Best Special Rates and Terms in Rochester, Minnesota, MN

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Below are special Certificate of Deposit special rates and terms from banks in Rochester, Minnesota. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Rochester, MN - November 4, 2026

What is the best special CD rate in Rochester, MN?

As of November 4, 2026, the highest special CD rate from a bank in Rochester, MN is 3.74% APY from Wells Fargo Bank, National Association (minimum deposit $2,500). The best rate with a $1,000 minimum or less is 3.25% APY from U.S. Bank National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Wells Fargo Bank, National Association Dodge Center Office Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Dodge Center Office Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Dodge Center Office Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
U.S. Bank National Association Rochester West Circle Drive Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
U.S. Bank National Association Rochester West Circle Drive Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
U.S. Bank National Association Rochester West Circle Drive Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rochester, MN - November 4, 2026

Branch	Street	City	State
Wells Fargo Bank, National Association Dodge Center Office Branch	18 Second Street, S.W.	Dodge Center	MN
Wells Fargo Bank, National Association Dodge Center Office Branch	18 Second Street, S.W.	Dodge Center	MN
Wells Fargo Bank, National Association Dodge Center Office Branch	18 Second Street, S.W.	Dodge Center	MN
U.S. Bank National Association Rochester West Circle Drive Branch	2665 Commerce Drive Northwest	Rochester	MN
U.S. Bank National Association Rochester West Circle Drive Branch	2665 Commerce Drive Northwest	Rochester	MN
U.S. Bank National Association Rochester West Circle Drive Branch	2665 Commerce Drive Northwest	Rochester	MN