Best Special Rates and Terms in Alabama, AL

You are viewing rates from banks across Alabama

Below are special Certificate of Deposit special rates and terms from banks in Alabama. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

AL - August 4, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Brilliant Bank, a division of Equity Bank	4.40%	$1,000	3 months	Learn More Reviews (6)
Rate History: 4.60% → 4.40%
Brilliant Bank, a division of Equity Bank	4.35%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35%
OneLocal Bank	4.25%	$2,500	5 months	Learn More Reviews
Rate History: 5.30% → 5.05% → 4.90% → 4.65% → 4.25%
Regions Bank University South Al Branch	4.25%	$2,501	6 months	Learn More Reviews
Rate History: 0.03% → 4.75% → 4.50% → 4.25%
Goldman Sachs Bank	4.25% 4.15% 3.90% 4.15% 3.90%	$500 $0 $500	14 months	Learn More Reviews (46)
Union State Bank Cedar Bluff Main Branch	4.24%	$500	7 months	Learn More Reviews
Rate History: 5.20% → 5.05% → 4.85% → 4.64% → 4.24%
North American Savings Bank, F.S.B.	4.20%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.25% → 5.35% → 5.15% → 4.40% → 4.20%
Citizens Bank, National Association	4.15%	$25,000	5 months	Learn More Reviews (1)
Synchrony Bank Summerdale Branch	4.15%	$0	13 months	Learn More Reviews (71)
Early withdrawal penalty is 180 days' interest. Rate History: 5.40% → 5.65% → 5.25% → 4.25% → 4.15%
TIAA Bank / Everbank	4.10%	$1,000	7 months	Learn More Reviews (40)
Rising Bank, a division of Midwest BankCentre	4.10%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.35% → 4.20% → 4.10% → 4.25% → 4.10%
Canadian Imperial Bank USA Banksouth Branch	4.06%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.43% → 4.21% → 4.11% → 4.36% → 4.06%
Union State Bank Cedar Bluff Main Branch	4.01%	$500	11 months	Learn More Reviews
Hancock Whitney Bank Schillinger Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
Renasant Bank Valley Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 8055 Oxford Alabama Walmart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Salem Five Direct	4.00%	$10,000	15 months	Learn More Reviews (7)
Regions Bank University South Al Branch	4.00%	$501	16 months	Learn More Reviews
Rate History: 4.00% → 3.50% → 4.25% → 3.50% → 4.00%
Finworth, a division of InsBank Mobile Royal Street Branch	3.95%	$50,000	22 months	Learn More Reviews (1)
Rate History: 4.15% → 4.00% → 3.80% → 4.00% → 3.95%
Renasant Bank Valley Branch	3.90%	$10,000	5 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00% → 4.00% → 3.90%
River Bank & Trust Gadsden Branch	3.81%	$1,000	25 months	Learn More Reviews
Bank of America, National Association	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association Roebuck Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Renasant Bank Valley Branch	3.75%	$10,000	11 months	Learn More Reviews (1)
Rate History: 4.46% → 4.25% → 4.75% → 4.25% → 3.75%
Truist Bank Branch Banking And Trust Company	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Citibank, National Association	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
Chesapeake Bank	3.75%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.75% → 5.10% → 4.50% → 4.00% → 3.75%
TIAA Bank / Everbank	3.75%	$1,000	25 months	Learn More Reviews (40)
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
Bank Independent Hartselle Branch	3.64%	$1,000	5 months	Learn More Reviews
Rate History: 4.67% → 4.51% → 4.07% → 3.04% → 3.64%
River Bank & Trust Gadsden Branch	3.56%	$1,000	13 months	Learn More Reviews
Bank Independent Hartselle Branch	3.54%	$1,000	17 months	Learn More Reviews
Rate History: 4.02% → 2.71% → 4.01% → 3.01% → 3.54%
Clear Sky Accounts	3.51%	$1,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.35% → 3.85% → 3.51%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close.
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
Woodforest National Bank 8055 Oxford Alabama Walmart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
OneLocal Bank	3.50%	$1,000	13 months	Learn More Reviews
Rate History: 4.65% → 5.25% → 4.75% → 3.50%
Wells Fargo Bank, National Association Roebuck Branch	3.50%	$5,000	18 months	Learn More Reviews (7)
Salem Five Direct	3.50%	$10,000	18 months	Learn More Reviews (7)
Warning: Early withdrawal penalty is 4% of principal withdrawn. Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50%
Hancock Whitney Bank Schillinger Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Bank of America, National Association	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
U.S. Bank National Association	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
Ally Bank	3.40%	$0	11 months	Learn More Reviews (53)
Rate History: 4.15% → 4.00% → 3.75% → 3.55% → 3.40%
Farmers and Merchants Bank Oxford Branch	3.29%	$1,000	6 months	Learn More Reviews
Rate History: 4.62% → 4.22% → 3.80% → 3.29%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Renasant Bank Valley Branch	3.25%	$10,000	17 months	Learn More Reviews (1)
Rate History: 1.00% → 3.85% → 3.45% → 2.75% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Bank Independent Hartselle Branch	3.04%	$1,000	7 months	Learn More Reviews
Rate History: 5.06% → 4.51% → 4.05% → 3.54% → 3.04%
First US Bank Tuscaloosa Branch	3.03%	$500	14 months	Learn More Reviews
Rate History: 4.94% → 5.09% → 3.55% → 3.29% → 3.03%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
First US Bank Tuscaloosa Branch	2.68%	$100,000	35 months	Learn More Reviews
Rate History: 4.06% → 4.84% → 4.00% → 3.80% → 2.68%
PNC Bank, National Association Parkway East Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
River Bank & Trust Gadsden Branch	2.53%	$1,000	7 months	Learn More Reviews
First US Bank Tuscaloosa Branch	2.52%	$10,000	37 months	Learn More Reviews
Rate History: 3.70% → 4.42% → 3.03% → 2.78% → 2.52%
PNC Bank, National Association Parkway East Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Parkway East Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Parkway East Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
JPMorgan Chase Bank, National Association	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around AL - August 4, 2025

Branch	Street	City	State
Regions Bank University South Al Branch	1 S. University Boulevard	Mobile	AL
Union State Bank Cedar Bluff Main Branch	3460 Old Highway 9	Cedar Bluff	AL
Synchrony Bank Summerdale Branch	Sw 1st Street	Summerdale	AL
Canadian Imperial Bank USA Banksouth Branch	3251 Ross Clark Circle	Dothan	AL
Union State Bank Cedar Bluff Main Branch	3460 Old Highway 9	Cedar Bluff	AL
Hancock Whitney Bank Schillinger Branch	7700 Airport Boulevard	Mobile	AL
Renasant Bank Valley Branch	3216 20th Avenue	Valley	AL
Woodforest National Bank 8055 Oxford Alabama Walmart Branch	92 Plaza Lane	Oxford	AL
Regions Bank University South Al Branch	1 S. University Boulevard	Mobile	AL
Finworth, a division of InsBank Mobile Royal Street Branch	7 North Royal Street	Mobile	AL
Renasant Bank Valley Branch	3216 20th Avenue	Valley	AL
River Bank & Trust Gadsden Branch	244 South 3rd Street	Gadsden	AL
Wells Fargo Bank, National Association Roebuck Branch	9300 Parkway East	Birmingham	AL
Renasant Bank Valley Branch	3216 20th Avenue	Valley	AL
Truist Bank Branch Banking And Trust Company	990 South Eufaula Avenue	Eufaula	AL
Bank Independent Hartselle Branch	902 U.S. Highway 31, North	Hartselle	AL
River Bank & Trust Gadsden Branch	244 South 3rd Street	Gadsden	AL
Bank Independent Hartselle Branch	902 U.S. Highway 31, North	Hartselle	AL
Woodforest National Bank 8055 Oxford Alabama Walmart Branch	92 Plaza Lane	Oxford	AL
Wells Fargo Bank, National Association Roebuck Branch	9300 Parkway East	Birmingham	AL
Hancock Whitney Bank Schillinger Branch	7700 Airport Boulevard	Mobile	AL
Farmers and Merchants Bank Oxford Branch	35 Ali Way	Oxford	AL
Renasant Bank Valley Branch	3216 20th Avenue	Valley	AL
Bank Independent Hartselle Branch	902 U.S. Highway 31, North	Hartselle	AL
First US Bank Tuscaloosa Branch	8710 Highway 69 S.	Tuscaloosa	AL
First US Bank Tuscaloosa Branch	8710 Highway 69 S.	Tuscaloosa	AL
PNC Bank, National Association Parkway East Branch	9648 Parkway East	Birmingham	AL
River Bank & Trust Gadsden Branch	244 South 3rd Street	Gadsden	AL
First US Bank Tuscaloosa Branch	8710 Highway 69 S.	Tuscaloosa	AL
PNC Bank, National Association Parkway East Branch	9648 Parkway East	Birmingham	AL
PNC Bank, National Association Parkway East Branch	9648 Parkway East	Birmingham	AL
PNC Bank, National Association Parkway East Branch	9648 Parkway East	Birmingham	AL