Best Special Rates and Terms in Bonita Springs, Florida, FL

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Below are special Certificate of Deposit special rates and terms from banks in Bonita Springs, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Bonita Springs, FL - October 25, 2026

What is the best special CD rate in Bonita Springs, FL?

As of October 25, 2026, the highest special CD rate from a bank in Bonita Springs, FL is 4.45% APY from Finworth, a division of InsBank (minimum deposit $50,000). The best rate with a $1,000 minimum or less is 4.20% APY from United Fidelity Bank, fsb (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Finworth, a division of InsBank Bonita Springs Branch	4.45%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.90% → 3.50% → 3.20% → 4.35% → 4.45%
United Fidelity Bank, fsb Metro Parkway Branch	4.20%	$1,000	6 months	Learn More Reviews
Bank OZK Bonita Springs Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
Busey Bank Busey Bank, Na Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
United Fidelity Bank, fsb Metro Parkway Branch	4.15%	$1,000	60 months	Learn More Reviews
United Fidelity Bank, fsb Metro Parkway Branch	4.10%	$1,000	24 months	Learn More Reviews
United Fidelity Bank, fsb Metro Parkway Branch	4.05%	$1,000	10 months	Learn More Reviews
First-Citizens Bank & Trust Company Riverchase Branch	4.00%	$5,000	5 months	Learn More Reviews (3)
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00%
EverBank, National Association Bank Of Florida-Southwest Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 3.90% → 3.80% → 3.70% → 4.00%
Bank OZK Bonita Springs Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
First-Citizens Bank & Trust Company Riverchase Branch	3.75%	$5,000	11 months	Learn More Reviews (3)
U.S. Bank National Association Naples Pcr Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
U.S. Bank National Association Naples Pcr Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
BMO Bank National Association Naples Wealth Mgmt Office Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association Naples Wealth Mgmt Office Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association Naples Wealth Mgmt Office Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
BMO Bank National Association Naples Wealth Mgmt Office Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
BMO Bank National Association Naples Wealth Mgmt Office Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
U.S. Bank National Association Naples Pcr Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bonita Springs, FL - October 25, 2026

Branch	Street	City	State
Finworth, a division of InsBank Bonita Springs Branch	28235 South Tamiami Trail	Bonita Springs	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
Bank OZK Bonita Springs Branch	28235 South Tamiami Trail	Bonita Springs	FL
Busey Bank Busey Bank, Na Branch	7980 Summerlin Lakes Drive	Fort Myers	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
First-Citizens Bank & Trust Company Riverchase Branch	1030 Cross Point Drive	Naples	FL
EverBank, National Association Bank Of Florida-Southwest Branch	1185 Immokalee Road	Naples	FL
Bank OZK Bonita Springs Branch	28235 South Tamiami Trail	Bonita Springs	FL
First-Citizens Bank & Trust Company Riverchase Branch	1030 Cross Point Drive	Naples	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
BMO Bank National Association Naples Wealth Mgmt Office Branch	801 Laurel Oak Drive	Naples	FL
BMO Bank National Association Naples Wealth Mgmt Office Branch	801 Laurel Oak Drive	Naples	FL
BMO Bank National Association Naples Wealth Mgmt Office Branch	801 Laurel Oak Drive	Naples	FL
BMO Bank National Association Naples Wealth Mgmt Office Branch	801 Laurel Oak Drive	Naples	FL
BMO Bank National Association Naples Wealth Mgmt Office Branch	801 Laurel Oak Drive	Naples	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL

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What is the best special CD rate in Bonita Springs, FL?

Branches Info around Bonita Springs, FL - October 25, 2026

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