Best Special Rates and Terms in Fort Walton Beach, Florida, FL

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Below are special Certificate of Deposit special rates and terms from banks in Fort Walton Beach, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Fort Walton Beach, FL - December 14, 2025

Bank	APY	MIN	PERIOD
Union State Bank Destin Branch	4.01%	$500	11 months	Learn More Reviews
Hancock Whitney Bank Westwood Branch	4.00%	$1,000	3 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.25% → 4.00%
Regions Bank Navarre 8234 Navarre Pkwy Branch	3.80% 3.55% 3.55%	$501 $500	5 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 0.01% → 3.80%
Wells Fargo Bank, National Association Mary Esther Branch	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.25% → 4.00% → 3.75% → 3.64% → 3.75%
Regions Bank Navarre 8234 Navarre Pkwy Branch	3.70% 3.45% 3.45%	$501 $500	8 months	Learn More Reviews
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70%
Bank of America, National Association Fort Walton Beach Branch	3.51%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51%
Wells Fargo Bank, National Association Mary Esther Branch	3.50%	$5,000	11 months	Learn More Reviews (7)
Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50%
Hancock Whitney Bank Westwood Branch	3.49%	$1,000	5 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49%
Regions Bank Navarre 8234 Navarre Pkwy Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Fort Walton Beach Branch	3.20%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45% → 3.20%
Regions Bank Navarre 8234 Navarre Pkwy Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Regions Bank Navarre 8234 Navarre Pkwy Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
Bank of America, National Association Fort Walton Beach Branch	2.25%	$10,000	13 months	Learn More Reviews (7)
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25%
Bank of America, National Association Fort Walton Beach Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
Union State Bank Destin Branch	0.55%	$500	7 months	Learn More Reviews
Rate History: 5.05% → 4.85% → 4.64% → 4.24% → 0.55%
Truist Bank Destin Branch	0.00%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fort Walton Beach, FL - December 14, 2025

Branch	Street	City	State
Union State Bank Destin Branch	978 Airport Road	Destin	FL
Hancock Whitney Bank Westwood Branch	1001 Nw Mar Walt Drive	Fort Walton Beach	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Wells Fargo Bank, National Association Mary Esther Branch	101 Mary Esther Blvd	Mary Esther	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Bank of America, National Association Fort Walton Beach Branch	189 Eglin Parkway, N.E.	Fort Walton Beach	FL
Wells Fargo Bank, National Association Mary Esther Branch	101 Mary Esther Blvd	Mary Esther	FL
Hancock Whitney Bank Westwood Branch	1001 Nw Mar Walt Drive	Fort Walton Beach	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Bank of America, National Association Fort Walton Beach Branch	189 Eglin Parkway, N.E.	Fort Walton Beach	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Regions Bank Navarre 8234 Navarre Pkwy Branch	8234 Navarre Parkway	Navarre	FL
Bank of America, National Association Fort Walton Beach Branch	189 Eglin Parkway, N.E.	Fort Walton Beach	FL
Bank of America, National Association Fort Walton Beach Branch	189 Eglin Parkway, N.E.	Fort Walton Beach	FL
Union State Bank Destin Branch	978 Airport Road	Destin	FL
Truist Bank Destin Branch	34990 Emerald Coast Pkwy, Suite 100	Destin	FL