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Below are special Certificate of Deposit special rates and terms from banks in Effingham, Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Effingham, IL - December 13, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Louisville Branch
|
4.22% | $500 | 24 months |
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Rate History: 1.00% → 4.42% → 4.22% |
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Shelbyville Branch
|
4.15% | $1,000 | 11 months |
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Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% |
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|
Fifth Third Bank, National Association Effingham Branch |
4.00% | $5,000 | 3 months |
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|
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Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% |
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|
Shelbyville Branch
|
4.00% | $1,000 | 7 months |
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Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00% |
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|
Fifth Third Bank, National Association Effingham Branch |
3.60% | $5,000 | 7 months |
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Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% |
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|
Louisville Branch
|
3.55% | $1,000 | 7 months |
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|
|
Rate History: 4.52% → 4.32% → 4.06% → 3.80% → 3.55% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Fifth Third Bank, National Association Effingham Branch |
3.25% | $5,000 | 13 months |
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|
|
Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% |
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|
Fifth Third Bank, National Association Effingham Branch |
3.00% | $5,000 | 24 months |
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|
|
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% |
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| Branch | Street | City | State |
|---|---|---|---|
|
The Clay City Banking Co. Louisville Branch |
225 Route 45 North | Louisville | IL |
|
Busey Bank Shelbyville Branch |
200 West Main Street | Shelbyville | IL |
|
Fifth Third Bank, National Association Effingham Branch |
200 East Jefferson Avenue | Effingham | IL |
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Busey Bank Shelbyville Branch |
200 West Main Street | Shelbyville | IL |
|
Fifth Third Bank, National Association Effingham Branch |
200 East Jefferson Avenue | Effingham | IL |
|
The Clay City Banking Co. Louisville Branch |
225 Route 45 North | Louisville | IL |
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Fifth Third Bank, National Association Effingham Branch |
200 East Jefferson Avenue | Effingham | IL |
|
Fifth Third Bank, National Association Effingham Branch |
200 East Jefferson Avenue | Effingham | IL |
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