Best Special Rates and Terms in Michigan, MI

You are viewing rates from banks across Michigan

Below are special Certificate of Deposit special rates and terms from banks in Michigan. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

MI - August 14, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
1st Source Bank Niles-Martins Branch	5.05%	$500	11 months	Learn More Reviews
Horizon Bank Summit Community Bank Branch	5.00%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 5.00%
Comerica Bank Campau Square Branch	4.75%	$2,500	6 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75%
Comerica Bank Campau Square Branch	4.50%	$2,500	9 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50%
1st Source Bank Niles-Martins Branch	4.50%	$500	17 months	Learn More Reviews
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Flagstar Bank, National Association Brighton Branch	4.25%	$500	7 months	Learn More Reviews (1)
Rate History: 5.50% → 5.15% → 4.50% → 4.40% → 4.25%
Northpointe Bank Northpointe Bank Branch	4.25%	$25,000	11 months	Learn More Reviews (4)
Rate History: 5.10% → 4.90% → 4.50% → 4.30% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association Brighton / Kroger Branch	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Bank of America, National Association Woodward/Mack Branch	4.00%	$10,000	7 months	Learn More Reviews (7)
Rate History: 5.00% → 4.35% → 4.05% → 3.80% → 4.00%
KeyBank National Association Brighton Town Square Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Mercantile Bank Holland Branch	4.00%	$500	11 months	Learn More Reviews
Rate History: 1.00% → 4.75% → 4.24% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Finworth, a division of InsBank	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Independent Bank Sebewaing M-25 Branch	3.87%	$1,000	3 months	Learn More Reviews
Rate History: 3.97% → 3.87% → 3.92% → 3.97% → 3.87%
Independent Bank Sebewaing M-25 Branch	3.76%	$1,000	11 months	Learn More Reviews
Rate History: 3.92% → 3.87% → 3.92% → 3.87% → 3.76%
Wells Fargo Bank, National Association Stephenson Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
Mercantile Bank Holland Branch	3.75%	$500	25 months	Learn More Reviews
Rate History: 1.00% → 3.25% → 4.00% → 43.75% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association Brighton Town Square Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Independent Bank Sebewaing M-25 Branch	3.61%	$1,000	36 months	Learn More Reviews
Rate History: 3.71% → 3.76% → 3.66% → 3.56% → 3.61%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association Brighton / Kroger Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Stephenson Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Bank of America, National Association Woodward/Mack Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
Comerica Bank Campau Square Branch	3.00%	$2,500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Woodward/Mack Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
PNC Bank, National Association Hayworth Pfa Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Hayworth Pfa Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Hayworth Pfa Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Hayworth Pfa Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Woodward/Mack Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association Beecher Heights Branch	1.01%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50% → 1.01%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around MI - August 14, 2025

Branch	Street	City	State
1st Source Bank Niles-Martins Branch	720 South 11th Street	Niles	MI
Horizon Bank Summit Community Bank Branch	2151 West Grand River	Okemos	MI
Comerica Bank Campau Square Branch	99 Monroe Avenue Nw	Grand Rapids	MI
Comerica Bank Campau Square Branch	99 Monroe Avenue Nw	Grand Rapids	MI
1st Source Bank Niles-Martins Branch	720 South 11th Street	Niles	MI
Flagstar Bank, National Association Brighton Branch	9332 Lee Road	Brighton	MI
Northpointe Bank Northpointe Bank Branch	3333 Deposit Drive Ne	Grand Rapids	MI
Citizens Brighton / Kroger Branch	9968 East Grand River	Brighton	MI
Bank of America, National Association Woodward/Mack Branch	3670 Woodward Avenue	Detroit	MI
KeyBank National Association Brighton Town Square Branch	8199 Challis Road	Brighton	MI
Mercantile Bank Holland Branch	880 E 16th Street	Holland	MI
Independent Bank Sebewaing M-25 Branch	8880 Unionville Road	Sebewaing	MI
Independent Bank Sebewaing M-25 Branch	8880 Unionville Road	Sebewaing	MI
Wells Fargo Bank, National Association Stephenson Branch	S938 U.S. 41	Stephenson	MI
Mercantile Bank Holland Branch	880 E 16th Street	Holland	MI
KeyBank National Association Brighton Town Square Branch	8199 Challis Road	Brighton	MI
Independent Bank Sebewaing M-25 Branch	8880 Unionville Road	Sebewaing	MI
Citizens Brighton / Kroger Branch	9968 East Grand River	Brighton	MI
Wells Fargo Bank, National Association Stephenson Branch	S938 U.S. 41	Stephenson	MI
Bank of America, National Association Woodward/Mack Branch	3670 Woodward Avenue	Detroit	MI
Comerica Bank Campau Square Branch	99 Monroe Avenue Nw	Grand Rapids	MI
Bank of America, National Association Woodward/Mack Branch	3670 Woodward Avenue	Detroit	MI
PNC Bank, National Association Hayworth Pfa Branch	One Haworth Center	Holland	MI
PNC Bank, National Association Hayworth Pfa Branch	One Haworth Center	Holland	MI
PNC Bank, National Association Hayworth Pfa Branch	One Haworth Center	Holland	MI
PNC Bank, National Association Hayworth Pfa Branch	One Haworth Center	Holland	MI
Bank of America, National Association Woodward/Mack Branch	3670 Woodward Avenue	Detroit	MI
JPMorgan Chase Bank, National Association Beecher Heights Branch	G-5491 North Saginaw Street	Flint	MI