Texas

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Grand Prairie, Texas Credit Union Savings Rates

You are viewing savings rates from credit unions in Grand Prairie, Texas

 

Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The table below lists the best rates at credit unions near you. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations.

Grand Prairie, TX - June 15, 2025

Savings Account National Average Rate: 0.45% ?

Credit Unions APY MIN

Rate History: 3.30% → 3.56% → 3.82% → 4.08% → 4.34%

| Mar 4, 2020

Savings Read More

4.25%

2.00%
1.35%
1.25%
1.00%

$750,000

$250,000
$25,000
$0
$0
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2.78%

2.63%
2.38%
2.17%
1.87%

$90,000

$50,000
$25,000
$10,000
$2,500
Learn More

| Jun 12, 2017

five star......great location...fast service Read More

2.02%

1.51%
1.26%
1.01%
0.90%
0.80%
0.70%

$250,000

$100,000
$50,000
$25,000
$10,000
$2,500
$1,000
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Rate History: 1.75% → 1.65%

1.50%

$40,000

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1.22%

$100,000

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Rate History: 0.85% → 0.75%

0.75%

$2,500

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0.55%

0.50%
0.45%

$100,000

$25,000
$100
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0.50%

$2,500

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0.50%

$0

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0.50%

$10,000

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0.50%

$25,000

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0.45%

$50,000

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0.40%

$10,000

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$25,000

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0.35%

$25,000

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0.35%

$10,000

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0.30%

$2,500

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

0.30%

$25,000

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0.30%

$25,000

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0.30%

$10,000

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| Aug 31, 2020

Great rates and fast loans Read More

0.25%

$5,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.21%

$2,500

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Edu


Restrictions

0.20%

$0

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$1

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0.20%

$100

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

0.20%

$25,000

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

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0.20%

$2,500

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0.16%

$2,500

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| Aug 31, 2020

Great rates and fast loans Read More

0.15%

$2,500

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| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and was wondering what the criteria for becoming a member and depositing a CD of around $150k to $200k. We are looking to move a large some... Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

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0.11%

$2,500

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0.10%

$100

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| Aug 31, 2020

Great rates and fast loans Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

Learn More

0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$0

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0.10%

$2,500

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My

My Branch
Restrictions

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

Learn More

| Aug 31, 2020

Great rates and fast loans Read More

0.05%

$5

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0.05%

$0

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

Edu


Restrictions

0.01%

$1

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info around Grand Prairie, TX - June 15, 2025


Branch Street City State
STATE FARM
State Farm State Farm Branch
17301 Preston Road Dallas TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
RANDOLPH-BROOKS
Plano Plano Branch
1801 Dallas Pkwy Plano TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
AMERICAN AIRLINES
American Airlines American Airlines Branch
Alliance Airport, 2100 Eagle Parkway Fort Worth TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
CITY
City City Branch
506 E. Hwy 67 Duncanville TX
CITY
City City Branch
506 E. Hwy 67 Duncanville TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
CITY
City City Branch
506 E. Hwy 67 Duncanville TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
ADVANCIAL
Uptown Dallas Uptown Dallas Branch
1845 Woodall Rodgers Fwy Dallas TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
DELTA COMMUNITY
Delta Community Delta Community Branch
100 North Kimball Avenue, Suite 103 Southlake TX
LONE STAR
Ferguson Rd Ferguson Rd Branch
7508 Ferguson Rd Dallas TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
ADVANCIAL
Uptown Dallas Uptown Dallas Branch
1845 Woodall Rodgers Fwy Dallas TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
ADVANCIAL
Uptown Dallas Uptown Dallas Branch
1845 Woodall Rodgers Fwy Dallas TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
TEXAS TELCOM
Main Office Main Office Branch
8818 Garland Rd Dallas TX
CREDIT UNION OF TEXAS
Credit Union Of Texa Credit Union Of Texa Branch
6000 Valley View Lane Irving TX
SOUTHWEST AIRLINES
Southwest Airlines Southwest Airlines Branch
801 W Euless Boulevard, Suite 104 Euless TX
CHEMCEL
Dallas Office Dallas Office Branch
225 E John Carpenter Fwy Ste 1200 irving TX
ADVANCIAL
Uptown Dallas Uptown Dallas Branch
1845 Woodall Rodgers Fwy Dallas TX
EECU
Eecu Eecu Branch
301 NW 28th St Ste 121 Fort Worth TX
RESOURCE ONE
Resource One Resource One Branch
2315 W Airport Frwy Irving TX
PRESTIGE COMMUNITY
Main Main Branch
15203 Knoll Trail Dr Ste 101 Dallas TX
SOUTHWEST AIRLINES
Southwest Airlines Southwest Airlines Branch
801 W Euless Boulevard, Suite 104 Euless TX
BAPTIST
Dallas Office Dallas Office Branch
521 N Ervay St Dallas TX
CHEMCEL
Dallas Office Dallas Office Branch
225 E John Carpenter Fwy Ste 1200 irving TX
DELTA COMMUNITY
Delta Community Delta Community Branch
100 North Kimball Avenue, Suite 103 Southlake TX
TRUGROCER
Trugrocer Trugrocer Branch
1327 Brown Trail Bedford TX
FIRST CLASS AMERICAN
Fcacu - South Branch Fcacu - South Branch
301 E Main St Crowley TX
TEXAS TRUST
Headquarters Headquarters Branch
5850 W Interstate 20 Arlington TX
BAYLOR HEALTH CARE SYSTEM
Baylor Health Care S Baylor Health Care S Branch
4005 Crutcher St. Suite 130 Dallas TX
PRESTIGE COMMUNITY
Main Main Branch
15203 Knoll Trail Dr Ste 101 Dallas TX
INTOUCH
Intouch Intouch Branch
1 First American Way Westlake TX
DATCU
Datcu Datcu Branch
2935 LONG PRAIRIE ROAD FLOWER MOUND TX
RANDOLPH-BROOKS
Plano Plano Branch
1801 Dallas Pkwy Plano TX
GREATER TEXAS
Greater Texas Greater Texas Branch
910 Road to Six Flags E. Arlington TX
ENERGY ONE
Energy One Energy One Branch
5005 LBJ Freeway, Ste 365 Dallas TX
MOBILITY CREDIT UNION
Mid-cities Mid-cities Branch
606 Grapevine Hwy Hurst TX
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
3500 Manor Way Dallas TX
EP
Ft Worth Office Ft Worth Office Branch
9000 Blue Mound Rd Fort Worth TX
FIRST CLASS AMERICAN
Fcacu - South Branch Fcacu - South Branch
301 E Main St Crowley TX
DELTA COMMUNITY
Delta Community Delta Community Branch
100 North Kimball Avenue, Suite 103 Southlake TX
INTOUCH
Intouch Intouch Branch
1 First American Way Westlake TX
FAMILY 1ST OF TEXAS
Family 1st Of Texas Family 1st Of Texas Branch
603 S. Adams Fort Worth TX
CORNER STONE
Dallas Branch Dallas Branch
7929 Brookriver Dr Ste 175 dallas TX
DATCU
Datcu Datcu Branch
2935 LONG PRAIRIE ROAD FLOWER MOUND TX
FORT WORTH COMMUNITY
Fort Worth Community Fort Worth Community Branch
3616 Altamesa Blvd, Suite 100 Fort Worth TX
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
1660 South Stemmons Fwy Suite 140 Lewisville TX
GREATER TEXAS
Greater Texas Greater Texas Branch
910 Road to Six Flags E. Arlington TX
DELTA COMMUNITY
Delta Community Delta Community Branch
100 North Kimball Avenue, Suite 103 Southlake TX
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
3500 Manor Way Dallas TX
EP
Ft Worth Office Ft Worth Office Branch
9000 Blue Mound Rd Fort Worth TX
FORT WORTH CITY
Main Main Branch
2309 Montgomery St Fort Worth TX
LIFETIME
Galaxy Plus Galaxy Plus Branch
3330 W Royal Ln Irving TX
FAMILY 1ST OF TEXAS
Family 1st Of Texas Family 1st Of Texas Branch
603 S. Adams Fort Worth TX
PRESTIGE COMMUNITY
Main Main Branch
15203 Knoll Trail Dr Ste 101 Dallas TX
CORNER STONE
Dallas Branch Dallas Branch
7929 Brookriver Dr Ste 175 dallas TX
INTOUCH
Intouch Intouch Branch
1 First American Way Westlake TX
CITY
City City Branch
506 E. Hwy 67 Duncanville TX
DATCU
Datcu Datcu Branch
2935 LONG PRAIRIE ROAD FLOWER MOUND TX
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
1660 South Stemmons Fwy Suite 140 Lewisville TX
ENERGY ONE
Energy One Energy One Branch
5005 LBJ Freeway, Ste 365 Dallas TX
MOBILITY CREDIT UNION
Mid-cities Mid-cities Branch
606 Grapevine Hwy Hurst TX
TARRANT COUNTY'S CREDIT UNION
Tarrant County Tarrant County Branch
100 E. Weatherford Street #205 Fort Worth TX
UNITY ONE
Unity One Unity One Branch
2625 North Main Street Fort Worth TX
FIRST CLASS AMERICAN
Fcacu - South Branch Fcacu - South Branch
301 E Main St Crowley TX
TRUGROCER
Trugrocer Trugrocer Branch
1327 Brown Trail Bedford TX
TEXAS TRUST
Headquarters Headquarters Branch
5850 W Interstate 20 Arlington TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
CORNER STONE
Dallas Branch Dallas Branch
7929 Brookriver Dr Ste 175 dallas TX
MEMBER PREFERRED
Member Preferred Fcu Member Preferred Fcu Branch
340 S Blue Mound Rd Ste 342 Fort Worth TX
DATCU
Datcu Datcu Branch
2935 LONG PRAIRIE ROAD FLOWER MOUND TX
FORT WORTH COMMUNITY
Fort Worth Community Fort Worth Community Branch
3616 Altamesa Blvd, Suite 100 Fort Worth TX
GO
Dallas Telco Dallas Telco Branch
3200 W Pleasant Run Lancaster TX
ENERGY ONE
Energy One Energy One Branch
5005 LBJ Freeway, Ste 365 Dallas TX
MOBILITY CREDIT UNION
Mid-cities Mid-cities Branch
606 Grapevine Hwy Hurst TX
CHEMCEL
Dallas Office Dallas Office Branch
225 E John Carpenter Fwy Ste 1200 irving TX
THE LOCAL
Disaster Recovery Disaster Recovery Branch
1408 W Pioneer Dr Irving TX
RELYON
Employees Credit Union Employees Credit Union Branch
8989 Harry Hines Blvd Dallas TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
BAPTIST
Dallas Office Dallas Office Branch
521 N Ervay St Dallas TX
NEIGHBORHOOD
Arlington Branch Arlington Branch
321 E Sublett Rd Arlington TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
ALLIED
Branch-sanford Office Branch-sanford Office
909 W Sanford St ARLINGTON TX
CORNER STONE
Dallas Branch Dallas Branch
7929 Brookriver Dr Ste 175 dallas TX
CITY
City City Branch
506 E. Hwy 67 Duncanville TX
TEXANS
Texans Texans Branch
1081 W. Main Street, Suite 101 Lewisville TX
TEXAS TRUST
Headquarters Headquarters Branch
5850 W Interstate 20 Arlington TX
ADVANCIAL
Uptown Dallas Uptown Dallas Branch
1845 Woodall Rodgers Fwy Dallas TX
METRO MEDICAL
Metro Medical Metro Medical Branch
8828 Stemmons Freeway, Suite # 113 Dallas TX
GO
Dallas Telco Dallas Telco Branch
3200 W Pleasant Run Lancaster TX
LIBERTYONE
Libertyone Credit Union Libertyone Credit Union Branch
2221 E Lamar Blvd Ste 110 Arlington TX
SOUTHWEST AIRLINES
Southwest Airlines Southwest Airlines Branch
801 W Euless Boulevard, Suite 104 Euless TX
TOGETHER
Anheuser-busch Emplo Anheuser-busch Emplo Branch
3500 Manor Way Dallas TX
GEICO
Dallas Dallas Branch
2280 N Greenville Ave Richardson TX
THE LOCAL
Disaster Recovery Disaster Recovery Branch
1408 W Pioneer Dr Irving TX
RELYON
Employees Credit Union Employees Credit Union Branch
8989 Harry Hines Blvd Dallas TX
LONE STAR
Ferguson Rd Ferguson Rd Branch
7508 Ferguson Rd Dallas TX
TARRANT COUNTY'S CREDIT UNION
Tarrant County Tarrant County Branch
100 E. Weatherford Street #205 Fort Worth TX
MY
My My Branch
4444 South Freeway Fort Worth TX
UNITY ONE
Unity One Unity One Branch
2625 North Main Street Fort Worth TX
EP
Ft Worth Office Ft Worth Office Branch
9000 Blue Mound Rd Fort Worth TX
FIRST CLASS AMERICAN
Fcacu - South Branch Fcacu - South Branch
301 E Main St Crowley TX
MEMBER PREFERRED
Member Preferred Fcu Member Preferred Fcu Branch
340 S Blue Mound Rd Ste 342 Fort Worth TX
TRUGROCER
Trugrocer Trugrocer Branch
1327 Brown Trail Bedford TX
INTOUCH
Intouch Intouch Branch
1 First American Way Westlake TX
CORPORATE AMERICA FAMILY
Corporate America Fa Corporate America Fa Branch
5910 N. MacArthur Blvd. #140 Irving TX
LAS COLINAS
Las Colinas Las Colinas Branch
901 W Walnut Hill Ln Irving TX
ALLIED
Branch-sanford Office Branch-sanford Office
909 W Sanford St ARLINGTON TX
GRAND PRAIRIE
Grand Prairie Grand Prairie Branch
209 N. CENTER ST. GRAND PRAIRIE TX
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
1660 South Stemmons Fwy Suite 140 Lewisville TX
TEXANS
Texans Texans Branch
1081 W. Main Street, Suite 101 Lewisville TX
AMERICA'S
America's America's Branch
2777 Stemmons Freeway Suite 1242 Dallas TX
METRO MEDICAL
Metro Medical Metro Medical Branch
8828 Stemmons Freeway, Suite # 113 Dallas TX
GO
Dallas Telco Dallas Telco Branch
3200 W Pleasant Run Lancaster TX
RESOURCE ONE
Resource One Resource One Branch
2315 W Airport Frwy Irving TX
GREATER TEXAS
Greater Texas Greater Texas Branch
910 Road to Six Flags E. Arlington TX
GEICO
Dallas Dallas Branch
2280 N Greenville Ave Richardson TX
RELYON
Employees Credit Union Employees Credit Union Branch
8989 Harry Hines Blvd Dallas TX
SOUTHWEST FINANCIAL
Dallas Branch Dallas Branch
7610 N Stemmons Fwy Ste 110 Dallas TX
TARRANT COUNTY'S CREDIT UNION
Tarrant County Tarrant County Branch
100 E. Weatherford Street #205 Fort Worth TX
UNITY ONE
Unity One Unity One Branch
2625 North Main Street Fort Worth TX
MOBILITY CREDIT UNION
Mid-cities Mid-cities Branch
606 Grapevine Hwy Hurst TX
GEICO
Dallas Dallas Branch
2280 N Greenville Ave Richardson TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS


Why are credit union rates sometimes better than those from local and online banks?

The core difference between banks and credit unions is true regardless of size: Credit unions are nonprofits owned by the members, while banks are for-profit organizations. Credit unions can therefore sometimes pass along their profits in the form of lower rates (or better loan terms). Banks have some flexibility when competition forces it, but have to deliver an expected return on capital to their owners.

Is customer service better at credit unions that local banks or online banks?

Credit unions have long surpassed commercial banks for customer satisfaction. But as membership grows, their lead is shrinking, at least when compared with smaller banks. It’s also worth noting that in recent years, several online-only banks have earned high marks for their customer-friendly service options and their transparent discussions of fees and rates.  You may enjoy the local interaction with a credit union, but unless you are also getting a competitive rate, you may find that you best bet is to also have an online bank where you keep most of you money.

Is there any difference between a share certificate offered by a credit union and a savings or money market account offered by a bank?

The difference is mainly one of terminology, as increasingly is the difference between savings and money market accounts. Be sure to understand how to access you account. Look for no fees so long as certain balances are maintained, easy liquidity and ability to transfer your money to your accounts at other institutions, including ACH transfers to online banks.

Do Credit Unions lack technology that banks have?

As technology becomes a larger part of our everyday lives, customers rely on the ability to bank online or through a mobile device, such as an iPhone. Although credit unions are making the effort to keep pace with new financial technologies, they are still trailing banks (especially the leading online banks) on this front. Several third party platforms for online banking and mobile banking are increasingly being adopted throughout the banking industry, and credit unions will likely begin to adopt these as well, which should narrow or remove the gap between them and banks.

Is my money any less safe?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Should I consider time deposits?

Time deposits are the credit union’s term for certificates of deposit, but, aside from slightly different terminology, are virtually the same product. Time deposits have less liquidity, but if you are unlikely to require access to your cash for some time, you may be able to significantly augment your rate of return and the growth of your capital. Since unforeseen circumstances do arise, it is important to understand the early withdrawal fees that may even eat into your principal, and early withdrawal is often entirely at the credit union’s discretion. BestCashCow compiles all rates of all credit unions near you. Access this information here. You should also familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

5 POINT CHECKLIST OF THINGS THAT MAKE CREDIT UNIONS GREAT

  • Rates are often better than savings and CD rates at local banks. Borrowing rates are sometimes lower too.
  • Members are Owners of a nonprofit. When you open an account at a credit union, your account is actually a share and provides you voting rights. Since credit unions are run as non-profits, you aren’t going to get appreciation or dividends from your ownership. Instead, these institutions have the ultimate goal of providing their members better rates on loans and financial products. When a credit union makes a profit, it is used to provide better opportunities to the community that it serves.
  • Clerks work with you. Since credit unions are small and serve their owners, they try hard to keep them happy. Many credit unions have fans for life after a clerk stays late to complete loan documents, and giving pointers about avoiding fees.
  • Credit unions provide low-income and financially distressed individuals the chance to qualify for financing.
  • Credit unions often run special programs that enable people to save for the holidays (such as Christmas Clubs) or to help finance the cost of higher education and university.

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