Best Credit Union Savings and Money Market Rates in Carrollton, Texas, TX June 15, 2025

You are viewing savings rates from credit unions in Carrollton, Texas

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Carrollton, TX - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Credit Unions	APY	MIN
State Farm State Farm Branch Restrictions	4.34%	$0	Learn More
Rate History: 3.30% → 3.56% → 3.82% → 4.08% → 4.34%
Roy Sherman \| Mar 4, 2020 Savings Read More Reviews (2)
Credit Union Of Texas Credit Union Of Texa Branch Restrictions	4.25% 2.00% 1.35% 1.25% 1.00%	$750,000 $250,000 $25,000 $0 $0	Learn More Add Review
Randolph-brooks Plano Branch Restrictions	2.27%	$2,500	Learn More Add Review
American Airlines Aafcu - Hurst Branch Restrictions	2.02%	$5	Learn More
jose \| Jun 12, 2017 five star......great location...fast service Read More Reviews (1)
Corporate America Family Corporate America Fa Branch Restrictions	2.02% 1.51% 1.26% 1.01% 0.90% 0.80% 0.70%	$250,000 $100,000 $50,000 $25,000 $10,000 $2,500 $1,000	Learn More Add Review
City City Branch Restrictions	1.65% 1.55% 1.45% 0.10%	$100,000 $50,000 $25,000 $2,500	Learn More Add Review
Rate History: 1.75% → 1.65%
Credit Union Of Texas Credit Union Of Texa Branch Restrictions	1.50%	$40,000	Learn More Add Review
Advancial Uptown Dallas Branch Restrictions	1.22%	$100,000	Learn More Add Review
Las Colinas Las Colinas Branch Restrictions	1.06% 1.02% 0.10% 0.05%	$1,000 $0 $2,500 $2,000	Learn More Add Review
Delta Community Delta Community Branch Restrictions	0.75% 0.40% 0.30%	$100,000 $25,000 $1,000	Learn More Add Review
Rate History: 0.85% → 0.75%
Lone Star Ferguson Rd Branch Restrictions	0.75%	$2,500	Learn More Add Review
Advancial Uptown Dallas Branch Restrictions	0.56% 0.51% 0.46%	$50,000 $25,000 $2,500	Learn More Add Review
Texas Telcom Main Office Branch Restrictions	0.50%	$2,500	Learn More Add Review
Credit Union Of Texas Credit Union Of Texa Branch Restrictions	0.50%	$0	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.50%	$10,000	Learn More Add Review
Chemcel Dallas Office Branch Restrictions	0.50%	$25,000	Learn More Add Review
Resource One Resource One Branch Restrictions	0.45%	$50,000	Learn More Add Review
Prestige Community Main Branch Restrictions	0.40%	$10,000	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.40%	$2,500	Learn More Add Review
Baptist Dallas Office Branch Restrictions	0.40%	$2,500	Learn More Add Review
Chemcel Dallas Office Branch Restrictions	0.40%	$2,500	Learn More Add Review
Trugrocer Trugrocer Branch Restrictions	0.40%	$25,000	Learn More Add Review
Baylor Health Care System Baylor Health Care S Branch Restrictions	0.30%	$2,500	Learn More Add Review
Prestige Community Main Branch Restrictions	0.30%	$2,500	Learn More Add Review
Intouch Intouch Branch Restrictions	0.30%	$25,000	Learn More Add Review
Datcu Datcu Branch Restrictions	0.30%	$25,000	Learn More Add Review
Randolph-brooks Plano Branch Restrictions	0.30%	$1	Learn More Add Review
Greater Texas Greater Texas Branch Restrictions	0.30%	$25,000	Learn More Add Review
Energy One Energy One Branch Restrictions	0.30%	$25,000	Learn More Add Review
Mobility Credit Union Mid-cities Branch Restrictions	0.30%	$25,000	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Together Anheuser-busch Emplo Branch Restrictions	0.30%	$25,000	Learn More Add Review
Star Usa Restrictions	0.25%	$50,000	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Intouch Intouch Branch Restrictions	0.25%	$5,000	Learn More Add Review
Corner Stone Dallas Branch	0.25%	$25,000	Learn More Add Review
Datcu Datcu Branch Restrictions	0.25%	$10,000	Learn More Add Review
Fort Worth Community Fort Worth Community Branch Restrictions	0.25%	$2,500	Learn More Add Review
Xceed Financial Xceed Financial Branch Restrictions	0.25%	$10,000	Learn More Add Review
Greater Texas Greater Texas Branch Restrictions	0.25%	$2,500	Learn More Add Review
Delta Community Delta Community Branch Restrictions	0.25%	$0	Learn More Add Review
Together Anheuser-busch Emplo Branch Restrictions	0.25%	$2,500	Learn More Add Review
Lifetime Galaxy Plus Branch Restrictions	0.21%	$2,500	Learn More Add Review
Edu Restrictions	0.20%	$0	Learn More Add Review
Prestige Community Main Branch Restrictions	0.20%	$2,500	Learn More Add Review
Corner Stone Dallas Branch	0.20%	$10,000	Learn More Add Review
Intouch Intouch Branch Restrictions	0.20%	$1	Learn More Add Review
City City Branch Restrictions	0.20%	$100	Learn More Add Review
Datcu Datcu Branch Restrictions	0.20%	$2,500	Learn More Add Review
Xceed Financial Xceed Financial Branch Restrictions	0.20%	$2,500	Learn More Add Review
Energy One Energy One Branch Restrictions	0.20%	$2,500	Learn More Add Review
Mobility Credit Union Mid-cities Branch Restrictions	0.20%	$10,000	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Tarrant County's Credit Union Tarrant County Branch Restrictions	0.20%	$25,000	Learn More Add Review
Unity One Bctal Branch Restrictions	0.20%	$10,000	Learn More Add Review
Trugrocer Trugrocer Branch Restrictions	0.20%	$2,500	Learn More Add Review
Mesquite Mesquite Branch Restrictions	0.15%	$2,500	Learn More Add Review
Star Usa Restrictions	0.15%	$2,500	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Las Colinas Las Colinas Branch Restrictions	0.15% 0.12%	$25,000 $10,000	Learn More Add Review
Corner Stone Dallas Branch	0.15%	$2,500	Learn More Add Review
Datcu Datcu Branch Restrictions	0.15%	$2,500	Learn More Add Review
Fort Worth Community Fort Worth Community Branch Restrictions	0.15%	$2,500	Learn More Add Review
Energy One Energy One Branch Restrictions	0.15%	$2,500	Learn More Add Review
Mobility Credit Union Mid-cities Branch Restrictions	0.15%	$2,500	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Chemcel Dallas Office Branch Restrictions	0.15%	$2,500	Learn More Add Review
The Local Disaster Recovery Branch	0.15%	$25,000	Learn More Add Review
Relyon Employees Credit Union Branch Restrictions	0.15%	$25,000	Learn More Add Review
Baptist Dallas Office Branch Restrictions	0.11%	$2,500	Learn More Add Review
Neighborhood Arlington Branch Restrictions	0.10%	$100	Learn More Add Review
Star Usa Restrictions	0.10%	$10	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Allied Branch-sanford Office Restrictions	0.10%	$2,500	Learn More Add Review
Corner Stone Dallas Branch	0.10%	$2,500	Learn More Add Review
Living In Fulfillment Everyday Members' Choice Branch Restrictions	0.10%	$2,500	Learn More Add Review
Texans Texans Branch Restrictions	0.10%	$25,000	Learn More Add Review
Advancial Uptown Dallas Branch Restrictions	0.10%	$100	Learn More Add Review
Metro Medical Metro Medical Branch Restrictions	0.10%	$10,000	Learn More Add Review
Libertyone Libertyone Credit Union Branch Restrictions	0.10%	$2,500	Learn More Add Review
Southwest Airlines Southwest Airlines Branch Restrictions	0.10%	$2,500	Learn More Add Review
Together Anheuser-busch Emplo Branch Restrictions	0.10%	$2,500	Learn More Add Review
Geico Dallas Branch Restrictions	0.10%	$25,000	Learn More Add Review
The Local Disaster Recovery Branch	0.10%	$2,500	Learn More Add Review
Relyon Employees Credit Union Branch Restrictions	0.10%	$2,500	Learn More Add Review
Lone Star Ferguson Rd Branch Restrictions	0.10%	$0	Learn More Add Review
Tarrant County's Credit Union Tarrant County Branch Restrictions	0.10%	$2,500	Learn More Add Review
My Euless Branch Restrictions	0.10%	$2,500	Learn More Add Review
Unity One Bctal Branch Restrictions	0.10%	$2,500	Learn More Add Review
Trugrocer Trugrocer Branch Restrictions	0.10%	$2,500	Learn More Add Review
Star Usa Restrictions	0.05%	$5	Learn More
RaShaun \| Aug 31, 2020 Great rates and fast loans Read More Reviews (1)
Intouch Intouch Branch Restrictions	0.05%	$5	Learn More Add Review
Corporate America Family Corporate America Fa Branch Restrictions	0.05%	$0	Learn More Add Review
Allied Branch-sanford Office Restrictions	0.05%	$2,500	Learn More Add Review
Mesquite Mesquite Branch Restrictions	0.05%	$2,500	Learn More Add Review
Grand Prairie Grand Prairie Branch	0.05%	$2,500	Learn More Add Review
Xceed Financial Xceed Financial Branch Restrictions	0.05%	$2,500	Learn More Add Review
Texans Texans Branch Restrictions	0.05%	$2,500	Learn More Add Review
America's America's Branch Restrictions	0.05%	$2,500	Learn More Add Review
Metro Medical Metro Medical Branch Restrictions	0.05%	$2,500	Learn More Add Review
Resource One Resource One Branch Restrictions	0.05%	$2,500	Learn More Add Review
Greater Texas Greater Texas Branch Restrictions	0.05%	$2,500	Learn More Add Review
Geico Dallas Branch Restrictions	0.05%	$10,000	Learn More Add Review
Relyon Employees Credit Union Branch Restrictions	0.05%	$2,500	Learn More Add Review
Southwest Financial Dallas Branch Restrictions	0.05%	$2,500	Learn More Add Review
Tarrant County's Credit Union Tarrant County Branch Restrictions	0.05%	$2,500	Learn More Add Review
Unity One Bctal Branch Restrictions	0.05%	$2,500	Learn More Add Review
Mobility Credit Union Mid-cities Branch Restrictions	0.03%	$2,500	Learn More
Jamaal Robinson \| Aug 17, 2016 Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More Reviews (1)
Edu Restrictions	0.01%	$1	Learn More Add Review
Geico Dallas Branch Restrictions	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info around Carrollton, TX - June 15, 2025

Branch	Street	City	State
STATE FARM State Farm State Farm Branch	17301 Preston Road	Dallas	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
RANDOLPH-BROOKS Plano Plano Branch	1801 Dallas Pkwy	Plano	TX
AMERICAN AIRLINES Aafcu - Hurst Aafcu - Hurst Branch	656 Grapevine Hwy	Hurst	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
CITY City City Branch	506 E. Hwy 67	Duncanville	TX
CITY City City Branch	506 E. Hwy 67	Duncanville	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
CITY City City Branch	506 E. Hwy 67	Duncanville	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
ADVANCIAL Uptown Dallas Uptown Dallas Branch	1845 Woodall Rodgers Fwy	Dallas	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
DELTA COMMUNITY Delta Community Delta Community Branch	100 North Kimball Avenue, Suite 103	Southlake	TX
LONE STAR Ferguson Rd Ferguson Rd Branch	7508 Ferguson Rd	Dallas	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
ADVANCIAL Uptown Dallas Uptown Dallas Branch	1845 Woodall Rodgers Fwy	Dallas	TX
ADVANCIAL Uptown Dallas Uptown Dallas Branch	1845 Woodall Rodgers Fwy	Dallas	TX
TEXAS TELCOM Main Office Main Office Branch	8818 Garland Rd	Dallas	TX
CREDIT UNION OF TEXAS Credit Union Of Texa Credit Union Of Texa Branch	6000 Valley View Lane	Irving	TX
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	801 W Euless Boulevard, Suite 104	Euless	TX
CHEMCEL Dallas Office Dallas Office Branch	225 E John Carpenter Fwy Ste 1200	irving	TX
ADVANCIAL Uptown Dallas Uptown Dallas Branch	1845 Woodall Rodgers Fwy	Dallas	TX
RESOURCE ONE Resource One Resource One Branch	2315 W Airport Frwy	Irving	TX
PRESTIGE COMMUNITY Main Main Branch	15203 Knoll Trail Dr Ste 101	Dallas	TX
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	801 W Euless Boulevard, Suite 104	Euless	TX
BAPTIST Dallas Office Dallas Office Branch	521 N Ervay St	Dallas	TX
CHEMCEL Dallas Office Dallas Office Branch	225 E John Carpenter Fwy Ste 1200	irving	TX
DELTA COMMUNITY Delta Community Delta Community Branch	100 North Kimball Avenue, Suite 103	Southlake	TX
TRUGROCER Trugrocer Trugrocer Branch	1327 Brown Trail	Bedford	TX
BAYLOR HEALTH CARE SYSTEM Baylor Health Care S Baylor Health Care S Branch	4005 Crutcher St. Suite 130	Dallas	TX
PRESTIGE COMMUNITY Main Main Branch	15203 Knoll Trail Dr Ste 101	Dallas	TX
INTOUCH Intouch Intouch Branch	1 First American Way	Westlake	TX
DATCU Datcu Datcu Branch	225 W MULBERRY	DENTON	TX
RANDOLPH-BROOKS Plano Plano Branch	1801 Dallas Pkwy	Plano	TX
GREATER TEXAS Greater Texas Greater Texas Branch	910 Road to Six Flags E.	Arlington	TX
ENERGY ONE Energy One Energy One Branch	5005 LBJ Freeway, Ste 365	Dallas	TX
MOBILITY CREDIT UNION Mid-cities Mid-cities Branch	606 Grapevine Hwy	Hurst	TX
TOGETHER Anheuser-busch Emplo Anheuser-busch Emplo Branch	3500 Manor Way	Dallas	TX
DELTA COMMUNITY Delta Community Delta Community Branch	100 North Kimball Avenue, Suite 103	Southlake	TX
INTOUCH Intouch Intouch Branch	1 First American Way	Westlake	TX
CORNER STONE Dallas Branch Dallas Branch	7929 Brookriver Dr Ste 175	dallas	TX
DATCU Datcu Datcu Branch	225 W MULBERRY	DENTON	TX
FORT WORTH COMMUNITY Fort Worth Community Fort Worth Community Branch	6454 Brentwood Stair Rd.	Fort Worth	TX
XCEED FINANCIAL Xceed Financial Xceed Financial Branch	1660 South Stemmons Fwy Suite 140	Lewisville	TX
GREATER TEXAS Greater Texas Greater Texas Branch	910 Road to Six Flags E.	Arlington	TX
DELTA COMMUNITY Delta Community Delta Community Branch	100 North Kimball Avenue, Suite 103	Southlake	TX
TOGETHER Anheuser-busch Emplo Anheuser-busch Emplo Branch	3500 Manor Way	Dallas	TX
LIFETIME Galaxy Plus Galaxy Plus Branch	3330 W Royal Ln	Irving	TX
PRESTIGE COMMUNITY Main Main Branch	15203 Knoll Trail Dr Ste 101	Dallas	TX
CORNER STONE Dallas Branch Dallas Branch	7929 Brookriver Dr Ste 175	dallas	TX
INTOUCH Intouch Intouch Branch	1 First American Way	Westlake	TX
CITY City City Branch	506 E. Hwy 67	Duncanville	TX
DATCU Datcu Datcu Branch	225 W MULBERRY	DENTON	TX
XCEED FINANCIAL Xceed Financial Xceed Financial Branch	1660 South Stemmons Fwy Suite 140	Lewisville	TX
ENERGY ONE Energy One Energy One Branch	5005 LBJ Freeway, Ste 365	Dallas	TX
MOBILITY CREDIT UNION Mid-cities Mid-cities Branch	606 Grapevine Hwy	Hurst	TX
TARRANT COUNTY'S CREDIT UNION Tarrant County Tarrant County Branch	645 Grapevine Hwy. #7	Hurst	TX
UNITY ONE Bctal Branch Bctal Branch	7020 Mid Cities Blvd Rm 103	North Richland Hills	TX
TRUGROCER Trugrocer Trugrocer Branch	1327 Brown Trail	Bedford	TX
MESQUITE Mesquite Mesquite Branch	1510 N Galloway Ave	Mesquite	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
CORNER STONE Dallas Branch Dallas Branch	7929 Brookriver Dr Ste 175	dallas	TX
DATCU Datcu Datcu Branch	225 W MULBERRY	DENTON	TX
FORT WORTH COMMUNITY Fort Worth Community Fort Worth Community Branch	6454 Brentwood Stair Rd.	Fort Worth	TX
ENERGY ONE Energy One Energy One Branch	5005 LBJ Freeway, Ste 365	Dallas	TX
MOBILITY CREDIT UNION Mid-cities Mid-cities Branch	606 Grapevine Hwy	Hurst	TX
CHEMCEL Dallas Office Dallas Office Branch	225 E John Carpenter Fwy Ste 1200	irving	TX
THE LOCAL Disaster Recovery Disaster Recovery Branch	1408 W Pioneer Dr	Irving	TX
RELYON Employees Credit Union Employees Credit Union Branch	8989 Harry Hines Blvd	Dallas	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
BAPTIST Dallas Office Dallas Office Branch	521 N Ervay St	Dallas	TX
NEIGHBORHOOD Arlington Branch Arlington Branch	321 E Sublett Rd	Arlington	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
ALLIED Branch-sanford Office Branch-sanford Office	909 W Sanford St	ARLINGTON	TX
CORNER STONE Dallas Branch Dallas Branch	7929 Brookriver Dr Ste 175	dallas	TX
LIVING IN FULFILLMENT EVERYDAY Members' Choice Members' Choice Branch	1108 Dallas Drive, Suite 315	Denton	TX
CITY City City Branch	506 E. Hwy 67	Duncanville	TX
TEXANS Texans Texans Branch	1081 W. Main Street, Suite 101	Lewisville	TX
ADVANCIAL Uptown Dallas Uptown Dallas Branch	1845 Woodall Rodgers Fwy	Dallas	TX
METRO MEDICAL Metro Medical Metro Medical Branch	8828 Stemmons Freeway, Suite # 113	Dallas	TX
LIBERTYONE Libertyone Credit Union Libertyone Credit Union Branch	2221 E Lamar Blvd Ste 110	Arlington	TX
SOUTHWEST AIRLINES Southwest Airlines Southwest Airlines Branch	801 W Euless Boulevard, Suite 104	Euless	TX
TOGETHER Anheuser-busch Emplo Anheuser-busch Emplo Branch	3500 Manor Way	Dallas	TX
GEICO Dallas Dallas Branch	2280 N Greenville Ave	Richardson	TX
THE LOCAL Disaster Recovery Disaster Recovery Branch	1408 W Pioneer Dr	Irving	TX
RELYON Employees Credit Union Employees Credit Union Branch	8989 Harry Hines Blvd	Dallas	TX
LONE STAR Ferguson Rd Ferguson Rd Branch	7508 Ferguson Rd	Dallas	TX
TARRANT COUNTY'S CREDIT UNION Tarrant County Tarrant County Branch	645 Grapevine Hwy. #7	Hurst	TX
MY Euless Euless Branch	1014 N Industrial Blvd	Euless	TX
UNITY ONE Bctal Branch Bctal Branch	7020 Mid Cities Blvd Rm 103	North Richland Hills	TX
TRUGROCER Trugrocer Trugrocer Branch	1327 Brown Trail	Bedford	TX
INTOUCH Intouch Intouch Branch	1 First American Way	Westlake	TX
CORPORATE AMERICA FAMILY Corporate America Fa Corporate America Fa Branch	5910 N. MacArthur Blvd. #140	Irving	TX
LAS COLINAS Las Colinas Las Colinas Branch	901 W Walnut Hill Ln	Irving	TX
ALLIED Branch-sanford Office Branch-sanford Office	909 W Sanford St	ARLINGTON	TX
MESQUITE Mesquite Mesquite Branch	1510 N Galloway Ave	Mesquite	TX
GRAND PRAIRIE Grand Prairie Grand Prairie Branch	209 N. CENTER ST.	GRAND PRAIRIE	TX
XCEED FINANCIAL Xceed Financial Xceed Financial Branch	1660 South Stemmons Fwy Suite 140	Lewisville	TX
TEXANS Texans Texans Branch	1081 W. Main Street, Suite 101	Lewisville	TX
AMERICA'S America's America's Branch	2777 Stemmons Freeway Suite 1242	Dallas	TX
METRO MEDICAL Metro Medical Metro Medical Branch	8828 Stemmons Freeway, Suite # 113	Dallas	TX
RESOURCE ONE Resource One Resource One Branch	2315 W Airport Frwy	Irving	TX
GREATER TEXAS Greater Texas Greater Texas Branch	910 Road to Six Flags E.	Arlington	TX
GEICO Dallas Dallas Branch	2280 N Greenville Ave	Richardson	TX
RELYON Employees Credit Union Employees Credit Union Branch	8989 Harry Hines Blvd	Dallas	TX
SOUTHWEST FINANCIAL Dallas Branch Dallas Branch	7610 N Stemmons Fwy Ste 110	Dallas	TX
TARRANT COUNTY'S CREDIT UNION Tarrant County Tarrant County Branch	645 Grapevine Hwy. #7	Hurst	TX
UNITY ONE Bctal Branch Bctal Branch	7020 Mid Cities Blvd Rm 103	North Richland Hills	TX
MOBILITY CREDIT UNION Mid-cities Mid-cities Branch	606 Grapevine Hwy	Hurst	TX
GEICO Dallas Dallas Branch	2280 N Greenville Ave	Richardson	TX

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates. You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.