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Below are special Certificate of Deposit special rates and terms from banks in Troy, Missouri. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Troy, MO - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| Warrenton Facility							 						 								 Branch | 5.05% | $1,000 | 7 months | Learn More | 
| Rate History: 1.00% → 5.10% → 5.05% | ||||
| Warrenton Facility							 						 								 Branch | 4.85% | $1,000 | 13 months | Learn More | 
| Rate History: 1.00% → 5.00% → 4.85% | ||||
| O'fallon Office Branch | 4.15% | $1,000 | 11 months | Learn More | 
| Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% | ||||
| UMB Bank, National AssociationWinghaven Branch | 4.10% | $5,000 | 3 months | Learn More | 
| O'fallon Office Branch | 4.00% | $1,000 | 7 months | Learn More | 
| Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% | ||||
| Warrenton Facility							 						 								 Branch | 4.00% | $1,000 | 20 months | Learn More | 
| Rate History: 1.00% → 4.50% → 4.00% | ||||
| Wentzville Branch | 3.80% 3.55%3.55% | $501				
																		$500 | 5 months | Learn More | 
| Rate History: 5.00% → 4.75% → 0.01% → 3.80% | ||||
| Bank of America, National AssociationTroy Branch | 3.75% | $10,000 | 7 months | Learn More | 
| Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% | ||||
| UMB Bank, National AssociationWinghaven Branch | 3.75% | $5,000 | 11 months | Learn More | 
| Wentzville Branch | 3.70% 3.45%3.45% | $501				
																		$500 | 8 months | Learn More | 
| Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% | ||||
| Bank of America, National AssociationTroy Branch | 3.45% | $10,000 | 10 months | Learn More | 
| Rate History: 4.00% → 3.70% → 3.45% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Wentzville Branch | 3.25% | $501 | 13 months | Learn More | 
| Rate History: 3.50% → 3.25% | ||||
| Wentzville Branch | 3.00% | $500 | 13 months | Learn More | 
| Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% | ||||
| Winghaven Branch | 2.75% | $1,000 | 13 months | Learn More | 
| Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% | ||||
| Wentzville Branch | 2.75% | $500 | 19 months | Learn More | 
| Rate History: 3.75% → 2.75% | ||||
| PNC Bank, National AssociationWarrenton Branch | 2.60% | $1,000 | 61 months | Learn More | 
| Bank of America, National AssociationTroy Branch | 2.50% | $10,000 | 13 months | Learn More | 
| Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% | ||||
| PNC Bank, National AssociationWarrenton Branch | 2.40% | $1,000 | 37 months | Learn More | 
| Winghaven Branch | 2.25% | $1,000 | 59 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% | ||||
| PNC Bank, National AssociationWarrenton Branch | 2.20% | $1,000 | 25 months | Learn More | 
| Winghaven Branch | 2.10% | $1,000 | 45 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% | ||||
| PNC Bank, National AssociationWarrenton Branch | 2.00% | $1,000 | 13 months | Learn More | 
| Winghaven Branch | 2.00% | $1,000 | 25 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% | ||||
| Bank of America, National AssociationTroy Branch | 2.00% | $10,000 | 25 months | Learn More | 
| 
                      The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.                           | ||||
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