Best Special Rates and Terms in Lafayette, Louisiana, LA

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Below are special Certificate of Deposit special rates and terms from banks in Lafayette, Louisiana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Lafayette, LA - November 4, 2026

What is the best special CD rate in Lafayette, LA?

As of November 4, 2026, the highest special CD rate from a bank in Lafayette, LA is 4.75% APY from JD Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
JD Bank Opelousas Branch	4.75%	$1,000	10 months	Learn More Reviews
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	4.55%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.50% → 3.20% → 4.35% → 4.45% → 4.55%
Hancock Whitney Bank Opelousas Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
Woodforest National Bank Broussard Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Johnston St Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Woodforest National Bank Broussard Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
Hancock Whitney Bank Opelousas Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Regions Bank Johnston St Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Johnston St Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Regions Bank Johnston St Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
JPMorgan Chase Bank, National Association Abbeville Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lafayette, LA - November 4, 2026

Branch	Street	City	State
JD Bank Opelousas Branch	624 Creswell Lane	Opelousas	LA
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	1006 Surrey Street	Lafayette	LA
Hancock Whitney Bank Opelousas Branch	5672 I-49 N Service Road	Opelousas	LA
Woodforest National Bank Broussard Branch	123 Saint Nazaire Road	Broussard	LA
Regions Bank Johnston St Branch	5711 Johnston Street	Lafayette	LA
Regions Bank Johnston St Branch	5711 Johnston Street	Lafayette	LA
Woodforest National Bank Broussard Branch	123 Saint Nazaire Road	Broussard	LA
Hancock Whitney Bank Opelousas Branch	5672 I-49 N Service Road	Opelousas	LA
Regions Bank Johnston St Branch	5711 Johnston Street	Lafayette	LA
Regions Bank Johnston St Branch	5711 Johnston Street	Lafayette	LA
Regions Bank Johnston St Branch	5711 Johnston Street	Lafayette	LA
JPMorgan Chase Bank, National Association Abbeville Branch	500 Charity Street	Abbeville	LA