Best Special Rates and Terms in Guthrie, Oklahoma, OK

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Guthrie, Oklahoma. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Guthrie, OK - November 9, 2026

What is the best special CD rate in Guthrie, OK?

As of November 9, 2026, the highest special CD rate from a bank in Guthrie, OK is 4.25% APY from UMB Bank, National Association (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 3.25% APY from CIT Bank, a division of First-Citizens Bank and Trust (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
UMB Bank, National Association Penn Square Branch	4.25%	$5,000	15 months	Learn More Reviews (2)
Rate History: 3.75% → 4.10% → 3.75% → 4.10% → 4.25%
UMB Bank, National Association Penn Square Branch	4.20%	$5,000	9 months	Learn More Reviews (2)
Rate History: 3.90% → 4.05% → 3.90% → 4.05% → 4.20%
First-Citizens Bank & Trust Company West Memorial Road Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
UMB Bank, National Association Penn Square Branch	3.85%	$5,000	3 months	Learn More Reviews (2)
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85%
First-Citizens Bank & Trust Company West Memorial Road Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
JPMorgan Chase Bank, National Association Rockwell And 122nd Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Guthrie, OK - November 9, 2026

Branch	Street	City	State
UMB Bank, National Association Penn Square Branch	2079 Penn Sq	Oklahoma City	OK
UMB Bank, National Association Penn Square Branch	2079 Penn Sq	Oklahoma City	OK
First-Citizens Bank & Trust Company West Memorial Road Branch	4501 West Memorial Road	Oklahoma City	OK
UMB Bank, National Association Penn Square Branch	2079 Penn Sq	Oklahoma City	OK
First-Citizens Bank & Trust Company West Memorial Road Branch	4501 West Memorial Road	Oklahoma City	OK
JPMorgan Chase Bank, National Association Rockwell And 122nd Branch	12200 North Rockwell Avenue	Oklahoma City	OK