Best Special Rates and Terms in Ponchatoula, Louisiana, LA

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Below are special Certificate of Deposit special rates and terms from banks in Ponchatoula, Louisiana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Ponchatoula, LA - November 4, 2026

What is the best special CD rate in Ponchatoula, LA?

As of November 4, 2026, the highest special CD rate from a bank in Ponchatoula, LA is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Hancock Whitney Bank Albany Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
Woodforest National Bank 8187 La La Place Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Amite Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Woodforest National Bank 8187 La La Place Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
Hancock Whitney Bank Albany Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Regions Bank Amite Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Amite Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Regions Bank Amite Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
JPMorgan Chase Bank, National Association Hammond Wal-Mart Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Ponchatoula, LA - November 4, 2026

Branch	Street	City	State
Hancock Whitney Bank Albany Branch	29435 South Montpelier Avenue	Albany	LA
Woodforest National Bank 8187 La La Place Branch	1616 W Airline Hwy	La Place	LA
Regions Bank Amite Branch	755 West Oak Street	Amite	LA
Regions Bank Amite Branch	755 West Oak Street	Amite	LA
Woodforest National Bank 8187 La La Place Branch	1616 W Airline Hwy	La Place	LA
Hancock Whitney Bank Albany Branch	29435 South Montpelier Avenue	Albany	LA
Regions Bank Amite Branch	755 West Oak Street	Amite	LA
Regions Bank Amite Branch	755 West Oak Street	Amite	LA
Regions Bank Amite Branch	755 West Oak Street	Amite	LA
JPMorgan Chase Bank, National Association Hammond Wal-Mart Branch	2799 West Thomas Street	Hammond	LA