Best Special Rates and Terms in Normal, Illinois, IL

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Below are special Certificate of Deposit special rates and terms from banks in Normal, Illinois. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Normal, IL - November 9, 2026

What is the best special CD rate in Normal, IL?

As of November 9, 2026, the highest special CD rate from a bank in Normal, IL is 4.15% APY from Busey Bank (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
Busey Bank College Avenue Branch	4.15%	$1,000	11 months	Learn More Reviews (1)
Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15%
Busey Bank College Avenue Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 4.00% → 4.30% → 4.75% → 4.25% → 4.00%
Woodforest National Bank 0692 Bloomington Illinois Walmart Br Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Regions Bank Bloomington Il Branch	4.00% 3.75% 3.75%	$501 $500	9 months	Learn More Reviews
Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00%
Morton Community Bank Minier Banking Center Branch	3.95% 3.89% 3.89%	$100,000 $0	7 months	Learn More Reviews
Rate History: 1.00% → 4.15% → 4.04% → 3.95%
Heartland Bank and Trust Company Motor Facility Branch	3.75%	$5,000	15 months	Learn More Reviews
Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75%
Morton Community Bank Minier Banking Center Branch	3.67% 3.61% 3.61%	$100,000 $0	14 months	Learn More Reviews
Rate History: 3.85% → 3.70% → 3.95% → 3.78% → 3.67%
Woodforest National Bank 0692 Bloomington Illinois Walmart Br Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Market And Jc Parkway Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
U.S. Bank National Association Normal Branch	3.25%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25%
Regions Bank Bloomington Il Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Regions Bank Bloomington Il Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
U.S. Bank National Association Normal Branch	3.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00%
Regions Bank Bloomington Il Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
PNC Bank, National Association Market And Jc Parkway Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
U.S. Bank National Association Normal Branch	2.50%	$1,000	25 months	Learn More Reviews (2)
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50%
PNC Bank, National Association Market And Jc Parkway Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association West Market Bloomington Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Market And Jc Parkway Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Market And Jc Parkway Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
PNC Bank, National Association Market And Jc Parkway Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Normal, IL - November 9, 2026

Branch	Street	City	State
Busey Bank College Avenue Branch	201 West College Avenue	Normal	IL
Busey Bank College Avenue Branch	201 West College Avenue	Normal	IL
Woodforest National Bank 0692 Bloomington Illinois Walmart Br Branch	2225 West Market Street	Bloomington	IL
Regions Bank Bloomington Il Branch	1304 E. Empire Street	Bloomington	IL
Morton Community Bank Minier Banking Center Branch	701 N Minier Ave	Minier	IL
Morton Community Bank Minier Banking Center Branch	701 N Minier Ave	Minier	IL
Regions Bank Bloomington Il Branch	1304 E. Empire Street	Bloomington	IL
Heartland Bank and Trust Company Motor Facility Branch	202 West Center Street	Eureka	IL
Morton Community Bank Minier Banking Center Branch	701 N Minier Ave	Minier	IL
Morton Community Bank Minier Banking Center Branch	701 N Minier Ave	Minier	IL
Woodforest National Bank 0692 Bloomington Illinois Walmart Br Branch	2225 West Market Street	Bloomington	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL
U.S. Bank National Association Normal Branch	1401 South Main Street	Normal	IL
Regions Bank Bloomington Il Branch	1304 E. Empire Street	Bloomington	IL
Regions Bank Bloomington Il Branch	1304 E. Empire Street	Bloomington	IL
U.S. Bank National Association Normal Branch	1401 South Main Street	Normal	IL
Regions Bank Bloomington Il Branch	1304 E. Empire Street	Bloomington	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL
U.S. Bank National Association Normal Branch	1401 South Main Street	Normal	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL
JPMorgan Chase Bank, National Association West Market Bloomington Branch	1703 West Market Street	Bloomington	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL
PNC Bank, National Association Market And Jc Parkway Branch	2217 West Market Street	Bloomington	IL