Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Texas
Below are special Certificate of Deposit special rates and terms from banks in Texas. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
TX - September 7, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Wells Fargo Bank South Central, National Association Wells Fargo Bank South Central, National Association Branch |
4.75% | $5,000 | 7 months |
Learn More
|
|
Rate History: 1.00% → 4.75% |
||||
|
Midtown Branch
|
4.75% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.00% → 5.00% → 4.75% |
||||
|
Midtown Branch
|
4.60% | $1,000 | 19 months |
Learn More
|
|
Rate History: 1.00% → 5.25% → 4.60% |
||||
|
Midtown Branch
|
4.45% | $1,000 | 7 months |
Learn More
|
|
Rate History: 1.00% → 4.45% |
||||
|
Sunflower Bank, National Association Capital Bank, Ssb Branch |
4.45% | $1,000 | 9 months |
Learn More
|
|
VeraBank, National Association Kilgore Br Branch |
4.27% | $25,000 | 13 months |
Learn More
|
|
Rate History: 1.00% → 4.27% |
||||
|
|
4.25% | $0 | 10 months |
Learn More
|
|
Westchase Branch
|
4.20% | $1,000 | 7 months |
Learn More
|
|
Rate History: 5.00% → 4.20% |
||||
|
|
4.15%
4.10% 4.10% |
$0
$0 |
14 months |
Learn More
|
|
Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
||||
|
|
4.10% | $1,000 | 7 months |
Learn More
|
|
Rate History: 3.90% → 3.80% → 3.70% → 4.00% → 4.10% |
||||
|
UMB Bank, National Association Dallas Branch |
4.10% | $5,000 | 15 months |
Learn More
|
|
Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10% |
||||
|
Plains Branch
|
4.07% | $1,000 | 12 months |
Learn More
|
|
VeraBank, National Association Kilgore Br Branch |
4.06% | $25,000 | 19 months |
Learn More
|
|
Rate History: 1.00% → 4.06% |
||||
|
|
4.05% | $10,000 | 5 months |
Learn More
|
|
Rate History: 4.65% → 4.25% → 4.00% → 3.85% → 4.05% |
||||
|
UMB Bank, National Association Dallas Branch |
4.05% | $5,000 | 9 months |
Learn More
|
|
Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05% |
||||
|
|
4.03% | $500 | 7 months |
Learn More
|
|
Rate History: 3.30% → 4.03% |
||||
|
River Oaks Branch
|
4.00% | $1,000 | 3 months |
Learn More
|
|
Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
||||
|
|
4.00% | $10,000 | 4 months |
Learn More
|
|
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch |
4.00% | $5,000 | 5 months |
Learn More
|
|
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
Learn More
|
|
|
4.00% | $500 | 7 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
|
4.00%
3.50% 2.60% 2.40% 2.20% 2.10% 3.50%2.60% 2.40% 2.20% 2.10% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 |
7 months |
Learn More
|
|
Rate History: 3.30% → 3.50% → 3.30% → 3.60% → 4.00% |
||||
|
0360 Missouri City Texas Walmart Bra Branch
|
4.00% | $500 | 8 months |
Learn More
|
|
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
||||
|
|
4.00% | $5,000 | 8 months |
Learn More
|
|
Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
||||
|
Heights Houston Branch
|
4.00%
3.75% 3.75% |
$501
$500 |
9 months |
Learn More
|
|
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
||||
|
|
4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
|
|
Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
||||
|
|
4.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 4.06% → 3.81% → 3.71% → 3.90% → 4.00% |
||||
|
|
4.00% | $5,000 | 13 months |
Learn More
|
|
Rate History: 4.40% → 4.20% → 3.50% → 3.75% → 4.00% |
||||
|
Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
Learn More
|
|
Early Withdrawal Penalty is 180 days interest. |
||||
|
Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
Learn More
|
|
Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
||||
|
|
4.00% | $10,000 | 15 months |
Learn More
|
|
Rate History: 4.00% → 3.50% → 4.00% → 3.50% → 4.00% |
||||
|
|
4.00% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.50% → 3.25% → 3.50% → 4.00% |
||||
|
|
3.95% | $5,000 | 11 months |
Learn More
|
|
11-Month No Penalty CD |
||||
|
Preston Center Branch
|
3.95% | $25,000 | 12 months |
Learn More
|
|
Rate History: 5.40% → 4.27% → 4.32% → 4.40% → 3.95% |
||||
|
Vio Bank, A Division of MidFirst Bank |
3.90% | $500 | 9 months |
Learn More
|
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
Learn More
|
|
Account cannot be closed online. Requires reaching phone representative to close. |
||||
|
North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
Learn More
|
|
Rate History: 4.81% → 3.98% → 3.90% |
||||
|
UMB Bank, National Association Dallas Branch |
3.85% | $5,000 | 3 months |
Learn More
|
|
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
||||
|
Valley Direct, a division of Valley National Bank |
3.85% | $500 | 9 months |
Learn More
|
|
Rate History: 4.00% → 4.00% → 4.00% → 3.85% → 3.85% |
||||
|
Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
Learn More
|
|
Rate History: 3.90% → 3.80% |
||||
|
Bank of America, National Association Slaughter And Manchaca Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
||||
|
Westchase Branch
|
3.80% | $1,000 | 13 months |
Learn More
|
|
Rate History: 5.50% → 3.80% |
||||
|
VeraBank, National Association Kilgore Br Branch |
3.80% | $25,000 | 25 months |
Learn More
|
|
Rate History: 1.00% → 3.80% |
||||
|
|
3.75% | $2,500 | 6 months |
Learn More
|
|
Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
||||
|
Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
Learn More
|
|
Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
||||
|
OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
Learn More
|
|
First-Citizens Bank & Trust Company Dallas Lake Side Village Branch |
3.75% | $5,000 | 11 months |
Learn More
|
|
|
3.75% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
||||
|
BankUnited, National Association |
3.65% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.50% → 4.35% → 4.25% → 4.00% → 3.65% |
||||
|
Coppell Branch
|
3.65% | $100,000 | 10 months |
Learn More
|
|
Rate History: 3.80% → 4.05% → 3.95% → 3.80% → 3.65% |
||||
|
|
3.65% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
||||
|
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.64% | $2,500 | 15 months |
Learn More
|
|
Rate History: 3.74% → 3.64% |
||||
|
|
3.60% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.75% → 3.95% → 3.75% → 3.70% → 3.60% |
||||
|
|
3.60% | $1,000 | 13 months |
Learn More
|
|
Rate History: 4.10% → 4.30% → 3.60% → 3.60% |
||||
|
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.59% | $2,500 | 11 months |
Learn More
|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
||||
|
|
3.55% | $1,000 | 22 months |
Learn More
|
|
Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
||||
|
|
3.50% | $50,000 | 12 months |
Learn More
|
|
0360 Missouri City Texas Walmart Bra Branch
|
3.50% | $500 | 13 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
||||
|
PNC Bank, National Association |
3.50% | $1,000 | 13 months |
Learn More
|
|
|
3.50% | $10,000 | 24 months |
Learn More
|
|
Warning: Early withdrawal penalty is 4% of principal withdrawn. |
||||
|
River Oaks Branch
|
3.49% | $1,000 | 5 months |
Learn More
|
|
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
||||
|
The Mint National Bank Branch
|
3.40% | $10,000 | 6 months |
Learn More
|
|
Rate History: 4.00% → 3.40% |
||||
|
|
3.30% | $1,000 | 7 months |
Learn More
|
|
Rate History: 3.51% → 4.03% → 3.85% → 3.51% → 3.30% |
||||
|
U.S. Bank National Association Dallas Parkway Branch |
3.25% | $1,000 | 7 months |
Learn More
|
|
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
||||
|
|
3.25% | $10,000 | 12 months |
Learn More
|
|
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
||||
|
Heights Houston Branch
|
3.25% | $501 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.25% |
||||
|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.50% → 3.35% → 3.25% |
||||
|
Coppell Branch
|
3.25% | $100,000 | 17 months |
Learn More
|
|
Rate History: 2.25% → 2.15% → 2.10% → 2.20% → 3.25% |
||||
|
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.24% | $2,500 | 7 months |
Learn More
|
|
Rate History: 3.75% → 3.64% → 3.75% → 3.50% → 3.24% |
||||
|
|
3.20% | $500 | 17 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
Finworth, a division of InsBank Westchase Branch |
3.20% | $50,000 | 22 months |
Learn More
|
|
Rate History: 4.00% → 3.95% → 3.90% → 3.50% → 3.20% |
||||
|
|
3.20% | $1,000 | 36 months |
Learn More
|
|
Rate History: 3.00% → 3.55% → 0.50% → 3.20% |
||||
|
Copperfield Office Branch
|
3.14% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.25% → 3.81% → 3.55% → 3.34% → 3.14% |
||||
|
Downtown Odessa Branch
|
3.05% | $1,000 | 3 months |
Learn More
|
|
Rate History: 2.75% → 2.85% → 2.90% → 3.00% → 3.05% |
||||
|
Citibank, National Association Las Colinas Employee Financial Cente Branch |
3.00% | $0 | 5 months |
Learn More
|
|
Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
||||
|
Heights Houston Branch
|
3.00% | $500 | 13 months |
Learn More
|
|
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
||||
|
U.S. Bank National Association Dallas Parkway Branch |
3.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
||||
|
|
3.00% | $10,000 | 23 months |
Learn More
|
|
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
||||
|
|
3.00%
2.90% 2.80% 2.75% 2.50% 2.90%2.80% 2.75% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
|
Rate History: 2.00% → 2.50% → 2.50% → 2.75% → 3.00% |
||||
|
Bank of America, National Association Slaughter And Manchaca Branch |
2.95% | $10,000 | 10 months |
Learn More
|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
||||
|
Copperfield Office Branch
|
2.83% | $1,000 | 11 months |
Learn More
|
|
Rate History: 4.75% → 3.50% → 3.24% → 3.04% → 2.83% |
||||
|
Citibank, National Association Las Colinas Employee Financial Cente Branch |
2.75% | $0 | 6 months |
Learn More
|
|
Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
||||
|
Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
|
|
Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
||||
|
Heights Houston Branch
|
2.75% | $500 | 19 months |
Learn More
|
|
Rate History: 3.75% → 2.75% |
||||
|
|
2.75% | $500 | 23 months |
Learn More
|
|
Early withdrawal penalty is 180 days interest. |
||||
|
|
2.70% | $0 | 11 months |
Learn More
|
|
Rate History: 3.00% → 2.90% → 2.80% → 2.70% → 2.70% |
||||
|
PNC Bank, National Association |
2.60% | $1,000 | 61 months |
Learn More
|
|
U.S. Bank National Association Dallas Parkway Branch |
2.50% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
||||
|
PNC Bank, National Association |
2.40% | $1,000 | 37 months |
Learn More
|
|
PNC Bank, National Association |
2.20% | $1,000 | 25 months |
Learn More
|
|
PNC Bank, National Association |
2.10% | $1,000 | 19 months |
Learn More
|
|
Citibank, National Association Las Colinas Employee Financial Cente Branch |
2.00% | $0 | 4 months |
Learn More
|
|
Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
||||
|
Usaa Federal Savings Bank Branch
|
2.00% | $1,000 | 6 months |
Learn More
|
|
Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
||||
|
|
2.00% | $10,001 | 6 months |
Learn More
|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
||||
|
Bank of America, National Association Slaughter And Manchaca Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
||||
|
PNC Bank, National Association |
1.90% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 1.90% |
||||
|
Bank of America, National Association Slaughter And Manchaca Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
||||
|
Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
|
|
Rate History: 1.85% → 1.70% |
||||
|
Usaa Federal Savings Bank Branch
|
1.70% | $1,000 | 15 months |
Learn More
|
|
Downtown Odessa Branch
|
1.30% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.60% → 1.30% |
||||
|
Downtown Odessa Branch
|
1.20% | $1,000 | 1 months |
Learn More
|
|
Rate History: 1.50% → 1.20% |
||||
|
Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
|
|
Rate History: 1.00% → 0.50% |
||||
|
JPMorgan Chase Bank, National Association Dripping Springs Branch |
0.50% | $100,000 | 6 months |
Learn More
|
|
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
||||
|
Citibank, National Association Las Colinas Employee Financial Cente Branch |
0.05% | $0 | 3 months |
Learn More
|
|
Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
||||
|
|
0.05% | $1,000 | 9 months |
Learn More
|
|
Rate History: 0.05% → 0.05% → 0.05% |
||||
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on September 6, 2026
This page was created in 0.2707 seconds.
