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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Alabama
Below are special Certificate of Deposit special rates and terms from banks in Alabama. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
AL - October 4, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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4.50% | $5,000 | 13 months |
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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4.40% | $0 | 10 months |
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Finworth, a division of InsBank Mobile Royal Street Branch |
4.35% | $50,000 | 22 months |
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Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
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Banksouth Branch
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4.30% | $1,000 | 13 months |
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Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30% |
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Summerdale Branch
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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Vio Bank, A Division of MidFirst Bank |
4.05% | $500 | 9 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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Cedar Bluff Main Branch
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4.01% | $500 | 11 months |
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Schillinger Branch
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4.00% | $1,000 | 3 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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Valley Branch
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4.00% | $1,000 | 7 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00% |
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8055 Oxford Alabama Walmart Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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Peoples Exchange Bank Branch
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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University South Al Branch
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4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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Gadsden Branch
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3.81% | $1,000 | 25 months |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association Roebuck Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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Valley Branch
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3.65% | $10,000 | 5 months |
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Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65% |
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Cedar Bluff Main Branch
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3.65% | $500 | 7 months |
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Rate History: 4.85% → 4.64% → 4.24% → 0.55% → 3.65% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Roebuck Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association Roebuck Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Gadsden Branch
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3.56% | $1,000 | 13 months |
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Crestline Branch
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3.55% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% → 3.55% |
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Oxford Branch
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3.55% | $1,000 | 6 months |
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Rate History: 4.62% → 4.22% → 3.80% → 3.29% → 3.55% |
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Valley Branch
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3.55% | $10,000 | 11 months |
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Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55% |
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3.50% | $50,000 | 12 months |
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8055 Oxford Alabama Walmart Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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PNC Bank, National Association Parkway East Branch |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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Schillinger Branch
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3.49% | $1,000 | 5 months |
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Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% |
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Hartselle Branch
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3.43% | $1,000 | 5 months |
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Rate History: 4.51% → 4.07% → 3.04% → 3.64% → 3.43% |
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3.40% | $1,000 | 7 months |
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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Hartselle Branch
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3.25% | $1,000 | 7 months |
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Rate History: 4.51% → 4.05% → 3.54% → 3.04% → 3.25% |
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U.S. Bank National Association |
3.25% | $1,000 | 7 months |
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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University South Al Branch
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3.25% | $501 | 13 months |
Learn More
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Hartselle Branch
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3.24% | $1,000 | 17 months |
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Rate History: 2.71% → 4.01% → 3.01% → 3.54% → 3.24% |
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3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Valley Branch
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3.05% | $10,000 | 17 months |
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Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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University South Al Branch
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3.00% | $500 | 13 months |
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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U.S. Bank National Association |
3.00% | $1,000 | 13 months |
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.80% | $0 | 11 months |
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Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
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Citibank, National Association |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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University South Al Branch
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2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Parkway East Branch |
2.60% | $1,000 | 61 months |
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Gadsden Branch
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2.53% | $1,000 | 7 months |
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U.S. Bank National Association |
2.50% | $1,000 | 25 months |
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association Parkway East Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association Parkway East Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Parkway East Branch |
2.10% | $1,000 | 19 months |
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Citibank, National Association |
2.00% | $0 | 4 months |
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association |
2.00% | $10,000 | 13 months |
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association Parkway East Branch |
1.90% | $1,000 | 9 months |
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association |
1.75% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association |
0.50% | $100,000 | 6 months |
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Oxford Branch
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0.10% | $1,000 | 18 months |
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Rate History: 4.62% → 4.22% → 3.80% → 3.29% → 0.10% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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0.05% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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