Best Special Rates and Terms in Columbia, South Carolina, SC

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Below are special Certificate of Deposit special rates and terms from banks in Columbia, South Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Columbia, SC - November 5, 2026

What is the best special CD rate in Columbia, SC?

As of November 5, 2026, the highest special CD rate from a bank in Columbia, SC is 4.00% APY from Woodforest National Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
First-Citizens Bank & Trust Company Town Square Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Woodforest National Bank 8051 Columbia South Carolina Walmart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Harbison Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Bank of America, National Association Lexington, West Main Street Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
First-Citizens Bank & Trust Company Town Square Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Wells Fargo Bank, National Association Chapin Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Chapin Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Chapin Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Woodforest National Bank 8051 Columbia South Carolina Walmart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Columbia-Vista Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
TD Bank, National Association Chapin Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
Regions Bank Harbison Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Harbison Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Bank of America, National Association Lexington, West Main Street Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
Regions Bank Harbison Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Columbia-Vista Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Columbia-Vista Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Columbia-Vista Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Columbia-Vista Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
TD Bank, National Association Chapin Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Lexington, West Main Street Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Columbia-Vista Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Lexington, West Main Street Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Columbia, SC - November 5, 2026

Branch	Street	City	State
First-Citizens Bank & Trust Company Town Square Branch	728 West Main Street	Lexington	SC
Woodforest National Bank 8051 Columbia South Carolina Walmart Branch	360 Harbison Blvd.	Columbia	SC
Regions Bank Harbison Branch	149 Columbiana Drive	Columbia	SC
Bank of America, National Association Lexington, West Main Street Branch	215 West Main Street	Lexington	SC
Regions Bank Harbison Branch	149 Columbiana Drive	Columbia	SC
First-Citizens Bank & Trust Company Town Square Branch	728 West Main Street	Lexington	SC
Wells Fargo Bank, National Association Chapin Branch	168 Columbia Avenue	Chapin	SC
Wells Fargo Bank, National Association Chapin Branch	168 Columbia Avenue	Chapin	SC
Wells Fargo Bank, National Association Chapin Branch	168 Columbia Avenue	Chapin	SC
Bank of America, National Association Lexington, West Main Street Branch	215 West Main Street	Lexington	SC
Woodforest National Bank 8051 Columbia South Carolina Walmart Branch	360 Harbison Blvd.	Columbia	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
TD Bank, National Association Chapin Branch	260 Columbia Avenue	Chapin	SC
Regions Bank Harbison Branch	149 Columbiana Drive	Columbia	SC
Regions Bank Harbison Branch	149 Columbiana Drive	Columbia	SC
Bank of America, National Association Lexington, West Main Street Branch	215 West Main Street	Lexington	SC
Regions Bank Harbison Branch	149 Columbiana Drive	Columbia	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
TD Bank, National Association Chapin Branch	260 Columbia Avenue	Chapin	SC
Bank of America, National Association Lexington, West Main Street Branch	215 West Main Street	Lexington	SC
PNC Bank, National Association Columbia-Vista Branch	701 Gervais Street	Columbia	SC
Bank of America, National Association Lexington, West Main Street Branch	215 West Main Street	Lexington	SC