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You are viewing rates from banks across Alabama
Below are special Certificate of Deposit special rates and terms from banks in Alabama. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
AL - December 20, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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5.40% | $5,000 | 5 months |
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Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40% |
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Brilliant Bank, a division of Equity Bank |
4.06% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% |
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4.03% | $500 | 7 months |
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Cedar Bluff Main Branch
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4.01% | $500 | 11 months |
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Crestline Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Schillinger Branch
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4.00% | $1,000 | 3 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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4.00% | $2,500 | 4 months |
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U.S. Bank National Association |
4.00% | $1,000 | 5 months |
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Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% |
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4.00% | $10,000 | 5 months |
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Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00% |
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Citibank, National Association |
4.00% | $0 | 6 months |
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Rate History: 2.25% → 3.80% → 1.50% → 3.50% → 4.00% |
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Valley Branch
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4.00% | $1,000 | 7 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00% |
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8055 Oxford Alabama Walmart Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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Summerdale Branch
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4.00%
3.85% 3.85% |
$0
$0 |
14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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|
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3.95%
3.90% 3.90% |
$500
$500 |
11 months |
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Rate History: 4.25% → 3.90% → 4.05% → 3.95% |
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3.90% | $2,500 | 6 months |
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Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25% |
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3.90% | $1,000 | 7 months |
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Rate History: 4.10% → 4.05% → 4.00% → 3.90% |
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Banksouth Branch
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3.81% | $1,000 | 13 months |
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Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81% |
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Gadsden Branch
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3.81% | $1,000 | 25 months |
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University South Al Branch
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3.80%
3.55% 3.55% |
$501
$500 |
5 months |
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Rate History: 5.00% → 4.75% → 0.01% → 3.80% |
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3.75% | $2,500 | 11 months |
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Rate History: 4.65% → 3.50% → 4.00% → 3.75% |
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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3.70% | $2,500 | 7 months |
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Rate History: 3.80% → 3.70% |
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University South Al Branch
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3.70%
3.45% 3.45% |
$501
$500 |
8 months |
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Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% |
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3.70% | $1,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.95% → 3.75% → 3.70% |
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3.65%
3.45% 2.60% 2.40% 2.20% 2.10% 2.00% 3.45%2.60% 2.40% 2.20% 2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
4 months |
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Valley Branch
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3.65% | $10,000 | 5 months |
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Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65% |
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Peoples Exchange Bank Branch
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3.65% | $5,000 | 8 months |
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Rate History: 3.65% → 3.65% → 3.65% → 3.65% |
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3.65% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% |
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Gadsden Branch
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3.56% | $1,000 | 13 months |
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Valley Branch
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3.55% | $10,000 | 11 months |
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Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55% |
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3.55% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% |
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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3.51% | $1,000 | 7 months |
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Rate History: 3.85% → 3.51% → 4.03% → 3.85% → 3.51% |
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Bank of America, National Association |
3.51% | $10,000 | 7 months |
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Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51% |
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Wells Fargo Bank, National Association Roebuck Branch |
3.50% | $5,000 | 7 months |
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Rate History: 4.00% → 3.75% → 3.64% → 3.75% → 3.50% |
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U.S. Bank National Association |
3.50% | $1,000 | 9 months |
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Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% |
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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3.50% | $5,000 | 11 months |
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11-Month No Penalty CD |
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8055 Oxford Alabama Walmart Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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North American Savings Bank, F.S.B. |
3.50% | $5,000 | 13 months |
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Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50% |
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3.50% | $10,000 | 15 months |
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Rate History: 4.00% → 3.50% |
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Finworth, a division of InsBank Mobile Royal Street Branch |
3.50% | $50,000 | 22 months |
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Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50% |
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3.50% | $1,000 | 25 months |
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Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50% |
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Schillinger Branch
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3.49% | $1,000 | 5 months |
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Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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3.45% | $500 | 11 months |
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Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45% |
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Hartselle Branch
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3.43% | $1,000 | 5 months |
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Rate History: 4.51% → 4.07% → 3.04% → 3.64% → 3.43% |
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3.40% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 11 months |
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|
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Account cannot be closed online. Requires reaching phone representative to close. |
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3.30% | $1,000 | 13 months |
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Rate History: 3.75% → 3.30% → 2.65% → 2.95% → 3.30% |
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Oxford Branch
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3.29% | $1,000 | 6 months |
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Rate History: 4.62% → 4.22% → 3.80% → 3.29% |
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Hartselle Branch
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3.25% | $1,000 | 7 months |
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Rate History: 4.51% → 4.05% → 3.54% → 3.04% → 3.25% |
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Wells Fargo Bank, National Association Roebuck Branch |
3.25% | $5,000 | 11 months |
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|
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Rate History: 3.75% → 3.50% → 3.75% → 3.50% → 3.25% |
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University South Al Branch
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3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Hartselle Branch
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3.24% | $1,000 | 17 months |
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Rate History: 2.71% → 4.01% → 3.01% → 3.54% → 3.24% |
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Citibank, National Association |
3.20% | $0 | 9 months |
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Rate History: 3.00% → 4.25% → 2.50% → 3.25% → 3.20% |
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Bank of America, National Association |
3.20% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% → 3.20% |
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3.20% | $0 | 11 months |
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Rate History: 3.75% → 3.55% → 3.40% → 3.30% → 3.20% |
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U.S. Bank National Association |
3.20% | $1,000 | 13 months |
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Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% |
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Rising Bank, a division of Midwest BankCentre |
3.10% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Valley Branch
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3.05% | $10,000 | 17 months |
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Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05% |
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Tuscaloosa Branch
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3.03% | $500 | 14 months |
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Rate History: 4.94% → 5.09% → 3.55% → 3.29% → 3.03% |
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3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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University South Al Branch
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3.00% | $500 | 13 months |
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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3.00% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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2.96% | $5,000 | 51 months |
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2.75%
2.25% 2.10% 2.00% 2.25%2.10% 2.00% |
$1,000
$1,000 $1,000 $1,000 |
13 months |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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University South Al Branch
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2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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Citibank, National Association |
2.71% | $0 | 8 months |
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Rate History: 0.05% → 3.70% → 3.55% → 3.10% → 2.71% |
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Tuscaloosa Branch
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2.68% | $100,000 | 35 months |
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Rate History: 4.06% → 4.84% → 4.00% → 3.80% → 2.68% |
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PNC Bank, National Association Parkway East Branch |
2.60% | $1,000 | 61 months |
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Gadsden Branch
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2.53% | $1,000 | 7 months |
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Tuscaloosa Branch
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2.52% | $10,000 | 37 months |
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Rate History: 3.70% → 4.42% → 3.03% → 2.78% → 2.52% |
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PNC Bank, National Association Parkway East Branch |
2.40% | $1,000 | 37 months |
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Citibank, National Association |
2.25% | $0 | 3 months |
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Rate History: 3.00% → 2.25% |
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2.25% | $1,000 | 6 months |
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Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25% |
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Bank of America, National Association |
2.25% | $10,000 | 13 months |
Learn More
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Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25% |
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PNC Bank, National Association Parkway East Branch |
2.20% | $1,000 | 25 months |
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Citibank, National Association |
2.00% | $0 | 5 months |
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Rate History: 3.50% → 3.25% → 1.75% → 2.90% → 2.00% |
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2.00% | $1,000 | 9 months |
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Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00% |
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PNC Bank, National Association Parkway East Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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1.96% | $5,000 | 13 months |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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JPMorgan Chase Bank, National Association |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Cedar Bluff Main Branch
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0.55% | $500 | 7 months |
Learn More
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Rate History: 5.05% → 4.85% → 4.64% → 4.24% → 0.55% |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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0.05% | $1,000 | 9 months |
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Branch Banking And Trust Company
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0.00% | $1,000 | 15 months |
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Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70% |
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