Best Special Rates and Terms in Florence, South Carolina, SC

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Below are special Certificate of Deposit special rates and terms from banks in Florence, South Carolina. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Florence, SC - November 5, 2026

What is the best special CD rate in Florence, SC?

As of November 5, 2026, the highest special CD rate from a bank in Florence, SC is 4.00% APY from First-Citizens Bank & Trust Company (minimum deposit $5,000). The best rate with a $1,000 minimum or less is 3.50% APY from PNC Bank, National Association (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
First-Citizens Bank & Trust Company Hartsville Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
Bank of America, National Association Florence Main Branch	3.80% 3.51% 3.51%	$100,000 $10,000	7 months	Learn More Reviews (7)
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80%
First-Citizens Bank & Trust Company Hartsville Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
Wells Fargo Bank, National Association Hartsville Main Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association Hartsville Main Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association Hartsville Main Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
PNC Bank, National Association Five Point Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
TD Bank, National Association Lake City Branch	3.25%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Florence Main Branch	2.95%	$10,000	10 months	Learn More Reviews (7)
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95%
PNC Bank, National Association Five Point Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Five Point Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association Five Point Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Five Point Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
TD Bank, National Association Lake City Branch	2.00%	$10,001	6 months	Learn More Reviews (1)
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00%
Bank of America, National Association Florence Main Branch	2.00%	$10,000	13 months	Learn More Reviews (7)
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00%
PNC Bank, National Association Five Point Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%
Bank of America, National Association Florence Main Branch	1.75%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00% → 1.75% → 1.75%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Florence, SC - November 5, 2026

Branch	Street	City	State
First-Citizens Bank & Trust Company Hartsville Branch	130 South Fifth Street	Hartsville	SC
Bank of America, National Association Florence Main Branch	265 South Irby Street	Florence	SC
First-Citizens Bank & Trust Company Hartsville Branch	130 South Fifth Street	Hartsville	SC
Wells Fargo Bank, National Association Hartsville Main Branch	104 North Fifth Street	Hartsville	SC
Wells Fargo Bank, National Association Hartsville Main Branch	104 North Fifth Street	Hartsville	SC
Wells Fargo Bank, National Association Hartsville Main Branch	104 North Fifth Street	Hartsville	SC
Bank of America, National Association Florence Main Branch	265 South Irby Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
TD Bank, National Association Lake City Branch	133 West Main Street	Lake City	SC
Bank of America, National Association Florence Main Branch	265 South Irby Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
TD Bank, National Association Lake City Branch	133 West Main Street	Lake City	SC
Bank of America, National Association Florence Main Branch	265 South Irby Street	Florence	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
Bank of America, National Association Florence Main Branch	265 South Irby Street	Florence	SC