Best Special Rates and Terms in Michigan City, Indiana, IN

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Below are special Certificate of Deposit special rates and terms from banks in Michigan City, Indiana. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Michigan City, IN - November 7, 2026

What is the best special CD rate in Michigan City, IN?

As of November 7, 2026, the highest special CD rate from a bank in Michigan City, IN is 5.05% APY from 1st Source Bank (minimum deposit $500). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.

Bank	APY	MIN	PERIOD
1st Source Bank Willowcreek Branch	5.05%	$500	11 months	Learn More Reviews
1st Source Bank Willowcreek Branch	4.50%	$500	17 months	Learn More Reviews
Woodforest National Bank 0364 Portage Wal-Mart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Fifth Third Bank, National Association Portage Branch	3.75%	$5,000	3 months	Learn More Reviews (5)
Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75%
Wells Fargo Bank, National Association La Porte Main Branch	3.74%	$2,500	7 months	Learn More Reviews (7)
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74%
Wells Fargo Bank, National Association La Porte Main Branch	3.64%	$2,500	15 months	Learn More Reviews (7)
Rate History: 3.74% → 3.64%
Wells Fargo Bank, National Association La Porte Main Branch	3.59%	$2,500	11 months	Learn More Reviews (7)
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59%
Fifth Third Bank, National Association Portage Branch	3.50%	$5,000	7 months	Learn More Reviews (5)
Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50%
Woodforest National Bank 0364 Portage Wal-Mart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
PNC Bank, National Association Highway 20 Branch	3.50%	$1,000	13 months	Learn More Reviews (1)
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Fifth Third Bank, National Association Portage Branch	2.75%	$5,000	24 months	Learn More Reviews (5)
Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75%
BMO Bank National Association Portage Branch	2.75%	$1,000	59 months	Learn More Reviews (9)
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75%
BMO Bank National Association Portage Branch	2.65%	$1,000	45 months	Learn More Reviews (9)
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65%
BMO Bank National Association Portage Branch	2.60%	$1,000	35 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60%
PNC Bank, National Association Highway 20 Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
BMO Bank National Association Portage Branch	2.55%	$1,000	25 months	Learn More Reviews (9)
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55%
BMO Bank National Association Portage Branch	2.50%	$1,000	13 months	Learn More Reviews (9)
Rate History: 3.25% → 3.00% → 2.75% → 2.60% → 2.50%
PNC Bank, National Association Highway 20 Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Willowcreek Branch	2.25%	$100,000	6 months	Learn More Reviews (18)
Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25%
PNC Bank, National Association Highway 20 Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Highway 20 Branch	2.10%	$1,000	19 months	Learn More Reviews (1)
PNC Bank, National Association Highway 20 Branch	1.90%	$1,000	9 months	Learn More Reviews (1)
Rate History: 0.05% → 1.90%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Michigan City, IN - November 7, 2026

Branch	Street	City	State
1st Source Bank Willowcreek Branch	3395 Willowcreek Road	Portage	IN
1st Source Bank Willowcreek Branch	3395 Willowcreek Road	Portage	IN
Woodforest National Bank 0364 Portage Wal-Mart Branch	6087 Us Highway 6	Portage	IN
Fifth Third Bank, National Association Portage Branch	2655 Willowcreek Rd	Portage	IN
Wells Fargo Bank, National Association La Porte Main Branch	601 Jackson Street	La Porte	IN
Wells Fargo Bank, National Association La Porte Main Branch	601 Jackson Street	La Porte	IN
Wells Fargo Bank, National Association La Porte Main Branch	601 Jackson Street	La Porte	IN
Fifth Third Bank, National Association Portage Branch	2655 Willowcreek Rd	Portage	IN
Woodforest National Bank 0364 Portage Wal-Mart Branch	6087 Us Highway 6	Portage	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN
Fifth Third Bank, National Association Portage Branch	2655 Willowcreek Rd	Portage	IN
BMO Bank National Association Portage Branch	6015 U.S. Highway 6	Portage	IN
BMO Bank National Association Portage Branch	6015 U.S. Highway 6	Portage	IN
BMO Bank National Association Portage Branch	6015 U.S. Highway 6	Portage	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN
BMO Bank National Association Portage Branch	6015 U.S. Highway 6	Portage	IN
BMO Bank National Association Portage Branch	6015 U.S. Highway 6	Portage	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN
JPMorgan Chase Bank, National Association Willowcreek Branch	3275 Willowcreek Road	Portage	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN
PNC Bank, National Association Highway 20 Branch	Highway 20	Michigan City	IN