Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Utah
Below are special Certificate of Deposit special rates and terms from banks in Utah. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
UT - October 5, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Plaza Branch
|
4.75% | $1,000 | 13 months |
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Rate History: 1.00% → 5.00% → 4.75% |
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Plaza Branch
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4.60% | $1,000 | 19 months |
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Rate History: 1.00% → 5.25% → 4.60% |
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4.50% | $5,000 | 13 months |
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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Plaza Branch
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4.45% | $1,000 | 7 months |
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Rate History: 1.00% → 4.45% |
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4.40% | $0 | 10 months |
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Finworth, a division of InsBank |
4.35% | $50,000 | 22 months |
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Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
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4.30% | $1,000 | 13 months |
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Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30% |
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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UMB Bank, National Association |
4.25% | $5,000 | 15 months |
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Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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UMB Bank, National Association |
4.20% | $5,000 | 9 months |
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Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20% |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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Home Savings Bank Branch
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4.10% | $10,000 | 21 months |
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Rate History: 4.00% → 3.95% → 3.90% → 4.00% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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Vio Bank, A Division of MidFirst Bank |
4.05% | $500 | 9 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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UMB Bank, National Association |
3.85% | $5,000 | 3 months |
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Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association 201 South Main Street Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Midvale Branch
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3.80% | $500 | 13 months |
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Rate History: 4.50% → 4.15% → 4.05% → 3.95% → 3.80% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association Dixie Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Dixie Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association Dixie Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Layton Hills Office Branch
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3.50% | $50,000 | 12 months |
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PNC Bank, National Association |
3.50% | $1,000 | 13 months |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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U.S. Bank National Association Fort Union Smith's Branch |
3.25% | $1,000 | 7 months |
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Columbia Bank of Rosenburg, Oregon |
3.20% | $1,000 | 6 months |
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Rate History: 3.40% → 3.20% |
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3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Citibank, National Association |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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U.S. Bank National Association Fort Union Smith's Branch |
3.00% | $1,000 | 13 months |
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Layton Hills Office Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association 201 South Main Street Branch |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.80% | $0 | 11 months |
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Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
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Citibank, National Association |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association |
2.60% | $1,000 | 61 months |
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Columbia Bank of Rosenburg, Oregon |
2.50% | $1,000 | 12 months |
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Rate History: 0.01% → 3.00% → 2.50% |
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U.S. Bank National Association Fort Union Smith's Branch |
2.50% | $1,000 | 25 months |
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association |
2.10% | $1,000 | 19 months |
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Citibank, National Association |
2.00% | $0 | 4 months |
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association 201 South Main Street Branch |
2.00% | $10,000 | 13 months |
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association |
1.90% | $1,000 | 9 months |
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association 201 South Main Street Branch |
1.75% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association Tooele Walmart Branch |
0.50% | $100,000 | 6 months |
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 3 months |
Learn More
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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0.05% | $1,000 | 9 months |
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Rate History: 0.05% → 0.05% → 0.05% |
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