Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Maine
Below are special Certificate of Deposit special rates and terms from banks in Maine. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
ME - November 6, 2026
As of November 6, 2026, the highest special CD rate from a bank in Maine is 4.55% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.51% APY from Rising Bank, a division of Midwest BankCentre (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Finworth, a division of InsBank |
4.55% | $50,000 | 22 months |
Learn More
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Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55% |
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Rising Bank, a division of Midwest BankCentre |
4.51% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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4.50% | $0 | 10 months |
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Rate History: 4.40% → 4.50% |
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4.50% | $1,000 | 13 months |
Learn More
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Rate History: 3.71% → 3.90% → 4.00% → 4.30% → 4.50% |
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4.50% | $5,000 | 13 months |
Learn More
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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4.50%
4.30% 4.30% |
$0
$0 |
15 months |
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Early withdrawal penalty is 180 days' interest. |
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4.50% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.35% | $500 | 20 months |
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20-Month rate bump CD. |
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4.30% | $1,000 | 13 months |
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Rate History: 4.30% → 3.60% → 3.60% → 4.10% → 4.30% |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
Learn More
|
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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4.25% | $100,000 | 17 months |
Learn More
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Rate History: 2.10% → 2.20% → 3.25% → 4.05% → 4.25% |
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4.25% | $1,000 | 22 months |
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Rate History: 4.00% → 3.80% → 3.55% → 4.10% → 4.25% |
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Vio Bank, A Division of MidFirst Bank |
4.20% | $500 | 9 months |
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Rate History: 4.05% → 4.20% |
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Harrison Branch
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4.10% | $5,000 | 12 months |
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Rate History: 4.70% → 4.00% → 4.25% → 3.85% → 4.10% |
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Hunnewell Branch
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4.08% | $500 | 5 months |
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Rate History: 0.50% → 5.13% → 4.86% → 4.34% → 4.08% |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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Harrison Branch
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4.00% | $5,000 | 6 months |
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Rate History: 4.30% → 4.50% → 4.25% → 3.95% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
Learn More
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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4.00% | $2,500 | 11 months |
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Rate History: 3.75% → 3.60% → 3.55% → 3.75% → 4.00% |
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Drive-In Facility Branch
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4.00% | $501 | 15 months |
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Rate History: 3.56% → 3.30% → 3.05% → 3.56% → 4.00% |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
Learn More
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Rate History: 4.81% → 3.98% → 3.90% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
Learn More
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association Portland - One City Center Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
Learn More
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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Drive-In Facility Branch
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3.75% | $500 | 9 months |
Learn More
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Rate History: 3.56% → 3.30% → 3.05% → 3.56% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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3.65% | $1,000 | 25 months |
Learn More
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association |
3.64% | $2,500 | 15 months |
Learn More
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
Learn More
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Drive-In Facility Branch
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3.50% | $500 | 3 months |
Learn More
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Rate History: 4.60% → 4.08% → 3.56% → 3.30% → 3.50% |
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Monument Square Branch
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3.50% | $50,000 | 12 months |
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Milbridge Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.90% → 3.60% → 3.30% → 3.50% |
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PNC Bank, National Association |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
Learn More
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
Learn More
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
Learn More
|
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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U.S. Bank National Association |
3.25% | $1,000 | 7 months |
Learn More
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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Yarmouth Branch
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3.25% | $10,000 | 12 months |
Learn More
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
Learn More
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Rate History: 3.50% → 3.35% → 3.25% |
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3.20% | $500 | 17 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Augusta Branch
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3.05% | $1,000 | 9 months |
Learn More
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Rate History: 3.92% → 3.68% → 3.44% → 3.20% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 5 months |
Learn More
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Milbridge Branch
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3.00% | $500 | 5 months |
Learn More
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Rate History: 2.75% → 3.00% |
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U.S. Bank National Association |
3.00% | $1,000 | 13 months |
Learn More
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Monument Square Branch
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3.00% | $10,000 | 23 months |
Learn More
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association Portland - One City Center Branch |
2.95% | $10,000 | 10 months |
Learn More
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.90% | $0 | 11 months |
Learn More
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Rate History: 2.80% → 2.70% → 2.70% → 2.80% → 2.90% |
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Citibank, National Association |
2.75% | $0 | 6 months |
Learn More
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
Learn More
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
Learn More
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Early withdrawal penalty is 180 days interest. |
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Augusta Branch
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2.62% | $1,000 | 7 months |
Learn More
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Rate History: 3.44% → 3.20% → 2.95% → 2.71% → 2.62% |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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U.S. Bank National Association |
2.50% | $1,000 | 25 months |
Learn More
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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JPMorgan Chase Bank, National Association |
2.25% | $100,000 | 6 months |
Learn More
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Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
Learn More
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PNC Bank, National Association |
2.10% | $1,000 | 19 months |
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Citibank, National Association |
2.00% | $0 | 4 months |
Learn More
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
Learn More
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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Yarmouth Branch
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2.00% | $10,001 | 6 months |
Learn More
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association Portland - One City Center Branch |
2.00% | $10,000 | 13 months |
Learn More
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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Augusta Branch
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1.98% | $1,000 | 11 months |
Learn More
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Rate History: 1.00% → 4.34% → 4.00% → 0.05% → 1.98% |
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PNC Bank, National Association |
1.90% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association Portland - One City Center Branch |
1.75% | $10,000 | 25 months |
Learn More
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
Learn More
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
Learn More
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Rate History: 1.00% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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0.05% | $1,000 | 9 months |
Learn More
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Rate History: 0.05% → 0.05% → 0.05% |
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Last Update on November 5, 2026
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