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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Texas
Below are special Certificate of Deposit special rates and terms from banks in Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
TX - November 24, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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The Mint National Bank Branch
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5.10% | $10,000 | 12 months |
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Maplemark Bank Branch
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5.05% | $25,000 | 12 months |
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Rate History: 5.05% → 5.05% → 5.05% |
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The Mint National Bank Branch
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5.00% | $10,000 | 18 months |
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Rate History: 5.75% → 5.00% |
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Maplemark Bank Branch
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4.95% | $25,000 | 18 months |
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Rate History: 4.95% → 4.95% → 4.95% |
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Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch |
4.75% | $5,000 | 7 months |
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Rate History: 1.00% → 4.75% |
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Midtown Branch
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4.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% |
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Midtown Branch
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4.60% | $1,000 | 19 months |
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Rate History: 1.00% → 5.25% → 4.60% |
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Maplemark Bank Branch
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4.50% | $25,000 | 24 months |
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Rate History: 4.50% → 4.50% → 4.50% |
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Midtown Branch
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4.45% | $1,000 | 7 months |
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Rate History: 1.00% → 4.45% |
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Sunflower Bank, National Association Capital Bank, Ssb Branch |
4.45% | $1,000 | 9 months |
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Preston Center Branch
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4.40% | $25,000 | 12 months |
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Rate History: 5.50% → 5.40% → 4.27% → 4.32% → 4.40% |
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VeraBank, National Association Kilgore Br Branch |
4.27% | $25,000 | 13 months |
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Rate History: 1.00% → 4.27% |
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Sugar Creek Branch
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4.25% | $2,500 | 2 months |
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Westchase Branch
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4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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Sugar Creek Branch
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4.15% | $2,500 | 3 months |
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UMB Bank, National Association Dallas Branch |
4.10% | $5,000 | 3 months |
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Plains Branch
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4.07% | $1,000 | 12 months |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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VeraBank, National Association Kilgore Br Branch |
4.06% | $25,000 | 19 months |
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Rate History: 1.00% → 4.06% |
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Sugar Creek Branch
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4.05% | $2,500 | 4 months |
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4.03% | $500 | 7 months |
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River Oaks Branch
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4.00% | $1,000 | 3 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association Dallas Parkway Branch |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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BankUnited, National Association |
4.00% | $1,000 | 6 months |
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Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% |
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0360 Missouri City Texas Walmart Bra Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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Coppell Branch
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3.95% | $100,000 | 10 months |
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Rate History: 4.10% → 3.85% → 3.80% → 4.05% → 3.95% |
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|
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90%
3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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Sugar Creek Branch
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3.90% | $2,500 | 6 months |
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Rate History: 5.25% → 5.00% → 4.75% → 3.90% |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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3.90% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% → 3.90% |
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East Bernard Branch
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3.87% | $1,000 | 5 months |
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Rate History: 4.75% → 3.87% |
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3.85% | $1,000 | 7 months |
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Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85% |
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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Heights Houston Branch
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3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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Westchase Branch
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3.80% | $1,000 | 13 months |
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Rate History: 5.50% → 3.80% |
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VeraBank, National Association Kilgore Br Branch |
3.80% | $25,000 | 25 months |
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Rate History: 1.00% → 3.80% |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.75% | $0 | 4 months |
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Bank of America, National Association Slaughter And Manchaca Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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UMB Bank, National Association Dallas Branch |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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3.70% | $2,500 | 7 months |
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Rate History: 3.80% → 3.70% |
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Heights Houston Branch
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3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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|
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Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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3.65% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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3.65% | $5,000 | 8 months |
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Rate History: 3.65% → 3.65% |
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Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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First-Citizens Bank & Trust Company Dallas Lake Side Village Branch |
3.55% | $5,000 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 3.65% → 3.55% |
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Copperfield Office Branch
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3.55% | $1,000 | 6 months |
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Rate History: 4.25% → 3.81% → 3.55% |
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Preston Center Branch
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3.55% | $25,000 | 6 months |
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Rate History: 4.14% → 4.19% → 4.30% → 4.05% → 3.55% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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U.S. Bank National Association Dallas Parkway Branch |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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Sugar Creek Branch
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3.50% | $2,500 | 9 months |
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|
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Rate History: 4.75% → 4.50% → 3.50% |
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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0360 Missouri City Texas Walmart Bra Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank Westchase Branch |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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River Oaks Branch
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3.49% | $1,000 | 5 months |
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Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Slaughter And Manchaca Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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3.45% | $500 | 11 months |
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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Preston Center Branch
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3.35% | $25,000 | 3 months |
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Rate History: 3.61% → 3.66% → 4.10% → 3.85% → 3.35% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $1,000 | 13 months |
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Rate History: 3.75% → 3.30% → 2.65% → 2.95% → 3.30% |
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Rising Bank, a division of Midwest BankCentre |
3.30% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Heights Houston Branch
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3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Copperfield Office Branch
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3.24% | $1,000 | 11 months |
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Rate History: 4.75% → 3.50% → 3.24% |
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3.20% | $0 | 11 months |
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Rate History: 3.75% → 3.55% → 3.40% → 3.30% → 3.20% |
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U.S. Bank National Association Dallas Parkway Branch |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.00% | $0 | 3 months |
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Sugar Creek Branch
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3.00% | $2,500 | 12 months |
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Rate History: 4.25% → 3.00% |
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Heights Houston Branch
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3.00% | $500 | 13 months |
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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Citibank, National Association Las Colinas Employee Financial Cente Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Downtown Odessa Branch
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2.85% | $1,000 | 3 months |
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Rate History: 2.95% → 2.85% |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
Learn More
|
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Heights Houston Branch
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2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Colonnade Branch
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2.70% | $1,000 | 15 months |
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Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Slaughter And Manchaca Branch |
2.50% | $10,000 | 13 months |
Learn More
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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Usaa Federal Savings Bank Branch
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2.25% | $1,000 | 6 months |
Learn More
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Coppell Branch
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2.25% | $100,000 | 17 months |
Learn More
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Rate History: 2.60% → 2.55% → 2.20% → 2.15% → 2.25% |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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Usaa Federal Savings Bank Branch
|
2.00% | $1,000 | 9 months |
Learn More
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association |
2.00% | $1,000 | 13 months |
Learn More
|
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Bank of America, National Association Slaughter And Manchaca Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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Usaa Federal Savings Bank Branch
|
1.70% | $1,000 | 15 months |
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|
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Downtown Odessa Branch
|
1.60% | $1,000 | 2 months |
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Downtown Odessa Branch
|
1.50% | $1,000 | 1 months |
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JPMorgan Chase Bank, National Association Dripping Springs Branch |
0.75% | $100,000 | 6 months |
Learn More
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
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Rate History: 1.00% → 0.50% |
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0.05% | $1,000 | 9 months |
Learn More
|
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