Best Special Rates and Terms in District Of Columbia, DC

You are viewing rates from banks across Washington, DC

Below are special Certificate of Deposit special rates and terms from banks in Washington, DC. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

DC - November 14, 2025

Bank	APY	MIN	PERIOD
One American Bank	5.40%	$5,000	5 months	Learn More Reviews (2)
Rate History: 5.60% → 5.35% → 4.80% → 4.45% → 5.40%
Brilliant Bank, a division of Equity Bank	4.06%	$1,000	15 months	Learn More Reviews (6)
Rate History: 4.85% → 4.35% → 4.30% → 4.06%
Amalgamated Bank	4.03%	$500	7 months	Learn More Reviews
First Foundation Bank	4.00%	$2,500	4 months	Learn More Reviews (32)
U.S. Bank National Association	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00%
OneLocal Bank	4.00%	$10,000	5 months	Learn More Reviews
Rate History: 5.05% → 4.90% → 4.65% → 4.25% → 4.00%
TIAA Bank / Everbank	4.00%	$1,000	7 months	Learn More Reviews (40)
Rate History: 4.10% → 4.05% → 4.00%
Synchrony Bank	4.00% 3.85% 3.85%	$0 $0	14 months	Learn More Reviews (71)
Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. Rate History: 4.80% → 5.65% → 4.00%
Goldman Sachs Bank	3.95% 3.90% 3.90%	$500 $500	11 months	Learn More Reviews (46)
Rate History: 4.25% → 3.90% → 4.05% → 3.95%
PNC Bank	3.90% 3.70% 2.60% 2.40% 2.20% 2.10% 2.00% 3.70% 2.60% 2.40% 2.20% 2.10% 2.00%	$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000	4 months	Learn More Reviews (4)
OneLocal Bank	3.90%	$2,500	6 months	Learn More Reviews
Rate History: 4.75% → 5.15% → 4.00% → 3.85% → 4.25%
Clear Sky Accounts	3.85%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.35% → 3.85% → 3.51% → 4.03% → 3.85%
Canadian Imperial Bank USA	3.81%	$1,000	13 months	Learn More Reviews (22)
Rate History: 4.21% → 4.11% → 4.36% → 4.06% → 3.81%
Citibank, National Association Chinatown Branch	3.75%	$0	4 months	Learn More Reviews (11)
United Bank 14th And I Street Branch	3.75%	$500	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.75% → 4.25% → 4.00% → 3.75%
Bank of America, National Association Pentagon Branch	3.75%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75%
OneLocal Bank	3.75%	$2,500	11 months	Learn More Reviews
Rate History: 4.65% → 3.50% → 4.00% → 3.75%
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75%
TD Bank, National Association Rhode Island Place Branch	3.70%	$250	3 months	Learn More Reviews (1)
Rate History: 4.00% → 3.70%
First Foundation Bank	3.70%	$2,500	7 months	Learn More Reviews (32)
Rate History: 3.80% → 3.70%
ConnectOne Bank	3.65%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.65%
Citizens	3.65%	$5,000	8 months	Learn More Reviews (37)
Wells Fargo Bank, National Association Market Square Branch	3.64%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64%
OneLocal Bank	3.55%	$1,000	22 months	Learn More Reviews
Rate History: 2.75% → 4.00% → 3.80% → 3.55%
Blue Foundry Bank	3.55%	$1,000	36 months	Learn More Reviews
Rate History: 3.00% → 3.55%
Citibank, National Association Chinatown Branch	3.50%	$0	6 months	Learn More Reviews (11)
Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50%
U.S. Bank National Association	3.50%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50%
KeyBank National Association	3.50%	$10,000	9 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00% → 3.50%
Citizens Bank, National Association	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
United Bank 14th And I Street Branch	3.50%	$500	11 months	Learn More Reviews (1)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 3.50%
Wells Fargo Bank, National Association Market Square Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
Colorado Federal Savings Bank	3.50%	$5,000	11 months	Learn More Reviews (16)
11-Month No Penalty CD
North American Savings Bank, F.S.B.	3.50%	$5,000	13 months	Learn More Reviews (3)
Rate History: 5.35% → 5.15% → 4.40% → 4.20% → 3.50%
Salem Five Direct	3.50%	$10,000	15 months	Learn More Reviews (7)
Rate History: 4.00% → 3.50%
Finworth, a division of InsBank	3.50%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50%
TIAA Bank / Everbank	3.50%	$1,000	25 months	Learn More Reviews (40)
Rate History: 3.60% → 3.50% → 3.60% → 3.55% → 3.50%
TD Bank, National Association Rhode Island Place Branch	3.45%	$10,001	6 months	Learn More Reviews (1)
Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45%
Bank of America, National Association Pentagon Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
ConnectOne Bank	3.45%	$500	11 months	Learn More Reviews (19)
Rate History: 3.75% → 3.50% → 4.00% → 3.75% → 3.45%
CIT Bank, a division of First-Citizens Bank and Trust	3.35%	$1,000	11 months	Learn More Reviews (33)
Account cannot be closed online. Requires reaching phone representative to close. Rate History: 3.50% → 3.35%
Ally Bank	3.30%	$0	11 months	Learn More Reviews (53)
Rate History: 4.00% → 3.75% → 3.55% → 3.40% → 3.30%
Rising Bank, a division of Midwest BankCentre	3.30%	$1,000	15 months	Learn More Reviews (8)
Early Withdrawal Penalty is 180 days interest. Rate History: 4.25% → 4.10% → 3.65% → 3.50% → 3.30%
Citibank, National Association Chinatown Branch	3.25%	$0	9 months	Learn More Reviews (11)
Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25%
ConnectOne Bank	3.25%	$500	17 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.00% → 3.45% → 4.00% → 4.00% → 3.25%
United Bank 14th And I Street Branch	3.25%	$500	20 months	Learn More Reviews (1)
Rate History: 1.00% → 3.75% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
U.S. Bank National Association	3.20%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20%
Citibank, National Association Chinatown Branch	3.10%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10%
TD Bank, National Association Rhode Island Place Branch	3.10%	$10,000	9 months	Learn More Reviews (1)
Rate History: 3.75% → 3.25% → 3.10%
Citibank, National Association Chinatown Branch	3.00%	$0	3 months	Learn More Reviews (11)
TD Bank, National Association Rhode Island Place Branch	3.00%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00%
KeyBank National Association	3.00%	$10,000	23 months	Learn More Reviews (2)
Rate History: 3.75% → 3.00%
United Bank 14th And I Street Branch	3.00%	$500	26 months	Learn More Reviews (1)
Rate History: 1.00% → 3.00%
One American Bank	2.96%	$5,000	51 months	Learn More Reviews (2)
Chesapeake Bank	2.95%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.30% → 2.65% → 2.95%
Citibank, National Association Chinatown Branch	2.90%	$0	5 months	Learn More Reviews (11)
Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90%
Bank of Montreal Harris	2.75% 2.25% 2.10% 2.00% 2.25% 2.10% 2.00%	$1,000 $1,000 $1,000 $1,000	13 months	Learn More Reviews (2)
Dollar Savings Direct, a division of Emigrant Bank	2.75%	$1,000	16 months	Learn More Reviews (26)
Rate History: 5.00% → 5.00% → 3.50% → 2.75%
ConnectOne Bank	2.75%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.25% → 3.60% → 3.25% → 3.00% → 2.75%
Truist Bank Farragut Square Branch	2.70%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70%
PNC Bank, National Association Seventh Street Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
Bank of America, National Association Pentagon Branch	2.50%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50%
PNC Bank, National Association Seventh Street Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
USAA Federal Savings Bank	2.25%	$1,000	6 months	Learn More Reviews (2)
Rate History: 4.65% → 4.55% → 3.45% → 2.50% → 2.25%
PNC Bank, National Association Seventh Street Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
USAA Federal Savings Bank	2.00%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.50% → 4.40% → 3.20% → 2.25% → 2.00%
PNC Bank, National Association Seventh Street Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
Bank of America, National Association Pentagon Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
One American Bank	1.96%	$5,000	13 months	Learn More Reviews (2)
Hingham Institution for Savings	1.70%	$1,000	13 months	Learn More Reviews
Rate History: 1.85% → 1.70%
USAA Federal Savings Bank	1.70%	$1,000	15 months	Learn More Reviews (2)
JPMorgan Chase Bank, National Association Washington, D.C. Branch	0.75%	$100,000	6 months	Learn More Reviews (18)
Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75%
Hingham Institution for Savings	0.50%	$1,000	2 months	Learn More Reviews
Rate History: 1.00% → 0.50%
Bank of Montreal Harris	0.05%	$1,000	9 months	Learn More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around DC - November 14, 2025

Branch	Street	City	State
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
United Bank 14th And I Street Branch	1350 I Street, N.W.	Washington	DC
Bank of America, National Association Pentagon Branch	The Pentagon Room 2d1076	Washington	DC
TD Bank, National Association Rhode Island Place Branch	905 Rhode Island Avenue Ne	Washington	DC
Wells Fargo Bank, National Association Market Square Branch	801 Pennsylvania Avenue, N.W.	Washington	DC
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
United Bank 14th And I Street Branch	1350 I Street, N.W.	Washington	DC
Wells Fargo Bank, National Association Market Square Branch	801 Pennsylvania Avenue, N.W.	Washington	DC
TD Bank, National Association Rhode Island Place Branch	905 Rhode Island Avenue Ne	Washington	DC
Bank of America, National Association Pentagon Branch	The Pentagon Room 2d1076	Washington	DC
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
United Bank 14th And I Street Branch	1350 I Street, N.W.	Washington	DC
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
TD Bank, National Association Rhode Island Place Branch	905 Rhode Island Avenue Ne	Washington	DC
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
TD Bank, National Association Rhode Island Place Branch	905 Rhode Island Avenue Ne	Washington	DC
United Bank 14th And I Street Branch	1350 I Street, N.W.	Washington	DC
Citibank, National Association Chinatown Branch	750 9th St., Nw Suite 101	Washington	DC
Truist Bank Farragut Square Branch	815 Connecticut Avenue Nw	Washington	DC
PNC Bank, National Association Seventh Street Branch	833 7th Street, N.W.	Washington	DC
Bank of America, National Association Pentagon Branch	The Pentagon Room 2d1076	Washington	DC
PNC Bank, National Association Seventh Street Branch	833 7th Street, N.W.	Washington	DC
PNC Bank, National Association Seventh Street Branch	833 7th Street, N.W.	Washington	DC
PNC Bank, National Association Seventh Street Branch	833 7th Street, N.W.	Washington	DC
Bank of America, National Association Pentagon Branch	The Pentagon Room 2d1076	Washington	DC
JPMorgan Chase Bank, National Association Washington, D.C. Branch	800 Connecticut Avenue	Washington	DC