Best Special Rates and Terms in Troy, Missouri, MO

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Below are special Certificate of Deposit special rates and terms from banks in Troy, Missouri. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Troy, MO - September 23, 2026

Bank	APY	MIN	PERIOD
First Bank of St.Louis, Missouri Warrenton Facility Branch	5.05%	$1,000	7 months	Learn More Reviews
Rate History: 1.00% → 5.10% → 5.05%
First Bank of St.Louis, Missouri Warrenton Facility Branch	4.85%	$1,000	13 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.85%
Busey Bank O'fallon Office Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
UMB Bank, National Association Winghaven Branch	4.10%	$5,000	15 months	Learn More Reviews (2)
Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10%
UMB Bank, National Association Winghaven Branch	4.05%	$5,000	9 months	Learn More Reviews (2)
Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05%
Busey Bank O'fallon Office Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00%
Regions Bank Wentzville Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
First Bank of St.Louis, Missouri Warrenton Facility Branch	4.00%	$1,000	20 months	Learn More Reviews
Rate History: 1.00% → 4.50% → 4.00%
UMB Bank, National Association Winghaven Branch	3.85%	$5,000	3 months	Learn More Reviews (2)
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85%
Bank of America, National Association Troy Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
PNC Bank, National Association Warrenton Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
Regions Bank Wentzville Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Wentzville Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Bank of America, National Association Troy Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Regions Bank Wentzville Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
BMO Bank National Association Winghaven Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association Winghaven Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association Winghaven Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
PNC Bank, National Association Warrenton Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
BMO Bank National Association Winghaven Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
BMO Bank National Association Winghaven Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
PNC Bank, National Association Warrenton Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Warrenton Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Warrenton Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
Bank of America, National Association Troy Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Warrenton Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Troy Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Troy, MO - September 23, 2026

Branch	Street	City	State
First Bank of St.Louis, Missouri Warrenton Facility Branch	607 North Highway 47	Warrenton	MO
First Bank of St.Louis, Missouri Warrenton Facility Branch	607 North Highway 47	Warrenton	MO
Busey Bank O'fallon Office Branch	1700 O'fallon Rd.	Saint Charles	MO
UMB Bank, National Association Winghaven Branch	9957 Winghaven Blvd	O Fallon	MO
UMB Bank, National Association Winghaven Branch	9957 Winghaven Blvd	O Fallon	MO
Busey Bank O'fallon Office Branch	1700 O'fallon Rd.	Saint Charles	MO
Regions Bank Wentzville Branch	1843 Wentzville Parkway	Wentzville	MO
First Bank of St.Louis, Missouri Warrenton Facility Branch	607 North Highway 47	Warrenton	MO
UMB Bank, National Association Winghaven Branch	9957 Winghaven Blvd	O Fallon	MO
Bank of America, National Association Troy Branch	One Front Street	Troy	MO
Regions Bank Wentzville Branch	1843 Wentzville Parkway	Wentzville	MO
Bank of America, National Association Troy Branch	One Front Street	Troy	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
Regions Bank Wentzville Branch	1843 Wentzville Parkway	Wentzville	MO
Regions Bank Wentzville Branch	1843 Wentzville Parkway	Wentzville	MO
Bank of America, National Association Troy Branch	One Front Street	Troy	MO
Regions Bank Wentzville Branch	1843 Wentzville Parkway	Wentzville	MO
BMO Bank National Association Winghaven Branch	3001 Winghaven Boulevard	O Fallon	MO
BMO Bank National Association Winghaven Branch	3001 Winghaven Boulevard	O Fallon	MO
BMO Bank National Association Winghaven Branch	3001 Winghaven Boulevard	O Fallon	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
BMO Bank National Association Winghaven Branch	3001 Winghaven Boulevard	O Fallon	MO
BMO Bank National Association Winghaven Branch	3001 Winghaven Boulevard	O Fallon	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
Bank of America, National Association Troy Branch	One Front Street	Troy	MO
PNC Bank, National Association Warrenton Branch	236 East Booneslick Road	Warrenton	MO
Bank of America, National Association Troy Branch	One Front Street	Troy	MO

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Branches Info around Troy, MO - September 23, 2026

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