughter And Manchaca Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association Dripping Springs Branch	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association Las Colinas Employee Financial Cente Branch	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around TX - August 19, 2025

Branch	Street	City	State
Bank OZK Westchase Branch	10565 Richmond Avenue	Houston	TX
The MINT National Bank The Mint National Bank Branch	1213 Kingwood Drive	Kingwood	TX
MapleMark Bank Maplemark Bank Branch	3963 Maple Ave Ste 260	Dallas	TX
Bank OZK Westchase Branch	10565 Richmond Avenue	Houston	TX
The MINT National Bank The Mint National Bank Branch	1213 Kingwood Drive	Kingwood	TX
MapleMark Bank Maplemark Bank Branch	3963 Maple Ave Ste 260	Dallas	TX
Simmons Bank Saginaw Branch	740 South Saginaw Boulevard	Saginaw	TX
Zions Bank East Bernard Branch	811 S. Dill Street	East Bernard	TX
Comerica Bank Sugar Creek Branch	One Sugar Creek Center Boulevard	Sugar Land	TX
Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch	2005 Taylor Street	Houston	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
Zions Bank East Bernard Branch	811 S. Dill Street	East Bernard	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
Comerica Bank Sugar Creek Branch	One Sugar Creek Center Boulevard	Sugar Land	TX
MapleMark Bank Maplemark Bank Branch	3963 Maple Ave Ste 260	Dallas	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
Sunflower Bank, National Association Capital Bank, Ssb Branch	201 E. Main Street, Third Floor	El Paso	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
VeraBank, National Association Kilgore Br Branch	410 North Kilgore Street	Kilgore	TX
Regions Bank Heights Houston Branch	301 W. 11th Street	Houston	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
Plains State Bank Plains Branch	9th Street	Plains	TX
VeraBank, National Association Kilgore Br Branch	410 North Kilgore Street	Kilgore	TX
Hancock Whitney Bank River Oaks Branch	4265 San Felipe Road	Houston	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Bank of America, National Association Slaughter And Manchaca Branch	9912 Manchaca Road	Austin	TX
Woodforest National Bank 0360 Missouri City Texas Walmart Bra Branch	9929 State Highway 6	Missouri City	TX
Regions Bank Heights Houston Branch	301 W. 11th Street	Houston	TX
Finworth, a division of InsBank Westchase Branch	10565 Richmond Avenue	Houston	TX
Lone Star Bank Copperfield Office Branch	7630 Highway 6 North	Houston	TX
BOKF, National Association Coppell Branch	851 N Macarthur Blvd.	Coppell	TX
VeraBank, National Association Kilgore Br Branch	410 North Kilgore Street	Kilgore	TX
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	109 Dillworth Plaza	Poth	TX
Truist Bank Colonnade Branch	9901 West Interstate 10, Suite 165	San Antonio	TX
NexBank Preston Center Branch	6121 Luther Lane	Dallas	TX
Lone Star Bank Copperfield Office Branch	7630 Highway 6 North	Houston	TX
Woodforest National Bank 0360 Missouri City Texas Walmart Bra Branch	9929 State Highway 6	Missouri City	TX
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	109 Dillworth Plaza	Poth	TX
Hancock Whitney Bank River Oaks Branch	4265 San Felipe Road	Houston	TX
Bank of America, National Association Slaughter And Manchaca Branch	9912 Manchaca Road	Austin	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
Comerica Bank Sugar Creek Branch	One Sugar Creek Center Boulevard	Sugar Land	TX
Bank of America, National Association Slaughter And Manchaca Branch	9912 Manchaca Road	Austin	TX
BOKF, National Association Coppell Branch	851 N Macarthur Blvd.	Coppell	TX
Bank of America, National Association Slaughter And Manchaca Branch	9912 Manchaca Road	Austin	TX
JPMorgan Chase Bank, National Association Dripping Springs Branch	Us 290 And Hwy 12	Dripping Springs	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX