Best CD Rates in St. Louis, Missouri, MO

You are viewing rates from banks across St. Louis

Below are the best one-year CD Rates from banks in St. Louis, Missouri. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

St. Louis, MO - July 5, 2025

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
First Bank of the Lake First Bank Of The Lake Branch	4.85%	$5,000	-	Learn More
Rate History: 4.50% → 5.00% → 4.85% → 5.00% → 4.85%
Richard \| Jun 10, 2021 I bank at this bank and they have the best people working there They all have a lot of knowledge and most all have been there a long time they do a great job and have the highest CD rates around Read More Reviews (4)
Arvest Bank Cassville Branch	4.30% 4.25%	$95,000 $10,000	-	Learn More Add Review
Rate History: 5.10% → 4.80% → 4.30%
Capitol Federal Savings Bank Barry Road Price Chopper Branch	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 5.15% → 5.10% → 4.80% → 4.00%
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
Paramount Bank Paramount Bank Branch	4.00%	$1,000	-	Learn More
Rate History: 5.00% → 1.75% → 4.75% → 4.25% → 4.00%
Old Man Bob \| Apr 20, 2023 This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More Reviews (5)
Phelps County Bank St. James Branch	3.89%	$1,000	-	Learn More
Rate History: 3.80% → 4.06% → 4.83% → 4.30% → 3.89%
Theresa \| Jun 25, 2019 can I cash my Progressive Insurance claim check Read More Reviews (1)
The Bank of Missouri The Bank Of Missouri Branch	3.29%	$500	-	Learn More Add Review
Bank of America, National Association Jefferson Gravois Branch	3.25%	$100,000	-	Learn More
Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
FCB Banks Tesson Ferry Road Branch	2.75%	$1,000	-	Learn More
Rate History: 2.50% → 2.75%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
First Federal Bank of Kansas City First Federal Bank Of Kansas City Branch	2.02%	$1,000	-	Learn More Add Review
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	2.00%	$25,000	-	Learn More
Rate History: 2.00% → 1.50% → 3.25% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
BMO Bank National Association The Hill Branch	1.25%	$1,000	-	Learn More
Rate History: 2.00% → 4.65% → 2.00% → 1.50% → 1.25%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Springfield First Community Bank Springfield First Community Bank Branch	1.01%	$10,000	-	Learn More Add Review
First Bank Montgomery City Facility Branch	1.00%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 1.00%
Exchange Bank of Missouri Exchange Bank Of Missouri Branch	1.00%	$10,000	-	Learn More Add Review
Bloomsdale Bank Bloomsdale Bank Branch	1.00%	$100,000	-	Learn More Add Review
Alton Bank Alton Bank Branch	1.00%	$100,000	-	Learn More Add Review
Systematic Savings Bank Systematic Savings Bank Branch	0.92%	$10,000	-	Learn More Add Review
Sterling Bank Campbell Facility Branch	0.90%	$10,000	-	Learn More
Al \| Sep 26, 2016 I think the specials have ended. can you double check? Read More Reviews (1)
Montrose Savings Bank Montrose Savings Bank Branch	0.85%	$500	-	Learn More Add Review
Citizens' Bank of Charleston Citizens' Bank Of Charleston Branch	0.85%	$100,000	-	Learn More Add Review
Bank of Monticello Bank Of Monticello Branch	0.85%	$100,000	-	Learn More Add Review
Community First Bank Community First Bank Branch	0.85%	$10,000	-	Learn More Add Review
Freedom Bank of Southern Missouri Freedom Bank Of Southern Missouri Branch	0.85%	$10,000	-	Learn More Add Review
First Missouri State Bank First Missouri State Bank Branch	0.85%	$10,000	-	Learn More Add Review
The Corner Stone Bank The Corner Stone Bank Branch	0.82%	$10,000	-	Learn More Add Review
Independent Farmers Bank Independent Farmers Bank Branch	0.80%	$10,000	-	Learn More Add Review
St. Louis Bank St. Louis Bank Branch	0.80%	$100,000	-	Learn More Add Review
MRV Banks Mrv Banks Branch	0.80%	$10,000	-	Learn More Add Review
Citizens' Bank of Charleston Citizens' Bank Of Charleston Branch	0.75%	$1,000	-	Learn More Add Review
Adrian Bank Adrian Bank Branch	0.75%	$10,000	-	Learn More Add Review
Security Bank of the Ozarks Winona Branch	0.75%	$10,000	-	Learn More Add Review
BTC Bank Gallatin Branch	0.75%	$10,000	-	Learn More Add Review
Putnam County State Bank Putnam County State Bank Branch	0.75%	$100,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	0.75%	$100,000	-	Learn More Add Review
American Bank of Missouri American Bank Of Missouri Branch	0.75%	$10,000	-	Learn More
Gloria Bossman \| Aug 14, 2020 At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More Reviews (1)
Citizens Bank of Eldon Citizens Bank Of Eldon Branch	0.75%	$100,000	-	Learn More Add Review
Oakstar Bank Urbana Branch	0.75%	$10,000	-	Learn More
J D \| Jun 12, 2024 I entrusted my Life Savings to this bank and they closed my accounts because I asked an honest question about an overcharge I noticed in my statement records. I mistakenly believed I could ask a simple ... Read More Reviews (1)
Farmers State Bank, S/B Farmers State Bank, S/B Branch	0.75%	$10,000	-	Learn More Add Review
O'Bannon Banking Company O'bannon Banking Company Branch	0.75%	$1,000	-	Learn More
Jay \| Dec 8, 2016 Not a handicap friendly bank at main office. Customers must walk long distance to reach teller windows far from entrance. CD rates could be improved. Putman County Bank has 1 percent better on larger... Read More Reviews (1)
Bloomsdale Bank Bloomsdale Bank Branch	0.75%	$10,000	-	Learn More Add Review
People's Bank of Seneca People's Bank Of Seneca Branch	0.75%	$10,000	-	Learn More Add Review
Alton Bank Alton Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Callaway Bank The Callaway Bank Branch	0.74%	$100,000	-	Learn More Add Review
Security Bank of Kansas City Main Street Branch	0.70%	$500	-	Learn More
Rate History: 3.29% → 0.70%
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More Reviews (1)
Country Club Bank Harrisonville-Main Branch	0.70%	$50,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
Carroll County Trust Company of Carrollton, Missouri Carroll County Trust Company Of Carrollton, Missouri Branch	0.70%	$500	-	Learn More Add Review
Concordia Bank of Concordia, Missouri Concordia Bank Of Concordia, Missouri Branch	0.70%	$10,000	-	Learn More Add Review
United Bank of Union United Bank Of Union Branch	0.70%	$10,000	-	Learn More Add Review
St. Louis Bank St. Louis Bank Branch	0.70%	$10,000	-	Learn More Add Review
Farmers Bank of Northern Missouri Bethany Branch	0.68%	$10,000	-	Learn More Add Review
Exchange Bank of Northeast Missouri Exchange Bank Of Northeast Missouri Branch	0.65%	$500	-	Learn More Add Review
Citizens Bank Hume Bank Branch	0.65%	$500	-	Learn More Add Review
Bank of Monticello Bank Of Monticello Branch	0.65%	$10,000	-	Learn More Add Review
Peoples Bank of Wyaconda, Missouri Peoples Bank Of Wyaconda, Missouri Branch	0.65%	$10,000	-	Learn More Add Review
Regional Missouri Bank Glasgow Savings Bank Branch	0.65%	$100,000	-	Learn More Add Review
Commercial Trust Company of Fayette Commercial Trust Company Of Fayette Branch	0.65%	$100,000	-	Learn More Add Review
The Bank of Advance The Bank Of Advance Branch	0.65%	$10,000	-	Learn More Add Review
FMB Bank Fmb Bank Branch	0.65%	$10,000	-	Learn More Add Review
Southern Bank Nixa - Mt Vernon Facility Branch	0.65%	$100,000	-	Learn More Add Review
Pinnacle Bank Joplin Branch	0.65%	$500	-	Learn More Add Review
Bank of Salem Bank Of Salem Branch	0.65%	$100,000	-	Learn More Add Review
West Plains Bank and Trust Company West Plains Bank And Trust Company Branch	0.65%	$100,000	-	Learn More Add Review
First State Bank and Trust Company, Inc. Portageville Branch	0.65%	$10,000	-	Learn More Add Review
The Callaway Bank The Callaway Bank Branch	0.64%	$10,000	-	Learn More Add Review
First State Bank of Purdy Monett Facility Branch	0.60%	$10,000	-	Learn More Add Review
West Plains Savings and Loan Association West Plains Savings And Loan Associa Branch	0.60%	$10,000	-	Learn More Add Review
The Union State Bank of Everest Grower Branch	0.60%	$1,000	-	Learn More Add Review
Midwest Regional Bank Midwest Regional Bank Branch	0.60%	$1,000	-	Learn More
Hey Man wildwood \| Aug 31, 2018 Awesome bank...great rates, no on line access only paper quarterly statements Read More Reviews (1)
Country Club Bank Harrisonville-Main Branch	0.60%	$10,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
The Seymour Bank The Seymour Bank Branch	0.60%	$10,000	-	Learn More Add Review
State Bank of Missouri State Bank Of Missouri Branch	0.60%	$500	-	Learn More Add Review
Community State Bank of Missouri Community State Bank Of Missouri Branch	0.60%	$500	-	Learn More Add Review
Academy Bank, National Association Academy Bank, National Association Branch	0.60%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Bank 21 Bank 21 Branch	0.60%	$10,000	-	Learn More Add Review
Tri-County Trust Company Tri-County Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
The Maries County Bank The Maries County Bank Branch	0.60%	$10,000	-	Learn More Add Review
Stifel Bank The Business Bank Of Saint Louis Branch	0.60%	$10,000	-	Learn More Add Review
Southern Bank Nixa - Mt Vernon Facility Branch	0.60%	$10,000	-	Learn More Add Review
Progressive Ozark Bank Progressive Ozark Bank Branch	0.60%	$10,000	-	Learn More Add Review
Community First Banking Company Community First Banking Company Branch	0.60%	$1,000	-	Learn More Add Review
West Plains Bank and Trust Company West Plains Bank And Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
First Midwest Bank of Poplar Bluff Puxico Facility Branch	0.60%	$10,000	-	Learn More Add Review
Bank of New Madrid Bank Of New Madrid Branch	0.60%	$10,000	-	Learn More Add Review
Heritage Community Bank Heritage Community Bank Branch	0.55%	$1,000	-	Learn More Add Review
HNB National Bank Stanberry Branch	0.55%	$10,000	-	Learn More
Richard \| Jul 8, 2020 This rate is wrong I called the bank they do not have this rate cash cow needs to do a better job updating these rates this is not the first time Read More Reviews (1)
United Security Bank United Security Bank Branch	0.55%	$10,000	-	Learn More Add Review
Silex Banking Company Silex Banking Company Branch	0.55%	$10,000	-	Learn More Add Review
Citizens Bank of Eldon Citizens Bank Of Eldon Branch	0.55%	$10,000	-	Learn More Add Review
St. Clair County State Bank Lowry City Branch	0.55%	$10,000	-	Learn More Add Review
HomePride Bank Fordland Branch	0.55%	$500	-	Learn More Add Review
Bank of Salem Bank Of Salem Branch	0.55%	$1,000	-	Learn More Add Review
Ozark Bank Ozark Bank Branch	0.55%	$10,000	-	Learn More Add Review
Senath State Bank Senath State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Citizens Bank of Newburg Citizens Bank Of Newburg Branch	0.52%	$10,000	-	Learn More Add Review
Alliant Bank Alliant Bank Branch	0.51%	$500	-	Learn More Add Review
Northeast Missouri State Bank La Plata State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Iberia Bank Of Iberia Branch	0.50%	$10,000	-	Learn More Add Review
Community Bank of Marshall Waverly Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Crocker Bank Of Crocker Branch	0.50%	$2,500	-	Learn More Add Review
Bank of Brookfield - Purdin, National Association Meadville Branch	0.50%	$500	-	Learn More Add Review
Great American Bank Kansas City Branch	0.50%	$1,000	-	Learn More Add Review
Regional Missouri Bank Glasgow Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank Northwest Bethany Branch	0.50%	$10,000	-	Learn More Add Review
Peoples Savings Bank of Rhineland Peoples Savings Bank Of Rhineland Branch	0.50%	$1,000	-	Learn More Add Review
Putnam County State Bank Putnam County State Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Citizens Bank of Edina The Citizens Bank Of Edina Branch	0.50%	$10,000	-	Learn More Add Review
The Hamilton Bank The Hamilton Bank Branch	0.50%	$100,000	-	Learn More
Petros Achilleos \| Mar 29, 2022 Avoid working with this bank. You will have hard times, getting your money. We spent 3k to open an account, we deposited and fighting for 3 months to get them back after we hired a lawyer. Read More Reviews (1)
Pony Express Bank Pony Express Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Missouri Bank First Missouri Bank Branch	0.50%	$10,000	-	Learn More Add Review
Community State Bank Community State Bank Branch	0.50%	$10,000	-	Learn More Add Review
NBKC Bank Ash Avenue Branch	0.50%	$1	-	Learn More Add Review
Commercial Trust Company of Fayette Commercial Trust Company Of Fayette Branch	0.50%	$10,000	-	Learn More Add Review
Peoples Bank & Trust Co. Peoples Bank & Trust Co. Branch	0.50%	$10,000	-	Learn More Add Review
Ozarks Federal Savings and Loan Association Ozarks Federal Savings And Loan Asso Branch	0.50%	$10,000	-	Learn More Add Review
The Bank of Grain Valley The Bank Of Grain Valley Branch	0.50%	$10,000	-	Learn More Add Review
Blue Ridge Bank and Trust Co. Blue Ridge Bank And Trust Co. Branch	0.50%	$10,000	-	Learn More
Rustam \| Jul 23, 2022 Is American Trust Letter this bank's service platform or scammers' website? I was charged by first 150 USD, then 10% to withdraw money there. Website is www.americantrustletter.com Read More Reviews (1)
America's Community Bank America's Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
Citizens Community Bank Missouri Citizens Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Midwest Bank of Poplar Bluff Puxico Facility Branch	0.50%	$10,000	-	Learn More Add Review
Midwest BankCentre Midwest Bankcentre Branch	0.50%	$10,000	-	Learn More
Pdrake12 \| Jul 6, 2021 The staff at Midwest BankCentre is exceptional at making you feel like you belong to an institution much higher than simply a place to keep your money and bank. They really focus on making you feel like f... Read More Reviews (2)
1st Advantage Bank 1st Advantage Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Citizens-Farmers Bank of Cole Camp The Citizens-Farmers Bank Of Cole Ca Branch	0.50%	$10,000	-	Learn More Add Review
SULLIVAN BANK Bank Of Sullivan Branch	0.50%	$1,000	-	Learn More Add Review
Community Point Bank Community Point Bank Branch	0.50%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of St. Clair Farmers And Merchants Bank Of St. Cl Branch	0.50%	$10,000	-	Learn More Add Review
Commercial Bank Commercial Bank Branch	0.50%	$10,000	-	Learn More Add Review
Community Bank of El Dorado Springs Community Bank Of El Dorado Springs Branch	0.50%	$10,000	-	Learn More Add Review
Town & Country Bank 1106 Northwest 12th Avenue Branch	0.50%	$10,000	-	Learn More Add Review
Peoples Community Bank Cabool Branch	0.50%	$10,000	-	Learn More Add Review
First Midwest Bank of Dexter First Midwest Bank Of Dexter Branch	0.50%	$10,000	-	Learn More Add Review
Branson Bank Branson Bank Branch	0.50%	$10,000	-	Learn More Add Review
Table Rock Community Bank Table Rock Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
First Missouri Bank of SEMO First Missouri Bank Of Semo Branch	0.50%	$10,000	-	Learn More Add Review
The Bank of Old Monroe The Bank Of Old Monroe Branch	0.45%	$10,000	-	Learn More Add Review
The Nodaway Valley Bank Mound City Branch	0.45%	$500	-	Learn More Add Review
Goppert Financial Bank Goppert Financial Bank Branch	0.45%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Craig Branch	0.45%	$100,000	-	Learn More Add Review
HomeBank Homebank Branch	0.45%	$10,000	-	Learn More Add Review
Wood & Huston Bank Wood & Huston Bank Branch	0.45%	$1,000	-	Learn More Add Review
Bank of Franklin County Bank Of Franklin County Branch	0.45%	$10,000	-	Learn More Add Review
Triad Bank Triad Bank Branch	0.45%	$10,000	-	Learn More Add Review
Lamar Bank and Trust Company Lamar Bank And Trust Company Branch	0.45%	$10,000	-	Learn More Add Review
Bank of Weston Bank Of Weston Branch	0.40%	$1	-	Learn More Add Review
First Mid Bank & Trust, National Association Clayton Branch	0.40%	$1,000	-	Learn More Add Review
Wells Bank West Main Street Branch	0.40%	$10,000	-	Learn More Add Review
Farmers State Bank Fairfax Branch	0.40%	$100	-	Learn More Add Review
Town & Country Bank Midwest Town & Country Bank Midwest - Lagrange, Mo Branch	0.40%	$10,000	-	Learn More Add Review
The Hamilton Bank The Hamilton Bank Branch	0.40%	$10,000	-	Learn More
Petros Achilleos \| Mar 29, 2022 Avoid working with this bank. You will have hard times, getting your money. We spent 3k to open an account, we deposited and fighting for 3 months to get them back after we hired a lawyer. Read More Reviews (1)
Preferred Bank Napoleon Bank Branch	0.40%	$10,000	-	Learn More Add Review
First Missouri Bank First Missouri Bank Branch	0.40%	$10,000	-	Learn More Add Review
County Bank County Bank Branch	0.40%	$10,000	-	Learn More Add Review
The Tipton Latham Bank, National Association The Tipton Latham Bank, National Association Branch	0.40%	$10,000	-	Learn More Add Review
The Missouri Bank The Missouri Bank Branch	0.40%	$10,000	-	Learn More Add Review
The Bank of Versailles The Bank Of Versailles Branch	0.40%	$10,000	-	Learn More Add Review
Parkside Financial Bank & Trust Parkside Financial Bank & Trust Branch	0.40%	$100,000	-	Learn More Add Review
Metz Banking Company Metz Banking Company Branch	0.40%	$1,000	-	Learn More Add Review
Peoples Bank of Altenburg Peoples Bank Of Altenburg Branch	0.40%	$10,000	-	Learn More Add Review
F & C Bank F & C Bank Branch	0.35%	$50,000	-	Learn More Add Review
Midland States Bank Sunset Hills Branch	0.35%	$10,000	-	Learn More
Mikki9678 \| Nov 3, 2021 If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More Reviews (2)
Farmers Bank of Lohman, Missouri Farmers Bank Of Lohman, Missouri Branch	0.35%	$500	-	Learn More Add Review
United State Bank United State Bank Branch	0.35%	$10,000	-	Learn More Add Review
First Security Bank First Security Bank Branch	0.35%	$10,000	-	Learn More Add Review
Kearney Trust Company Kearney Trust Company Branch	0.35%	$10,000	-	Learn More Add Review
Legacy Bank & Trust Company The Citizens Bank Of Sparta Branch	0.35%	$10,000	-	Learn More Add Review
Bank Star Bank Star Branch	0.35%	$10,000	-	Learn More Add Review
CIBC Bank USA The Privatebank St. Louis Branch	0.35%	$100,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Parkside Financial Bank & Trust Parkside Financial Bank & Trust Branch	0.35%	$10,000	-	Learn More Add Review
Banterra Bank Cape - 4500 Branch	0.35%	$10,000	-	Learn More Add Review
Southwest Missouri Bank Jasper Branch	0.35%	$10,000	-	Learn More Add Review
Century Bank of the Ozarks Century Bank Of The Ozarks Branch	0.31%	$1,000	-	Learn More Add Review
Bank of Springfield Bos - Brentwood Banking Center Branch	0.31%	$10,000	-	Learn More Add Review
Liberty Bank and Trust Company Troost Avenue Office Branch	0.31%	$10,000	-	Learn More Add Review
Sherwood Community Bank Sherwood Community Bank Branch	0.31%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Clayton Branch	0.31%	$100,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Leonard Wood Branch	0.30%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Investors Community Bank Investors Community Bank Branch	0.30%	$10,000	-	Learn More Add Review
Central Bank of Kansas City Central Bank Of Kansas City Branch	0.30%	$10,000	-	Learn More Add Review
NBH Bank Maryville Branch # 41	0.30%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Craig Branch	0.30%	$10,000	-	Learn More Add Review
UMB Bank, National Association Hickman Mills Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Community Bank of Missouri Community Bank Of Missouri Branch	0.30%	$10,000	-	Learn More Add Review
The Bank of Orrick The Bank Of Orrick Branch	0.30%	$10,000	-	Learn More
bankalchemist \| May 29, 2018 First this is a centurion bank. It’s done something right for over 100 yrs. Through the Great Depression & Recent Recessions which says a lot. They stick to what they know and do best Ag lending. They ar... Read More Reviews (1)
County Bank County Bank Branch	0.30%	$10,000	-	Learn More Add Review
Great Southern Bank Miller Branch	0.30%	$250	-	Learn More Add Review
Lead Bank Lead Bank Branch	0.30%	$10,000	-	Learn More Add Review
Enterprise Bank & Trust House Springs Branch	0.30%	$10,000	-	Learn More
Fredbird \| Aug 30, 2017 Excellent bank with a friendly helpful staff Read More Reviews (1)
First State Bank of St. Charles, Missouri First State Bank Of St. Charles, Missouri Branch	0.30%	$10,000	-	Learn More Add Review
NEW FRONTIER BANK New Frontier Bank Branch	0.30%	$10,000	-	Learn More Add Review
Carrollton Bank Des Peres Branch	0.30%	$10,000	-	Learn More Add Review
First Community National Bank First Community National Bank Branch	0.30%	$10,000	-	Learn More Add Review
CIBC Bank USA The Privatebank St. Louis Branch	0.30%	$10,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
The First National Bank of Nevada, Missouri The First National Bank Of Nevada, Missouri Branch	0.30%	$10,000	-	Learn More Add Review
Mid-Missouri Bank Mount Vernon Branch	0.30%	$10,000	-	Learn More Add Review
Kennett Trust Bank Kennett Trust Bank Branch	0.27%	$10,000	-	Learn More Add Review
Peoples Bank of Moniteau County Peoples Bank Of Moniteau County Branch	0.25%	$500	-	Learn More Add Review
Equity Bank Sweet Springs Branch 30	0.25%	$1,000	-	Learn More Add Review
F & C Bank F & C Bank Branch	0.25%	$2,500	-	Learn More Add Review
The Central Trust Bank Tuscumbia Facility Branch	0.25%	$100,000	-	Learn More Add Review
Chester National Bank Perryville Branch	0.25%	$10,000	-	Learn More
Felix \| Oct 10, 2023 I had a good experience with the online bank and the customer support is excellent Read More Reviews (1)
Legends Bank Highway 50 Loose Creek Branch	0.25%	$10,000	-	Learn More Add Review
Bank of New Cambria Bank Of New Cambria Branch	0.25%	$10,000	-	Learn More Add Review
Macon-Atlanta State Bank Monroe City Branch	0.25%	$10,000	-	Learn More Add Review
F&M Bank and Trust Company F&M Bank And Trust Company Branch	0.25%	$10,000	-	Learn More Add Review
TPNB Bank Tpnb Bank Branch	0.25%	$10,000	-	Learn More Add Review
Mid America Bank Mid America Bank Branch	0.25%	$10,000	-	Learn More Add Review
Jonesburg State Bank Jonesburg State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Clayton Branch	0.25%	$10,000	-	Learn More Add Review
First Community Bank Goodman Branch	0.25%	$10,000	-	Learn More Add Review
The Central Trust Bank Tuscumbia Facility Branch	0.20%	$1,000	-	Learn More Add Review
Clay County Savings Bank Clay County Savings Bank Branch	0.20%	$100,000	-	Learn More Add Review
St. Johns Bank and Trust Company St. Johns Bank And Trust Company Branch	0.20%	$10,000	-	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.16%	$100,000	-	Learn More Add Review
BOKF, National Association Mobank Branch	0.15%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
Clay County Savings Bank Clay County Savings Bank Branch	0.14%	$10,000	-	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.13%	$10,000	-	Learn More Add Review
Commerce Bank Richmond Heights Branch	0.10%	$10,000	-	Learn More Add Review
Cass Commercial Bank Cass Commercial Bank Branch	0.10%	$10,000	-	Learn More Add Review
Edward Jones Trust Company Edward Jones Trust Company Branch	0.10%	$10,000	-	Learn More Add Review
Community Bank of Raymore Harrisonville Branch	0.05%	$500	-	Learn More Add Review
U.S. Bank National Association Sedalia Main Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank Clayton Mo Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
Hawthorn Bank Warsaw Branch	0.03%	$10,000	-	Learn More
mike \| Apr 5, 2023 horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More Reviews (3)
PNC Bank, National Association Allegiant - St Louis Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Hawthorn Bank Warsaw Branch	0.02%	$10,000	-	Learn More
mike \| Apr 5, 2023 horrid bank with incompetent and rude staff that treat you like a problem for wanting to do banking business. As if doing there job in a problem you caused instead of a customer to be served. closed my acc... Read More Reviews (3)
First-Citizens Bank & Trust Company Kansas City Branch	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
First Bank of the Lake First Bank Of The Lake Branch	4558 Osage Beach Parkway Suite 100	Osage Beach	MO
Arvest Bank Cassville Branch	503 Main	Cassville	MO
Arvest Bank Cassville Branch	503 Main	Cassville	MO
Capitol Federal Savings Bank Barry Road Price Chopper Branch	500 Ne Barry Rd	Kansas City	MO
Paramount Bank Paramount Bank Branch	90 Village Square Shopping Center	Hazelwood	MO
Phelps County Bank St. James Branch	220 N. Jefferson	Saint James	MO
The Bank of Missouri The Bank Of Missouri Branch	916 North Kings Highway	Perryville	MO
Bank of America, National Association Jefferson Gravois Branch	2604 South Jefferson Avenue	Saint Louis	MO
FCB Banks Tesson Ferry Road Branch	12000 Tesson Ferry Road	Saint Louis	MO
First Federal Bank of Kansas City First Federal Bank Of Kansas City Branch	6900 North Executive Drive	Kansas City	MO
Wells Fargo Bank, National Association Saint Louis Trust Office Branch	1 North Jefferson Avenue	Saint Louis	MO
BMO Bank National Association The Hill Branch	2301 South Kingshighway Boulevard	Saint Louis	MO
Guaranty Bank Springfield First Community Bank Branch	2006 South Glenstone Avenue	Springfield	MO
First Bank Montgomery City Facility Branch	105 North Sturgeon	Montgomery City	MO
Exchange Bank of Missouri Exchange Bank Of Missouri Branch	101 South Church Street	Fayette	MO
Bloomsdale Bank Bloomsdale Bank Branch	55 Mill Hill Road	Bloomsdale	MO
Alton Bank Alton Bank Branch	520 Broadway St	Alton	MO
Arlo Bank Systematic Savings Bank Branch	318 South Ave	Springfield	MO
Sterling Bank Campbell Facility Branch	110 West Grand Avenue	Campbell	MO
Montrose Savings Bank Montrose Savings Bank Branch	401 Missouri Avenue	Montrose	MO
Citizens' Bank of Charleston Citizens' Bank Of Charleston Branch	207 East Commercial Street	Charleston	MO
Bank of Monticello Bank Of Monticello Branch	201 East Lafayette	Monticello	MO
Community First Bank Community First Bank Branch	915 West Fort Scott Street	Butler	MO
Freedom Bank of Southern Missouri Freedom Bank Of Southern Missouri Branch	97 South Main	Cassville	MO
First Missouri State Bank First Missouri State Bank Branch	1902 Sunset Drive	Poplar Bluff	MO
The Corner Stone Bank The Corner Stone Bank Branch	117 North Main	South West City	MO
Independent Farmers Bank Independent Farmers Bank Branch	201 W Main Street	Maysville	MO
St. Louis Bank St. Louis Bank Branch	14323 S. Outer 40 Rd	Town And Country	MO
MRV Banks Mrv Banks Branch	871 Ste. Genevieve Drive	Sainte Genevieve	MO
Citizens' Bank of Charleston Citizens' Bank Of Charleston Branch	207 East Commercial Street	Charleston	MO
Adrian Bank Adrian Bank Branch	130 East Main Street	Adrian	MO
Security Bank of the Ozarks Winona Branch	105 Highway 19 North	Winona	MO
BTC Bank Gallatin Branch	101 West Jackson Street	Gallatin	MO
Putnam County State Bank Putnam County State Bank Branch	1522 Main Street	Unionville	MO
Community State Bank Community State Bank Branch	208 North Center Street	Shelbina	MO
American Bank of Freedom American Bank Of Missouri Branch	127 West Hudson	Wellsville	MO
Citizens Bank of Eldon Citizens Bank Of Eldon Branch	110 North Maple Street	Eldon	MO
Oakstar Bank Urbana Branch	109 N. Main St	Urbana	MO
Limebank Farmers State Bank, S/B Branch	100 North Main Street	Schell City	MO
O'Bannon Banking Company O'bannon Banking Company Branch	1347 South Ash Street	Buffalo	MO
Bloomsdale Bank Bloomsdale Bank Branch	55 Mill Hill Road	Bloomsdale	MO
People's Bank of Seneca People's Bank Of Seneca Branch	1615 Cherokee Avenue	Seneca	MO
Alton Bank Alton Bank Branch	520 Broadway St	Alton	MO
The Callaway Bank The Callaway Bank Branch	5 East Fifth Street	Fulton	MO
Security Bank of Kansas City Main Street Branch	210 Sw Main Street	Lees Summit	MO
Country Club Bank Harrisonville-Main Branch	100-102 East Pearl Street	Harrisonville	MO
Carroll County Trust Company of Carrollton, Missouri Carroll County Trust Company Of Carrollton, Missouri Branch	2 South Folger	Carrollton	MO
Concordia Bank of Concordia, Missouri Concordia Bank Of Concordia, Missouri Branch	547 Main Street	Concordia	MO
United Bank of Union United Bank Of Union Branch	15 East Main Street	Union	MO
St. Louis Bank St. Louis Bank Branch	14323 S. Outer 40 Rd	Town And Country	MO
Farmers Bank of Northern Missouri Bethany Branch	1617 Main Street	Bethany	MO
Exchange Bank of Northeast Missouri Exchange Bank Of Northeast Missouri Branch	268 North Johnson Street	Kahoka	MO
Citizens Bank Hume Bank Branch	Main Street	Hume	MO
Bank of Monticello Bank Of Monticello Branch	201 East Lafayette	Monticello	MO
Peoples Bank of Wyaconda, Missouri Peoples Bank Of Wyaconda, Missouri Branch	310 South Johnson	Kahoka	MO
Regional Missouri Bank Glasgow Savings Bank Branch	601 First Street	Glasgow	MO
Commercial Trust Company of Fayette Commercial Trust Company Of Fayette Branch	119 North Main Street	Fayette	MO
The Bank of Advance The Bank Of Advance Branch	105 East Gabriel Street	Advance	MO
FMB Bank Fmb Bank Branch	100 Veterans Memorial Parkway	Wright City	MO
Southern Bank Nixa - Mt Vernon Facility Branch	305 West Mt. Vernon Street	Nixa	MO
Pinnacle Bank Joplin Branch	802 Main Street	Joplin	MO
Bank of Salem Bank Of Salem Branch	100 West Fourth Street	Salem	MO
West Plains Bank and Trust Company West Plains Bank And Trust Company Branch	11 Court Square	West Plains	MO
First State Bank and Trust Company, Inc. Portageville Branch	301 East Third Street	Portageville	MO
The Callaway Bank The Callaway Bank Branch	5 East Fifth Street	Fulton	MO
First State Bank of Purdy Monett Facility Branch	106 East Cleveland	Monett	MO
West Plains Savings and Loan Association West Plains Savings And Loan Associa Branch	417 West Broadway Street	West Plains	MO
The Union State Bank of Everest Grower Branch	321 U.S. Highway 169 South	Gower	MO
Midwest Regional Bank Midwest Regional Bank Branch	363 Festus Centre Drive	Festus	MO
Country Club Bank Harrisonville-Main Branch	100-102 East Pearl Street	Harrisonville	MO
The Seymour Bank The Seymour Bank Branch	119 N. Main St	Seymour	MO
State Bank of Missouri State Bank Of Missouri Branch	101 N.W. 2nd Street	Concordia	MO
Community State Bank of Missouri Community State Bank Of Missouri Branch	117 West Church Street	Bowling Green	MO
Academy Bank, National Association Academy Bank, National Association Branch	8551 N Boardwalk Avenue	Kansas City	MO
Bank 21 Bank 21 Branch	One West Washington Avenue	Carrollton	MO
Tri-County Trust Company Tri-County Trust Company Branch	103 Commerce Street	Glasgow	MO
The Maries County Bank The Maries County Bank Branch	218 Fourth Street	Vienna	MO
Stifel Bank The Business Bank Of Saint Louis Branch	8000 Maryland Avenue	Clayton	MO
Southern Bank Nixa - Mt Vernon Facility Branch	305 West Mt. Vernon Street	Nixa	MO
Progressive Ozark Bank Progressive Ozark Bank Branch	904 W Scenic Rivers Blvd	Salem	MO
Community First Banking Company Community First Banking Company Branch	1330 Southern Hills Center	West Plains	MO
West Plains Bank and Trust Company West Plains Bank And Trust Company Branch	11 Court Square	West Plains	MO
First Midwest Bank of the Ozarks Puxico Facility Branch	141 East Richardson Avenue	Puxico	MO
Bank of New Madrid Bank Of New Madrid Branch	229 Main Street	New Madrid	MO
Heritage Community Bank Heritage Community Bank Branch	First And Main	Chamois	MO
HNB National Bank Stanberry Branch	118 W 1st St	Stanberry	MO
United Security Bank United Security Bank Branch	2050 Bluff Street	Fulton	MO
Silex Banking Company Silex Banking Company Branch	20 S 2nd St	Silex	MO
Citizens Bank of Eldon Citizens Bank Of Eldon Branch	110 North Maple Street	Eldon	MO
St. Clair County State Bank Lowry City Branch	404 East 3rd Street	Lowry City	MO
HomePride Bank Fordland Branch	437 West Sunset Street	Fordland	MO
Bank of Salem Bank Of Salem Branch	100 West Fourth Street	Salem	MO
Ozark Bank Ozark Bank Branch	106-112 North 2nd Avenue	Ozark	MO
Senath State Bank Senath State Bank Branch	117 East Commercial Street	Senath	MO
Citizens Bank of the Midwest Citizens Bank Of Newburg Branch	1515 Martin Springs Drive	Rolla	MO
Alliant Bank Alliant Bank Branch	101 East Broadway	Madison	MO
Northeast Missouri State Bank La Plata State Bank Branch	South Gex At Sanders	La Plata	MO
Bank of Iberia Bank Of Iberia Branch	841 E. Hwy 42	Iberia	MO
Community Bank of Marshall Waverly Branch	102 East Kelling	Waverly	MO
Bank of Crocker Bank Of Crocker Branch	200 Ichord Ave	Waynesville	MO
Bank of Brookfield - Purdin, National Association Meadville Branch	204 South Macon	Meadville	MO
Great American Bank Kansas City Branch	3901 Main Street	Kansas City	MO
Regional Missouri Bank Glasgow Savings Bank Branch	601 First Street	Glasgow	MO
Bank Northwest Bethany Branch	3309 Miller Street	Bethany	MO
Peoples Savings Bank of Rhineland Peoples Savings Bank Of Rhineland Branch	101 Bluff Street	Rhineland	MO
Putnam County State Bank Putnam County State Bank Branch	1522 Main Street	Unionville	MO
The Citizens Bank of Edina The Citizens Bank Of Edina Branch	117 South Main Street	Edina	MO
The Hamilton Bank The Hamilton Bank Branch	111 North Davis Street	Hamilton	MO
Pony Express Bank Pony Express Bank Branch	213 Main St	Braymer	MO
Verimore Bank First Missouri Bank Branch	300 West Lockling	Brookfield	MO
Community State Bank Community State Bank Branch	208 North Center Street	Shelbina	MO
NBKC Bank Ash Avenue Branch	9750 North Ash Avenue	Kansas City	MO
Commercial Trust Company of Fayette Commercial Trust Company Of Fayette Branch	119 North Main Street	Fayette	MO
Peoples Bank & Trust Co. Peoples Bank & Trust Co. Branch	430 East Wood Street	Troy	MO
Ozarks Federal Savings and Loan Association Ozarks Federal Savings And Loan Asso Branch	2 East Columbia	Farmington	MO
The Bank of Grain Valley The Bank Of Grain Valley Branch	500 Main Street	Grain Valley	MO
Blue Ridge Bank and Trust Co. Blue Ridge Bank And Trust Co. Branch	4200 Little Blue Parkway	Independence	MO
America's Community Bank America's Community Bank Branch	1100 West Main Street	Blue Springs	MO
Citizens Community Bank Missouri Citizens Community Bank Branch	100 Roe Street	Pilot Grove	MO
First Midwest Bank of the Ozarks Puxico Facility Branch	141 East Richardson Avenue	Puxico	MO
Midwest BankCentre Midwest Bankcentre Branch	2191 Lemay Ferry Road	Lemay	MO
1st Advantage Bank 1st Advantage Bank Branch	240 Salt Lick Road	Saint Peters	MO
The Citizens-Farmers Bank of Cole Camp The Citizens-Farmers Bank Of Cole Ca Branch	121 East Main Street	Cole Camp	MO
SULLIVAN BANK Bank Of Sullivan Branch	318 West Main Street	Sullivan	MO
Community Point Bank Community Point Bank Branch	13218 Railroad Avenue	Russellville	MO
Farmers and Merchants Bank of St. Clair Farmers And Merchants Bank Of St. Cl Branch	530 South Main Street	Saint Clair	MO
Commercial Bank Commercial Bank Branch	2330 West Port Plaza Drive	Saint Louis	MO
Community Bank of El Dorado Springs Community Bank Of El Dorado Springs Branch	Highway 54 And Main Street	El Dorado Springs	MO
Town & Country Bank 1106 Northwest 12th Avenue Branch	1106 Northwest 12th Avenue	Ava	MO
Peoples Community Bank Cabool Branch	600 Main Street	Cabool	MO
First Midwest Bank of Dexter First Midwest Bank Of Dexter Branch	819 West Business Highway 60	Dexter	MO
Branson Bank Branson Bank Branch	1501 State Highway 248	Branson	MO
Table Rock Community Bank Table Rock Community Bank Branch	1 Wildwood Lane	Kimberling City	MO
First Missouri Bank of SEMO First Missouri Bank Of Semo Branch	500 Independence Avenue	Kennett	MO
The Bank of Old Monroe The Bank Of Old Monroe Branch	2100 Highway C	Old Monroe	MO
The Nodaway Valley Bank Mound City Branch	614-616 State Street	Mound City	MO
Goppert Financial Bank Goppert Financial Bank Branch	710 Oak Street	Lathrop	MO
Citizens Bank & Trust Craig Branch	105 South Main Street	Craig	MO
HomeBank Homebank Branch	400 South Main Street	Palmyra	MO
Wood & Huston Bank Wood & Huston Bank Branch	27 East North Street	Marshall	MO
Bank of Franklin County Bank Of Franklin County Branch	900 East Eighth Street	Washington	MO
Triad Bank Triad Bank Branch	10375 Clayton Road	Frontenac	MO
Lamar Bank and Trust Company Lamar Bank And Trust Company Branch	1000 Broadway	Lamar	MO
Bank of Weston Bank Of Weston Branch	18255 Highway 45 North	Weston	MO
First Mid Bank & Trust, National Association Clayton Branch	225 S. Meramec Ave, Suite 302	Clayton	MO
Connections Bank West Main Street Branch	501 West Main Street	Savannah	MO
Farmers State Bank Fairfax Branch	110 E Main St	Fairfax	MO
Town & Country Bank Midwest Town & Country Bank Midwest - Lagrange, Mo Branch	110 South Main Street	La Grange	MO
The Hamilton Bank The Hamilton Bank Branch	111 North Davis Street	Hamilton	MO
Preferred Bank Napoleon Bank Branch	295 W 2nd Street	Napoleon	MO
Verimore Bank First Missouri Bank Branch	300 West Lockling	Brookfield	MO
County Bank County Bank Branch	116 West Broadway	Brunswick	MO
The Tipton Latham Bank, National Association The Tipton Latham Bank, National Association Branch	800 West Highway 50	Tipton	MO
The Missouri Bank The Missouri Bank Branch	104 North Highway 47	Warrenton	MO
The Bank of Versailles The Bank Of Versailles Branch	113 East Newton Street	Versailles	MO
Parkside Financial Bank & Trust Parkside Financial Bank & Trust Branch	8112 Maryland Avenue, Suite 101	Clayton	MO
Metz Banking Company Metz Banking Company Branch	123 North Osage Boulevard	Nevada	MO
Peoples Bank of Altenburg Peoples Bank Of Altenburg Branch	8537 Main St	Altenburg	MO
F & C Bank F & C Bank Branch	1006 Eagle Crest Drive	Holden	MO
Midland States Bank Sunset Hills Branch	11670 Gravois Road	Saint Louis	MO
Farmers Bank of Lohman, Missouri Farmers Bank Of Lohman, Missouri Branch	2903 Main Street	Lohman	MO
United State Bank United State Bank Branch	102 West Main St	Lewistown	MO
First Security Bank First Security Bank Branch	Fourth And Cedar	Union Star	MO
Kearney Trust Company Kearney Trust Company Branch	310 West 92 Highway	Kearney	MO
Legacy Bank & Trust Company The Citizens Bank Of Sparta Branch	7509 State Highway 14 East	Sparta	MO
Bank Star Bank Star Branch	1999 West Osage Street	Pacific	MO
CIBC Bank USA The Privatebank St. Louis Branch	1401 South Brentwood Blvd, 2nd Floor	Saint Louis	MO
Parkside Financial Bank & Trust Parkside Financial Bank & Trust Branch	8112 Maryland Avenue, Suite 101	Clayton	MO
Banterra Bank Cape - 4500 Branch	1650 North Kingshighway, Suite # 101	Cape Girardeau	MO
Southwest Missouri Bank Jasper Branch	101 E Grand Avenue	Jasper	MO
Century Bank of the Ozarks Century Bank Of The Ozarks Branch	42 Court Square	Gainesville	MO
Bank of Springfield Bos - Brentwood Banking Center Branch	1709 S. Brentwood Boulevard	Brentwood	MO
Liberty Bank and Trust Company Troost Avenue Office Branch	4701 Troost Avenue	Kansas City	MO
Sherwood Community Bank Sherwood Community Bank Branch	202 D Street	Creighton	MO
Peoples National Bank , N.A. Clayton Branch	101 South Hanley Road	Saint Louis	MO
Armed Forces Bank, National Association Fort Leonard Wood Branch	484 Nebraska Avenue	Fort Leonard Wood	MO
Investors Community Bank Investors Community Bank Branch	522 Washington Street	Chillicothe	MO
Central Bank of Kansas City Central Bank Of Kansas City Branch	2301 Independence Boulevard	Kansas City	MO
NBH Bank Maryville Branch # 41	402 North Main	Maryville	MO
Citizens Bank & Trust Craig Branch	105 South Main Street	Craig	MO
UMB Bank, National Association Hickman Mills Branch	12210 S 71 Highway	Grandview	MO
Community Bank of Missouri Community Bank Of Missouri Branch	904 Walton Way	Richmond	MO
TBO Bank The Bank Of Orrick Branch	113 E. South Front St.	Orrick	MO
County Bank County Bank Branch	116 West Broadway	Brunswick	MO
Great Southern Bank Miller Branch	124 W Main Street	Miller	MO
Lead Bank Lead Bank Branch	D And 3rd Streets	Garden City	MO
Enterprise Bank & Trust House Springs Branch	4675 Gravois Road	House Springs	MO
First State Bank of St. Charles, Missouri First State Bank Of St. Charles, Missouri Branch	206 North Fifth Street	St. Charles	MO
NEW FRONTIER BANK New Frontier Bank Branch	1771 Zumbehl Road	Saint Charles	MO
Carrollton Bank Des Peres Branch	11710 Manchester Road	Des Peres	MO
FCNB Bank First Community National Bank Branch	407 North Franklin	Cuba	MO
CIBC Bank USA The Privatebank St. Louis Branch	1401 South Brentwood Blvd, 2nd Floor	Saint Louis	MO
The First National Bank of Nevada, Missouri The First National Bank Of Nevada, Missouri Branch	100 W. Walnut St	Nevada	MO
Mid-Missouri Bank Mount Vernon Branch	109 North Hickory	Mount Vernon	MO
Kennett Trust Bank Kennett Trust Bank Branch	805 First Street	Kennett	MO
Peoples Bank of Moniteau County Peoples Bank Of Moniteau County Branch	105 Row Street	Jamestown	MO
Equity Bank Sweet Springs Branch 30	300 South Miller Street	Sweet Springs	MO
F & C Bank F & C Bank Branch	1006 Eagle Crest Drive	Holden	MO
The Central Trust Bank Tuscumbia Facility Branch	Missouri 52 Highway And High Street	Tuscumbia	MO
Chester National Bank Perryville Branch	1010 North Main Street	Perryville	MO
Legends Bank Highway 50 Loose Creek Branch	Highway 50 Loose Creek	Loose Creek	MO
Bank of New Cambria Bank Of New Cambria Branch	200 S. Main St.	New Cambria	MO
MA Bank Monroe City Branch	201 North Main Street	Monroe City	MO
F&M Bank and Trust Company F&M Bank And Trust Company Branch	505 Broadway	Hannibal	MO
TPNB Bank Tpnb Bank Branch	118 North Main Street	Paris	MO
Mid America Bank Mid America Bank Branch	1511 Friendship Road	Jefferson City	MO
Jonesburg State Bank Jonesburg State Bank Branch	110 First Street	Jonesburg	MO
Peoples National Bank , N.A. Clayton Branch	101 South Hanley Road	Saint Louis	MO
First Community Bank Goodman Branch	110 E Main St	Goodman	MO
The Central Trust Bank Tuscumbia Facility Branch	Missouri 52 Highway And High Street	Tuscumbia	MO
Clay County Savings Bank Clay County Savings Bank Branch	1178 West Kansas Street	Liberty	MO
St. Johns Bank and Trust Company St. Johns Bank And Trust Company Branch	8924 St. Charles Rock Road	Saint Louis	MO
Peoples Bank Peoples Bank Branch	408 W, Washington Street	Cuba	MO
BOKF, National Association Mobank Branch	1044 Main Street	Kansas City	MO
Clay County Savings Bank Clay County Savings Bank Branch	1178 West Kansas Street	Liberty	MO
Peoples Bank Peoples Bank Branch	408 W, Washington Street	Cuba	MO
Commerce Bank Richmond Heights Branch	7910 Clayton Rd	Richmond Heights	MO
Cass Commercial Bank Cass Commercial Bank Branch	12412 Powerscourt Drive	Des Peres	MO
Edward Jones Trust Company Edward Jones Trust Company Branch	12555 Manchester Road	Saint Louis	MO
Community Bank of Raymore Harrisonville Branch	1503 North State Route 291 Highway	Harrisonville	MO
U.S. Bank National Association Sedalia Main Branch	3615 West Broadway Boulevard	Sedalia	MO
Regions Bank Clayton Mo Branch	8182 Maryland Avenue	Clayton	MO
Hawthorn Bank Warsaw Branch	200 Main	Warsaw	MO
PNC Bank, National Association Allegiant - St Louis Branch	4323 North Grand Blvd.	Saint Louis	MO
Hawthorn Bank Warsaw Branch	200 Main	Warsaw	MO
Regions Bank Clayton Mo Branch	8182 Maryland Avenue	Clayton	MO
First-Citizens Bank & Trust Company Kansas City Branch	2 Emanuel Cleaver Ii Boulevard	Kansas City	MO

See rates for Online Banks →

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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St. Louis, Missouri CD Rates

Branches Info around zip 10007

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

SAVINGS & CD CALCULATOR

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CD Products by City in Missouri

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